Aeon Financial Service Co (8570.T) Stock Price

Aeon Financial Service Co Price

🇯🇵JPX·CLOSED
1,520.50JPY
Market closed
Today +/-
Today %

Aeon Financial Service Co (8570.T) Stock | ISIN JP3131400008 | WKN 896037. The current Aeon Financial Service Co stock price is 1,520.5 JPY (2026). Revenue is 573.7 B JPY. Net income is 22.67 B JPY. The P/E ratio is 14.48. Market capitalization is 328.26 B JPY. Aeon Financial Service Co operates in the Finance sector.

Revenue has compounded at 7.1% per year over the past 19 years to 533.26 B JPY. Earnings per share have declined at 2.1% per year over the last 19 years. Aeon Financial Service Co's net margin stands at 3.7%, broadly stable from 3.6% several years earlier. Aeon Financial Service Co currently offers a dividend yield of about 3.49%. The payout ratio is around 38% of earnings.

Aeon Financial Service Co stock price

Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Aeon Financial Service Co over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Aeon Financial Service Co stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Aeon Financial Service Co's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Aeon Financial Service Co Stock Price History
DateAeon Financial Service Co Price
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Aeon Financial Service Co Revenue, EBIT, Net Income

  • 3 Years

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Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2006
144.75 B JPY
38.17 B JPY
21.2 B JPY
Jan 1, 2007
173.48 B JPY
37.32 B JPY
20.59 B JPY
Jan 1, 2008
181.07 B JPY
31.78 B JPY
17.65 B JPY
Jan 1, 2009
176.01 B JPY
18.55 B JPY
14.79 B JPY
Jan 1, 2010
172.43 B JPY
5.06 B JPY
197 M JPY
Jan 1, 2011
169.19 B JPY
16.37 B JPY
9.54 B JPY
Jan 1, 2012
169.85 B JPY
18.03 B JPY
8.99 B JPY
Jan 1, 2013
0 JPY
-14.65 B JPY
13.62 B JPY
Jan 1, 2014
107.45 B JPY
65.68 B JPY
20.74 B JPY
Jan 1, 2015
125.49 B JPY
72.84 B JPY
30.49 B JPY
Jan 1, 2016
138.81 B JPY
78.31 B JPY
35.79 B JPY
Jan 1, 2017
140.24 B JPY
82.12 B JPY
39.45 B JPY
Jan 1, 2018
156.16 B JPY
93.6 B JPY
38.68 B JPY
Jan 1, 2019
438.44 B JPY
90.85 B JPY
39.41 B JPY
Jan 1, 2020
457.28 B JPY
86.97 B JPY
34.15 B JPY

Aeon Financial Service Co Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 16, 2026, 4:05 AM
 
REVENUE (B JPY)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (B JPY)
NET INCOME (B JPY)
NET INCOME GROWTH (%)
DIV. (JPY)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
202120222023202420252026e2027e2028e
487.31470.66451.77485.61533.26573.7606.02635.48
6.57-3.42-4.017.499.817.585.634.86
99.5399.3799.5199.5199.3392.3387.4183.36
485.04467.68449.56483.25529.72529.72529.72529.72
17.6930.2130.6820.919.5322.6729.9534.39
-48.1970.741.55-31.89-6.5416.0932.0914.82
40495853532854.7162.07
-2022.518.37-8.62–-47.1795.3913.45
215.85215.86215.86215.87215.89215.89215.89215.89
––––––––
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Aeon Financial Service Co generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Aeon Financial Service Co retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Aeon Financial Service Co's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Aeon Financial Service Co has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Aeon Financial Service Co's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Aeon Financial Service Co stock margins

The Aeon Financial Service Co margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Aeon Financial Service Co. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Aeon Financial Service Co.

