HomeStreet (HMST) Stock Price

HomeStreet Price

NASDAQ·CLOSED
14.86
​
Market closed

Revenue at HomeStreet has contracted by 2.6% per year over the past 16 years to 75.70 M USD. Earnings per share have grown at 16.0% per year over the last 14 years. HomeStreet's net margin stands at -190.7%, down from 24.4% several years earlier. HomeStreet currently offers a dividend yield of about 4.37%. The dividend has grown at 7.3% per year over the past 11 years. Analysts set a median price target of 14.28 USD, implying 3.9% below the current price. Of 9 analysts, 6 rate the stock a buy — an overall Buy consensus.

HomeStreet stock price

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HomeStreet business model & stock analysis

HomeStreet Inc is a US financial services company that has been in existence since 1921. The company is headquartered in Seattle, Washington, and is listed on the NASDAQ exchange under the ticker symbol HMST. Today, HomeStreet is one of the largest independent banks in the US, offering a wide range of financial products and services to retail customers, small businesses, and the commercial real estate segment. History of HomeStreet Inc Originally founded as Home Savings Bank in 1921 in Seattle, HomeStreet expanded in the region and changed its name to HomeStreet Bank in 2000. The company's business model focused on providing financial services to local communities and small businesses in the region. Since 2011, the company has expanded its branch network by nearly 70 percent, becoming a significant national player. Business model of HomeStreet Inc HomeStreet operates a wide range of financial services and products. The company has focused its operations on three segments: banking, mortgage, and commercial real estate. In the banking segment, HomeStreet offers traditional banking products and services, including deposit accounts, credit cards, personal loans, loans for commercial customers, and SBA loans. HomeStreet is also heavily involved in residential mortgage lending, offering a wide range of mortgage loans, including FHA loans, VA loans, conventional loans, and refinancing options. HomeStreet's mortgage business is one of the largest of its kind in the US. The company offers both traditional mortgage loans and specialized financing options, such as jumbo loans, reverse mortgages, and home equity loans. HomeStreet also operates an online mortgage platform that allows customers and prospective borrowers to compare mortgage offers online and submit applications directly. HomeStreet is also active in the commercial real estate segment. The company offers loans for the purchase and development of mixed-use properties and office complexes. HomeStreet is able to offer its customers customized financing plans tailored to the specific needs of their business. Products of HomeStreet Inc HomeStreet offers a wide range of financial services, including, but not limited to: - Deposit accounts (savings, checking, money market, CD, and IRA accounts) - Credit cards and debit cards - Personal loans, auto loans, and lines of credit - Commercial loans and SBA loans - Mortgages (conventional, FHA, VA, jumbo, reverse) - Mortgage refinancing and restructuring - Commercial construction financing and real estate loans Overall, HomeStreet provides its customers with a broad range of financial services and products. In terms of its banking sector, the company aims to continue growing to strengthen its position as a significant national player in the market while continuing to provide its customers with high-quality service.

Frequently asked questions about HomeStreet

HomeStreet Inc operates as a diversified financial services company primarily serving customers in the Pacific Northwest region of the United States. The company's business model revolves around offering a comprehensive range of banking services, including commercial and consumer banking, mortgage banking, and insurance services. With a focus on providing personalized and convenient banking solutions, HomeStreet Inc aims to meet the financial needs of individuals, families, and businesses in the communities it serves. By leveraging its local market expertise and commitment to customer satisfaction, HomeStreet Inc aims to build long-term relationships and foster economic growth.

HomeStreet Inc is primarily active in the financial services industry.

The main competitors of HomeStreet Inc in the market include Wells Fargo & Company, JPMorgan Chase & Co, and Bank of America Corporation.

HomeStreet Inc, based in Seattle, Washington, is a leading financial services company founded in 1921. With over 90 years of rich history, HomeStreet Inc has grown to become a trusted provider of banking, mortgage lending, and other financial services. The company has established a strong presence in the Pacific Northwest region and has expanded its operations across the western United States. HomeStreet Inc prides itself on its commitment to customer satisfaction, personalized banking solutions, and community involvement. As a dynamic and innovative company, HomeStreet Inc continues to adapt to the evolving financial landscape while maintaining its core values and customer-centric approach.

