FS Bancorp (FSBW) Stock Price

FS Bancorp Price

NASDAQ·CLOSED
44.18
+0.00 (+0.00 %)
Market closed

Over the last 19 years FS Bancorp grew revenue by 12.4% annually, reaching 150.67 M USD. Earnings per share have grown at 17.9% per year over the last 19 years. For FS Bancorp, the net margin of 22.1% is down versus 30.8% a few years ago. At today's price the dividend yield works out to roughly 3.03%. The payout ratio is around 31% of earnings. The dividend has grown at 27.2% per year over the past 12 years. The consensus 12-month price target for FS Bancorp is 45.00 USD, about 1.9% above where the stock trades today. Of 8 analysts, 0 rate the stock a buy — an overall Hold consensus. The stock trades about 19% above its 52-week low.

FS Bancorp stock price

Access this data via the Eulerpool API

FS Bancorp business model & stock analysis

FS Bancorp Inc. (FSBW) is a bank holding company based in Mountlake Terrace, Washington. The company was founded in 1935 as Fishermen's Mutual Savings Bank and has continuously expanded its offering of financial products and services over the past eight decades. FSBW's core business is deposit taking and lending. The company provides a variety of banking services to retail customers and small to medium-sized businesses, including checking and savings account opening, credit card issuance, foreign exchange trading, and lending. The company also has a wealth management division where it offers a range of investment products such as mutual funds, stocks, and bonds. FSBW has a total of 14 branches in Washington and Oregon, all operating under the name First Savings Bank Northwest. Another important unit of the company is its subsidiary, HomeStreet Bank, which was acquired in 2019 and operates 10 additional branches in Washington, California, and Hawaii. One of FSBW's strengths is its ability to diversify its lending. The company specializes in various types of loans, including commercial real estate loans, construction financing, mortgage loans, agricultural loans, and loans to nonprofit organizations. FSBW also has an extensive network of business bankers who specialize in various industries such as construction, timber and forestry, healthcare, and retail. The company has a strong presence in rural areas in the Northwest United States and prides itself on maintaining a close relationship with its customers. In recent years, FSBW has strengthened its online presence and invested in digital technologies and tools to further enhance and simplify the customer experience. The company has also developed a mobile banking app that allows customers to transfer funds and conduct transactions without having to visit a branch. FSBW has experienced consistent growth in recent years and is now one of the largest banks in Washington. The company has consistently received high ratings from independent rating agencies and has been repeatedly recognized as one of the best-managed financial institutions. The business model of FSBW is simple and clear: the company offers a wide range of banking services tailored to the needs of retail and business customers. Its success is based on a strong asset base and a dedicated workforce that focuses on excellent customer service and close collaboration with customers.

Frequently asked questions about FS Bancorp

FS Bancorp Inc is a financial holding company headquartered in Mountlake Terrace, Washington. Its business model revolves around providing a comprehensive range of banking and financial services to individuals, businesses, and other organizations. Through its wholly-owned subsidiary, 1st Security Bank, FS Bancorp Inc offers various banking products, including checking and savings accounts, loans, mortgages, wealth management, and online banking solutions. By focusing on customer satisfaction and personalized financial solutions, FS Bancorp Inc aims to establish long-term relationships with its clients and contribute to their financial well-being.

FS Bancorp Inc is primarily active in the banking and financial services industry.

The main competitors of FS Bancorp Inc in the market are other financial institutions and banks operating in the same regions. Some notable competitors include Wells Fargo, JPMorgan Chase, Bank of America, and U.S. Bancorp. FS Bancorp Inc competes with these companies for market share, customers, and various financial services.

FS Bancorp Inc, a reputable financial holding company, has a rich history and background that contributes to its success. Established in 1923, FS Bancorp Inc has continuously grown and evolved, becoming a leading player in providing banking and financial services. With a strong focus on community banking, FS Bancorp Inc serves individuals, families, and businesses with a wide range of tailored solutions. By offering a comprehensive suite of products and services such as loans, savings accounts, online banking, and investment options, FS Bancorp Inc has solidified its position as a trusted partner in financial growth. Over the years, FS Bancorp Inc has built a strong reputation and esteemed stature within the industry, making it a standout choice for investors.

FS Bancorp Inc has achieved several significant milestones. One noteworthy accomplishment is their consistent financial growth over the years, marked by increased revenue and profitability. In addition, the company has successfully expanded its market presence and strengthened its position as a leading bank holding corporation in the Pacific Northwest region. FS Bancorp Inc has also demonstrated its commitment to delivering exceptional customer service and innovative banking solutions. Furthermore, the company's dedication to community development and philanthropic activities has positively impacted the areas it serves. These milestones highlight FS Bancorp Inc's success in the financial industry and the valuable contributions it has made to its customers, shareholders, and communities.

FS Bancorp Inc primarily operates in the United States. The company is headquartered in Mountlake Terrace, Washington and serves customers through its branch network in Washington State. As a community bank, FS Bancorp Inc focuses on providing personalized financial services to individuals and businesses in its local communities. With its strong presence in Washington State, FS Bancorp Inc has established a reputation for delivering reliable and customer-oriented banking solutions to its clients.

FS Bancorp Inc represents a strong commitment to customer satisfaction and the highest standards of integrity. They believe in building long-term relationships with their clients and providing exceptional financial solutions. FS Bancorp Inc is dedicated to maintaining a deep understanding of their customers' needs and providing personalized services. With a focus on innovation and adaptability, the company aims to stay ahead in the ever-evolving financial industry. FS Bancorp Inc values transparency, teamwork, and ethical practices, ensuring their clients' trust and loyalty. The company's corporate philosophy emphasizes delivering value, achieving sustainable growth, and being a trusted partner in their customers' financial well-being.

