AIB Group (A5G.IR) Stock Price

AIB Group Price

LSE·CLOSED
10.47EUR+0.21 (+2.07 %)
Market closed

Revenue at AIB Group has contracted by 0.3% per year over the past 19 years to 4.90 B EUR. Earnings per share have declined at 24.3% per year over the last 19 years. For AIB Group, the net margin of 42.0% is up versus 22.6% a few years ago. At today's price the dividend yield works out to roughly 8.53%. The payout ratio is around 53% of earnings. The dividend has grown at 1.5% per year over the past 19 years. The consensus 12-month price target for AIB Group is 9.74 EUR, about 7.0% below where the stock trades today. Of 18 analysts, 7 rate the stock a buy — an overall Hold consensus. The stock trades about 59% above its 52-week low.

AIB Group stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of AIB Group over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how AIB Group stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing AIB Group's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

AIB Group Stock Price History
DateAIB Group Price
8/3/202610.47 EUR
7/31/202610.26 EUR
7/30/202610.18 EUR
7/29/202610.62 EUR
7/28/202610.90 EUR
7/27/202610.92 EUR
7/24/202610.81 EUR
7/23/202610.89 EUR
7/22/202610.85 EUR
7/21/202610.89 EUR
7/20/202610.39 EUR
7/17/202610.35 EUR
7/16/202610.45 EUR
7/15/202610.51 EUR
7/14/202610.46 EUR
7/13/202610.45 EUR
7/10/202610.43 EUR
7/9/202610.39 EUR
7/8/202610.35 EUR
7/7/202610.31 EUR
7/6/202610.30 EUR
7/3/202610.19 EUR
7/2/202610.19 EUR
7/1/202610.23 EUR
6/30/202610.27 EUR
6/29/202610.42 EUR
6/26/202610.45 EUR
6/25/202610.53 EUR
6/24/202610.38 EUR
6/23/202610.60 EUR
6/22/202610.73 EUR
6/19/202610.60 EUR
6/18/202610.65 EUR
6/17/202610.58 EUR
6/16/202610.36 EUR
6/15/202610.29 EUR
6/12/202610.30 EUR
6/11/202610.09 EUR
6/10/20269.99 EUR
6/9/20269.94 EUR
6/8/202610.13 EUR
6/5/202610.25 EUR
6/4/202610.07 EUR
6/3/202610.16 EUR
6/2/202610.11 EUR
6/1/202610.09 EUR
5/29/202610.09 EUR
5/28/20269.98 EUR
5/27/202610.13 EUR
5/26/202610.27 EUR
5/25/202610.25 EUR
5/22/202610.07 EUR
5/21/20269.95 EUR
5/20/20269.84 EUR
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3/5/20268.75 EUR
2/27/20268.91 EUR
2/26/20268.79 EUR
2/25/20268.77 EUR
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2/20/20268.90 EUR
2/19/20268.85 EUR
2/18/20268.86 EUR
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2/12/20269.08 EUR
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2/10/20269.34 EUR
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2/4/20269.77 EUR
