JM Financial (JMFINANCIL.NS) Stock Price
JM Financial Price
Revenue has compounded at 12.7% per year over the past 19 years to 42.61 B INR. Earnings per share have grown at 12.8% per year over the last 19 years. JM Financial's net margin stands at 28.2%, up from 20.6% several years earlier. JM Financial currently offers a dividend yield of about 3.29%. The payout ratio is around 37% of earnings. The dividend has grown at 17.4% per year over the past 19 years. Analysts set a median price target of 91.80 INR, implying 28.1% below the current price. Of 7 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 12% above its 52-week low.
JM Financial stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of JM Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how JM Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing JM Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | JM Financial Price |
|---|---|
| 9/25/2026 | 127.70 INR |
| 9/24/2026 | 127.03 INR |
| 9/23/2026 | 127.51 INR |
| 9/22/2026 | 126.31 INR |
| 9/21/2026 | 126.26 INR |
| 9/18/2026 | 126.30 INR |
| 9/17/2026 | 122.51 INR |
| 9/16/2026 | 120.46 INR |
| 9/15/2026 | 125.07 INR |
| 9/11/2026 | 124.47 INR |
| 9/10/2026 | 127.24 INR |
| 9/9/2026 | 126.73 INR |
| 9/8/2026 | 128.47 INR |
| 9/7/2026 | 129.82 INR |
| 9/4/2026 | 132.06 INR |
| 9/3/2026 | 134.53 INR |
| 9/2/2026 | 128.58 INR |
| 9/1/2026 | 128.25 INR |
| 8/31/2026 | 127.99 INR |
| 8/28/2026 | 129.29 INR |
| 8/27/2026 | 130.06 INR |
| 8/26/2026 | 132.84 INR |
| 8/25/2026 | 130.39 INR |
| 8/24/2026 | 129.50 INR |
| 8/21/2026 | 128.24 INR |
| 8/20/2026 | 129.16 INR |
| 8/19/2026 | 125.52 INR |
| 8/17/2026 | 127.91 INR |
| 8/14/2026 | 126.43 INR |
| 8/13/2026 | 129.37 INR |
JM Financial Revenue, EBIT, Net Income
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JM Financial Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB INR |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEB INR |
| EBITB INR |
| EBIT MARGIN% |
| NET INCOMEB INR |
| NET INCOME GROWTH% |
| DIVIDENDDIV.INR |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027e | 2028e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10.42 | 10.07 | 14.03 | 16.85 | 23.57 | 29.99 | 34.85 | 34.51 | 32.32 | 37.53 | 32.47 | 42.54 | 40.27 | 42.61 | 31.90 | 36.59 |
| 19.26 | -3.42 | 39.38 | 20.07 | 39.92 | 27.25 | 16.18 | -0.96 | -6.34 | 16.12 | -13.49 | 31.02 | -5.34 | 5.79 | -25.13 | 14.72 |
| 63.83 | 69.42 | 70.05 | 69.60 | 66.82 | 62.02 | 58.50 | 59.84 | 65.63 | 71.18 | 63.70 | 63.29 | 67.60 | 63.49 | 63.49 | 63.49 |
| 6.65 | 6.99 | 9.83 | 11.73 | 15.75 | 18.60 | 20.38 | 20.65 | 21.21 | 26.72 | 20.69 | 26.93 | 27.22 | 27.05 | 20.25 | 23.23 |
| 2.54 | 2.80 | 5.17 | 6.93 | 9.72 | 11.65 | 12.83 | 10.94 | 10.67 | 13.48 | 9.53 | 3.53 | 9.97 | 13.65 | 16.62 | 19.04 |
| 24.36 | 27.83 | 36.84 | 41.13 | 41.22 | 38.84 | 36.81 | 31.69 | 33.00 | 35.92 | 29.34 | 8.30 | 24.75 | 32.03 | 52.12 | 52.02 |
| 1.83 | 2.10 | 3.31 | 4.00 | 4.70 | 6.01 | 5.72 | 5.45 | 5.90 | 7.73 | 5.97 | 4.10 | 8.21 | 12.02 | 12.53 | 14.35 |
| 51.03 | 14.54 | 57.76 | 21.15 | 17.43 | 27.78 | -4.78 | -4.75 | 8.30 | 31.01 | -22.75 | -31.38 | 100.41 | 46.34 | 4.23 | 14.50 |
| 0.90 | 1.00 | 1.35 | 1.45 | 1.50 | 1.80 | 1.00 | 1.00 | 0.50 | 2.55 | 0.90 | 1.80 | 4.20 | 4.20 | 1.75 | 2.10 |
| 50.00 | 11.11 | 35.00 | 7.41 | 3.45 | 20.00 | -44.44 | – | -50.00 | 410.00 | -64.71 | 100.00 | 133.33 | – | -58.33 | 20.00 |
| 774.71 | 777.01 | 796.66 | 795.99 | 802.63 | 843.32 | 841.17 | 926.97 | 955.07 | 954.79 | 955.53 | 958.35 | 956.58 | 956.96 | 956.96 | 956.96 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales JM Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue JM Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare JM Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares JM Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against JM Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
JM Financial stock margins
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JM Financial Stock Revenue, EBIT, Earnings per Share
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JM Financial business model & stock analysis
JM Financial Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
JM Financial historical P/E ratio, EBIT multiple, and P/S ratio
JM Financial annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down JM Financial's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in JM Financial's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare JM Financial's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
JM Financial shares outstanding
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JM Financial Dividend History
