Definity Financial (DFY.TO) Stock Price

Definity Financial Price

🇨🇦TSX·CLOSED
72.04CAD
Market closed
Today +/-
Today %

Definity Financial (DFY.TO) Stock | ISIN CA24477T1003 | WKN A3C8KQ. The current Definity Financial stock price is 72.04 CAD (2026). Revenue is 6.29 B CAD. Net income is 461.03 M CAD. The P/E ratio is 18.61. Market capitalization is 8.76 B CAD. Definity Financial operates in the Finance sector.

Definity Financial stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Definity Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Definity Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Definity Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Definity Financial Stock Price History
DateDefinity Financial Price
Access this data via the Eulerpool API

Definity Financial Revenue, EBIT, Net Income

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  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2018
2.42 B CAD
-99.8 M CAD
-73 M CAD
Jan 1, 2019
2.53 B CAD
26.4 M CAD
17.4 M CAD
Jan 1, 2020
2.7 B CAD
202.5 M CAD
153.9 M CAD
Jan 1, 2021
2.92 B CAD
315.2 M CAD
213.2 M CAD
Jan 1, 2022
3.25 B CAD
242.2 M CAD
110.9 M CAD
Jan 1, 2023
3.99 B CAD
616.6 M CAD
350.1 M CAD
Jan 1, 2024
4.41 B CAD
741.4 M CAD
430.4 M CAD
Jan 1, 2025
4.76 B CAD
828.8 M CAD
418.2 M CAD
Invalid Date
6.29 B CAD
471.41 M CAD
461.03 M CAD
Invalid Date
6.92 B CAD
573.81 M CAD
542.15 M CAD
Invalid Date
7.53 B CAD
798.94 M CAD
623.19 M CAD

Definity Financial Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 12, 2026, 5:11 PM
 
REVENUE (B CAD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M CAD)
NET INCOME (M CAD)
NET INCOME GROWTH (%)
DIV. (CAD)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
202120222023202420252026e2027e2028e
2.923.253.994.414.766.296.927.53
8.211.3522.9410.547.8232.239.888.92
--------
00000000
213110350430418461542623
39.22-48.36218.1822.86-2.7910.2917.5714.94
-0.550.550.640.750.862.582.97
16.3617.1914.6720015.12
105.4116.9116.6116.5119.1119.1119.1119.1
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Definity Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Definity Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Definity Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Definity Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Definity Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Definity Financial stock margins

The Definity Financial margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Definity Financial. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Definity Financial.
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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2018
0 %
-4.12 %
-3.01 %
Jan 1, 2019
0 %
1.04 %
0.69 %
Jan 1, 2020
0 %
7.51 %
5.71 %
Jan 1, 2021
0 %
10.8 %
7.31 %
Jan 1, 2022
0 %
7.45 %
3.41 %
Jan 1, 2023
0 %
15.44 %
8.77 %
Jan 1, 2024
0 %
16.8 %
9.75 %
Jan 1, 2025
0 %
17.42 %
8.79 %
Invalid Date
0 %
7.49 %
7.33 %
Invalid Date
0 %
8.3 %
7.84 %
Invalid Date
0 %
10.61 %
8.27 %

Definity Financial Stock Revenue, EBIT, Earnings per Share

The Definity Financial earnings per share therefore indicates how much revenue Definity Financial has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2018
20.89 CAD
-0.86 CAD
-0.63 CAD
Jan 1, 2019
21.8 CAD
0.23 CAD
0.15 CAD
Jan 1, 2020
23.27 CAD
1.75 CAD
1.33 CAD
Jan 1, 2021
27.68 CAD
2.99 CAD
2.02 CAD
Jan 1, 2022
27.79 CAD
2.07 CAD
0.95 CAD
Jan 1, 2023
34.25 CAD
5.29 CAD
3 CAD
Jan 1, 2024
37.89 CAD
6.36 CAD
3.69 CAD
Jan 1, 2025
39.96 CAD
6.96 CAD
3.51 CAD
Invalid Date
51.74 CAD
3.96 CAD
3.79 CAD
Invalid Date
56.86 CAD
4.82 CAD
4.46 CAD
Invalid Date
61.93 CAD
6.71 CAD
5.12 CAD

Definity Financial business model & stock analysis

Definity Financial Corp. engages in the provision of property and casualty insurance. The company is headquartered in Waterloo, Ontario and currently employs 3,555 full-time employees. The company went IPO on 2021-11-18. The firm provides service and insurance coverage, through a licensed broker or our digital direct channel. The company offers both personal and commercial insurance products. Its commercial lines insurance operations include fleet, individually rated commercial auto, property, liability, and specialty insurance products, which are provided to businesses of all sizes in Canada. The Company’s brands include Economical Mutual Insurance Company, Sonnet Insurance Company, Family Insurance Solutions Inc., and Petline Insurance Company. The Economical Mutual Insurance Company is a property and casualty insurer that is distributed by licensed broker partners. The Sonnet Insurance Company helps to purchase insurance directly online. The Family Insurance Solutions Inc is a distributor of home and optional auto insurance in British Columbia.

