FinVolution Group (FINV) Stock Price

FinVolution Group Price

NYSE·CLOSED
3.11
-17.89 (-148.40 %)
Market closed

Over the last 10 years FinVolution Group grew revenue by 52.4% annually, reaching 13.20 B CNY. Earnings per share have grown at 21.0% per year over the last 9 years. For FinVolution Group, the net margin of 18.7% is down versus 26.5% a few years ago. At today's price the dividend yield works out to roughly 8.91%. The payout ratio is around 20% of earnings. The dividend has grown at 6.5% per year over the past 6 years. The consensus 12-month price target for FinVolution Group is 39.86 CNY, about 1,181.7% above where the stock trades today. Of 13 analysts, 11 rate the stock a buy — an overall Buy consensus.

FinVolution Group stock price

Volume
Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of FinVolution Group over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how FinVolution Group stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing FinVolution Group's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

FinVolution Group Stock Price History
DateFinVolution Group Price
9/25/20263.11 CNY
9/24/202621.00 CNY
9/23/202621.39 CNY
9/22/202621.42 CNY
9/21/202621.71 CNY
9/18/202623.25 CNY
9/17/202622.72 CNY
9/16/202621.94 CNY
9/15/202622.11 CNY
9/14/202623.36 CNY
9/11/202622.74 CNY
9/10/202622.85 CNY
9/9/202622.65 CNY
9/8/202622.77 CNY
9/4/202622.82 CNY
9/3/202622.22 CNY
9/2/202623.15 CNY
9/1/202622.34 CNY
8/31/202624.28 CNY
8/28/202622.87 CNY
8/27/202627.57 CNY
8/26/202628.35 CNY
8/25/202629.43 CNY
8/24/202629.26 CNY
8/21/202629.31 CNY
8/20/202629.72 CNY
8/19/202629.85 CNY
8/18/202629.12 CNY
8/14/202629.58 CNY
8/13/202630.59 CNY
Access this data via the Eulerpool API

FinVolution Group Revenue, EBIT, Net Income

  • 3 Years

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Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2021
9.47 B CNY
2.61 B CNY
2.51 B CNY
Jan 1, 2022
11.13 B CNY
2.52 B CNY
2.27 B CNY
Jan 1, 2023
12.60 B CNY
2.38 B CNY
2.34 B CNY
Jan 1, 2024
13.07 B CNY
2.54 B CNY
2.38 B CNY
Jan 1, 2025
13.20 B CNY
3.02 B CNY
2.47 B CNY
Jan 1, 2026 (e)
11.31 B CNY
2.19 B CNY
53.15 B CNY
Jan 1, 2027 (e)
9.37 B CNY
2.42 B CNY
56.65 B CNY
Jan 1, 2028 (e)
10.71 B CNY
2.80 B CNY
10.98 B CNY

FinVolution Group Income Statement, Balance Sheet, Cash Flow Statement

Last updated Sep 26, 2026, 3:48 PM
 
REVENUEB CNY
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB CNY
EBITB CNY
EBIT MARGIN%
NET INCOMEB CNY
NET INCOME GROWTH%
DIV.CNY
DIV. GROWTH%
SHARESM
201520162017201820192020202120222023202420252026e2027e2028e
0.201.223.934.545.967.569.4711.1312.6013.0713.2011.319.3710.71
–523.08223.2115.6931.2326.8525.2117.5713.173.691.03-14.31-17.1414.26
49.2368.0775.1778.3279.7482.4780.5581.6982.8279.3378.6378.6378.6378.63
0.100.832.953.564.756.247.639.1010.4410.3610.388.897.378.42
-0.34-0.981.53-2.502.652.312.612.522.382.543.022.192.422.80
-174.36-80.4938.94-55.1244.3830.5027.5922.5918.9119.4022.8519.3725.7926.12
-0.070.501.082.472.371.972.512.272.342.382.4753.1556.6510.98
–-795.83115.97128.19-3.93-16.8627.18-9.653.271.843.782,049.376.58-80.62
––––0.190.120.170.210.220.240.282.092.503.01
–––––-36.8441.6723.534.769.0916.67646.4319.6220.40
133.00299.63224.09312.73310.63287.82297.03289.02273.49260.68265.67265.67265.67265.67
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales FinVolution Group generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue FinVolution Group retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare FinVolution Group's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares FinVolution Group has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against FinVolution Group's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

