HDFC Life Insurance Company (HDFCLIFE.NS) Stock Price

HDFC Life Insurance Company Price

NSE·CLOSED
545.00INR-0.75 (-0.14 %)
Market closed

Revenue has compounded at 17.3% per year over the past 12 years to 972.78 B INR. Earnings per share have grown at 11.6% per year over the last 12 years. HDFC Life Insurance Company's net margin stands at 1.9%, broadly stable from 2.6% several years earlier. HDFC Life Insurance Company currently offers a dividend yield of about 0.39%. The payout ratio is around 25% of earnings. The dividend has grown at 5.6% per year over the past 8 years. Analysts set a median price target of 907.80 INR, implying 66.6% above the current price. Of 43 analysts, 38 rate the stock a buy — an overall Buy consensus.

HDFC Life Insurance Company stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of HDFC Life Insurance Company over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how HDFC Life Insurance Company stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing HDFC Life Insurance Company's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

HDFC Life Insurance Company Stock Price History
DateHDFC Life Insurance Company Price
8/5/2026545.00 INR
8/4/2026545.75 INR
7/31/2026548.50 INR
7/30/2026554.50 INR
7/29/2026556.70 INR
7/28/2026553.60 INR
7/27/2026552.85 INR
7/24/2026555.05 INR
7/23/2026550.80 INR
7/22/2026553.10 INR
7/21/2026561.00 INR
7/20/2026564.65 INR
7/17/2026563.65 INR
7/16/2026567.60 INR
7/15/2026568.75 INR
7/14/2026555.20 INR
7/13/2026573.40 INR
7/10/2026567.70 INR
7/9/2026551.85 INR
7/8/2026555.70 INR
7/7/2026572.45 INR
7/6/2026564.20 INR
7/3/2026567.35 INR
7/2/2026571.35 INR
7/1/2026569.95 INR
6/30/2026575.85 INR
6/29/2026583.25 INR
6/25/2026585.45 INR
6/24/2026591.75 INR
6/23/2026597.45 INR
6/22/2026597.15 INR
6/19/2026591.85 INR
6/18/2026591.30 INR
6/17/2026581.80 INR
6/16/2026574.40 INR
6/15/2026574.25 INR
6/12/2026555.35 INR
6/11/2026545.25 INR
6/10/2026561.10 INR
6/9/2026560.60 INR
6/8/2026564.55 INR
6/5/2026575.30 INR
6/4/2026573.75 INR
6/3/2026574.40 INR
6/2/2026579.90 INR
6/1/2026586.55 INR
5/29/2026594.80 INR
5/27/2026609.60 INR
5/26/2026618.85 INR
5/25/2026620.00 INR
5/22/2026616.60 INR
5/21/2026614.35 INR
5/20/2026609.30 INR
5/19/2026610.40 INR
5/18/2026604.95 INR
5/15/2026608.70 INR
5/14/2026612.55 INR
5/13/2026602.80 INR
5/12/2026601.80 INR
5/11/2026622.70 INR
5/8/2026621.70 INR
5/7/2026625.40 INR
5/6/2026606.35 INR
5/5/2026594.10 INR
5/4/2026588.35 INR
5/1/2026586.90 INR
4/30/2026586.90 INR
4/29/2026594.40 INR
4/28/2026590.15 INR
4/27/2026597.30 INR
4/24/2026588.20 INR
4/23/2026598.65 INR
4/22/2026604.05 INR
4/21/2026614.20 INR
4/20/2026609.75 INR
4/17/2026616.45 INR
4/16/2026631.50 INR
4/15/2026640.45 INR
4/13/2026619.10 INR
4/10/2026604.15 INR
4/9/2026591.20 INR
4/8/2026598.30 INR
4/7/2026581.70 INR
4/6/2026580.40 INR
4/2/2026566.10 INR
4/1/2026572.15 INR
3/30/2026592.95 INR
3/27/2026610.20 INR
3/25/2026613.00 INR
3/24/2026603.50 INR
3/23/2026590.10 INR
3/20/2026624.60 INR
3/19/2026633.50 INR
3/18/2026642.35 INR
3/17/2026642.90 INR
3/16/2026624.00 INR
3/13/2026624.60 INR
3/12/2026645.00 INR
3/11/2026647.00 INR
3/10/2026658.10 INR
3/9/2026653.75 INR
3/6/2026669.00 INR
3/5/2026686.20 INR
2/27/2026716.75 INR
2/26/2026733.25 INR
2/25/2026737.00 INR