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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2006
99.33 %
26.37 %
14.64 %
Jan 1, 2007
99.33 %
21.52 %
11.87 %
Jan 1, 2008
99.33 %
17.55 %
9.75 %
Jan 1, 2009
99.33 %
10.54 %
8.4 %
Jan 1, 2010
99.33 %
2.94 %
0.11 %
Jan 1, 2011
99.33 %
9.67 %
5.64 %
Jan 1, 2012
99.33 %
10.61 %
5.29 %
Jan 1, 2013
99.33 %
- %
- %
Jan 1, 2014
99.33 %
61.13 %
19.3 %
Jan 1, 2015
99.33 %
58.04 %
24.3 %
Jan 1, 2016
99.33 %
56.42 %
25.78 %
Jan 1, 2017
99.33 %
58.56 %
28.13 %
Jan 1, 2018
99.33 %
59.93 %
24.77 %
Jan 1, 2019
99.56 %
20.72 %
8.99 %
Jan 1, 2020
99.44 %
19.02 %
7.47 %

Aeon Financial Service Co Stock Revenue, EBIT, Earnings per Share

The Aeon Financial Service Co earnings per share therefore indicates how much revenue Aeon Financial Service Co has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2006
921.96 JPY
243.15 JPY
135 JPY
Jan 1, 2007
1,104.95 JPY
237.73 JPY
131.16 JPY
Jan 1, 2008
1,153.33 JPY
202.43 JPY
112.44 JPY
Jan 1, 2009
1,121.05 JPY
118.16 JPY
94.19 JPY
Jan 1, 2010
1,098.26 JPY
32.25 JPY
1.25 JPY
Jan 1, 2011
1,077.64 JPY
104.25 JPY
60.76 JPY
Jan 1, 2012
999.11 JPY
106.04 JPY
52.87 JPY
Jan 1, 2013
0 JPY
-84.22 JPY
78.25 JPY
Jan 1, 2014
516.6 JPY
315.77 JPY
99.73 JPY
Jan 1, 2015
625.72 JPY
363.18 JPY
152.03 JPY
Jan 1, 2016
698.21 JPY
393.91 JPY
180 JPY
Jan 1, 2017
653.9 JPY
382.9 JPY
183.96 JPY
Jan 1, 2018
686.44 JPY
411.42 JPY
170.01 JPY
Jan 1, 2019
1,926.96 JPY
399.28 JPY
173.2 JPY
Jan 1, 2020
2,064.15 JPY
392.56 JPY
154.15 JPY

Aeon Financial Service Co business model & stock analysis

Aeon Financial Service Co Ltd is a Japanese company specializing in financial services. It was founded in 1985 and has since experienced continuous growth. The headquarters are located in Tokyo, Japan, and the company has branches in various countries, including the USA. The business model of Aeon Financial Service Co Ltd is very diverse and includes various sectors. One of the company's core competencies is consumer lending, particularly for consumption purposes such as car loans or furniture loans. These are offered in cooperation with retailers and can be obtained either directly in the stores or online. Another important sector is the credit card business. Aeon Financial Service Co Ltd offers various credit cards tailored to the needs of different target groups. These include, for example, credit cards with discounts at specific stores or credit cards with additional insurance benefits. In addition to the lending business, Aeon Financial Service Co Ltd also offers various insurance products. These include, for example, car insurance or health insurance. These products are offered in cooperation with various partners and can be obtained either directly online or through retail channels. Another important component of the business model is retail. Aeon Financial Service Co Ltd operates a number of retail stores in Japan specializing in various areas, including grocery and clothing stores. This is referred to as an integrated business strategy, where the company combines the lending and insurance business with retail. In recent years, the company has also increasingly invested in the fintech sector. This involves the combination of finance and technology, enabling the offering of financial services through innovative means. Examples include mobile payment systems or online financial advice. Overall, Aeon Financial Service Co Ltd is a diversified company specializing in various areas of the financial sector. In recent years, the company has continuously invested in expanding its offerings and improving its processes in order to provide its customers with a wide range of high-quality financial services.

Aeon Financial Service Co SWOT Analysis

Strengths

Aeon Financial Service Co Ltd possesses several strengths that contribute to its success in the market. One of its key strengths is its strong financial position, which allows the company to manage its operations effectively and seize growth opportunities. Additionally, Aeon Financial Service has an extensive distribution network, enabling it to reach a large customer base and expand its market presence. Moreover, the company is known for its robust risk management practices, ensuring the security and protection of its customers' financial assets.

