Hiscox (HSX.L) Stock Price

Hiscox Price

LSE·CLOSED
24.42
​
Market closed

Revenue has compounded at 5.6% per year over the past 19 years to 4.16 B USD. Earnings per share have grown at 8.3% per year over the last 19 years. Hiscox's net margin stands at 15.1%, up from -9.8% several years earlier. Hiscox currently offers a dividend yield of about 1.75%. The payout ratio is around 24% of earnings. The dividend has grown at 9.0% per year over the past 19 years.

Hiscox stock price

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Hiscox business model & stock analysis

Hiscox Ltd is a British insurance company founded in 1901, specializing in the needs of small and medium-sized businesses and private clients. The company is headquartered in London and operates worldwide in various countries. Hiscox's business model is based on the idea of offering insurance that meets the needs of specific customer groups. The company focuses on offering products that are not offered by other insurance companies or are only available in limited form. Hiscox works closely with its customers to understand and meet their specific needs. Through this approach, Hiscox has developed a portfolio of products ranging from personal liability insurance to tailored business policies. As a result, the company has established itself as a leading insurer in the specialty policies sector. Hiscox was founded in 1901 by Ralph Hiscox in Kent and initially specialized in insurance for buildings, furniture, and other furnishings. Over the years, the company expanded its portfolio and shifted its focus to insuring small and medium-sized businesses. In the 1970s and 1980s, Hiscox diversified its business with the acquisition of companies such as Tennyson Insurance and Europa International. In the 1990s, Hiscox sold its entire portfolio of traditional insurance and focused on specialty insurance. Today, Hiscox is a globally operating insurer with offices in North America, Europe, and Asia. Hiscox offers a wide range of products and services that meet the needs of its customers. These include: - Household insurance: This insurance protects against damage to furniture, appliances, and other furnishings. - Personal liability insurance: This insurance protects the policyholder against claims for damages caused by accidents. - Business insurance: Hiscox offers specialized insurance for small and medium-sized businesses. These coverages protect against damage from fire, burglary, or data loss. - Cyber insurance: Hiscox offers specialized insurance against cybercrime. This protects companies against financial damages caused by hacker attacks. - Art insurance: This insurance protects owners of artworks against damage or loss. - Occasional insurance: Hiscox offers customers the opportunity to take out insurance as needed, for special occasions such as weddings or events. In conclusion, Hiscox is an established insurer with a long history and a comprehensive range of products and services. The company specializes in the needs of small and medium-sized businesses and offers tailored insurance solutions. Through its focus on the development of specialty policies, the company has established itself as one of the leading providers of specialty insurance in the market.

Frequently asked questions about Hiscox

The main competitors of Hiscox Ltd in the market include companies such as Lloyd's of London, Chubb Limited, Allianz SE, AIG (American International Group), and AXA SA. These companies are prominent players in the insurance industry and offer similar products and services as Hiscox Ltd. Their strong presence and competitive offerings make them key rivals for Hiscox Ltd in the market.

The business model of Hiscox Ltd revolves around providing insurance solutions to a diverse range of clients. As a global specialist insurer, Hiscox offers various types of coverage, including property, casualty, and specialty risks. The company focuses on serving individuals and businesses across multiple sectors, such as art, marine, professional services, and cyber risks. Hiscox aims to tailor its policies to meet the unique needs of its customers, while emphasizing innovation and technical expertise. With a customer-centric approach and a strong reputation in the insurance industry, Hiscox Ltd continues to expand its presence and deliver comprehensive insurance solutions worldwide.

Hiscox Ltd is primarily active in the insurance industry.

Hiscox Ltd is a leading international specialist insurance group, with a rich history and strong background. Established in 1901, Hiscox has emerged as a trusted name in the insurance industry. The company initially focused on providing insurance coverage for fine art, later expanding its portfolio to include antique dealers, property, and other specialty areas. With a commitment to innovation, Hiscox introduced its online quoting system in 1999, becoming a pioneer in the digital insurance landscape. Over the years, Hiscox has grown into a global organization, serving individuals and businesses through its diverse range of insurance products and services. As a reputable company, Hiscox Ltd continues to evolve and adapt to the ever-changing insurance landscape.

Hiscox Ltd, a leading insurance company, has achieved several significant milestones throughout its history. One of the notable achievements includes the company's successful listing on the London Stock Exchange in 1993, which marked a major step in its growth and expansion. Furthermore, Hiscox Ltd has consistently demonstrated strong financial performance and resilience, allowing it to navigate through challenging market conditions. With a commitment to excellence, innovation, and customer-centric approach, Hiscox Ltd has established itself as a trusted name in the insurance industry, consistently delivering exceptional value and tailored solutions for its clients. Through its continued dedication to growth and success, Hiscox Ltd has earned its reputation as a market leader in the insurance sector.

Hiscox Ltd is primarily present in multiple countries and regions. The company has a global presence with operations in the United Kingdom, Europe, the United States, and Asia. With offices and underwriting capabilities in major financial centers such as London, New York, Bermuda, and Singapore, Hiscox caters to a wide range of clients worldwide. By leveraging its strong international network, Hiscox offers insurance and reinsurance solutions to individuals and businesses across multiple geographies, ensuring its presence in key markets around the globe.