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2/2/20269.68 EUR
1/30/20269.40 EUR
1/29/20269.20 EUR
1/28/20269.25 EUR
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1/26/20269.26 EUR
1/23/20269.14 EUR
1/22/20269.29 EUR
1/21/20269.06 EUR
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1/15/20269.45 EUR
1/14/20269.48 EUR
1/12/20269.40 EUR
1/9/20269.39 EUR
1/8/20269.28 EUR
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1/6/20269.43 EUR
1/5/20269.44 EUR
1/2/20269.23 EUR
12/31/20259.20 EUR
12/30/20259.24 EUR
12/29/20259.23 EUR
12/24/20259.18 EUR
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12/22/20259.25 EUR
12/19/20259.28 EUR
12/18/20259.04 EUR
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12/16/20259.00 EUR
12/15/20259.03 EUR
12/12/20258.83 EUR
12/11/20258.91 EUR
12/10/20258.87 EUR
12/9/20258.88 EUR
12/8/20258.78 EUR
12/5/20258.77 EUR
12/4/20258.92 EUR
12/3/20258.80 EUR
12/2/20258.93 EUR
12/1/20258.86 EUR
11/28/20258.86 EUR
11/27/20258.73 EUR
11/26/20258.68 EUR
11/25/20258.62 EUR
11/24/20258.54 EUR
11/21/20258.29 EUR
11/20/20258.34 EUR
11/19/20258.04 EUR
11/18/20258.25 EUR
11/17/20258.44 EUR
11/14/20258.52 EUR
11/13/20258.68 EUR
11/11/20258.51 EUR
11/10/20258.40 EUR
11/7/20258.23 EUR
11/6/20258.31 EUR
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11/4/20258.28 EUR
11/3/20258.07 EUR
10/31/20257.96 EUR
10/30/20257.85 EUR
10/29/20257.88 EUR
10/28/20257.70 EUR
10/27/20257.64 EUR
10/24/20257.50 EUR
10/23/20257.49 EUR
10/22/20257.56 EUR
10/21/20257.51 EUR
10/20/20257.52 EUR
10/17/20257.39 EUR
10/16/20257.59 EUR
10/15/20257.68 EUR
10/14/20257.61 EUR
10/13/20257.63 EUR
10/10/20257.82 EUR
10/9/20257.88 EUR
10/8/20257.92 EUR
10/7/20257.84 EUR
10/6/20257.86 EUR
10/3/20257.96 EUR
10/2/20257.92 EUR
10/1/20257.82 EUR
9/30/20257.72 EUR
9/29/20257.66 EUR
9/26/20257.70 EUR
9/25/20257.75 EUR
9/24/20257.63 EUR
9/23/20257.57 EUR
9/22/20257.56 EUR
9/19/20257.63 EUR
9/18/20257.50 EUR
9/17/20257.49 EUR
9/16/20257.46 EUR
9/15/20257.65 EUR
9/12/20257.54 EUR
9/11/20257.49 EUR
9/10/20257.54 EUR
9/9/20257.37 EUR
9/8/20257.29 EUR
9/5/20257.15 EUR
9/4/20257.16 EUR
9/3/20257.12 EUR
9/2/20257.04 EUR
9/1/20257.02 EUR
8/29/20256.94 EUR
8/28/20257.00 EUR
8/27/20257.00 EUR
8/26/20257.09 EUR
8/25/20257.17 EUR
8/22/20257.19 EUR
8/21/20257.18 EUR
8/20/20257.26 EUR
8/19/20257.37 EUR
8/18/20257.28 EUR
8/15/20257.37 EUR
8/14/20257.33 EUR
8/13/20257.15 EUR
8/12/20257.03 EUR
8/11/20256.99 EUR
8/8/20256.95 EUR
8/7/20256.86 EUR
8/6/20256.76 EUR
8/5/20256.59 EUR
8/4/20256.59 EUR
Access this data via the Eulerpool API