Weaknesses

Despite its strengths, Aeon Financial Service Co Ltd also faces certain weaknesses that need to be addressed. One notable weakness is its limited geographical presence, primarily focusing on a specific region or country. This restricts its ability to tap into potential international markets and limits its growth prospects. Moreover, the company may face challenges in adapting to rapidly changing market trends and technologies, potentially leading to a loss of competitive advantage.

Opportunities

Aeon Financial Service Co Ltd operates in an evolving market environment, presenting several opportunities for future growth and development. The expanding middle-class population, particularly in emerging economies, offers a significant opportunity for the company to capture a larger market share. Additionally, the integration of digital technologies into financial services provides avenues for innovation, allowing Aeon Financial Service to enhance its products and services and remain competitive in the industry.

Threats

Various external factors pose potential threats to Aeon Financial Service Co Ltd's operations and profitability. Increased competition from other financial institutions and fintech companies could erode the company's market share. Regulatory changes and compliance requirements may also pose challenges in terms of maintaining operational efficiency. Additionally, economic volatility and uncertainties could impact customer spending patterns and investment decisions, affecting the company's financial performance.

Aeon Financial Service Co Eulerpool Fair Value

Aeon Financial Service Co historical P/E ratio, EBIT multiple, and P/S ratio

Aeon Financial Service Co annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Aeon Financial Service Co shares outstanding

The number of shares was Aeon Financial Service Co in 2025 — This indicates how many shares 215.887 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2006
157 M base_Shares
Jan 1, 2007
157 M base_Shares
Jan 1, 2008
157 M base_Shares
Jan 1, 2009
157 M base_Shares
Jan 1, 2010
157 M base_Shares
Jan 1, 2011
157 M base_Shares
Jan 1, 2012
170 M base_Shares
Jan 1, 2013
174 M base_Shares
Jan 1, 2014
208 M base_Shares
Jan 1, 2015
200.56 M base_Shares
Jan 1, 2016
198.81 M base_Shares
Jan 1, 2017
214.47 M base_Shares
Jan 1, 2018
227.49 M base_Shares
Jan 1, 2019
227.53 M base_Shares
Jan 1, 2020
221.53 M base_Shares

Aeon Financial Service Co Dividend History

35 years of dividend payments

YearAnnual DividendYoY ChangePayments
202628JPYYTD—1×
Feb 26, 202628JPY↑ 12.0%1/1
202553JPY 0.0%2×
Feb 27, 202528JPY↑ 12.0%1/2
Aug 28, 202525JPY↓ 10.7%2/2
202453JPY↓ 8.6%2×
202358JPY↑ 18.4%2×
202249JPY↑ 22.5%2×
202140JPY↓ 20.0%2×
202050JPY↓ 26.5%2×
201968JPY 0.0%2×
201868JPY↑ 1.5%2×
201767JPY↑ 1.5%2×

Aeon Financial Service Co dividend history and estimates

In 2025, Aeon Financial Service Co paid a dividend amounting to 53 JPY. Dividend means that Aeon Financial Service Co distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2006
100 JPY
0 JPY
0 JPY
Invalid Date
35 JPY
-5 JPY
0 JPY
Jan 1, 2008
40 JPY
0 JPY
0 JPY
Jan 1, 2009
40 JPY
0 JPY
0 JPY
Jan 1, 2010
40 JPY
0 JPY
0 JPY
Jan 1, 2011
45 JPY
0 JPY
0 JPY
Jan 1, 2012
50 JPY
0 JPY
5 JPY
Jan 1, 2013
50 JPY
0 JPY
5 JPY
Jan 1, 2014
60 JPY
0 JPY
0 JPY
Jan 1, 2015
63 JPY
0 JPY
0 JPY
Jan 1, 2016
66 JPY
0 JPY
0 JPY
Jan 1, 2017
67 JPY
0 JPY
0 JPY
Jan 1, 2018
68 JPY
0 JPY
0 JPY
Jan 1, 2019
68 JPY
0 JPY
0 JPY
Jan 1, 2020
50 JPY
0 JPY
0 JPY

