First National (FXNC) Stock Price
First National Price
First National (FXNC) Stock | ISIN US32106V1070 | WKN A0YG4W. The current First National stock price is 29.95 USD (2026). Revenue is 93.53 M USD. Net income is 21.7 M USD. The P/E ratio is 12.44. Market capitalization is 270.01 M USD. First National operates in the Finance sector.
Revenue has compounded at 6.1% per year over the past 19 years to 116.52 M USD. Earnings per share have declined at 0.1% per year over the last 19 years. First National's net margin stands at 15.2%, down from 21.9% several years earlier. First National currently offers a dividend yield of about 2.12%. The payout ratio is around 23% of earnings. The dividend has grown at 1.4% per year over the past 19 years.
First National stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of First National over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how First National stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing First National's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
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First National Revenue, EBIT, Net Income
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First National Income Statement, Balance Sheet, Cash Flow Statement
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| EBIT MARGIN (%) |
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| NET INCOME GROWTH (%) |
| DIVIDEND (USD)DIV. (USD) |
| DIVIDEND GROWTH (%)DIV. GROWTH (%) |
| SHARES (M) |
| DOCUMENTS |
| 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e |
|---|---|---|---|---|---|---|---|
| 41 | 47 | 62 | 69 | 92 | 116 | 93 | 97 |
| – | 14.63 | 31.91 | 11.29 | 33.33 | 26.09 | -19.83 | 4.3 |
| - | - | - | - | - | - | - | - |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 0 | 0 | 0 | 0 | 0 | 0 | 30 | 33 |
| – | – | – | – | – | – | – | – |
| 8 | 10 | 16 | 9 | 6 | 17 | 21 | 23 |
| -11.11 | 25 | 60 | -43.75 | -33.33 | 183.33 | 23.53 | 9.52 |
| 0.44 | 0.48 | 0.56 | 0.6 | 0.61 | 0.64 | 0.68 | 0.59 |
| 22.22 | 9.09 | 16.67 | 7.14 | – | 6.67 | 6.25 | -13.24 |
| 4.88 | 5.56 | 6.26 | 6.28 | 6.97 | 9.02 | 9.02 | 9.02 |
| – | – | – | – | – | – | – | – |
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Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales First National generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue First National retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare First National's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares First National has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against First National's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
First National stock margins
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First National Stock Revenue, EBIT, Earnings per Share
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First National business model & stock analysis
First National SWOT Analysis
Strengths
First National Corp possesses several key strengths that contribute to its competitive advantage in the market. These strengths include:
- Strong market position and brand recognition
- Diverse and loyal customer base
- Robust financial performance and profitability
- Efficient operational processes and cost management
- Extensive product and service offerings
Weaknesses
Despite its strengths, First National Corp also faces certain weaknesses that may hinder its growth and sustainability:
- Reliance on a specific market segment or geographical region
- Limited technological innovation compared to competitors
- Inadequate risk management practices
- Dependence on a few key suppliers or partners
- Complex organizational structure leading to communication challenges
Opportunities
First National Corp can capitalize on various opportunities within the market to further enhance its growth and competitiveness:
- Expansion into new untapped markets or demographics
- Integration of advanced technology solutions
- Strategic partnerships and collaborations
- Introduction of innovative product or service offerings
- Growing demand for sustainable and socially responsible investments
Threats
First National Corp faces certain external threats that may pose challenges to its growth and profitability:
- Intense competition from established banks and emerging fintech firms
- Economic downturns and market volatility
- Stringent regulatory requirements and compliance costs
- Cybersecurity and data privacy risks
- Changing customer preferences and expectations
First National Segments
First National Revenue by Segment
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First National Eulerpool Fair Value
First National historical P/E ratio, EBIT multiple, and P/S ratio
First National annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
First National shares outstanding
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First National Dividend History
25 years of dividend payments · 11 consecutive increases
First National dividend history and estimates
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First National dividend payout ratio
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First National Earnings Estimates
First National Earnings Estimates
| Date | EPS estimate | Revenue Estimate | Quarterly report |
|---|---|---|---|
| 4/23/2026 | 0.57USD | 23.77 MUSD | 2026 Q1 |
| 2/4/2026 | 0.62USD | 23.05 MUSD | 2025 Q4 |
| 1/24/2024 | 0.48USD | -USD | 2023 Q4 |
| 1/18/2024 | 0.61USD | -USD | 2023 Q4 |
| 2/10/2012 | -0.42USD | 5.14 MUSD | 2011 Q4 |
| 10/28/2011 | 0.01USD | 5.23 MUSD | 2011 Q3 |
| 8/1/2011 | 0.24USD | -USD | 2011 Q2 |
| 4/22/2011 | 0.28USD | -USD | 2011 Q1 |
| 2/2/2011 | 0.12USD | -USD | 2010 Q4 |
| 10/22/2010 | 0.2USD | -USD | 2010 Q3 |
First National shareholder structure
| % | Name |
|---|---|
9.18765% | |
4.97465% | |
4.7767% | |
4.4844% | |
3.50888% | |
3.4545% | |
3.25966% | |
2.24929% | |
2.14456% | |
2.00002% |
First National Executives and Management Board
Mr. Scott Harvard
(70)President, Chief Executive Officer, Director of the Company and Bank · since 2011
Mr. Dennis Dysart
(53)Senior Executive Vice President, Chief Operating Officer
Mrs. Elizabeth Cottrell
(74)Non-Executive Independent Chairman of the Board of the Company and the Bank
Mr. Gerald Smith
(63)Independent Director
Mr. Jason Aikens
(44)Independent Director
Frequently asked questions about First National
The business model of First National Corp revolves around providing banking and financial services to individuals, businesses, and institutions. As a prominent financial institution, First National Corp offers a wide range of products and services including personal and business banking, loans and mortgages, wealth management, and investment solutions. With a strong commitment to customer service, First National Corp aims to assist customers in achieving their financial goals while maintaining a solid reputation in the industry. By delivering innovative and tailored financial solutions, First National Corp stands as a reliable and trustworthy option for individuals and businesses seeking comprehensive banking services.
First National stock
First National Peer Group
First National Ticker
First National FIGI
All fundamentals and in-depth analysis of First National
Our stock analysis for First National Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of First National Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.