AIB Group Revenue, Pre-Provision Profit, Net Income

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Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2021
2.57 B EUR
391.00 M EUR
582.00 M EUR
Jan 1, 2022
3.13 B EUR
887.00 M EUR
702.00 M EUR
Jan 1, 2023
4.94 B EUR
2.57 B EUR
2.00 B EUR
Jan 1, 2024
5.20 B EUR
2.76 B EUR
2.27 B EUR
Jan 1, 2025
4.90 B EUR
2.57 B EUR
2.06 B EUR
Jan 1, 2026 (e)
4.61 B EUR
0.00 EUR
1.94 B EUR
Jan 1, 2027 (e)
4.80 B EUR
0.00 EUR
2.16 B EUR
Jan 1, 2028 (e)
4.95 B EUR
0.00 EUR
2.36 B EUR

AIB Group Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 4, 2026, 7:43 AM
 
REVENUEB EUR
REVENUE GROWTH%
Net Interest IncomeB EUR
Non-Interest IncomeB EUR
Loan Loss ProvisionsB EUR
Pre-Provision Profit (PPOP)B EUR
NET INCOMEB EUR
NET INCOME GROWTH%
DIV.EUR
DIV. GROWTH%
SHARESB
20132014201520162017201820192020202120222023202420252026e2027e2028e
3.984.223.713.663.393.203.212.862.863.555.746.446.084.614.804.95
-12.505.95-12.01-1.51-7.33-5.460.31-11.050.0724.1261.7012.19-5.60-24.174.143.00
1.351.691.932.012.182.102.081.871.792.103.844.133.75
0.661.130.891.050.910.840.840.730.781.041.101.071.15
1.92-0.19-0.93-0.29-0.11-0.200.021.46-0.240.010.170.060.17
0.230.930.991.391.191.040.520.530.390.892.572.762.57
-1.600.920.931.321.081.060.33-0.820.580.702.002.272.061.942.162.36
-55.09-157.292.0841.22-18.35-2.04-69.00-349.24-171.4120.62184.3313.93-9.59-5.6911.559.06
0.090.090.120.170.050.060.270.890.931.111.33
33.3341.6750.00350.00229.634.4919.3519.82
2.082.732.763.082.712.712.712.712.712.692.642.462.202.202.202.20
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales AIB Group generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue AIB Group retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare AIB Group's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares AIB Group has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against AIB Group's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

AIB Group stock margins

The AIB Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of AIB Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for AIB Group.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2021
84.79 %
22.64 %
Jan 1, 2022
71.70 %
22.40 %
Jan 1, 2023
48.04 %
40.42 %
Jan 1, 2024
46.93 %
43.77 %
Jan 1, 2025
47.53 %
41.96 %
Jan 1, 2026 (e)
0.00 %
42.05 %
Jan 1, 2027 (e)
0.00 %
45.05 %
Jan 1, 2028 (e)
0.00 %
47.71 %

AIB Group Revenue per Share, Earnings per Share

The AIB Group earnings per share therefore indicates how much revenue AIB Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2021
0.95 EUR
0.21 EUR
Jan 1, 2022
1.17 EUR
0.26 EUR
Jan 1, 2023
1.87 EUR
0.76 EUR
Jan 1, 2024
2.11 EUR
0.92 EUR
Jan 1, 2025
2.22 EUR
0.93 EUR
Jan 1, 2026 (e)
2.09 EUR
0.88 EUR
Jan 1, 2027 (e)
2.18 EUR
0.98 EUR
Jan 1, 2028 (e)
2.25 EUR
1.07 EUR

AIB Group business model & stock analysis

The AIB Group plc is an internationally active bank based in Dublin, Ireland. It was founded in 1966 and has since become one of the largest financial companies in the country. The AIB Group plc is listed on the Irish stock exchange and is among the most important institutions in the Irish economy. The business model of AIB Group plc is based on providing financial services to private and business customers. The bank operates in various business areas, including retail banking, corporate banking, treasury & markets, capital markets, and asset management. Through this broad range of services, AIB Group plc is able to meet a variety of customer needs and hedge against market risks. In the retail banking sector, AIB Group plc offers a variety of products and services for individual customers. These include current accounts, savings and investment accounts, loans and mortgages, credit cards, and insurance. The integration of online and branch banking allows customers to have high flexibility and easy access to all offerings. In the corporate banking sector, the bank serves large companies and corporations with a wide range of services such as lending, receivables management, foreign exchange transactions, and risk management. The focus is on creating value for business customers through tailor-made solutions and advice. The treasury & markets business area includes the central bank and capital market activities of the bank. This includes capital procurement as well as risk management through trading in securities and derivatives. AIB Group plc acts not only as an issuer of bonds and other financial instruments but also utilizes its expertise to support customers with capital needs. In the capital markets sector, AIB Group plc provides comprehensive support to its customers ranging from advice on mergers and acquisitions to initial public offerings. The bank actively seeks investment opportunities in both European and North American markets. In the asset management sector, AIB Group plc offers a wide range of mutual funds, investment funds, and asset management strategies. The investments range from technological innovations and investments in infrastructure to secure dividends in stocks of large, seemingly safe companies. In conclusion, the AIB Group plc offers a wide range of financial services to its customers and is one of the leading companies in Ireland in many fields. The bank has demonstrated in the past that it can adapt very well to changing market trends and thus operates successfully in the market. With a strong focus on customer satisfaction and upholding the highest ethical standards, AIB Group plc is one of the leading financial services in Ireland.

