Intact Financial (IFC.TO) Stock Price

Intact Financial Price

TSX·CLOSED
265.73
​
Market closed

Over the last 19 years Intact Financial grew revenue by 9.8% annually, reaching 26.07 B CAD. Earnings per share have grown at 7.3% per year over the last 19 years. For Intact Financial, the net margin of 12.9% is up versus 11.8% a few years ago. At today's price the dividend yield works out to roughly 2.00%. The payout ratio is around 28% of earnings. The dividend has grown at 9.2% per year over the past 19 years. The consensus 12-month price target for Intact Financial is 326.40 CAD, about 22.8% above where the stock trades today. Of 18 analysts, 12 rate the stock a buy — an overall Buy consensus.

Intact Financial stock price

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Intact Financial business model & stock analysis

Intact Financial Corp is a leading Canadian insurance company that was founded in 2004. The company offers a wide range of products and services, primarily in Canada and the United States. The business model of Intact is based on providing insurance coverage tailored to the specific needs of customers. Intact was founded in 2004 through the acquisition of ING Canada and a capital increase of over CAD 1.7 billion. In 2009, the company was further expanded through the acquisition of AXA Canada. Intact is divided into different divisions tailored to the needs of different customers, including private customers, businesses, and special programs. The products offered by Intact include auto insurance, home insurance, business insurance, boat insurance, and travel insurance. Overall, Intact Financial Corp is a leading Canadian insurance company that offers a wide range of products and services, has a strong market presence, and specializes in protecting assets and individuals.

Frequently asked questions about Intact Financial

Intact Financial Corp is a leading provider of property and casualty insurance in Canada. Their business model focuses on underwriting, distributing, and managing insurance products and services. With a customer-centric approach, the company offers a wide range of coverage options for homes, vehicles, businesses, and more. Intact Financial Corp leverages its extensive industry expertise and advanced data analytics to assess risks and provide tailored insurance solutions to customers. By combining traditional insurance practices with innovation and technology, the company aims to enhance customer experiences and deliver exceptional value in the insurance industry.

Intact Financial Corp is primarily active in the insurance industry.

The main competitors of Intact Financial Corp in the market include companies such as Sun Life Financial, Manulife Financial, and Fairfax Financial Holdings.

Intact Financial Corp, a leading provider of property and casualty insurance in Canada, has a rich history and background. Founded in 1809 as Halifax Fire Insurance Association, it has transformed over the years through various mergers and acquisitions. In 1987, it became Westmount Financial Group and later acquired various insurance companies, including Trafalgar Insurance Company and Nordic Insurance Company. In 2009, the company adopted its current name, Intact Financial Corp, reflecting its focus on integrity and reliability. With a strong presence across Canada, Intact offers a wide range of insurance products and services for individuals and businesses. It is committed to delivering exceptional customer experiences and fostering partnerships within the communities it serves.

Intact Financial Corp has achieved several significant milestones throughout its history. The company displayed strong financial performance, consistently delivering positive results and steady growth. It expanded its operations by acquiring Trafalgar Insurance Company, adding to its market presence and diversifying its product offerings. Intact Financial Corp also gained recognition for its dedication to corporate social responsibility, being named one of Canada's Best Employers and receiving awards for its sustainability efforts. Furthermore, the company successfully implemented digital advancements, enhancing customer experiences and improving operational efficiency. Overall, Intact Financial Corp's milestones exemplify its commitment to excellence and innovation in the insurance industry.

Intact Financial Corp is primarily present in Canada, where it is the largest provider of property and casualty insurance. With its headquarters in Toronto, the company operates throughout all the provinces and territories of Canada. Intact Insurance and belairdirect are the main brands under Intact Financial Corp, serving millions of customers across the country. As a leading provider of insurance products and services, Intact Financial Corp focuses on delivering innovative solutions to meet the needs of both individual and business clients in Canada.

Intact Financial Corp represents the values of integrity, customer focus, and innovation. With a strong commitment to its customers and stakeholders, the company strives to provide exceptional insurance and financial services. Intact believes in acting with honesty and transparency in all its operations, ensuring trust and reliability. The company also fosters a culture of continuous improvement and innovation, seeking new ways to enhance customer experiences and meet evolving needs. Through its dedication to these core values, Intact Financial Corp actively contributes to the well-being and success of its customers, employees, and communities.

