Banca Generali SpA (BGN.MI) Stock Price

Banca Generali SpA Price

🇮🇹Borsa Italiana·CLOSED
64.50EUR
Market closed
Today +/-
Today %

Banca Generali SpA (BGN.MI) Stock | ISIN IT0001031084 | WKN A0LCVJ. The current Banca Generali SpA stock price is 64.5 EUR (2026). Revenue is 1.03 B EUR. Net income is 419.43 M EUR. The P/E ratio is 17.58. Market capitalization is 7.37 B EUR. Banca Generali SpA operates in the Finance sector.

Revenue has compounded at 9% per year over the past 19 years to 1.6 B EUR. Earnings per share have grown at 19.4% per year over the last 19 years. Banca Generali SpA's net margin stands at 27.8%, broadly stable from 27% several years earlier. Banca Generali SpA currently offers a dividend yield of about 5.19%. The payout ratio is around 93% of earnings. The dividend has grown at 21.5% per year over the past 18 years.

Banca Generali SpA stock price

Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of Banca Generali SpA over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Banca Generali SpA stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Banca Generali SpA's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Banca Generali SpA Stock Price History
DateBanca Generali SpA Price
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Banca Generali SpA Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2006
312.1 M EUR
27.1 M EUR
14 M EUR
Jan 1, 2007
342.1 M EUR
37.8 M EUR
15.3 M EUR
Jan 1, 2008
292.1 M EUR
23.3 M EUR
7.9 M EUR
Jan 1, 2009
388.5 M EUR
89.7 M EUR
63.2 M EUR
Jan 1, 2010
429.8 M EUR
99.2 M EUR
82.2 M EUR
Jan 1, 2011
406.5 M EUR
94.9 M EUR
73.4 M EUR
Jan 1, 2012
508.5 M EUR
174.2 M EUR
129.2 M EUR
Jan 1, 2013
579.7 M EUR
203.7 M EUR
141.3 M EUR
Jan 1, 2014
646.6 M EUR
216.3 M EUR
160.9 M EUR
Jan 1, 2015
747.1 M EUR
247.42 M EUR
203.56 M EUR
Jan 1, 2016
698.07 M EUR
188.79 M EUR
155.89 M EUR
Jan 1, 2017
840 M EUR
249.15 M EUR
204.11 M EUR
Jan 1, 2018
825.76 M EUR
230.4 M EUR
180.13 M EUR
Jan 1, 2019
969.2 M EUR
335.22 M EUR
272.14 M EUR
Jan 1, 2020
1.03 B EUR
351.14 M EUR
274.92 M EUR

Banca Generali SpA Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 17, 2026, 3:09 AM
 
REVENUE (B EUR)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M EUR)
NET INCOME (M EUR)
NET INCOME GROWTH (%)
DIV. (EUR)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
20222023202420252026e2027e2028e2029e
1.121.31.551.61.031.091.151.15
-6.215.8919.113.56-35.485.235.610.17
58.0461.8664.4262.4696.819287.1186.96
6508039961,0001,0001,0001,0001,000
213326431445419441467-
-34.0653.0532.213.25-5.845.255.9–
1.751.82.23.354.43.583.79-
-35.192.8622.2252.2731.34-18.645.87–
114.56114.08114.01114.31114.31114.31114.31114.31
––––––––
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Banca Generali SpA generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Banca Generali SpA retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Banca Generali SpA's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Banca Generali SpA has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Banca Generali SpA's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Banca Generali SpA stock margins

The Banca Generali SpA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Banca Generali SpA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Banca Generali SpA.

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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2006
58.8 %
8.68 %
4.49 %
Jan 1, 2007
54.55 %
11.05 %
4.47 %
Jan 1, 2008
56.76 %
7.98 %
2.7 %
Jan 1, 2009
65.64 %
23.09 %
16.27 %
Jan 1, 2010
59.19 %
23.08 %
19.13 %
Jan 1, 2011
59.95 %
23.35 %
18.06 %
Jan 1, 2012
66.45 %
34.26 %
25.41 %
Jan 1, 2013
64.71 %
35.14 %
24.37 %
Jan 1, 2014
64.83 %
33.45 %
24.88 %
Jan 1, 2015
62.36 %
33.12 %
27.25 %
Jan 1, 2016
57.64 %
27.04 %
22.33 %
Jan 1, 2017
58.48 %
29.66 %
24.3 %
Jan 1, 2018
57.18 %
27.9 %
21.81 %
Jan 1, 2019
61.01 %
34.59 %
28.08 %
Jan 1, 2020
61.18 %
33.97 %
26.6 %