FinVolution Group stock margins

The FinVolution Group margin analysis displays the gross margin, EBIT margin, as well as the profit margin of FinVolution Group. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for FinVolution Group.
  • 3 Years

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
80.55 %
27.60 %
26.49 %
Jan 1, 2022
81.69 %
22.59 %
20.36 %
Jan 1, 2023
82.82 %
18.92 %
18.58 %
Jan 1, 2024
79.32 %
19.40 %
18.24 %
Jan 1, 2025
78.63 %
22.86 %
18.74 %
Jan 1, 2026 (e)
78.63 %
19.38 %
469.98 %
Jan 1, 2027 (e)
78.63 %
25.80 %
604.46 %
Jan 1, 2028 (e)
78.63 %
26.13 %
102.53 %

FinVolution Group Stock Revenue, EBIT, Earnings per Share

The FinVolution Group earnings per share therefore indicates how much revenue FinVolution Group has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
31.88 CNY
8.80 CNY
8.45 CNY
Jan 1, 2022
38.52 CNY
8.70 CNY
7.84 CNY
Jan 1, 2023
46.07 CNY
8.72 CNY
8.56 CNY
Jan 1, 2024
50.12 CNY
9.73 CNY
9.14 CNY
Jan 1, 2025
49.68 CNY
11.36 CNY
9.31 CNY
Jan 1, 2026 (e)
8.93 CNY
8.25 CNY
41.95 CNY
Jan 1, 2027 (e)
7.40 CNY
9.10 CNY
44.71 CNY
Jan 1, 2028 (e)
8.45 CNY
10.53 CNY
8.67 CNY

FinVolution Group business model & stock analysis

FinVolution Group, formerly known as PPDAI, is a leading fintech company headquartered in China with a global presence. The company was founded in 2007 and started as a peer-to-peer (P2P) platform. Since then, it has evolved into a comprehensive technology company that offers financial and technology solutions to consumers and institutional clients. As a P2P platform, FinVolution enables individuals and small businesses to access quick and easy loans. They offer loans ranging from 1,000 to 300,000 RMB. P2P loans differ from traditional loans in that they are funded directly by investors without the involvement of banks. The Chinese government regulated the P2P market to reduce uncontrolled lending and the shadow banking sector. Due to its quality in risk management and forward-thinking business strategy, FinVolution has established itself in the Chinese P2P industry. In addition, FinVolution also provides B2B services to its institutional clients, including credit risk management services, building IT infrastructure for financial institutions, and investment services for credit unions and closed-end funds. Another division of the company is its consumer insurance platform, where anyone who completes a loan application through the PPDAI app automatically receives monthly insurance for their loan. FinVolution is also a pioneer in online investment services for consumers, who can access innovative digital assets through the company's platform. In addition to traditional investment forms such as stocks and bonds, the company also provides access to alternative assets such as microloans and real estate investments. Therefore, FinVolution offers a comprehensive range of financial products and services for customers. FinVolution has established itself as an innovative fintech company and won numerous awards for excellence in risk management and outstanding customer service during its early years as a P2P platform. Through its advanced and risk-based methods, the company has thrived in the Chinese financial market, even amidst a regulatory environment focused on strengthening the financial sector and increasing consumer protection. Despite fluctuating economic conditions, FinVolution Group has fulfilled its mission of providing simple and innovative financial solutions to individuals and businesses. With its leading position in the digital family and its innovative strength, the company remains a major force in creating a better future for its customers and its industry.

FinVolution Group SWOT Analysis

Strengths

FinVolution Group has several strengths that contribute to its success. Firstly, the company has a strong technological infrastructure, allowing it to provide efficient and reliable financial services. This allows for seamless user experiences and enhances customer satisfaction.

Secondly, FinVolution Group benefits from a large and diverse customer base. This provides the company with a steady stream of revenue and opportunities for cross-selling and upselling of its products and services.

Weaknesses

However, FinVolution Group also faces certain weaknesses that should be addressed. One of the key weaknesses is its heavy reliance on technology. While this is a strength, any disruptions to the technology infrastructure could severely impact the company's operations and reputation. It is essential for the company to have robust backup systems and security measures in place.

Another weakness is the company's limited geographical presence. Currently, FinVolution Group operates primarily in China, which exposes it to country-specific risks such as regulatory changes or economic downturns. Expanding into new markets could help diversify this risk.

Opportunities

FinVolution Group has several opportunities it can capitalize on. Firstly, the company can leverage its technological expertise to develop innovative financial products and services. This can give it a competitive edge and attract new customers.