Analysts currently set an average price target of 325.22 CAD for the Intact Financial stock (median: 326.40 CAD), implying +23.8 % versus the latest price. The consensus is based on 18 analyst ratings.

18 analysts currently rate the Intact Financial stock: 12 recommend buying, 6 holding and 0 selling. For 2026, analysts expect Intact Financial to generate revenue of 24.34 B CAD and earnings per share of 15.54 CAD.

Converted at the current exchange rate, the Intact Financial share trades at 169.32 EUR (265.73 CAD).

The Intact Financial share (IFC.TO) is listed on 4 stock exchanges, including: Toronto (IFC.TO), Frankfurt (I5U.F), München (I5U.MU).

Intact Financial Corporation is a leading Canadian company specializing in property and casualty insurance. The company was founded in 2004 and has since experienced significant growth. Intact is listed on the Toronto Stock Exchange and the New York Stock Exchange and has its headquarters in Toronto, Canada. Intact's business model combines a comprehensive product offering with a strong presence throughout Canada to provide its customers with the best possible insurance solution. Intact offers insurance solutions for both personal and commercial customers, covering a variety of industries including auto, home, business, liability, and specialized insurance. The company is also able to create customized insurance solutions for customers with specific requirements. An important factor of Intact's business model is diversification. The company has various business divisions and brands such as belairdirect, Grey Power, BrokerLink, and OneBeacon Insurance Group. This allows Intact to serve a broad and diverse customer base and leverage market opportunities. The company also has a strategy of geographic diversification, meaning it has a presence in all provinces and territories in Canada, as well as the United States. Another strength of Intact is its advanced technology. The company has made significant investments in its IT infrastructure and digital capabilities to adapt to the digital market's needs. For example, Intact has created an online platform where customers can submit applications, obtain rate quotes, and manage their insurance premiums. The platform connects customers directly with insurance brokers and provides a personalized experience. The company also excels in claims assessment and processing. Intact has built a network of claims adjusters and experts to respond quickly to damages and provide fast resolution to customers. Additionally, Intact collaborates closely with auto repair shops and damage restorers to ensure that customers always receive the best service. In addition, Intact invests in sustainability and corporate social responsibility. The company aims to reduce environmental impacts by focusing on energy efficiency, renewable energy, and waste reduction. Intact also engages in various initiatives to support communities throughout Canada, such as fundraising campaigns or employee volunteering. Overall, Intact Financial Corporation's business model is robust and diversified, focused on comprehensive insurance solutions, technology, and claims processing. The combination of industry diversity, geographic diversification, advanced technology, and strong customer service has made Intact a leading insurance provider in Canada.

The expected revenue of Intact Financial is 24.34 B CAD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Intact Financial is 2.77 B CAD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Intact Financial is currently 17.10. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Intact Financial stock.

The price-to-sales ratio (P/S) of Intact Financial is currently 1.94. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Intact Financial stock.

The Eulerpool Quality Score for Intact Financial is 7/10.

The ISIN of Intact Financial is CA45823T1066. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Intact Financial is A0RNQW. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Intact Financial is IFC.TO. The ticker symbol is used to trade Intact Financial shares on the stock exchange.

Fair ValueTerminal
239.16 CAD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Insurance
Number of shares
Employees
Revenue per Employee
1.63 M CAD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website intactfc.com
Country
Currency
CAD
Initial public offering
Dec 10, 2004
ISIN
CA45823T1066
Sedol
B04YJV1
Market capitalization
47.43 B CADLarge Cap
52-Week Range
PEG
1.86
P/E ratio
P/Ee 2026
17.15
P/Ee 2027
14.63
P/Ee 2028
13.78
P/S
P/Se
1.94
EV/EBIT
11.36
P/B Ratio
2.28
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
12.90 %
Dividend
Dividend yield
2.00 %
Est. Dividend Yield
2.21 %
Payout Ratio
28.14 %
Dividend growth Ø5Y
9.37 %
Dividend payments per year
4
Dividend paid since
21 years
Dividend not reduced since
21 years
Dividend increased since
21 years
Dividend withholding tax
25.00 %
Last updated Nov 5, 2026, 3:44 AM

Intact Financial Ticker

FRANKFURT · I5U.FMUNICH · I5U.MUOTC · IFCZFTSX · IFC.TO

Intact Financial FIGI

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