Some significant milestones achieved by HomeStreet Inc include, but are not limited to, the following: expanding its branch network across multiple states, increasing its mortgage loan portfolio, earning recognition as one of the top mortgage lenders in the United States, successfully completing various strategic acquisitions, enhancing its digital banking capabilities, and maintaining a strong financial performance. HomeStreet Inc has consistently focused on delivering exceptional customer service and promoting community development. These milestones showcase the company's commitment to growth, innovation, and providing value to its shareholders and customers.

HomeStreet Inc primarily operates in the United States. The company is headquartered in Seattle, Washington, and has a significant presence across the West Coast, particularly in California, Hawaii, and Washington. HomeStreet Inc provides a wide range of financial services, including mortgage lending, commercial lending, and personal banking, mainly serving individuals, families, and businesses in the regions where it operates. The company is committed to serving the local communities it operates in, contributing to their development and growth through its financial solutions.

HomeStreet Inc is a company that represents strong values and a well-defined corporate philosophy. With a focus on integrity, customer service, and community involvement, HomeStreet Inc strives to provide exceptional financial services to its clients. The company emphasizes building long-term relationships and ensuring customer satisfaction through transparent and personalized solutions. HomeStreet Inc is committed to operating with honesty, trust, and professionalism, always putting the needs of its customers first. The company's dedication to its core values drives its success in the financial industry and contributes to its reputation as a reliable and customer-centric organization.

Analysts currently set an average price target of 14.28 USD for the HomeStreet stock (median: 14.28 USD), implying -3.7 % versus the latest price. The consensus is based on 9 analyst ratings.

9 analysts currently rate the HomeStreet stock: 6 recommend buying, 3 holding and 0 selling. For 2026, analysts expect HomeStreet to generate revenue of 207.95 M USD and earnings per share of 0.75 USD.

Converted at the current exchange rate, the HomeStreet share trades at 13.19 EUR (14.86 USD).

The HomeStreet share (HMST) is listed on 1 stock exchanges, including: NASDAQ (HMST).

HomeStreet Inc is a financial services company based in Seattle, Washington. The company offers a variety of products and services, including mortgages, deposits, insurance, and investment products. Its main divisions include the mortgage department, deposit business, insurance offering, and asset management sector. The company operates branches in various cities in the US and also provides online banking services. HomeStreet Inc focuses on utilizing new technology to offer innovative solutions and efficient customer service. Its business model aims to meet the needs of customers through a wide range of financial products and services, prioritizing innovation, technology, and excellent customer service.

The expected revenue of HomeStreet is 207.95 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of HomeStreet is 14.14 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of HomeStreet is currently 19.81. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the HomeStreet stock.

The price-to-sales ratio (P/S) of HomeStreet is currently 1.35. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the HomeStreet stock.

The Eulerpool Quality Score for HomeStreet is 1/10.

The ISIN of HomeStreet is US43785V1026. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of HomeStreet is A1JASV. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of HomeStreet is HMST. The ticker symbol is used to trade HomeStreet shares on the stock exchange.

Fair ValueTerminal
12.78 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Thrifts & Mortgage Finance
Number of shares
Employees
Revenue per Employee
38,407.91 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Feb 10, 2012
ISIN
US43785V1026
Cusip
43785V102
Sedol
B4WHS46
Market capitalization
280.22 M USDMicro Cap
52-Week Range
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
—
P/E ratio
P/Ee 2025
-51.24
P/Ee 2026
19.81
P/S
P/Se
1.46
EV/EBIT
—
P/B Ratio
0.71
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
-5.50 %
Gross Margin
60.54 %
EBIT Margin
-159.19 %
Net Margin
-190.67 %
EPS (Earnings Per Share)
-7.65 USD
Net Debt / EBIT
-15.09
Debt/Equity
5.60
Dividend
Dividend yield
0.00 %
Est. Dividend Yield
4.61 %
Payout Ratio
24.61 %
Dividend growth Ø5Y
—
Dividend payments per year
4
Dividend paid since
0 years
Dividend not reduced since
0 years
Dividend increased since
0 years
Dividend withholding tax
30.00 %
Last updated Oct 2, 2026, 3:22 PM

HomeStreet Ticker

NASDAQ · HMST

HomeStreet FIGI

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