Additionally, there is a growing demand for online financial services globally. By expanding into new markets, such as Southeast Asia or Europe, FinVolution Group can tap into this demand and increase its market share.

Threats

Despite its strengths and opportunities, FinVolution Group also faces threats that must be considered. One of the main threats is the intense competition within the financial technology industry. The company needs to constantly innovate and differentiate itself to stay ahead. Failure to do so could result in a loss of market share or customer base.

Another threat is the potential for regulatory changes. As the financial industry is highly regulated, any new regulations or restrictions could impact FinVolution Group's operations and profitability. Staying updated with regulatory changes and maintaining compliance is crucial for the company's long-term success.

FinVolution Group Employees

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  • Max

FinVolution Group Employees
Details
Date
FinVolution Group Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

FinVolution Group Segments

FinVolution Group Revenue by Region

  • Max

The PRC
CHINA
INDONESIA
Others
Details
Date
The PRC
CHINA
INDONESIA
Others
Jan 1, 2023
0.00 CNY
10.41 B CNY
1.89 B CNY
251.29 M CNY
Jan 1, 2024
10.53 B CNY
0.00 CNY
1.89 B CNY
644.73 M CNY

FinVolution Group Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

FinVolution Group historical P/E ratio, EBIT multiple, and P/S ratio

FinVolution Group annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down FinVolution Group's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in FinVolution Group's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare FinVolution Group's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

FinVolution Group shares outstanding

The number of shares of FinVolution Group was 265.67 M in 2025. This indicates how many shares FinVolution Group is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
297.03 M Stocks
Jan 1, 2022
289.02 M Stocks
Jan 1, 2023
273.49 M Stocks
Jan 1, 2024
260.68 M Stocks
Jan 1, 2025
265.67 M Stocks
Jan 1, 2026 (e)
265.67 M Stocks
Jan 1, 2027 (e)
265.67 M Stocks
Jan 1, 2028 (e)
265.67 M Stocks

FinVolution Group Dividend History

8 years of dividend payments · 5 consecutive increases

YearAnnual DividendYoY ChangePayments
20262.09CNYYTD—1×
Apr 16, 20262.09CNY↑ 653.5%1/1
20250.28CNY↑ 16.9%1×
Apr 16, 20250.28CNY↑ 16.9%1/1
20240.24CNY↑ 10.2%1×
20230.22CNY↑ 4.9%1×
20220.21CNY↑ 20.6%1×
20210.17CNY↑ 41.7%1×
20200.12CNY↓ 36.8%1×
20190.19CNY—1×

FinVolution Group dividend history and estimates

In 2025, FinVolution Group paid a dividend amounting to 0.28 CNY. Dividend means that FinVolution Group distributes a portion of its profits to its owners.
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Dividend
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2021
0.17 CNY
0.00 CNY
Jan 1, 2022
0.21 CNY
0.00 CNY
Jan 1, 2023
0.22 CNY
0.00 CNY
Jan 1, 2024
0.24 CNY
0.00 CNY
Jan 1, 2025
0.28 CNY
0.00 CNY
Jan 1, 2026
2.09 CNY
0.00 CNY
Jan 1, 2027 (e)
0.00 CNY
2.50 CNY
Jan 1, 2028 (e)
0.00 CNY
3.01 CNY

FinVolution Group dividend payout ratio

In 2025, FinVolution Group had a payout ratio of 19.97%. The payout ratio indicates the percentage of the company's profits that FinVolution Group distributes as dividends.
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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2021
13.51 %
Jan 1, 2022
17.54 %
Jan 1, 2023
16.86 %
Jan 1, 2024
17.40 %
Jan 1, 2025
19.97 %
Jan 1, 2026 (e)
4.98 %
Jan 1, 2027 (e)
5.60 %
Jan 1, 2028 (e)
34.69 %

Current FinVolution Group forecasts and price targets in September 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
84.62 % (11)
Hold
15.38 % (2)
Sell
0.00 % (0)
12M Price Target
—
Last Price
3.11
Currency
CNY
12M Return Potential
—
LTM Return
-94.20 %

