FinecoBank Banca Fineco SpA (FBK.MI) Stock Price

FinecoBank Banca Fineco SpA Price

🇮🇹Borsa Italiana·CLOSED
21.41EUR
Market closed
Today +/-
Today %

FinecoBank Banca Fineco SpA (FBK.MI) Stock | ISIN IT0000072170 | WKN A116MH. The current FinecoBank Banca Fineco SpA stock price is 21.41 EUR (2026). Revenue is 1.42 B EUR. Net income is 669.28 M EUR. The P/E ratio is 19.56. Market capitalization is 13.09 B EUR. FinecoBank Banca Fineco SpA operates in the Finance sector.

FinecoBank Banca Fineco SpA stock price

Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of FinecoBank Banca Fineco SpA over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how FinecoBank Banca Fineco SpA stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing FinecoBank Banca Fineco SpA's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

FinecoBank Banca Fineco SpA Stock Price History
DateFinecoBank Banca Fineco SpA Price
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FinecoBank Banca Fineco SpA Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2011
602.8 M EUR
62.8 M EUR
Jan 1, 2012
843.4 M EUR
125.5 M EUR
Jan 1, 2013
734.8 M EUR
85.2 M EUR
Jan 1, 2014
771.3 M EUR
149.9 M EUR
Jan 1, 2015
815.1 M EUR
191.1 M EUR
Jan 1, 2016
796.9 M EUR
211.8 M EUR
Jan 1, 2017
586.9 M EUR
214.1 M EUR
Jan 1, 2018
910.4 M EUR
241.2 M EUR
Jan 1, 2019
978.7 M EUR
288.4 M EUR
Jan 1, 2020
1.1 B EUR
323.6 M EUR
Jan 1, 2021
1.23 B EUR
380.7 M EUR
Jan 1, 2022
1.41 B EUR
428.51 M EUR
Jan 1, 2023
1.7 B EUR
609.1 M EUR
Jan 1, 2024
1.82 B EUR
652.29 M EUR
Jan 1, 2025
1.32 B EUR
647.04 M EUR

FinecoBank Banca Fineco SpA Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 10, 2026, 3:15 PM
 
REVENUE (M EUR)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M EUR)
EBIT (M EUR)
EBIT MARGIN (%)
NET INCOME (M EUR)
NET INCOME GROWTH (%)
DIV. (EUR)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales FinecoBank Banca Fineco SpA generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue FinecoBank Banca Fineco SpA retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare FinecoBank Banca Fineco SpA's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares FinecoBank Banca Fineco SpA has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against FinecoBank Banca Fineco SpA's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

FinecoBank Banca Fineco SpA stock margins

The FinecoBank Banca Fineco SpA margin analysis displays the gross margin, EBIT margin, as well as the profit margin of FinecoBank Banca Fineco SpA. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for FinecoBank Banca Fineco SpA.

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Profit margin
Details
Date
Profit margin
Jan 1, 2011
10.42 %
Jan 1, 2012
14.88 %
Jan 1, 2013
11.59 %
Jan 1, 2014
19.43 %
Jan 1, 2015
23.44 %
Jan 1, 2016
26.58 %
Jan 1, 2017
36.48 %
Jan 1, 2018
26.49 %
Jan 1, 2019
29.47 %
Jan 1, 2020
29.51 %
Jan 1, 2021
30.97 %
Jan 1, 2022
30.44 %
Jan 1, 2023
35.88 %
Jan 1, 2024
35.77 %
Jan 1, 2025
49.1 %

FinecoBank Banca Fineco SpA Stock Revenue, EBIT, Earnings per Share

The FinecoBank Banca Fineco SpA earnings per share therefore indicates how much revenue FinecoBank Banca Fineco SpA has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2011
0.99 EUR
0.1 EUR
Jan 1, 2012
1.39 EUR
0.21 EUR
Jan 1, 2013
1.21 EUR
0.14 EUR
Jan 1, 2014
1.27 EUR
0.25 EUR
Jan 1, 2015
1.34 EUR
0.31 EUR
Jan 1, 2016
1.31 EUR
0.35 EUR
Jan 1, 2017
0.96 EUR
0.35 EUR
Jan 1, 2018
1.49 EUR
0.4 EUR
Jan 1, 2019
1.61 EUR
0.47 EUR
Jan 1, 2020
1.8 EUR
0.53 EUR
Jan 1, 2021
2.01 EUR
0.62 EUR
Jan 1, 2022
2.31 EUR
0.7 EUR
Jan 1, 2023
2.77 EUR
1 EUR
Jan 1, 2024
2.98 EUR
1.07 EUR
Jan 1, 2025
2.16 EUR
1.06 EUR