Definity Financial Eulerpool Fair Value

Definity Financial historical P/E ratio, EBIT multiple, and P/S ratio

Definity Financial annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Definity Financial shares outstanding

The number of shares was Definity Financial in 2025 — This indicates how many shares 119.1 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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Number of stocks
Details
Date
Number of stocks
Jan 1, 2018
115.89 M base_Shares
Jan 1, 2019
115.89 M base_Shares
Jan 1, 2020
115.89 M base_Shares
Jan 1, 2021
105.4 M base_Shares
Jan 1, 2022
116.9 M base_Shares
Jan 1, 2023
116.6 M base_Shares
Jan 1, 2024
116.5 M base_Shares
Jan 1, 2025
119.1 M base_Shares
Invalid Date
119.1 M base_Shares
Invalid Date
119.1 M base_Shares
Invalid Date
119.1 M base_Shares

Definity Financial Dividend History

5 years of dividend payments · 2 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.22CADYTD
Mar 11, 20260.22CAD 14.7%1/1
20250.75CAD 17.2%
Mar 12, 20250.19CAD 17.2%1/4
Jun 12, 20250.19CAD 0.0%2/4
Sep 12, 20250.19CAD 0.0%3/4
Dec 12, 20250.19CAD 0.0%4/4
20240.64CAD 16.4%
20230.55CAD 0.0%
20220.55CAD

Definity Financial dividend history and estimates

In 2025, Definity Financial paid a dividend amounting to 0.75 CAD. Dividend means that Definity Financial distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2022
0.55 CAD
0 CAD
Jan 1, 2023
0.55 CAD
0 CAD
Jan 1, 2024
0.64 CAD
0 CAD
Jan 1, 2025
0.75 CAD
0 CAD
Invalid Date
0.22 CAD
0.65 CAD
Invalid Date
0 CAD
2.58 CAD
Invalid Date
0 CAD
2.97 CAD

Definity Financial dividend payout ratio

In 2025, Definity Financial had a payout ratio of 57.97%. The payout ratio indicates the percentage of the company's profits that Definity Financial distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2018
57.97 %
Jan 1, 2019
57.97 %
Jan 1, 2020
57.97 %
Jan 1, 2021
57.97 %
Jan 1, 2022
57.97 %
Jan 1, 2023
57.97 %
Jan 1, 2024
57.97 %
Jan 1, 2025
57.97 %
Invalid Date
57.97 %
Invalid Date
57.97 %
Invalid Date
57.97 %
Price targets and forecasts for Definity Financial are not yet available.

EESG©

Eulerpool ESG Scorecard© for the Definity Financial stock

50/100
28
Environment
75
Social
47
Governance
E

Environment

20
Scope 1 - Direct Emissions1,277
Scope 2 - Indirect emissions from purchased energy896
Scope 3 - Indirect emissions within the value chain435,711
Total CO₂ emissions2,173
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees58
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Definity Financial shareholder structure

% Name
18.96287%
Healthcare Of Ontario Pension Plan
Healthcare Of Ontario Pension Plan
12.63296%
T. Rowe Price Associates, Inc.
T. Rowe Price Associates, Inc.
4.69117%
RBC Global Asset Management Inc.
RBC Global Asset Management Inc.
4.38119%
T. Rowe Price International Ltd
T. Rowe Price International Ltd
4.18427%
Fidelity Management & Research Company LLC
Fidelity Management & Research Company LLC
2.61405%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
2.10345%
Leith Wheeler Investment Counsel Ltd.
Leith Wheeler Investment Counsel Ltd.
1.82311%
Manulife Investment Management (North America) Limited
Manulife Investment Management (North America) Limited
1.8153%
1832 Asset Management L.P.
1832 Asset Management L.P.
1.34004%
Fidelity Investments Canada ULC
Fidelity Investments Canada ULC
...

Definity Financial Executives and Management Board

RS

Mr. Rowan Saunders

(60)

President, Chief Executive Officer, Director · since 2016

Compensation13.64 M CAD
FR

Mr. Fabian Richenberger

Executive Vice President - Commercial Insurance and Insurance Operations

Compensation4.9 M CAD
PM

Mr. Philip Mather

Executive Vice President, Chief Financial Officer

Compensation4 M CAD
PM

Mr. Paul Macdonald

Executive Vice President - Personal Insurance and Digital Channels

Compensation3.46 M CAD
ID

Mr. Innes Dey

Senior Vice President, Legal and Strategy

Compensation2.77 M CAD

Frequently asked questions about Definity Financial

All fundamentals and in-depth analysis of Definity Financial

Our stock analysis for Definity Financial Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Definity Financial Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.