FinVolution Group Analyst Rating Actions

DateFirmActionRatingReliability
5/23/2025
UBS
UBS
UpgradeNeutralBuy49
3/20/2025
UBS
UBS
DowngradeBuyNeutral49
3/18/2025
Citigroup
Citigroup
UpgradeNeutralBuy46
6/1/2023
Citigroup
Citigroup
DowngradeBuyNeutral46
5/18/2023
Citigroup
Citigroup
MaintainedBuy46
3/15/2023
Citigroup
Citigroup
DowngradeBuyNeutral46
2/1/2023
UBS
UBS
UpgradeNeutralBuy49
8/24/2022
Citigroup
Citigroup
MaintainedBuy46
6/1/2022
Citigroup
Citigroup
UpgradeNeutralBuy46
5/6/2022
CICC
CICC
MaintainedOutperform–

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

FinVolution Group Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
11/23/2026-CNY-505.76 MCNY-2026 Q3
8/27/2026-CNY0.29CNY499.94 MCNY-2026 Q2
5/25/20260.23CNY0.26CNY438.70 MCNY-2026 Q1
3/16/20260.23CNY0.25CNY440.03 MCNY-2025 Q4
11/19/20250.36CNY0.34CNY510.18 MCNY-2025 Q3
3/18/2024-CNY0.29CNY460.66 MCNY-2024 Q1
11/20/2023-CNY0.30CNY443.61 MCNY-2023 Q3
3/14/2023-CNY0.29CNY494.41 MCNY-2022 Q4
3/14/2022-CNY0.37CNY387.40 MCNY-2021 Q4
11/18/2021-CNY0.34CNY390.06 MCNY-2021 Q3

EESG©

Eulerpool ESG Scorecard© for the FinVolution Group stock

76/100
99
Environment
99
Social
31
Governance
E

Environment

Scope 1 - Direct Emissions127.8
Scope 2 - Indirect emissions from purchased energy1,601.8
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions1,729.6
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

Percentage of female employees43.9
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

FinVolution Group shareholder structure

% Name
1.30145%
SUSQUEHANNA INTERNATIONAL GROUP, LLP
SUSQUEHANNA INTERNATIONAL GROUP, LLP
0.39214%
INVESCO LTD.
INVESCO LTD.
0.32964%
BANK OF AMERICA CORP /DE/
BANK OF AMERICA CORP /DE/
0.25880%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
0.24147%
BLACKROCK, INC.
BLACKROCK, INC.
0.19079%
MORGAN STANLEY
MORGAN STANLEY
...

FinVolution Group Beneficial Ownership Filings (SEC 13D/G)

Free Float
44.6%
Float Shares
110.86 M
Shares Outstanding
248.40 M
StakeHolderFiling
35.30%
Shaofeng Gu
Shaofeng Gu
SEC ↗
35.30%
PPD Investment Limited
PPD Investment Limited
SEC ↗
13.15%
Seahawk China Dynamic Fund
Seahawk China Dynamic Fund
SEC ↗
13.15%
Gold Dragon Worldwide Asset Management Limited
Gold Dragon Worldwide Asset Management Limited
SEC ↗
11.30%
Susquehanna Fundamental Investments, LLC
Susquehanna Fundamental Investments, LLC
SEC ↗
9.70%
Susquehanna Securities, LLC
Susquehanna Securities, LLC
SEC ↗
8.40%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
6.60%
Lightspeed China Partners I GP, LLC
Lightspeed China Partners I GP, LLC
SEC ↗
6.40%
6.4%
6.4%
SEC ↗
6.40%
10
10
SEC ↗

FinVolution Group Executives and Management Board

10 members · avg. age 49 · 10 % women

Management

SG

Mr. Shaofeng Gu (46)

Chairman of the Board, Co-Founder, Chief Innovation Officer · since 2009

–
PC

Ms. Pingping Chen (41)

President, Chief Compliance Officer

–
TL

Mr. Tiezheng Li (40)

Chief Executive Officer, Vice Chairman of the Board, Co-Founder · since 2011

–
JX

Mr. Jiayuan Xu (44)

Chief Financial Officer

–
YW

Mr. Yuxiang Wang (45)

Chief Operating Officer, Chief Technology Officer

–

Board of Directors

HH

Mr. Honghui Hu (47)

Director, Co-Founder · since 2011

–
JZ

Mr. Jun Zhang (47)

Director, Co-Founder · since 2011

–
TH

Mr. Tak Leung Ho (51)

Independent Director · since 2016

–
JL

Mr. Jimmy Lai (68)

Independent Director

–
BX

Mr. Bing Xiang (62)