AIB Group SWOT Analysis

Strengths

AIB Group plc has a well-established and recognizable brand, and is one of the leading banks in Ireland.

The company offers a wide range of products and services including retail banking, commercial banking, wealth management, and insurance. This diversification helps in reducing risk and maximizing revenue streams.

AIB Group plc has invested heavily in its technology infrastructure, enabling it to offer innovative digital banking solutions and enhance customer experience.

The bank still relies on some outdated systems and processes, which can limit operational efficiency and hinder the speed of decision-making.

AIB Group plc's business is heavily tied to the performance of the Irish economy, making it susceptible to economic downturns and fluctuations in the local market.

As a financial institution, AIB Group plc faces complex regulatory requirements, which can increase costs and pose compliance challenges.

The growing adoption of digital banking presents an opportunity for AIB Group plc to further expand its online and mobile banking platforms, attracting tech-savvy customers and improving convenience.

AIB Group plc can explore new markets outside Ireland to diversify its revenue sources and reduce dependence on the local economy.

Collaborating with fintech startups or acquiring innovative companies can help AIB Group plc gain a competitive edge and tap into new technologies and business models.

AIB Group plc operates in a highly competitive banking industry, facing rivalry from both traditional banks and new entrants, which can put pressure on market share and profitability.

Fluctuations in the global economy, Brexit impacts, and potential financial crises pose threats to AIB Group plc's financial stability and performance.

With the increasing digitalization of banking services, AIB Group plc faces the risk of cyber attacks and data breaches, which can harm its reputation and lead to financial losses.

Weaknesses

The bank still relies on some outdated systems and processes, which can limit operational efficiency and hinder the speed of decision-making.

AIB Group plc's business is heavily tied to the performance of the Irish economy, making it susceptible to economic downturns and fluctuations in the local market.

As a financial institution, AIB Group plc faces complex regulatory requirements, which can increase costs and pose compliance challenges.

The growing adoption of digital banking presents an opportunity for AIB Group plc to further expand its online and mobile banking platforms, attracting tech-savvy customers and improving convenience.

AIB Group plc can explore new markets outside Ireland to diversify its revenue sources and reduce dependence on the local economy.

Collaborating with fintech startups or acquiring innovative companies can help AIB Group plc gain a competitive edge and tap into new technologies and business models.

AIB Group plc operates in a highly competitive banking industry, facing rivalry from both traditional banks and new entrants, which can put pressure on market share and profitability.

Fluctuations in the global economy, Brexit impacts, and potential financial crises pose threats to AIB Group plc's financial stability and performance.

With the increasing digitalization of banking services, AIB Group plc faces the risk of cyber attacks and data breaches, which can harm its reputation and lead to financial losses.

Opportunities

The growing adoption of digital banking presents an opportunity for AIB Group plc to further expand its online and mobile banking platforms, attracting tech-savvy customers and improving convenience.

AIB Group plc can explore new markets outside Ireland to diversify its revenue sources and reduce dependence on the local economy.

Collaborating with fintech startups or acquiring innovative companies can help AIB Group plc gain a competitive edge and tap into new technologies and business models.

AIB Group plc operates in a highly competitive banking industry, facing rivalry from both traditional banks and new entrants, which can put pressure on market share and profitability.

Fluctuations in the global economy, Brexit impacts, and potential financial crises pose threats to AIB Group plc's financial stability and performance.

With the increasing digitalization of banking services, AIB Group plc faces the risk of cyber attacks and data breaches, which can harm its reputation and lead to financial losses.

Threats

AIB Group plc operates in a highly competitive banking industry, facing rivalry from both traditional banks and new entrants, which can put pressure on market share and profitability.

Fluctuations in the global economy, Brexit impacts, and potential financial crises pose threats to AIB Group plc's financial stability and performance.

With the increasing digitalization of banking services, AIB Group plc faces the risk of cyber attacks and data breaches, which can harm its reputation and lead to financial losses.