FinecoBank Banca Fineco SpA business model & stock analysis

FinecoBank Banca Fineco SpA is an Italian bank that was founded in 1999. It has been a wholly-owned subsidiary of the Unicredit Group, one of the largest banking groups in Europe, since 2014. FinecoBank is a direct and universal bank operating in Italy and focusing on retail customers, businesses, and institutional clients. Its business model is based on a comprehensive range of banking services offered through various channels such as online platforms, mobile applications, and branches. FinecoBank has various business areas, including investment banking, asset management, insurance, and payment services. The company focuses on areas where it has expertise, such as online trading and securities services. A key contributor to the company's success is the wide range of products that FinecoBank offers. These include the ability to trade stocks, ETFs, bonds, and derivatives across different markets. Premium trading, intraday trading, forex trading, and futures trading are also available. In addition to trading opportunities, FinecoBank also provides various credit products such as mortgages and personal loans. The company is also active in the insurance sector and offers health, life, auto, and home insurance. The main target group of FinecoBank is retail customers, for whom the company offers attractive terms, comprehensive services, and excellent user-friendliness. By focusing on online offerings, the company is also very appealing to the younger generation, which often has a keen interest in online trading. As a direct bank, FinecoBank stands out for its low costs and high efficiency. The focus on online platforms and mobile applications enables the company to quickly respond to customer needs, introduce new products or services, and receive real-time feedback from users. Since its founding, FinecoBank has earned a very good reputation and is now one of the leading banks in Italy. The company has a strong focus on innovation and service quality, which led to FinecoBank being awarded as the best bank in Italy in 2020.

FinecoBank Banca Fineco SpA SWOT Analysis

Strengths

FinecoBank Banca Fineco SpA boasts a wide range of product offerings, including banking services, online trading, investment products, and asset management. This diverse portfolio allows the bank to cater to the varying needs of its customers and generate multiple revenue streams.

The bank's advanced online platform provides customers with easy access to their accounts, real-time market data, and a user-friendly interface for trading and investment management. This technological advantage enhances customer experience and promotes efficient operations.

Weaknesses

FinecoBank Banca Fineco SpA primarily operates within Europe, limiting its exposure to other potential markets. This may restrict the bank's growth opportunities compared to competitors with a more extensive international presence.

As a financial institution, FinecoBank Banca Fineco SpA is subject to market fluctuations and economic conditions, which can impact its overall performance. A downturn in the financial markets or a decline in investor confidence may negatively affect the bank's profitability.

Opportunities

FinecoBank Banca Fineco SpA has the potential to explore and enter new markets beyond its current European operations. By expanding its reach globally, the bank can tap into emerging economies and diversify its customer base, leading to increased revenue and market share.

With the increasing adoption of digital banking solutions, FinecoBank Banca Fineco SpA can leverage its advanced technology platform to capture a larger market share. Providing seamless online banking experiences and innovative financial products can attract tech-savvy customers and drive growth.

Threats

FinecoBank Banca Fineco SpA faces fierce competition from both traditional banks and fintech startups. This competitive landscape puts pressure on the bank to continuously innovate, differentiate its offerings, and deliver superior customer experiences to retain its market position.

As a financial institution, FinecoBank Banca Fineco SpA operates in a heavily regulated industry. Adherence to various financial laws and compliance requirements adds complexity and potential risks to its operations. Non-compliance could lead to fines, reputational damage, and impact the bank's financial stability.

FinecoBank Banca Fineco SpA Eulerpool Fair Value

FinecoBank Banca Fineco SpA historical P/E ratio, EBIT multiple, and P/S ratio

FinecoBank Banca Fineco SpA annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

FinecoBank Banca Fineco SpA shares outstanding

The number of shares was FinecoBank Banca Fineco SpA in 2025 — This indicates how many shares 611.494 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2011
606.3 M base_Shares
Jan 1, 2012
606.3 M base_Shares
Jan 1, 2013
606.3 M base_Shares
Jan 1, 2014
608.1 M base_Shares
Jan 1, 2015
609.8 M base_Shares
Jan 1, 2016
608.9 M base_Shares
Jan 1, 2017
608.8 M base_Shares
Jan 1, 2018
609.1 M base_Shares
Jan 1, 2019
609.2 M base_Shares
Jan 1, 2020
610.2 M base_Shares
Jan 1, 2021
611.1 M base_Shares
Jan 1, 2022
609.93 M base_Shares
Jan 1, 2023
611.79 M base_Shares
Jan 1, 2024
612.32 M base_Shares
Jan 1, 2025
611.49 M base_Shares

FinecoBank Banca Fineco SpA Dividend History

10 years of dividend payments · 3 consecutive increases

YearAnnual DividendYoY ChangePayments
20250.74EUR↑ 7.2%1×
May 19, 20250.74EUR↑ 7.2%1/1
20240.69EUR↑ 40.8%1×
20230.49EUR↑ 25.6%1×
20220.39EUR↓ 26.4%1×
20210.53EUR↑ 74.9%1×
20190.3EUR↑ 6.3%1×
20180.29EUR↑ 1.8%1×
20170.28EUR↑ 9.8%1×
20160.26EUR↑ 27.5%1×
20150.2EUR—1×