2/24/2026740.00 INR
2/23/2026743.00 INR
2/20/2026730.00 INR
2/19/2026733.15 INR
2/18/2026729.60 INR
2/17/2026705.00 INR
2/16/2026706.00 INR
2/13/2026696.85 INR
2/12/2026703.00 INR
2/11/2026701.10 INR
2/10/2026703.95 INR
2/9/2026707.30 INR
2/6/2026703.50 INR
2/5/2026719.00 INR
2/4/2026722.50 INR
2/3/2026720.00 INR
2/2/2026717.50 INR
1/30/2026729.50 INR
1/29/2026727.10 INR
1/28/2026728.60 INR
1/27/2026725.00 INR
1/23/2026712.30 INR
1/22/2026725.10 INR
1/21/2026724.35 INR
1/20/2026732.10 INR
1/19/2026737.00 INR
1/16/2026732.55 INR
1/14/2026743.90 INR
1/13/2026748.50 INR
1/12/2026754.65 INR
1/9/2026749.90 INR
1/8/2026759.90 INR
1/7/2026772.35 INR
1/6/2026776.05 INR
1/5/2026760.60 INR
1/2/2026753.20 INR
1/1/2026750.00 INR
12/31/2025749.85 INR
12/30/2025743.00 INR
12/29/2025746.75 INR
12/26/2025748.10 INR
12/24/2025755.35 INR
12/23/2025763.95 INR
12/22/2025761.00 INR
12/19/2025766.30 INR
12/18/2025757.95 INR
12/17/2025752.95 INR
12/16/2025764.35 INR
12/15/2025772.05 INR
12/12/2025778.95 INR
12/11/2025775.20 INR
12/10/2025771.00 INR
12/9/2025762.80 INR
12/8/2025764.05 INR
12/5/2025769.00 INR
12/4/2025763.15 INR
12/3/2025752.25 INR
12/2/2025760.00 INR
12/1/2025765.00 INR
11/28/2025767.20 INR
11/27/2025777.80 INR
11/26/2025788.00 INR
11/25/2025766.55 INR
11/24/2025761.65 INR
11/21/2025762.80 INR
11/20/2025762.20 INR
11/19/2025761.60 INR
11/18/2025760.60 INR
11/17/2025768.30 INR
11/14/2025772.30 INR
11/13/2025782.95 INR
11/12/2025783.10 INR
11/11/2025763.90 INR
11/10/2025750.70 INR
11/7/2025749.25 INR
11/6/2025736.05 INR
11/4/2025742.80 INR
11/3/2025737.00 INR
10/31/2025731.85 INR
10/30/2025746.60 INR
10/29/2025760.45 INR
10/28/2025747.00 INR
10/27/2025738.00 INR
10/24/2025734.95 INR
10/23/2025743.60 INR
10/21/2025743.70 INR
10/20/2025743.00 INR
10/17/2025745.50 INR
10/16/2025743.00 INR
10/15/2025761.80 INR
10/14/2025743.55 INR
10/13/2025746.55 INR
10/10/2025748.80 INR
10/9/2025754.35 INR
10/8/2025750.30 INR
10/7/2025755.60 INR
10/6/2025763.30 INR
10/3/2025760.00 INR
10/1/2025764.00 INR
9/30/2025755.30 INR
9/29/2025756.60 INR
9/26/2025764.40 INR
9/25/2025765.05 INR
9/24/2025770.25 INR
9/23/2025775.05 INR
9/22/2025787.05 INR
9/19/2025785.00 INR
9/18/2025785.10 INR
9/17/2025768.05 INR
9/16/2025774.35 INR
9/15/2025776.05 INR
9/12/2025777.80 INR
9/11/2025775.65 INR
9/10/2025777.60 INR
9/9/2025761.10 INR
9/8/2025756.90 INR
9/5/2025760.05 INR
9/4/2025754.25 INR
9/3/2025776.45 INR
9/2/2025782.75 INR
9/1/2025781.80 INR
8/29/2025774.40 INR
8/28/2025774.60 INR
8/26/2025776.60 INR
8/25/2025787.00 INR
8/22/2025789.50 INR
8/21/2025793.55 INR
8/20/2025796.55 INR
8/19/2025794.00 INR
8/18/2025789.20 INR
8/14/2025788.00 INR
8/13/2025778.00 INR
8/12/2025765.00 INR
8/11/2025764.75 INR
8/8/2025759.95 INR
8/7/2025757.05 INR
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HDFC Life Insurance Company Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2023
762.61 B INR
13.38 B INR
13.68 B INR
Jan 1, 2024
1.02 T INR
15.56 B INR
15.74 B INR
Jan 1, 2025
972.78 B INR
20.90 B INR
18.11 B INR
Jan 1, 2026 (e)
790.18 B INR
15.82 B INR
19.49 B INR
Jan 1, 2027 (e)
882.30 B INR
17.67 B INR
22.55 B INR
Jan 1, 2028 (e)
997.25 B INR
19.97 B INR
25.59 B INR
Jan 1, 2029 (e)
1.13 T INR
22.70 B INR
29.01 B INR
Jan 1, 2030 (e)
1.54 T INR
30.89 B INR
32.10 B INR