AIB Group Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

AIB Group historical P/E ratio, EBIT multiple, and P/S ratio

AIB Group annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

AIB Group shares outstanding

The number of shares of AIB Group was 2.2 B in 2025. This indicates how many shares AIB Group is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
2.71 B Stocks
Jan 1, 2022
2.69 B Stocks
Jan 1, 2023
2.64 B Stocks
Jan 1, 2024
2.46 B Stocks
Jan 1, 2025
2.20 B Stocks
Jan 1, 2026 (e)
2.20 B Stocks
Jan 1, 2027 (e)
2.20 B Stocks
Jan 1, 2028 (e)
2.20 B Stocks

AIB Group stock splits

In AIB Group's history, there have been no stock splits.

AIB Group Dividend History

28 years of dividend payments · 3 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.46EURYTD
Mar 26, 20260.46EUR 275.2%1/1
20250.89EUR 236.2%
Mar 27, 20250.37EUR 39.2%1/3
Mar 28, 20250.40EUR 8.2%2/3
Aug 21, 20250.12EUR 69.2%3/3
20240.27EUR 328.5%
20230.06EUR 37.8%
20220.05EUR 73.5%
20190.17EUR 41.7%
20180.12EUR 30.3%
20170.09EUR 0.0%
20160.09EUR 88.7%
20080.82EUR 10.1%

AIB Group dividend history and estimates

In 2025, AIB Group paid a dividend amounting to 0.89 EUR. Dividend means that AIB Group distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2019
0.17 EUR
0.00 EUR
Jan 1, 2022
0.05 EUR
0.00 EUR
Jan 1, 2023
0.06 EUR
0.00 EUR
Jan 1, 2024
0.27 EUR
0.00 EUR
Jan 1, 2025
0.89 EUR
0.00 EUR
Jan 1, 2026 (e)
0.46 EUR
0.46 EUR
Jan 1, 2027 (e)
0.00 EUR
1.11 EUR
Jan 1, 2028 (e)
0.00 EUR
1.33 EUR

AIB Group dividend payout ratio

In 2025, AIB Group had a payout ratio of 52.84%. The payout ratio indicates the percentage of the company's profits that AIB Group distributes as dividends.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
28.64 %
Jan 1, 2022
17.23 %
Jan 1, 2023
8.19 %
Jan 1, 2024
24.90 %
Jan 1, 2025
52.84 %
Jan 1, 2026 (e)
105.10 %
Jan 1, 2027 (e)
113.05 %
Jan 1, 2028 (e)
124.35 %

Current AIB Group forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
3.80 %
Buy
38.89 % (7)
Hold
55.56 % (10)
Sell
5.56 % (1)
12M Price Target
9.74
Last Price
10.26
Currency
EUR
12M Return Potential
-5.01 %
LTM Return
0 %

AIB Group Analyst Rating Actions

DateFirmActionRatingReliability
11/14/2018
UBS
UBS
UpgradeSellNeutral51

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

AIB Group Earnings Calls

AIB Group Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
3/6/20240.42EUR-2.45 BEUR-2023 Q4
7/27/20230.20EUR-1.66 BEUR-2023 Q2
3/1/20230.09EUR-1.54 BEUR-2022 Q4
7/29/20220.10EUR-1.23 BEUR-2022 Q2
3/3/20220.13EUR-1.21 BEUR-2021 Q4
8/4/20210.05EUR-1.16 BEUR-2021 Q2
3/5/20210.01EUR-1.17 BEUR-2020 Q4
8/6/2020-0.03EUR-1.23 BEUR-2020 Q2
3/6/20200.12EUR-1.32 BEUR-2019 Q4
7/26/20190.18EUR-1.40 BEUR-2019 Q2

EESG©

Eulerpool ESG Scorecard© for the AIB Group stock

78/100
83
Environment
78
Social
75
Governance
E

Environment

20
Scope 1 - Direct Emissions2,886
Scope 2 - Indirect emissions from purchased energy4,948
Scope 3 - Indirect emissions within the value chain15,450
Total CO₂ emissions7,834
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees54.931
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

AIB Group shareholder structure

% Name
8.90336%
BlackRock Investment Management (UK) Ltd.
BlackRock Investment Management (UK) Ltd.
4.84865%
Principal Global Investors (Equity)
Principal Global Investors (Equity)
3.79611%
Wellington Management Company, LLP
Wellington Management Company, LLP
3.35152%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
2.46410%
Norges Bank Investment Management (NBIM)
Norges Bank Investment Management (NBIM)
2.21565%
Fidelity International
Fidelity International
...