Banca Generali SpA Stock Revenue, EBIT, Earnings per Share

The Banca Generali SpA earnings per share therefore indicates how much revenue Banca Generali SpA has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2006
3 EUR
0.26 EUR
0.13 EUR
Jan 1, 2007
3.11 EUR
0.34 EUR
0.14 EUR
Jan 1, 2008
2.65 EUR
0.21 EUR
0.07 EUR
Jan 1, 2009
3.48 EUR
0.8 EUR
0.57 EUR
Jan 1, 2010
3.78 EUR
0.87 EUR
0.72 EUR
Jan 1, 2011
3.54 EUR
0.83 EUR
0.64 EUR
Jan 1, 2012
4.42 EUR
1.51 EUR
1.12 EUR
Jan 1, 2013
5.01 EUR
1.76 EUR
1.22 EUR
Jan 1, 2014
5.57 EUR
1.86 EUR
1.39 EUR
Jan 1, 2015
6.42 EUR
2.13 EUR
1.75 EUR
Jan 1, 2016
5.99 EUR
1.62 EUR
1.34 EUR
Jan 1, 2017
7.21 EUR
2.14 EUR
1.75 EUR
Jan 1, 2018
7.13 EUR
1.99 EUR
1.56 EUR
Jan 1, 2019
8.38 EUR
2.9 EUR
2.35 EUR
Jan 1, 2020
8.96 EUR
3.04 EUR
2.38 EUR

Banca Generali SpA business model & stock analysis

Banca Generali SpA was founded in Trieste, Italy in 2000 as a private bank. It has since become a leading Italian bank specializing in asset management and advisory services. The bank serves a wide range of clients, from individual investors to family offices and institutional customers. It offers a comprehensive range of tailored products and services, including individual investment management, funds, asset management, insurance, and credit services. Banca Generali's business model is focused on the long-term success of its clients and it provides advisory services to develop personalized investment strategies. The bank also offers a wide range of investment products, from traditional investment funds to alternative investments such as private equity, real estate, and hedge funds. It operates an insurance company specializing in life insurance and offers a variety of insurance products. One of Banca Generali's special features is its ability to build trust and relationships with its customers. It has a network of over 300 financial advisors who work closely with clients to understand their needs and develop individual investment strategies. Through building long-term relationships with customers, Banca Generali becomes a trusted partner for asset management. The bank has achieved solid growth and is now a leading Italian bank with a wide range of products and services. Its customer-oriented approach, extensive experience in various asset classes, and ability to build trust and relationships with customers make it an attractive partner for asset management and advisory services.

Banca Generali SpA SWOT Analysis

Strengths

  • Strong brand reputation and recognition in the financial industry.
  • Extensive network of branches and distribution channels.
  • Robust financial performance and consistent revenue growth.

Weaknesses

  • Dependence on the Italian market for a significant portion of its business.
  • Limited market share compared to some competitors.
  • Relatively higher costs of operation compared to digital-only banks.

Opportunities

  • Expansion into international markets and diversification of revenue sources.
  • Growing demand for wealth management and personalized financial advisory services.
  • Technological advancements to enhance digital banking capabilities.

Threats

  • Intense competition from domestic and global financial institutions.
  • Economic downturns impacting investment portfolios and customer confidence.
  • Regulatory changes and compliance requirements affecting the banking sector.

Banca Generali SpA Eulerpool Fair Value

Banca Generali SpA historical P/E ratio, EBIT multiple, and P/S ratio

Banca Generali SpA annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Banca Generali SpA shares outstanding

The number of shares was Banca Generali SpA in 2025 — This indicates how many shares 114.307 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2006
104 M base_Shares
Jan 1, 2007
110 M base_Shares
Jan 1, 2008
110.2 M base_Shares
Jan 1, 2009
111.7 M base_Shares
Jan 1, 2010
113.6 M base_Shares
Jan 1, 2011
114.8 M base_Shares
Jan 1, 2012
115.1 M base_Shares
Jan 1, 2013
115.6 M base_Shares
Jan 1, 2014
116 M base_Shares
Jan 1, 2015
116.42 M base_Shares
Jan 1, 2016
116.61 M base_Shares
Jan 1, 2017
116.48 M base_Shares
Jan 1, 2018
115.78 M base_Shares
Jan 1, 2019
115.72 M base_Shares
Jan 1, 2020
115.34 M base_Shares

Banca Generali SpA Dividend History

19 years of dividend payments · 3 consecutive increases

YearAnnual DividendYoY ChangePayments
20262.85EURYTD—2×
Feb 23, 20260.65EUR↓ 69.8%1/2
May 18, 20262.2EUR↑ 238.5%2/2
20253.35EUR↑ 52.3%3×
Feb 17, 20250.6EUR↓ 61.3%1/3
Feb 24, 20250.6EUR 0.0%2/3
May 19, 20252.15EUR↑ 258.3%3/3
20242.2EUR↑ 22.2%2×
20231.8EUR↑ 2.9%2×
20221.75EUR↓ 35.2%2×
20212.7EUR↑ 116.0%1×
20191.25EUR 0.0%1×
20181.25EUR↑ 16.8%1×
20171.07EUR↓ 10.8%1×
20161.2EUR↑ 22.4%1×