HDFC Life Insurance Company Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 7, 2026, 12:58 AM
 
REVENUET INR
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB INR
EBITB INR
EBIT MARGIN%
NET INCOMEB INR
NET INCOME GROWTH%
DIV.INR
DIV. GROWTH%
SHARESB
201520162017201820192020202120222023202420252026e2027e2028e2029e2030e
0.210.230.270.320.380.420.520.650.761.020.970.790.881.001.131.54
39.877.4019.7318.6917.2612.0922.2724.6417.9233.76-4.64-18.7711.6613.0313.6636.11
49.2245.8338.2732.2527.5024.5420.0716.1013.6510.2110.7013.6513.6513.6513.6513.65
104.12104.12104.12104.12104.12104.12104.12104.12104.12104.12104.12107.88120.46136.15154.74210.62
55.2163.5310.7812.2215.1918.2312.619.9113.3815.5620.9015.8217.6719.9722.7030.89
26.1027.963.963.784.014.302.431.531.761.532.152.002.002.002.002.00
7.868.178.8711.0712.7812.9713.6113.2713.6815.7418.1119.4922.5525.5929.0132.10
8.303.988.5824.8415.421.534.89-2.503.1115.0415.047.6415.7113.4613.3710.64
––1.362.723.26–2.021.701.902.002.102.102.122.14––
–––100.0019.85––-15.8411.765.265.00–0.950.94––
2.002.002.002.022.022.022.022.052.132.152.152.152.152.152.152.15
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales HDFC Life Insurance Company generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue HDFC Life Insurance Company retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare HDFC Life Insurance Company's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares HDFC Life Insurance Company has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against HDFC Life Insurance Company's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

HDFC Life Insurance Company stock margins

The HDFC Life Insurance Company margin analysis displays the gross margin, EBIT margin, as well as the profit margin of HDFC Life Insurance Company. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for HDFC Life Insurance Company.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
13.65 %
2.43 %
2.62 %
Jan 1, 2022
13.65 %
1.53 %
2.05 %
Jan 1, 2023
13.65 %
1.76 %
1.79 %
Jan 1, 2024
13.65 %
1.53 %
1.54 %
Jan 1, 2025
13.65 %
2.15 %
1.86 %
Jan 1, 2026 (e)
13.65 %
2.00 %
2.47 %
Jan 1, 2027 (e)
13.65 %
2.00 %
2.56 %
Jan 1, 2028 (e)
13.65 %
2.00 %
2.57 %

HDFC Life Insurance Company Stock Revenue, EBIT, Earnings per Share

The HDFC Life Insurance Company earnings per share therefore indicates how much revenue HDFC Life Insurance Company has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
256.60 INR
6.24 INR
6.73 INR
Jan 1, 2022
315.92 INR
4.84 INR
6.48 INR
Jan 1, 2023
357.38 INR
6.27 INR
6.41 INR
Jan 1, 2024
473.97 INR
7.23 INR
7.31 INR
Jan 1, 2025
451.57 INR
9.70 INR
8.41 INR
Jan 1, 2026 (e)
366.81 INR
7.35 INR
9.05 INR
Jan 1, 2027 (e)
409.57 INR
8.20 INR
10.47 INR
Jan 1, 2028 (e)
462.93 INR
9.27 INR
11.88 INR