AIB Group Beneficial Ownership Filings (SEC 13D/G)

Free Float
95.3%
Float Shares
-
Shares Outstanding
-

AIB Group Executives and Management Board

27 members · avg. age 63 · 41 % women

CH

Dr. Colin Hunt

Chief Executive Officer, Executive Director · since 2016

644,000.00 EUR

Management

DG

Mr. Donal Galvin

Chief Financial Officer, Executive Director · since 2016

626,000.00 EUR
AM

Mr. Andrew Mcfarlane

Chief Operating Officer

DM

Mr. David Mccormack

Chief People Officer

GF

Mr. Graham Fagan

Chief Technology Officer

MF

Mr. Michael Frawley (51)

Chief Risk Officer

CB

Ms. Cathy-Ann Bryce

Managing Director - Capital Markets

Board of Directors

JP

Mr. Jim Pettigrew

Non-Executive Independent Chairman of the Board

365,000.00 EUR
FO

Mr. Fergal O'dwyer

Independent Non-Executive Director

155,000.00 EUR
BM

Mr. Brendan Mcdonagh

Independent Non-Executive Deputy Chairman of the Board

135,000.00 EUR
AO

Ms. Ann O'brien

Independent Non-Executive Director

130,000.00 EUR
AM

Mr. Andy Maguire

Independent Non-Executive Director

115,000.00 EUR
SP

Ms. Sandy Pritchard (67)

Independent Non-Executive Director

95,000.00 EUR

Frequently asked questions about AIB Group

The business model of AIB Group plc is primarily focused on providing a wide range of banking and financial services. AIB Group plc operates through its subsidiary, Allied Irish Banks, and serves corporate, commercial, and personal customers in Ireland and internationally. The company offers various banking products and services, including deposits, loans, mortgages, investment services, insurance, and treasury services. With a strong emphasis on customer satisfaction and long-term relationships, AIB Group plc aims to support the financial needs of individuals, businesses, and communities, while ensuring sustainable growth and delivering value to its shareholders.

AIB Group plc is primarily active in the financial services industry. As a leading banking and financial institution, AIB Group plc provides a wide range of services including retail, corporate, and commercial banking, asset management, insurance, and wealth management. With its extensive presence in Ireland and the United Kingdom, AIB Group plc plays a crucial role in driving the growth and development of these economies. By offering innovative financial solutions and catering to the diverse needs of its customers, AIB Group plc continues to maintain its position as a prominent player in the financial services sector.

The main competitors of AIB Group plc in the market are Allied Irish Banks, Bank of Ireland, and Permanent TSB. These companies operate in the same industry and provide similar financial services, competing for market share and customers in Ireland. AIB Group plc faces strong competition from these well-established players, but it has maintained its position through its diverse product offerings, strong customer relationships, and innovative solutions. As a leading financial institution, AIB Group plc continues to strive for excellence and maintain its competitive edge in the market.

AIB Group plc, also known as Allied Irish Banks, is a leading financial institution based in Ireland. With a rich history dating back to 1825, AIB has played a pivotal role in the country's banking sector. Over the years, the company has expanded its services and offerings, evolving into a full-service commercial bank catering to both personal and business customers. AIB has a strong presence in Ireland and operates through an extensive branch network, delivering a wide range of financial products and services, including retail banking, corporate banking, treasury, and wealth management. With its enduring legacy and comprehensive expertise, AIB Group plc remains a trusted and reliable partner for individuals and businesses in Ireland.

