Home Point Capital (HMPT) Stock Price
Home Point Capital Price
Over the last 4 years Home Point Capital grew revenue by 14.7% annually, reaching 143.37 M USD. For Home Point Capital, the net margin of -154.2% is down versus -29.2% a few years ago.
Home Point Capital stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Home Point Capital over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Home Point Capital stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Home Point Capital's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Home Point Capital Price |
|---|
Home Point Capital Revenue, Pre-Provision Profit, Net Income
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Home Point Capital Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| Net Interest IncomeM USD |
| Non-Interest IncomeB USD |
| Pre-Provision Profit (PPOP)B USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023e | 2024e | 2025e |
|---|---|---|---|---|---|---|---|
| 0.13 | 0.17 | 1.30 | 0.87 | 0.26 | 0.21 | 0.28 | 0.38 |
| – | 28.46 | 679.04 | -33.13 | -70.69 | -19.61 | 38.54 | 34.15 |
| 100.00 | 100.00 | 66.95 | 43.10 | -0.39 | -0.39 | -0.39 | -0.39 |
| 130.00 | 167.00 | 871.00 | 375.00 | -1.00 | -0.80 | -1.11 | -1.49 |
| -12.31 | -6.14 | -9.40 | -32.90 | -20.86 | – | – | – |
| 0.10 | 0.12 | 1.24 | 0.73 | 0.16 | – | – | – |
| 0.08 | 0.11 | 1.23 | 0.70 | 0.14 | – | – | – |
| -24.00 | -31.00 | 607.00 | 166.00 | -221.00 | -62.00 | -13.00 | – |
| – | 29.17 | -2,058.06 | -72.65 | -233.13 | -71.95 | -79.03 | – |
| – | – | – | 0.38 | 0.16 | 0.16 | 0.16 | 0.16 |
| – | – | – | – | -57.89 | – | – | – |
| 138.40 | 138.86 | 138.86 | 140.80 | 138.40 | 138.40 | 138.40 | 138.40 |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Home Point Capital generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Home Point Capital retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Home Point Capital's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Home Point Capital has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Home Point Capital's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Home Point Capital stock margins
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Home Point Capital Revenue per Share, Earnings per Share
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Home Point Capital business model & stock analysis
Home Point Capital SWOT Analysis
Strengths
1. Strong Brand Reputation: Home Point Capital Inc has built a reputable brand name within the mortgage industry, known for its reliable and quality services.
2. Robust Technology Infrastructure: The company possesses advanced technological capabilities and modern platforms, enabling efficient mortgage processing and customer service.
3. Diverse Product Portfolio: Home Point Capital Inc offers a wide range of mortgage products, catering to various customer needs and preferences.
Weaknesses
1. Limited Geographic Presence: Despite its success, the company primarily operates within specific regions, resulting in limited market reach and potential growth.
2. Dependency on Interest Rates: Home Point Capital Inc is heavily influenced by fluctuations in interest rates - a rise may lead to reduced demand for mortgage products, affecting profitability.
3. Relatively Small Market Share: Compared to major competitors, the company holds a relatively small portion of the overall mortgage market, hindering its competitive position.
Opportunities
1. Growing Housing Market: The continuous growth of the housing market provides an opportunity for Home Point Capital Inc to expand its customer base and increase market share.
2. Technology Advancements: Leveraging emerging technologies such as artificial intelligence and automation can streamline processes, enhance customer experiences, and gain a competitive edge.
3. Strategic Partnerships: Collaborating with real estate agencies, builders, or other financial institutions can expand the company's reach and access to a larger customer pool.
Threats
1. Regulatory Changes: Amendments in mortgage regulations and compliance requirements pose a risk for Home Point Capital Inc, as non-compliance may lead to penalties or operational disruptions.
2. Economic Instability: Economic downturns or instability can impact the demand for mortgage products, potentially resulting in reduced revenues for the company.
3. Intense Market Competition: The mortgage industry is highly competitive, with numerous players vying for market share, which raises the risk of losing customers or facing pricing pressures.
Home Point Capital Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Home Point Capital historical P/E ratio, EBIT multiple, and P/S ratio
Home Point Capital annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Home Point Capital shares outstanding
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Home Point Capital Dividend History
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Home Point Capital dividend history and estimates
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Home Point Capital dividend payout ratio
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Home Point Capital Earnings Estimates
| Date | EPS estimate | Revenue Estimate | Quarterly report |
|---|---|---|---|
| 5/10/2024 | 0.01USD | 51.97 MUSD | 2024 Q1 |
| 3/7/2024 | -0.02USD | 46.60 MUSD | 2023 Q4 |
| 11/8/2023 | -0.06USD | 60.02 MUSD | 2023 Q3 |
| 8/9/2023 | 0.01USD | 81.00 MUSD | 2023 Q2 |
| 11/10/2022 | -0.22USD | 72.12 MUSD | 2022 Q3 |
Home Point Capital shareholder structure
| % | Name |
|---|---|
92.16163% | |
0.73729% | |
0.61145% | |
0.21124% | |
0.19315% | |
0.17701% |
Home Point Capital Executives and Management Board
Mr. John Forlines
(58)Chief Risk Officer
Mr. Andrew Bon Salle
(56)Chairman of the Board · since 2021
Mr. Phillip Shoemaker
(43)President Of Originations
Ms. Maria Fregosi
(56)Chief Investment Officer
Mr. Mark Elbaum
(59)Chief Financial Officer
Home Point Capital Supply Chain
Home Point Capital Supply Chain
Correlation: how closely stock prices move together
| # | Name | 1M | 3M | 6M | 1Y | 2Y | Trend |
|---|---|---|---|---|---|---|---|
| 1 | -0.54 | -0.48 | 0.75 | — | — | ||
| 2 | -0.84 | -0.45 | 0.75 | — | — |
Frequently asked questions about Home Point Capital
The business model of Home Point Capital Inc is centered around being a leading wholesale mortgage originator and servicer. As a company, Home Point Capital Inc focuses on partnering with mortgage brokers and other loan originators to provide mortgage financing solutions for their customers. They strive to offer a diverse range of loan products and competitive pricing to meet the needs of their customers. Home Point Capital Inc also emphasizes the importance of exceptional customer service and leveraging advanced technology to streamline the mortgage process. Overall, their business model revolves around facilitating the mortgage origination and servicing processes, ensuring efficient and reliable lending for their customers.
Home Point Capital stock
Home Point Capital Peer Group
Home Point Capital Ticker
Home Point Capital FIGI
All fundamentals and in-depth analysis of Home Point Capital
Our stock analysis for Home Point Capital stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Home Point Capital. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.