FlexShopper (FPAY) Stock Price

FlexShopper Price

NASDAQ·CLOSED
0.01
​
Market closed

Over the last 18 years FlexShopper grew revenue by 35.9% annually, reaching 139.80 M USD. Earnings per share have grown at 10.5% per year over the last 16 years. For FlexShopper, the net margin of -0.1% is broadly stable versus -0.3% a few years ago.

FlexShopper stock price

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FlexShopper business model & stock analysis

FlexShopper is a US-American company founded in 2003 with its headquarters in Boca Raton, Florida. The company is a pioneer in the rent-to-own industry, allowing customers to rent a wide range of products and purchase them after a specified period of time. FlexShopper focuses on providing affordable and high-quality products through its user-friendly online portal. Its business model combines lending, sales, and rentals, catering to customers who are unable to obtain credit or make immediate payments. The company offers various product categories, including electronics, furniture, and jewelry. It also has additional segments such as FlexShopper XR, which specializes in virtual real estate tours, and FlexShopper E-Payments, providing payment solutions for small businesses. FlexShopper has expanded its brand presence through mobile portals, social media, and online directories, earning recognition in the industry. The company aims to continue offering quality products, personalized customer experiences, and expanding its presence in different platforms and sectors. FlexShopper is a US company founded in 2003 based in Boca Raton, Florida. It is a pioneer in the rent-to-own industry, offering customers the option to rent a variety of products and purchase them after a set period of time. The company's focus on customer-oriented strategies has made it easy for customers to rent high-quality products at affordable prices through its user-friendly online portal. FlexShopper's business model combines lending, sales, and rentals, providing options for customers who have difficulty obtaining credit or making immediate payments. Since its inception, FlexShopper has expanded its product categories to cater to various target markets, including entertainment electronics, fitness equipment, household appliances, furniture, jewelry, and even mattresses. The wide range of categories allows customers to rent products for personal or business use. FlexShopper also offers additional services and products through its various divisions. For instance, FlexShopper XR specializes in virtual real estate tours, allowing users to view properties from around the world without leaving their homes. FlexShopper E-Payments, on the other hand, provides businesses with seamless payment solutions, including e-checks and credit cards. FlexShopper has also focused on expanding its brand presence on different platforms. The company has developed a user-friendly mobile portal that allows customers to manage their rental payments from anywhere. It has also expanded its presence on social media and online directories, resulting in increased reach and customer engagement. The efforts of FlexShopper have been recognized by industry experts and financial institutions, earning the company numerous awards and acknowledgments. The company has established itself as a market leader in the rent-to-own industry, valued by customers worldwide for its affordability, user-friendly platform, and extensive product offerings. FlexShopper has successfully carved out a niche by offering an alternative to traditional credit, providing customers with a convenient way to purchase products when they are unable to pay for them upfront. Moving forward, the company aims to continue offering high-quality products, creating personalized customer experiences, and expanding its presence on various platforms and in different sectors.

Frequently asked questions about FlexShopper

FlexShopper Inc. operates under a lease-to-own business model. This means that it enables consumers to acquire various durable goods, such as electronics, furniture, and appliances, through flexible payment options. By partnering with retailers nationwide, FlexShopper offers lease-purchase agreements that allow customers to make weekly, bi-weekly, or monthly payments. This model provides a convenient alternative for individuals who may not qualify for traditional financing options. FlexShopper's platform enables consumers to access a wide range of products while offering hassle-free approvals, affordable payments, and the opportunity to build credit.

FlexShopper Inc is primarily active in the finance and retail industries.

The main competitors of FlexShopper Inc in the market include Rent-A-Center, Inc., Aaron's Inc., and Progressive Leasing.

FlexShopper Inc, founded in 2003, is a renowned company in the consumer finance and e-commerce industry. Based in the United States, FlexShopper specializes in providing flexible lease-to-own options, enabling consumers with limited credit history or financial constraints to access essential products. Over the years, FlexShopper has established a strong presence in the online market, offering a wide range of electronics, appliances, furniture, and more. This company has successfully helped consumers bridge the affordability gap by providing a convenient and accessible shopping experience. FlexShopper Inc continues to grow and evolve, striving to meet the diverse needs of its customers while maintaining its position as a trusted leader in the lease-to-own industry.

FlexShopper Inc has achieved several remarkable milestones throughout its history. The company demonstrated consistent growth in its revenue and customer base, solidifying its position as a leading provider of innovative lease-to-own solutions. FlexShopper Inc successfully expanded its market presence and formed strategic partnerships with renowned retailers, enriching its product offerings. Furthermore, the company's commitment to technological advancements resulted in the development of user-friendly platforms, enhancing the overall customer experience. With a focus on delivering unparalleled service and seamless transactions, FlexShopper Inc continuously strives to revolutionize the lease-to-own industry.

FlexShopper Inc is primarily present in the United States.