HDFC Life Insurance Company business model & stock analysis

HDFC Life Insurance Company Ltd is one of the leading life insurance companies in India, headquartered in Mumbai. The company was established in 2000 as a joint venture between Housing Development Finance Corporation Limited (HDFC) and Standard Life plc. HDFC is a trusted and renowned financial institution in India with a strong presence in the mortgage, insurance, and banking sectors. Standard Life plc is a British holding company engaged in life insurance, investment, and pension administration globally. HDFC Life's main business is to provide insurance solutions to individuals and families, ensuring financial security and protection against unforeseen events such as illness, accidents, and death. The company offers various insurance policies including life insurance, disability insurance, accident insurance, health insurance, savings and retirement plans. HDFC Life's business model relies on a diversified distribution network consisting of individual brokers, corporate partners, and direct sales. The company has 398 branches across India and a team of over 20,000 advisors. It also has a strong online presence, allowing customers to conveniently compare and purchase insurance policies from home. HDFC Life offers a range of products tailored to meet the different needs and requirements of its customers. Currently, the company offers 32 different insurance plans. Popular products include HDFC Click 2 Protect 3D Plus, a comprehensive online term insurance plan providing protection against unforeseen events, and HDFC Life Sanchay Plus, a savings and retirement plan focusing on long-term wealth growth. HDFC Life also serves its customers in specialized sectors including the corporate and rural segments. The company provides customized solutions for businesses and agricultural enterprises to protect their employees and families and ensure their financial well-being. In recent years, HDFC Life has gained a significant reputation and recognition through several awards. The company was named the "Best Life Insurance Company in India" in 2019 and received the award from Business Today-Money Today Financial Awards. HDFC Life has also been recognized by Forbes Asia as the fifth-best listed company in Asia. Overall, HDFC Life Insurance Company Ltd has established a strong presence in the Indian market in a relatively short period of time. The company has become one of the leading players in the Indian insurance industry, offering a wide range of innovative and high-quality insurance products to its customers. With a strong focus on customer needs, efficiency, and service, the company has promising opportunities to continue growing and expanding in the future.

HDFC Life Insurance Company SWOT Analysis

Strengths

1. Established Brand: HDFC Life Insurance Company Ltd has built a strong brand name in the insurance industry, known for its reliability and trustworthiness.

2. Extensive Distribution Network: The company has a wide reach with a well-established distribution network, including bancassurance partnerships, agents, and digital channels.

3. Diverse Product Portfolio: HDFC Life offers a comprehensive range of insurance products, including term plans, savings plans, retirement plans, and health plans, catering to various customer needs.

4. Strong Financial Position: The company has a solid financial base, reflected in its consistent profitability and healthy solvency ratio.

Weaknesses

1. Dependency on Third-Party Distribution: While HDFC Life has a strong distribution network, it also relies heavily on third-party agents and partnerships, which may result in reduced control over sales processes and customer experience.

2. Limited International Presence: The company's operations are primarily focused on the Indian market, which exposes it to risks associated with any fluctuations or downturns in the domestic economy.

3. Compliance and Regulatory Risks: As an insurance provider, HDFC Life is subject to stringent regulations and compliance requirements, which may pose challenges in terms of adapting to changes in the regulatory landscape.

Opportunities

1. Growing Insurance Market: The insurance industry in India is witnessing significant growth, driven by increasing awareness, rising disposable incomes, and favorable government policies. HDFC Life can capitalize on this trend to expand its customer base.

2. Digital Transformation: Rapid advancements in technology provide opportunities for HDFC Life to enhance customer experience through digital platforms, personalized offerings, and data analytics.

3. Product Innovation: By continuously introducing innovative insurance products and customization options, HDFC Life can cater to evolving customer needs and differentiate itself from competitors.

Threats

1. Intense Competition: The insurance sector in India is highly competitive, with the presence of both domestic and international players. HDFC Life faces the threat of losing market share to aggressive competitors.

2. Economic Volatility: Economic fluctuations and uncertainties can impact the purchasing power and investment sentiment of customers, potentially affecting the demand for insurance products.

3. Rising Cost of Healthcare: With increasing healthcare costs, there may be pressure on insurance companies to provide comprehensive coverage at affordable premiums, posing challenges to profitability for HDFC Life.