26 years of dividend payments · 2 consecutive increases
JM Financial dividend history and estimates
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JM Financial dividend payout ratio
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Current JM Financial forecasts and price targets in September 2026
Analyst Price Targets 2026JM Financial Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 11/6/2025 | -INR | 2.82INR | 9.65 BINR | - | 2025 Q3 |
| 8/11/2025 | -INR | 4.75INR | 9.70 BINR | - | 2025 Q2 |
| 5/23/2024 | -INR | -2.40INR | 9.65 BINR | - | 2024 Q1 |
| 2/12/2024 | -INR | 2.91INR | 9.65 BINR | - | 2023 Q4 |
| 11/3/2023 | -INR | 2.04INR | 9.70 BINR | - | 2023 Q3 |
| 8/3/2023 | -INR | 1.74INR | 9.70 BINR | - | 2023 Q2 |
| 2/10/2023 | -INR | 1.99INR | 9.65 BINR | - | 2022 Q4 |
| 11/14/2022 | -INR | 1.89INR | 9.70 BINR | - | 2022 Q3 |
| 5/24/2022 | 11.27INR | 1.88INR | 40.81 BINR | - | 2022 Q1 |
| 7/28/2021 | 2.15INR | 2.13INR | 8.82 BINR | - | 2021 Q2 |
EESG©
Eulerpool ESG Scorecard© for the JM Financial stock
EEnvironment
Environment
SSocial
Social
GGovernance (Corporate Governance)
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
JM Financial shareholder structure
| % | Name |
|---|---|
1.41314% | |
1.28318% | |
0.76556% | |
0.69961% | |
0.58445% | |
0.49830% |
JM Financial Beneficial Ownership Filings (SEC 13D/G)
JM Financial Executives and Management Board
47 members · avg. age 58 · 11 % women
Mr. Adi Patel (53)
Managing Director, Executive Director · since 2020
69.98 M INR
Management
Mr. Vishal Kampani (47)
Vice Chairman of the Board, Managing Director · since 2016
Mr. Manish Sheth
Managing Director, Chief Executive Officer - Home Loans · since 2024
Mr. Nishit Shah
Chief Financial Officer, Managing Director
Mr. Hemant Pandya
Compliance Officer, Company Secretary
Ms. Neha Agarwal
Managing Director and Head, Equity Capital Markets
Mr. Rajiv Agrawal
Managing Director, Loan Origination and Analysis
Board of Directors
Mr. Pradip Kanakia
Non-Executive Independent Director
Mr. P. Jayakumar
Non-Executive Independent Director
Ms. Jagi Panda
Non-Executive Independent Director
Mr. Sumit Bose (70)
Non-Executive Independent Director
Ms. Roshini Bakshi (57)
Non-Executive Independent Director
Mr. Navroz Udwadia
Non-Executive Independent Director
Frequently asked questions about JM Financial
Analysts currently set an average price target of 91.80 INR for the JM Financial stock (median: 91.80 INR), implying -27.7 % versus the latest price. The consensus is based on 7 analyst ratings.
7 analysts currently rate the JM Financial stock: 6 recommend buying, 1 holding and 0 selling.
Converted at the current exchange rate, the JM Financial share trades at 1.17 EUR (127.70 INR).
The JM Financial share (JMFINANCIL.NS) is listed on 2 stock exchanges, including: NSE (Indien) (JMFINANCIL.NS).
No history available for JM Financial.
The revenue of JM Financial is 42.61 B INR. This figure is based on current financial data and reflects the company's business performance.
The profit of JM Financial is 12.02 B INR. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of JM Financial is currently 10.17. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the JM Financial stock.
The price-to-sales ratio (P/S) of JM Financial is currently 2.87. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the JM Financial stock.
The Eulerpool Quality Score for JM Financial is 5/10.
The ISIN of JM Financial is INE780C01023. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The ticker of JM Financial is JMFINANCIL.NS. The ticker symbol is used to trade JM Financial shares on the stock exchange.
Over the past 12 months, JM Financial paid a dividend of 4.20 INR . This corresponds to a dividend yield of about 3.29 %. For the coming 12 months, JM Financial is expected to pay a dividend of 1.75 INR.
The current dividend yield of JM Financial is 3.29 %.
JM Financial pays a dividend, distributed in the months of June, November.
JM Financial paid dividends every year for the past 20 years.
For the upcoming 12 months, dividends amounting to 1.75 INR are expected. This corresponds to a dividend yield of 1.38 %.
JM Financial is assigned to the 'Finance' sector.
In the year 2025, JM Financial distributed 4.2 INR as dividends.
The dividends of JM Financial are distributed in INR.
JM Financial stock
JM Financial Peer Group
JM Financial Ticker
JM Financial FIGI
All fundamentals and in-depth analysis of JM Financial
Our stock analysis for JM Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of JM Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.