Independent Director

–

FinVolution Group Supply Chain

FinVolution Group Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
1 companies
#NameTrend
1
KAISA JiaYun Technology A
Supplier·Media·CN
-0.56
-0.29
0.09
0.51
0.60
-0.60

Frequently asked questions about FinVolution Group

The business model of FinVolution Group focuses on providing inclusive financial services through its online consumer finance platform. As a leading fintech company in China, FinVolution Group connects borrowers with a wide range of loan products offered by its funding partners. Through advanced technology and big data analysis, the company assesses borrowers' creditworthiness and facilitates fast and convenient loan application processes. Leveraging its extensive experience in risk management and innovation, FinVolution Group aims to address the financial needs of underserved individual borrowers, supporting financial inclusion and facilitating better economic opportunities.

FinVolution Group is primarily active in the financial technology (fintech) industry.

The main competitors of FinVolution Group in the market include other fintech companies such as Ant Financial, WeBank, and JD Finance. These companies are also engaged in providing online consumer finance services, digital lending, and other financial products. FinVolution Group competes with these companies by offering a range of innovative financial solutions, leveraging advanced technology, and maintaining a strong customer base. By constant strategic evaluation and unique value proposition, FinVolution Group aims to differentiate itself from its competitors and sustain growth in the highly competitive fintech industry.

FinVolution Group, founded in 2007, is a leading financial technology platform in China. Initially known as PPDAI Group, it first offered online consumer finance services. In 2018, the company rebranded to FinVolution Group to encompass a broader scope of inclusive financial services. The company leverages advanced technology and data analytics to connect borrowers and investors efficiently on its platform. With a strong emphasis on risk management, FinVolution Group provides tailored financial solutions and a seamless user experience. Through its dedication to innovation and customer satisfaction, FinVolution Group has become a trusted name in the fintech industry in China.

FinVolution Group has achieved several significant milestones. The company successfully completed its initial public offering (IPO) on the New York Stock Exchange in November 2018. In 2019, FinVolution Group surpassed its cumulative registered user base of 100 million. The company expanded its business scope by launching new financial products and services to cater to evolving customer needs. In 2020, FinVolution Group was ranked among the top three fintech companies globally by the Hurun Research Institute. The company continues to drive innovation in the fintech industry, aiming to provide convenient and inclusive financial services to a wide range of customers.

FinVolution Group is primarily present in China.

FinVolution Group represents values of integrity, innovation, and excellence in the industry. The company's corporate philosophy revolves around empowering individuals and businesses through inclusive finance solutions. By leveraging advanced technology and data analytics, FinVolution Group aims to provide personalized financial services, foster financial inclusion, and support the growth and stability of the financial ecosystem. With a customer-centric approach, the company strives to optimize financial operations, enhance risk management, and drive sustainable development. As a leading fintech platform, FinVolution Group focuses on delivering accessible and transparent financial services to its customers, promoting financial literacy, and facilitating economic growth and prosperity.

Analysts currently set an average price target of 39.86 CNY for the FinVolution Group stock (median: 39.86 CNY), implying +89.8 % versus the latest price. The consensus is based on 13 analyst ratings.

13 analysts currently rate the FinVolution Group stock: 11 recommend buying, 2 holding and 0 selling. For 2026, analysts expect FinVolution Group to generate revenue of 11.31 B CNY and earnings per share of 200.08 CNY.

Converted at the current exchange rate, the FinVolution Group share trades at 0.41 EUR (3.11 CNY).

The FinVolution Group share (FINV) is listed on 4 stock exchanges, including: NYSE (FINV), Frankfurt (PP3.F), München (PP3.MU), Düsseldorf (PP3.DU).