Aeon Financial Service Co dividend payout ratio

In 2025, Aeon Financial Service Co had a payout ratio of 38.2%. The payout ratio indicates the percentage of the company's profits that Aeon Financial Service Co distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2006
74.07 %
Jan 1, 2007
26.69 %
Jan 1, 2008
35.58 %
Jan 1, 2009
42.47 %
Jan 1, 2010
3,174.6 %
Jan 1, 2011
74.06 %
Jan 1, 2012
94.57 %
Jan 1, 2013
63.9 %
Jan 1, 2014
60.17 %
Jan 1, 2015
41.44 %
Jan 1, 2016
36.67 %
Jan 1, 2017
36.42 %
Jan 1, 2018
40 %
Jan 1, 2019
39.26 %
Jan 1, 2020
32.44 %
Price targets and forecasts for Aeon Financial Service Co are not yet available.

Aeon Financial Service Co Earnings Estimates

Aeon Financial Service Co Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
4/9/202442.12JPY131.27 BJPY2024 Q4
7/3/202331.8JPY112.96 BJPY2024 Q1
4/5/202331.99JPY117.61 BJPY2023 Q4
1/10/202333.25JPY112.2 BJPY2023 Q3
10/4/202238.27JPY111.75 BJPY2023 Q2
7/5/202231.31JPY110.63 BJPY2023 Q1
4/7/202222.11JPY121.32 BJPY2022 Q4
1/12/202219.34JPY129.23 BJPY2022 Q3
10/6/202124.01JPY124.03 BJPY2022 Q2
7/7/202130.25JPY120.52 BJPY2022 Q1

EESG©

Eulerpool ESG Scorecard© for the Aeon Financial Service Co stock

59/100
46
Environment
67
Social
63
Governance
E

Environment

20
Scope 1 - Direct Emissions2,548
Scope 2 - Indirect emissions from purchased energy10,389
Scope 3 - Indirect emissions within the value chain12,324
Total CO₂ emissions12,937
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees59
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Aeon Financial Service Co shareholder structure

% Name
48.17377%
Aeon Co Ltd
Aeon Co Ltd
1.70921%
Nomura Asset Management Co., Ltd.
Nomura Asset Management Co., Ltd.
1.53102%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
1.3508%
American Century Investment Management, Inc.
American Century Investment Management, Inc.
1.33079%
SMBC Nikko Securities Inc.
SMBC Nikko Securities Inc.
1.22564%
Fuji Co Ltd
Fuji Co Ltd
1.17283%
Japan Securities Finance Co Ltd
Japan Securities Finance Co Ltd
1.13763%
JPMorgan Securities Japan Co., Ltd.
JPMorgan Securities Japan Co., Ltd.
1.13388%
MFS Investment Management
MFS Investment Management
1.11957%
Mitsubishi UFJ Morgan Stanley Securities Co., Ltd.
Mitsubishi UFJ Morgan Stanley Securities Co., Ltd.
...

Aeon Financial Service Co Executives and Management Board

SS

Mr. Shunsuke Shirakawa

(60)

Chairman of the Board, President, Representative Director · since 2023

TM

Mr. Tomoyuki Mitsufuji

(59)

Managing Executive Officer, Chief Director of Finance and Accounting, Chairman of Subsidiary, Director · since 2019

SM

Mr. Shigeki Mishima

Senior Managing Executive Officer

KA

Mr. Kazuaki Arima

(54)

Managing Executive Officer, Director · since 2023

MT

Mr. Mitsugu Tamai

(61)

Managing Executive Officer, Chief Director of Overseas Business, Chairman of Subsidiary, Director · since 2006

Frequently asked questions about Aeon Financial Service Co

The business model of Aeon Financial Service Co Ltd focuses on providing financial services to consumers in Japan. As a subsidiary of the Aeon Group, the company primarily offers credit and loan services, including credit cards, personal loans, and automobile financing. Aeon Financial Service operates through multiple channels, including physical branches, online platforms, and partnerships with retail stores. By offering convenient and accessible financial solutions, Aeon Financial Service aims to support consumers' purchasing power and enhance their overall shopping experience within the Aeon Group's network of retail outlets.

All fundamentals and in-depth analysis of Aeon Financial Service Co

Our stock analysis for Aeon Financial Service Co Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Aeon Financial Service Co Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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