HDFC Life Insurance Company Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

HDFC Life Insurance Company historical P/E ratio, EBIT multiple, and P/S ratio

HDFC Life Insurance Company annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

HDFC Life Insurance Company shares outstanding

The number of shares of HDFC Life Insurance Company was 2.15 B in 2025. This indicates how many shares HDFC Life Insurance Company is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
2.02 B Stocks
Jan 1, 2022
2.05 B Stocks
Jan 1, 2023
2.13 B Stocks
Jan 1, 2024
2.15 B Stocks
Jan 1, 2025
2.15 B Stocks
Jan 1, 2026 (e)
2.15 B Stocks
Jan 1, 2027 (e)
2.15 B Stocks
Jan 1, 2028 (e)
2.15 B Stocks

HDFC Life Insurance Company Dividend History

8 years of dividend payments · 3 consecutive increases

YearAnnual DividendYoY ChangePayments
20252.10INR↑ 5.0%1×
Jun 20, 20252.10INR↑ 5.0%1/1
20242.00INR↑ 5.3%1×
20231.90INR↑ 11.8%1×
20221.70INR↓ 15.8%1×
20212.02INR↑ 23.9%1×
20191.63INR↑ 19.9%1×
20181.36INR 0.0%—
20171.36INR—1×

HDFC Life Insurance Company dividend history and estimates

In 2025, HDFC Life Insurance Company paid a dividend amounting to 2.10 INR. Dividend means that HDFC Life Insurance Company distributes a portion of its profits to its owners.

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021 (e)
0.00 INR
2.02 INR
Jan 1, 2022
1.70 INR
0.00 INR
Jan 1, 2023
1.90 INR
0.00 INR
Jan 1, 2024
2.00 INR
0.00 INR
Jan 1, 2025
2.10 INR
0.00 INR
Jan 1, 2026
2.10 INR
0.00 INR
Jan 1, 2027 (e)
0.00 INR
2.12 INR
Jan 1, 2028 (e)
0.00 INR
2.14 INR

HDFC Life Insurance Company dividend payout ratio

In 2025, HDFC Life Insurance Company had a payout ratio of 24.98%. The payout ratio indicates the percentage of the company's profits that HDFC Life Insurance Company distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
30.01 %
Jan 1, 2022
26.23 %
Jan 1, 2023
29.63 %
Jan 1, 2024
27.35 %
Jan 1, 2025
24.98 %
Jan 1, 2026 (e)
23.21 %
Jan 1, 2027 (e)
20.25 %
Jan 1, 2028 (e)
18.03 %

Current HDFC Life Insurance Company forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
1.02 %
Buy
88.37 % (38)
Hold
11.63 % (5)
Sell
0.00 % (0)
12M Price Target
907.80
Last Price
545.00
Currency
INR
12M Return Potential
66.57 %
LTM Return
0 %

HDFC Life Insurance Company Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
4/24/20244.38INR-195.18 BINR-2024 Q4
1/18/20242.29INR-163.77 BINR-2024 Q3

EESG©

Eulerpool ESG Scorecard© for the HDFC Life Insurance Company stock

68/100
38
Environment
99
Social
68
Governance
E

Environment

20
Scope 1 - Direct Emissions161.83
Scope 2 - Indirect emissions from purchased energy10,769.8
Scope 3 - Indirect emissions within the value chain6,563.75
Total CO₂ emissions10,931.63
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees26.9
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

HDFC Life Insurance Company shareholder structure

% Name
2.37482%
SBI Funds Management Pvt. Ltd.
SBI Funds Management Pvt. Ltd.
1.90998%
Capital Research Global Investors
Capital Research Global Investors
1.47661%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
1.32972%
Fidelity Management & Research Company LLC
Fidelity Management & Research Company LLC
1.32707%
Nippon Life India Asset Management Limited
Nippon Life India Asset Management Limited
1.14768%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
...

HDFC Life Insurance Company Beneficial Ownership Filings (SEC 13D/G)

Free Float
45.8%
Float Shares
-
Shares Outstanding
-

HDFC Life Insurance Company Executives and Management Board

17 members · avg. age 65 · 18 % women

VP

Ms. Vibha Padalkar (57)

Chief Executive Officer, Managing Director, Executive Director · since 2008

92.60 M INR

Management

NS

Mr. Niraj Shah

Chief Financial Officer, Executive Director · since 2019

38.80 M INR
NG

Mr. Narendra Gangan

Chief Compliance Officer, General Counsel, Company Secretary

17.44 M INR
SY

Mr. Sameer Yogishwar

Chief Operating Officer

–
VN

Mr. Vibhash Naik

Chief Human Resources Officer

–
PG

Mr. Prasun Gajri

Chief Investment Officer, Chief Strategy Officer

–
KS

Mr. Khushru Sidhwa

Chief Risk Officer

–

Board of Directors

SB

Mr. Sumit Bose (69)