FinVolution Group is an innovative FinTech company that was founded in China in 2007 and is now one of the country's largest online financial services companies. The company specializes in microloans and online lending, offering various financial services ranging from consumer loans to insurance and asset management. The core business of FinVolution Group is peer-to-peer (P2P) lending, where loans are made from individuals to other individuals. FinVolution Group is a leader in this field and operates not only its own platforms but also cooperates with other P2P platforms in China. The company has developed strict credit guidelines and algorithms to minimize the risk of loan defaults. This has led to a high success rate and low default rates, attracting investors looking to diversify their portfolios. FinVolution Group has also established an online consumer credit platform called Weidai, which allows customers to quickly and easily apply for loans. The platform uses artificial intelligence and machine learning to process loan applications quickly and assess creditworthiness. This allows the company to make faster decisions and provide loan disbursements within minutes. Weidai also offers installment options and more flexible repayment terms. In recent years, FinVolution Group has also expanded its business to the insurance sector. The company has set up an online platform called Tanlaobai China Insurance, which allows consumers to compare and purchase insurance products. The company specializes in car insurance and travel insurance, offering a wide range of products that meet the specific needs of its customers. Additionally, FinVolution Group has also established an asset management unit called Jiexiao Wealth, which allows customers to store and manage their assets online. The company offers various investment strategies and portfolio options tailored to the individual needs of customers. The asset management unit also uses machine learning and artificial intelligence to optimize portfolios and make investment decisions. FinVolution Group is a rapidly growing and evolving company. It has a strong presence in the Chinese market and has begun expanding into other countries such as Vietnam and Indonesia in recent years. The company has also built a strong partnership with JD.com, one of the largest e-commerce companies in China, to better market its products and services. With its comprehensive range of financial services, innovative technology, and strong market position, FinVolution Group has the potential to become one of the leading FinTech companies worldwide in the future.

The expected revenue of FinVolution Group is 11.31 B CNY. This figure is based on current financial data and reflects the company's business performance.

The expected profit of FinVolution Group is 53.15 B CNY. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of FinVolution Group is currently 0.02. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the FinVolution Group stock.

The price-to-sales ratio (P/S) of FinVolution Group is currently 0.07. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the FinVolution Group stock.

The Eulerpool Quality Score for FinVolution Group is 7/10.

The ISIN of FinVolution Group is US31810T1016. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of FinVolution Group is A2PWCC. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of FinVolution Group is FINV. The ticker symbol is used to trade FinVolution Group shares on the stock exchange.

Over the past 12 months, FinVolution Group paid a dividend of 0.28 CNY . This corresponds to a dividend yield of about 8.91 %. For the coming 12 months, FinVolution Group is expected to pay a dividend of 2.50 CNY.

The current dividend yield of FinVolution Group is 8.91 %.

FinVolution Group pays a dividend, distributed in the months of April.

FinVolution Group paid dividends every year for the past 7 years.

For the upcoming 12 months, dividends amounting to 2.50 CNY are expected. This corresponds to a dividend yield of 11.93 %.

FinVolution Group is assigned to the 'Finance' sector.

In the year 2025, FinVolution Group distributed 0.28 CNY as dividends.

The dividends of FinVolution Group are distributed in CNY.

Fair ValueTerminal
17.64 CNY
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Consumer Finance
Number of shares
Employees
Revenue per Employee
3.41 M CNY
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website xinye.com
Country
Currency
CNY
Initial public offering
Nov 10, 2017
ISIN
US31810T1016
Cusip
31810T101
Sedol
BL1H1H0
Market capitalization
26.61 B CNYLarge Cap
52-Week Range
3.11–54.32CNY
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
-0.06
P/E ratio
P/Ee 2026
0.50
P/Ee 2027
0.47
P/Ee 2028
2.42
P/S
P/Se
0.49
EV/EBIT
7.20
P/B Ratio
1.61
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
13.83 %
Gross Margin
78.63 %
EBIT Margin
22.86 %
Net Margin
18.74 %
EPS (Earnings Per Share)
9.31 CNY
Net Debt / EBIT
-1.62
Debt/Equity
0.08
Dividend
Dividend yield
1.32 %
Est. Dividend Yield
9.94 %
Payout Ratio
19.97 %
Dividend growth Ø5Y
59.06 %
Dividend payments per year
1
Dividend paid since
7 years
Dividend not reduced since
5 years
Dividend increased since
5 years
Dividend withholding tax
10.00 %
Last updated Sep 26, 2026, 3:48 PM

FinVolution Group Ticker

DÜSSELDORF · PP3.DUFRANKFURT · PP3.FMUNICH · PP3.MUNEW YORK · FINV

FinVolution Group FIGI

FINV:US · BBG00HZ6P0P5FINV:UA · BBG00HZ6P100FINV:UN · BBG00HZ6P128FINV:UP · BBG00HZ6P137FINV:UB · BBG00HZ6P155FINV:UT · BBG00HZ6P164FINV:UM · BBG00HZ6P173FINV:UX · BBG00HZ6P182FINV:UD · BBG00HZ6P1F4FINV:UF · BBG00HZ6P1J0FINV:VY · BBG00HZ6P1K8FINV:VJ · BBG00HZ6P1L7