Analysts currently set an average price target of 45.00 USD for the FS Bancorp stock (median: 45.00 USD), implying +1.9 % versus the latest price. The consensus is based on 8 analyst ratings.

8 analysts currently rate the FS Bancorp stock: 0 recommend buying, 5 holding and 3 selling. For 2026, analysts expect FS Bancorp to generate revenue of 159.55 M USD and earnings per share of 4.20 USD.

Converted at the current exchange rate, the FS Bancorp share trades at 38.77 EUR (44.18 USD).

The FS Bancorp share (FSBW) is listed on 1 stock exchanges, including: NASDAQ (FSBW).

FS Bancorp Inc. is a financial holding company focused on providing financial services. It is the parent company of 1st Security Bank of Washington, which offers a wide range of trading, deposit, credit, and securities services. The company's divisions include banking and securities and investment banking. The bank services include various business accounts, loan applications, and deposit services. The securities and investment banking division offers services such as capital raising, mergers and acquisitions, stock issuance, and trading. 1st Security Bank of Washington offers unique services such as a mobile banking app, online banking, and online ticket support. In investment banking, the advisory department provides clients with advice on capital structure, growth, and other strategic matters. There is also a trading service that provides market trends and in-depth knowledge of industries and companies. FS Bancorp aims for growth through a combination of organic growth and acquisitions. Recent acquisitions include Eastside Commercial Bank and the merger of Anchor Bancorp with FS Bancorp. These acquisitions provide a platform for future organic growth. The business model is based on building long-term customer relationships and identifying opportunities to increase business volume through organic growth and acquisitions. The company also focuses on improving efficiency by optimizing operations and reducing costs. In terms of SEO optimization, FS Bancorp focuses on long-tail keywords, commonly used search terms, and targeted location search terms. SEO optimization is also used to improve the visibility of new products and services. FS Bancorp has a strong business model focused on customer satisfaction and growth through organic development and acquisitions. The bank offers a range of innovative financial products and services and aims to improve efficiency to further enhance growth.

The expected revenue of FS Bancorp is 159.55 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of FS Bancorp is 32.12 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of FS Bancorp is currently 10.53. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the FS Bancorp stock.

The price-to-sales ratio (P/S) of FS Bancorp is currently 2.12. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the FS Bancorp stock.

The Eulerpool Quality Score for FS Bancorp is 7/10.

The ISIN of FS Bancorp is US30263Y1047. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of FS Bancorp is A1J1CU. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of FS Bancorp is FSBW. The ticker symbol is used to trade FS Bancorp shares on the stock exchange.

Over the past 12 months, FS Bancorp paid a dividend of 1.34 USD . This corresponds to a dividend yield of about 3.03 %. For the coming 12 months, FS Bancorp is expected to pay a dividend of 1.39 USD.

The current dividend yield of FS Bancorp is 3.03 %.

FS Bancorp pays a dividend, distributed in the months of November, February, May, August.

FS Bancorp paid dividends every year for the past 13 years.

For the upcoming 12 months, dividends amounting to 1.39 USD are expected. This corresponds to a dividend yield of 3.15 %.

FS Bancorp is assigned to the 'Finance' sector.

To receive the latest dividend of FS Bancorp from 8/21/2026 amounting to 0.29 USD, you needed to have the stock in your portfolio before the ex-date on 8/7/2026.

The last dividend was paid out on 8/21/2026.

In the year 2025, FS Bancorp distributed 1.34 USD as dividends.

The dividends of FS Bancorp are distributed in USD.

Fair ValueTerminal
41.97 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Thrifts & Mortgage Finance
Number of shares
Employees
Revenue per Employee
259,328.76 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Oct 6, 2011
ISIN
US30263Y1047
Cusip
30263Y104
Sedol
B4Z5FD5
Market capitalization
326.93 M USDSmall Cap
52-Week Range
37.04–45.27USD
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
—
P/E ratio
P/Ee 2026
10.18
P/Ee 2027
9.47
P/S
P/Se
2.12
EV/EBIT
11.14
P/B Ratio
1.06
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
6.77 %
Gross Margin
96.07 %
EBIT Margin
29.70 %
Net Margin
22.13 %
EPS (Earnings Per Share)
4.36 USD
Net Debt / EBIT
3.83
Debt/Equity
0.60
Dividend
Dividend yield
3.03 %
Est. Dividend Yield
2.63 %
Payout Ratio
30.76 %
Dividend growth Ø5Y
19.28 %
Dividend payments per year
4
Dividend paid since
13 years
Dividend not reduced since
13 years
Dividend increased since
13 years
Dividend withholding tax
30.00 %
Last updated Sep 27, 2026, 2:23 PM

FS Bancorp Peer Group

FS Bancorp Ticker

NASDAQ · FSBW

FS Bancorp FIGI

FSBW:US · BBG002Q8NXP4FSBW:UA · BBG002Q8NXQ3FSBW:UC · BBG002Q8NXR2FSBW:UN · BBG002Q8NXT0FSBW:UP · BBG002Q8NXV7FSBW:UB · BBG002Q8NXX5FSBW:UM · BBG002Q8NXZ3FSBW:UX · BBG002Q8NY09FSBW:UR · BBG002Q8NY18FSBW:UD · BBG002Q8NY63FSBW:UF · BBG002Q8NY90FSBW:VY · BBG002Q8NYB7

All fundamentals and in-depth analysis of FS Bancorp

Our stock analysis for FS Bancorp stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of FS Bancorp. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.