FinecoBank Banca Fineco SpA dividend history and estimates

In 2025, FinecoBank Banca Fineco SpA paid a dividend amounting to 0.74 EUR. Dividend means that FinecoBank Banca Fineco SpA distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2015
0.2 EUR
0 EUR
0 EUR
Jan 1, 2016
0.26 EUR
0 EUR
0 EUR
Jan 1, 2017
0.28 EUR
0 EUR
0 EUR
Jan 1, 2018
0.29 EUR
0 EUR
0 EUR
Jan 1, 2019
0.3 EUR
0 EUR
0 EUR
Invalid Date
0 EUR
0.53 EUR
0 EUR
Jan 1, 2022
0.39 EUR
0 EUR
0 EUR
Jan 1, 2023
0.49 EUR
0 EUR
0 EUR
Jan 1, 2024
0.69 EUR
0 EUR
0 EUR
Jan 1, 2025
0.74 EUR
0 EUR
0 EUR
Invalid Date
0 EUR
0.75 EUR
0.53 EUR
Invalid Date
0 EUR
0.81 EUR
0 EUR
Invalid Date
0 EUR
0.84 EUR
0 EUR

FinecoBank Banca Fineco SpA dividend payout ratio

In 2025, FinecoBank Banca Fineco SpA had a payout ratio of 65.2%. The payout ratio indicates the percentage of the company's profits that FinecoBank Banca Fineco SpA distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2011
68.49 %
Jan 1, 2012
68.49 %
Jan 1, 2013
68.49 %
Jan 1, 2014
68.49 %
Jan 1, 2015
64.52 %
Jan 1, 2016
72.86 %
Jan 1, 2017
80 %
Jan 1, 2018
71.25 %
Jan 1, 2019
64.47 %
Jan 1, 2020
68.49 %
Jan 1, 2021
85.48 %
Jan 1, 2022
55.51 %
Jan 1, 2023
69.83 %
Jan 1, 2024
70.27 %
Jan 1, 2025
65.2 %
Price targets and forecasts for FinecoBank Banca Fineco SpA are not yet available.

FinecoBank Banca Fineco SpA Earnings Estimates

FinecoBank Banca Fineco SpA Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
11/9/20210.12EUR194.87 MEUR2021 Q3
8/3/20210.14EUR203.91 MEUR2021 Q2
5/11/20210.14EUR206.28 MEUR2021 Q1
2/9/20210.14EUR177.62 MEUR2020 Q4
11/9/20200.12EUR199.09 MEUR2020 Q3
5/11/2020-EUR196.5 MEUR2020 Q1
2/11/2020-EUR174 MEUR2019 Q4
11/10/2015-EUR136.52 MEUR2015 Q3
5/11/20150.08EUR131.05 MEUR2015 Q1
2/9/20150.06EUR118.17 MEUR2014 Q4

EESG©

Eulerpool ESG Scorecard© for the FinecoBank Banca Fineco SpA stock

96/100
99
Environment
97
Social
91
Governance
E

Environment

20
Scope 1 - Direct Emissions285
Scope 2 - Indirect emissions from purchased energy892
Scope 3 - Indirect emissions within the value chain3,162,921
Total CO₂ emissions1,177
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees42
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

FinecoBank Banca Fineco SpA shareholder structure

% Name
9.20223%
BlackRock Investment Management (UK) Ltd.
BlackRock Investment Management (UK) Ltd.
4.97767%
Fidelity Institutional Asset Management
Fidelity Institutional Asset Management
4.95599%
Wellington Management Company, LLP
Wellington Management Company, LLP
4.88465%
Capital Research Global Investors
Capital Research Global Investors
4.72663%
Schroder Investment Management Ltd. (SIM)
Schroder Investment Management Ltd. (SIM)
3.95095%
Schroder Investment Management North America Inc.
Schroder Investment Management North America Inc.
3.44283%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
2.35216%
Mawer Investment Management Ltd.
Mawer Investment Management Ltd.
2.29181%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
2.18094%
Fidelity Management & Research Company LLC
Fidelity Management & Research Company LLC
...

FinecoBank Banca Fineco SpA Executives and Management Board

AF

Dr. Alessandro Foti

(63)

Chief Executive Officer, General Manager, Executive Director · since 2014

Compensation2.91 M EUR
MM

Dr. Marco Mangiagalli

(76)

Independent Non-Executive Chairman of the Board

Compensation285,000 EUR
GM

Mr. Gianmarco Montanari

(52)

Independent Non-Executive Deputy Chairman of the Board

Compensation190,000 EUR
EB

Ms. Elena Biffi

(59)

Non-Executive Independent Director

Compensation157,000 EUR
MP

Ms. Maria Zunino de Pignier

(72)

Non-Executive Independent Director

Compensation151,000 EUR

FinecoBank Banca Fineco SpA Supply Chain

Frequently asked questions about FinecoBank Banca Fineco SpA

The main competitors of FinecoBank Banca Fineco SpA in the market include other leading banks and financial institutions within Italy. Some notable competitors include Intesa Sanpaolo, UniCredit, Banco BPM, and Banca Monte dei Paschi di Siena. FinecoBank, as a prominent player in the Italian banking sector, competes with these institutions in offering a wide range of financial services, including retail banking, investment banking, asset management, and online brokerage services.

All fundamentals and in-depth analysis of FinecoBank Banca Fineco SpA

Our stock analysis for FinecoBank Banca Fineco SpA Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of FinecoBank Banca Fineco SpA Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

FinecoBank Banca Fineco SpA Stock
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