Independent Director

4.60 M INR
BR

Ms. Bharti Ramola (64)

Independent Director

4.20 M INR
KD

Mr. Ketan Dalal (67)

Independent Director

3.60 M INR
BG

Dr. Bhaskar Ghosh

Independent Director

3.40 M INR
KM

Mr. Keki Mistry (71)

Non-Executive Chairman of the Board

2.00 M INR
VS

Mr. Venkatraman Srinivasan

Independent Director

1.60 M INR

Frequently asked questions about HDFC Life Insurance Company

The business model of HDFC Life Insurance Company Ltd. revolves around providing life insurance services to individuals. As one of the leading insurance companies in India, HDFC Life offers a wide range of insurance products and solutions to meet the diverse needs of its customers. Through its extensive distribution network and digital channels, HDFC Life aims to reach out and cater to a large customer base across the country. The company focuses on ensuring financial security and protection for policyholders through its innovative and customer-centric approach. HDFC Life Insurance Company Ltd. is committed to delivering value to its customers and stakeholders by offering reliable insurance solutions.

HDFC Life Insurance Company Ltd is primarily active in the insurance industry, specifically in the life insurance sector.

The main competitors of HDFC Life Insurance Company Ltd in the market include other leading insurance companies such as LIC (Life Insurance Corporation of India), SBI Life Insurance, ICICI Prudential Life Insurance, Max Life Insurance, and Bajaj Allianz Life Insurance. These companies compete with HDFC Life Insurance Company Ltd in terms of product offerings, customer service, market share, and overall performance in the insurance industry.

HDFC Life Insurance Company Ltd. is a renowned insurance provider in India. Established in 2000, it is a joint venture between Housing Development Finance Corporation Limited (HDFC) and Standard Life Aberdeen PLC. HDFC Life has a strong track record of delivering financial protection solutions and quality customer service. It offers a wide range of life insurance products, including term plans, savings plans, retirement plans, and health insurance. With a consistent focus on innovation and digitization, HDFC Life has become a trusted name in the insurance sector. Over the years, it has earned several accolades for its performance and commitment towards policyholder satisfaction.

HDFC Life Insurance Company Ltd has achieved various significant milestones in its journey. The company has successfully established itself as one of the leading life insurance providers in India. With a customer-centric approach and innovative product offerings, HDFC Life has achieved remarkable growth and market presence. Some of the noteworthy milestones include winning the Most Trusted Private Life Insurance Brand by Brand Trust Report consecutively for six years, being recognized as the Best Private Life Insurer by Outlook Money for four consecutive years, and achieving a strong financial performance year after year. HDFC Life Insurance Company Ltd has consistently aimed at providing reliable and quality insurance solutions to its customers, which has contributed to its success and reputation in the industry.

HDFC Life Insurance Company Ltd primarily operates in India. As one of the leading life insurance providers in the country, HDFC Life has a strong presence nationwide. With a wide range of insurance offerings and a commitment to customer satisfaction, HDFC Life has become a trusted name in the Indian insurance industry. Whether you are looking for term insurance, savings plans, pension options, or health policies, HDFC Life Insurance Company Ltd offers comprehensive coverage to individuals across various regions in India. With its dedication to providing financial security and peace of mind, HDFC Life continues to dominate the insurance market in the country.

HDFC Life Insurance Company Ltd represents strong values and a robust corporate philosophy. The company aims at providing long-term financial security and protection to its customers. With a customer-centric approach, HDFC Life Insurance strives to build trust, transparency, and reliability in all its operations. The company believes in innovation and continuously seeks opportunities to enhance customer experience. HDFC Life Insurance is committed to nurturing strong relationships, fostering a culture of integrity, and delivering value to its stakeholders. By focusing on quality service and embracing technology, HDFC Life Insurance aims to be a leading player in the insurance industry.

Analysts currently set an average price target of 901.38 INR for the HDFC Life Insurance Company stock (median: 907.80 INR), implying +65.4 % versus the latest price. The consensus is based on 43 analyst ratings.