Banca Generali SpA dividend history and estimates

In 2025, Banca Generali SpA paid a dividend amounting to 3.35 EUR. Dividend means that Banca Generali SpA distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2007
0.1 EUR
0 EUR
Jan 1, 2008
0.18 EUR
0 EUR
Jan 1, 2009
0.06 EUR
0 EUR
Jan 1, 2010
0.45 EUR
0 EUR
Jan 1, 2011
0.55 EUR
0 EUR
Jan 1, 2012
0.55 EUR
0 EUR
Jan 1, 2013
0.9 EUR
0 EUR
Jan 1, 2014
0.95 EUR
0 EUR
Jan 1, 2015
0.98 EUR
0 EUR
Jan 1, 2016
1.2 EUR
0 EUR
Jan 1, 2017
1.07 EUR
0 EUR
Jan 1, 2018
1.25 EUR
0 EUR
Jan 1, 2019
1.25 EUR
0 EUR
Jan 1, 2021
2.7 EUR
0 EUR
Jan 1, 2022
1.75 EUR
0 EUR

Banca Generali SpA dividend payout ratio

In 2025, Banca Generali SpA had a payout ratio of 92.71%. The payout ratio indicates the percentage of the company's profits that Banca Generali SpA distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2006
81.13 %
Jan 1, 2007
71.43 %
Jan 1, 2008
257.14 %
Jan 1, 2009
10.34 %
Jan 1, 2010
62.5 %
Jan 1, 2011
88.71 %
Jan 1, 2012
49.11 %
Jan 1, 2013
73.77 %
Jan 1, 2014
68.84 %
Jan 1, 2015
56.05 %
Jan 1, 2016
89.77 %
Jan 1, 2017
61.07 %
Jan 1, 2018
80.35 %
Jan 1, 2019
53.15 %
Jan 1, 2020
81.13 %
Price targets and forecasts for Banca Generali SpA are not yet available.

EESG©

Eulerpool ESG Scorecard© for the Banca Generali SpA stock

85/100
68
Environment
99
Social
89
Governance
E

Environment

20
Scope 1 - Direct Emissions325.1
Scope 2 - Indirect emissions from purchased energy595.2
Scope 3 - Indirect emissions within the value chain964,243.4
Total CO₂ emissions920.3
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees48
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Banca Generali SpA shareholder structure

% Name
51.28708%
Assicurazioni Generali SpA
Assicurazioni Generali SpA
5.11031%
Silchester International Investors, L.L.P.
Silchester International Investors, L.L.P.
2.1519%
Capital World Investors
Capital World Investors
1.73152%
Norges Bank Investment Management (NBIM)
Norges Bank Investment Management (NBIM)
1.55878%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
0.99301%
Fidelity Management & Research Company LLC
Fidelity Management & Research Company LLC
0.8592%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
0.85848%
Fideuram - Intesa Sanpaolo Private Banking Asset Management SGR S.p.A.
Fideuram - Intesa Sanpaolo Private Banking Asset Management SGR S.p.A.
0.85124%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
0.82751%
Mediolanum Gestione Fondi SGR p.A.
Mediolanum Gestione Fondi SGR p.A.
...

Banca Generali SpA Executives and Management Board

RC

Ms. Roberta Cocco

(58)

Non-Executive Independent Director

Compensation1.61 M EUR
GM

Mr. Gian Maria Mossa

(50)

Chief Executive Officer, General Manager, Executive Director · since 2013

Compensation1.56 M EUR
AC

Mr. Antonio Cangeri

(58)

Non-Executive Chairman of the Board · since 2020

Compensation169,945 EUR
LC

Mr. Lorenzo Caprio

(67)

Non-Executive Independent Director

Compensation166,722 EUR
AF

Mr. Alfredo De Falco

(54)

Non-Executive Independent Director

Compensation143,825 EUR

Frequently asked questions about Banca Generali SpA

The business model of Banca Generali SpA is focused on providing financial services and solutions to private clients. As an Italian bank, Banca Generali specializes in wealth management, offering a wide range of investment products and professional advice to individuals and families. The company operates through a network of financial advisors and digital platforms to deliver personalized solutions tailored to each client's needs and goals. With its expertise in financial planning, asset management, and insurance, Banca Generali aims to ensure the growth and protection of its clients' wealth over the long term.

All fundamentals and in-depth analysis of Banca Generali SpA

Our stock analysis for Banca Generali SpA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banca Generali SpA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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