FlexShopper Inc represents a strong commitment to providing accessible and flexible lease-to-own solutions. The company's corporate philosophy revolves around creating innovative financial solutions that enable consumers to buy products they need through affordable and convenient lease agreements. With a focus on customer satisfaction, FlexShopper strives to offer individuals with challenging credit histories a way to obtain the products they desire. By working with a network of retailers, FlexShopper ensures a wide range of options for customers, while emphasizing transparency and responsible lending practices. Overall, FlexShopper Inc embodies values of financial empowerment, inclusivity, and convenience for its customers.

7 analysts currently rate the FlexShopper stock: 6 recommend buying, 1 holding and 0 selling. For 2026, analysts expect FlexShopper to generate revenue of 185.00 M USD and earnings per share of 0.57 USD.

Converted at the current exchange rate, the FlexShopper share trades at 0.01 EUR (0.01 USD).

The FlexShopper share (FPAY) is listed on 3 stock exchanges, including: NASDAQ (FPAY), Frankfurt (9FL.F), München (9FL.MU).

FlexShopper Inc is a US-based company that specializes in the rental of products. The company offers a variety of products, including electronics, furniture, fitness equipment, and jewelry. The concept of FlexShopper is based on customers being able to rent or lease their desired products instead of buying them. The company has divided its services into two main divisions: FlexShopper Marketplace and FlexShopper Lease-to-Own. The FlexShopper Marketplace division is an online marketplace where customers can rent products from various vendors. Customers can select products by conducting a search based on specific criteria, such as brand, price range, or product type. Once a customer has found a product, they can rent it with a single click. FlexShopper's second main division, FlexShopper Lease-to-Own, allows customers to lease products and later purchase them at a predetermined price. Customers can lease products such as electronics, furniture, and household appliances by making monthly payments. If the customer decides they want to buy the product, they can do so by paying the agreed-upon price. FlexShopper Lease-to-Own is a great option for customers who only need a product for a short period of time or are unable to afford to buy it immediately. FlexShopper has a team of professionals constantly working to improve the business model and optimize customer satisfaction. The company also has a strong online presence and user-friendly website to assist customers in finding the desired product. FlexShopper offers a variety of products to ensure there is something suitable for every customer. The range of products includes electronics such as laptops, tablets, and smartphones, as well as household appliances like washing machines and refrigerators. Customers can also rent a variety of furniture, such as sofas, beds, and cabinets. For health-conscious customers, FlexShopper offers fitness equipment such as treadmills and exercise bikes. FlexShopper's business model is successful because it meets the needs of customers who require a product temporarily or for a limited time. Renting products instead of buying them allows customers to save money. Even customers with poor credit or limited cash can benefit from FlexShopper's rental options. FlexShopper also offers customers a convenient way to rent and lease products from a variety of categories. In summary, FlexShopper's business model is a great option for customers who need a product temporarily or cannot afford to buy it immediately. Customers can choose from a variety of products and have the option to rent or lease them to save money and improve their financial situation. The company has a strong online presence and an experienced team to ensure customer satisfaction.

The expected revenue of FlexShopper is 185.00 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of FlexShopper is 12.27 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of FlexShopper is currently 0.01. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the FlexShopper stock.

The price-to-sales ratio (P/S) of FlexShopper is currently 0.00. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the FlexShopper stock.

The Eulerpool Quality Score for FlexShopper is 3/10.

The ISIN of FlexShopper is US33939J3032. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of FlexShopper is A2ATWV. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of FlexShopper is FPAY. The ticker symbol is used to trade FlexShopper shares on the stock exchange.

Fair ValueTerminal
0.01 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Diversified Financial Services
Number of shares
Employees
Revenue per Employee
901,940.26 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Dec 12, 2007
ISIN
US33939J3032
Cusip
33939J303
Sedol
BD73LC1
Market capitalization
52-Week Range
PEG
—
P/E ratio
P/Ee 2025
0.03
P/Ee 2026
0.01
P/S
P/Se
0.00
EV/EBIT
6.66
P/B Ratio
0.00
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
-0.09 %
Last updated Oct 12, 2026, 8:43 AM

FlexShopper Ticker

FRANKFURT · 9FL.FMUNICH · 9FL.MUNASDAQ · FPAY

FlexShopper FIGI

FPAY:US · BBG000TX5LD9FPAY:UA · BBG000TX5LQ5FPAY:UC · BBG000TX5M01FPAY:UN · BBG000TX5MK9FPAY:UP · BBG000TX5MQ3FPAY:UB · BBG000TX5N09FPAY:UM · BBG000TX5N72FPAY:UX · BBG000TX5NP2FPAY:UR · BBG000TX5P86FPAY:UD · BBG000TX5QR3FPAY:UF · BBG000TX5S80FPAY:VY · BBG000TX5SW3

All fundamentals and in-depth analysis of FlexShopper

Our stock analysis for FlexShopper stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of FlexShopper. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.