AIB Group plc, a prominent financial institution, has achieved several significant milestones throughout its history. The company has successfully expanded its operations, both domestically and internationally, establishing a strong presence in the banking industry. AIB Group plc has been recognized for its commitment to customer-centric services, constantly striving to meet evolving financial needs. With a focus on innovation, AIB Group plc has introduced various technological advancements, facilitating convenient and secure banking experiences for its customers. Moreover, the company has demonstrated resilience in navigating challenging economic landscapes, ensuring stability and growth. As a result, AIB Group plc has emerged as a trusted and reliable financial partner, contributing to its enduring success.

AIB Group plc, also known as Allied Irish Banks, primarily operates in Ireland and the UK. With a rich history dating back to 1825, AIB has established itself as a prominent financial institution in these regions. As one of Ireland's largest banks, AIB offers a comprehensive range of banking services and solutions to individuals, businesses, and corporates. In the UK, AIB operates through its subsidiary, AIB (UK) plc, providing a wide array of financial products and services. With a strong presence in both countries, AIB Group plc continues to uphold its commitment to delivering exceptional banking experiences and supporting economic growth in these regions.

AIB Group plc, a leading financial institution, represents key values and a robust corporate philosophy. The company places emphasis on integrity, customer focus, and innovation. AIB Group plc endeavors to provide trusted and reliable financial services, employing cutting-edge technologies to meet their customers' evolving needs. With a strong commitment to building long-term relationships, AIB Group plc strives to deliver exceptional value and sustainable growth. This renowned banking institution fosters a culture of transparency, accountability, and ethical conduct, prioritizing the best interests of its diverse stakeholders. With extensive expertise and a customer-centric approach, AIB Group plc consistently aims to exceed expectations and maintain its reputation as a trusted market leader.

Analysts currently set an average price target of 9.50 EUR for the AIB Group stock (median: 9.74 EUR), implying -7.3 % versus the latest price. The consensus is based on 18 analyst ratings.

18 analysts currently rate the AIB Group stock: 7 recommend buying, 10 holding and 1 selling. For 2026, analysts expect AIB Group to generate revenue of 4.61 B EUR and earnings per share of 0.88 EUR.

The AIB Group share (A5G.IR) is listed on 6 stock exchanges, including: Frankfurt (A5G.F), München (A5G.MU), Düsseldorf (A5G.DU), London (AIBG.L), London (AIBG.L).

AIB Group plc is a leading financial institution that focuses on serving customers in Ireland, the United Kingdom, and the United States. The group has a diverse business model based on various segments such as retail banking, corporate banking, capital markets, special services, joint ventures, wealth and institutional management, and social responsibility programs. The group offers a wide range of products and services to cater to the needs of individual customers, businesses, and organizations. AIB Group plc has an extensive network of branches and distribution channels, including digital platforms and ATMs. This diversified business model allows the group to effectively meet the needs of different customers and enhance its market presence.

The expected revenue of AIB Group is 4.61 B EUR. This figure is based on current financial data and reflects the company's business performance.

The expected profit of AIB Group is 1.94 B EUR. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of AIB Group is currently 11.89. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the AIB Group stock.

The price-to-sales ratio (P/S) of AIB Group is currently 5.00. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the AIB Group stock.

The Eulerpool Quality Score for AIB Group is 3/10.

The ISIN of AIB Group is IE00BF0L3536. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of AIB Group is A2DW7N. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of AIB Group is A5G.IR. The ticker symbol is used to trade AIB Group shares on the stock exchange.

Over the past 12 months, AIB Group paid a dividend of 0.89 EUR . This corresponds to a dividend yield of about 8.53 %. For the coming 12 months, AIB Group is expected to pay a dividend of 1.11 EUR.

The current dividend yield of AIB Group is 8.53 %.

AIB Group pays a dividend, distributed in the months of , , , .

AIB Group paid dividends every year for the past 4 years.

For the upcoming 12 months, dividends amounting to 1.11 EUR are expected. This corresponds to a dividend yield of 10.83 %.

AIB Group is assigned to the 'Finance' sector.

To receive the latest dividend of AIB Group from amounting to 0.46 EUR, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, AIB Group distributed 0.27 EUR as dividends.

The dividends of AIB Group are distributed in EUR.

All fundamentals and in-depth analysis of AIB Group

Our stock analysis for AIB Group stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of AIB Group. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.