HDFC Life Insurance Company Analyst Price Targets 2026

43 analysts currently rate the HDFC Life Insurance Company stock: 38 recommend buying, 5 holding and 0 selling. For 2026, analysts expect HDFC Life Insurance Company to generate revenue of 790.18 B INR and earnings per share of 9.05 INR.

HDFC Life Insurance Company Analyst Price Targets 2026

Converted at the current exchange rate, the HDFC Life Insurance Company share trades at 4.96 EUR (545.00 INR).

The company HDFC Life Insurance Company Ltd is one of the leading insurance companies in India. The company offers a variety of insurance products tailored to the needs of individuals, families, and businesses. The business model of HDFC Life Insurance Company Ltd is based on long-term customer relationships and a strong focus on customer satisfaction and needs. The company offers various types of insurance products, including life insurance, retirement insurance, health insurance, accident insurance, travel insurance, and more. HDFC Life Insurance Company Ltd also offers a wide range of investment and savings products, including investment funds, savings insurance, and pension plans. The company offers a variety of life insurance products tailored to the individual needs and budgets of customers. These include traditional life insurance, term life insurance, savings plans, ULIPs (Unit-Linked Insurance Plans), and pensions. Some of the current popular and unique offerings are "Click 2 Protect Health" and "Click 2 Protect 3D Plus" - globally unique products that offer customers great flexibility in cost and risk assessment. HDFC Life's retirement insurance provides regular pension payments to retirees to ensure they are financially secure in their old age. The company's health insurance products protect customers from unforeseen medical expenses. HDFC Life Insurance Company Ltd also offers accident insurance to financially protect customers in the event of an accident. The company is also able to meet the needs of businesses and offers various group insurance products, including group life insurance, group health insurance, group accident insurance, group retirement insurance, and more. These products are specifically designed for companies and organizations to safeguard their employees and serve as an additional incentive for employee retention and community engagement. HDFC Life Insurance Company Ltd also has a strong digital presence and offers an online insurance platform. Customers can simply access the company's website and conveniently handle all requirements from home without having to visit an office. The platform is an integral part of the company's digitization process, allowing customers to purchase insurance, manage policies, make premium payments, and much more. In conclusion, the business model of HDFC Life Insurance Company Ltd is based on a strong customer focus, a wide range of insurance and savings products, and a strong digital presence. The company strives to meet the individual needs and preferences of its customers by offering innovative insurance, savings, and investment products and providing a high level of customer service and satisfaction. Overall, HDFC Life Insurance Company Ltd is a trusted and reliable partner for customers, business partners, and stakeholders alike for all insurance needs.

The expected revenue of HDFC Life Insurance Company is 790.18 B INR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of HDFC Life Insurance Company is 19.49 B INR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of HDFC Life Insurance Company is currently 60.23. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the HDFC Life Insurance Company stock.

The price-to-sales ratio (P/S) of HDFC Life Insurance Company is currently 1.49. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the HDFC Life Insurance Company stock.

The Eulerpool Quality Score for HDFC Life Insurance Company is 6/10.

The ISIN of HDFC Life Insurance Company is INE795G01014. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of HDFC Life Insurance Company is A2H7F2. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of HDFC Life Insurance Company is HDFCLIFE.NS. The ticker symbol is used to trade HDFC Life Insurance Company shares on the stock exchange.

Over the past 12 months, HDFC Life Insurance Company paid a dividend of 2.10 INR . This corresponds to a dividend yield of about 0.39 %. For the coming 12 months, HDFC Life Insurance Company is expected to pay a dividend of 2.12 INR.

The current dividend yield of HDFC Life Insurance Company is 0.39 %.

HDFC Life Insurance Company pays a dividend, distributed in the months of , , , .

HDFC Life Insurance Company paid dividends every year for the past 5 years.

For the upcoming 12 months, dividends amounting to 2.12 INR are expected. This corresponds to a dividend yield of 0.39 %.

HDFC Life Insurance Company is assigned to the 'Finance' sector.

To receive the latest dividend of HDFC Life Insurance Company from amounting to 2.1 INR, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, HDFC Life Insurance Company distributed 1.9 INR as dividends.

The dividends of HDFC Life Insurance Company are distributed in INR.

All fundamentals and in-depth analysis of HDFC Life Insurance Company

Our stock analysis for HDFC Life Insurance Company stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of HDFC Life Insurance Company. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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