Hiscox Ltd represents a strong set of values and corporate philosophy. The company is committed to delivering excellence, integrity, and professionalism in the insurance industry. With a focus on customer-centricity, Hiscox Ltd strives to provide innovative solutions and exceptional service, tailored to meet the unique needs of its clients. The company embraces a culture of teamwork and collaboration, fostering an environment that encourages transparency, diversity, and inclusion. With a global footprint, Hiscox Ltd values sustainability and responsible business practices, aiming to make a positive impact on the communities it serves. Through its dedication to these principles, Hiscox Ltd has established itself as a trusted and respected leader in the insurance sector.

22 analysts currently rate the Hiscox stock: 19 recommend buying, 2 holding and 1 selling. For 2026, analysts expect Hiscox to generate revenue of 5.39 B USD and earnings per share of 1.78 USD.

Converted at the current exchange rate, the Hiscox share trades at 21.80 EUR (24.42 USD).

The Hiscox share (HSX.L) is listed on 6 stock exchanges, including: London (HSX.L), Frankfurt (H2X3.F), München (H2X3.MU), Düsseldorf (H2X3.DU).

Hiscox Ltd is an international insurance company headquartered in Bermuda with operational locations in Europe, North America, and Asia. Its business model is to offer specialized insurance products for customers in various sectors. One area in which Hiscox operates is professional indemnity insurance for businesses. Hiscox provides tailored insurance solutions for businesses in different industries, such as architects, real estate companies, and law firms. The company also offers cyber insurance to protect companies against cyber attacks and data losses. Another sector of Hiscox is personal insurance, offering a variety of insurance policies, including car insurance and pet insurance. Hiscox also offers specialized insurance for high-value collections, yachts, and artworks. In addition, Hiscox provides insurance for individual risks, such as event insurance to protect concert and festival organizers against cancellations and other unforeseen events. Hiscox also offers travel insurance to protect customers from travel and health risks. Another product offered by Hiscox is professional indemnity insurance for asset managers and financial advisors. This product is aimed at professional investors and aims to protect them from claims for damages in case of misconduct. Overall, Hiscox emphasizes a high degree of specialization and close relationships with its customers. The company conducts its distribution, for example, through brokers who are familiar with the specific needs of their customers. Hiscox also has an in-house risk management department that monitors compliance with regulatory requirements and the risks arising from the issued insurance policies. The combination of specialization, close customer contact, and professional risk management has helped establish Hiscox as a respected insurer in various markets. Overall, Hiscox's business model is focused on offering specialized insurance for different customer groups. The company values high levels of customer service and risk management, and as a result of these strategic decisions, it is able to offer specialized insurance and strengthen its position in various markets.

The expected revenue of Hiscox is 5.39 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Hiscox is 626.37 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Hiscox is currently 13.73. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Hiscox stock.

The price-to-sales ratio (P/S) of Hiscox is currently 1.60. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Hiscox stock.

The Eulerpool Quality Score for Hiscox is 6/10.

The ISIN of Hiscox is BMG4593F1389. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Hiscox is A14PZ0. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Hiscox is HSX.L. The ticker symbol is used to trade Hiscox shares on the stock exchange.

Fair ValueTerminal
23.69 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Insurance
Number of shares
Employees
Revenue per Employee
1.39 M USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Bermuda
Currency
USD
Initial public offering
Nov 15, 2006
ISIN
BMG4593F1389
Cusip
G4593F138
Sedol
BVZHXQ9
Market capitalization
8.60 B USDMid Cap
52-Week Range
PEG
1.59
P/E ratio
P/Ee 2025
14.59
P/Ee 2026
13.73
P/Ee 2027
12.21
P/Ee 2028
9.73
P/Ee 2029
10.52
P/S
P/Se
1.73
EV/EBIT
11.00
P/B Ratio
2.33
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
14.14 %
Dividend
Dividend yield
1.75 %
Est. Dividend Yield
1.96 %
Payout Ratio
23.98 %
Dividend growth Ø5Y
5.52 %
Dividend payments per year
2
Dividend paid since
5 years
Dividend not reduced since
5 years
Dividend increased since
5 years
Dividend withholding tax
0.00 %
Last updated Oct 12, 2026, 4:59 PM

Hiscox Ticker

DÜSSELDORF · H2X3.DUFRANKFURT · H2X3.FLONDON · HSX.LLONDON STOCK EXCHANGE · HSX.LMUNICH · H2X3.MUOTC · HCXLF

Hiscox FIGI

HSX:LN · BBG000FD8G46HCXLF:US · BBG000PRWVY1HCXLF:UV · BBG000PRX3M5H2X3:GR · BBG000Q22YP2H2X3:GF · BBG000Q22Z15H2X3:GD · BBG000Q22ZL3H2X3:GS · BBG000Q23002H2X3:GM · BBG000Q230Z4H2X3:GB · BBG000Q23137HSXL:IX · BBG000Q8H3R9HSXUSD:EO · BBG000QMRTQ1HSXUSD:E1 · BBG000QMS3N0

All fundamentals and in-depth analysis of Hiscox

Our stock analysis for Hiscox stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Hiscox. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.