Dave (DAVE) Stock Price

Dave Price

NASDAQ·CLOSED
372.85USD+32.21 (+9.03 %)
Market closed

Revenue has compounded at 39.1% per year over the past 6 years to 547.14 M USD. Dave's net margin stands at 35.8%, up from -13.3% several years earlier. Analysts set a median price target of 308.55 USD, implying 17.2% below the current price. Of 14 analysts, 13 rate the stock a buy — an overall Buy consensus. The stock trades about 139% above its 52-week low.

Dave stock price

Volume
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Dave over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Dave stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Dave's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Dave Stock Price History
DateDave Price
9/2/2026372.85 USD
9/1/2026340.64 USD
8/31/2026359.52 USD
8/30/2026364.01 USD
8/28/2026379.96 USD
8/27/2026372.90 USD
8/26/2026372.30 USD
8/25/2026349.47 USD
8/24/2026361.68 USD
8/21/2026354.72 USD
8/20/2026335.01 USD
8/19/2026353.76 USD
8/18/2026343.27 USD
8/14/2026334.57 USD
8/13/2026333.77 USD
8/12/2026308.96 USD
8/10/2026307.64 USD
8/7/2026317.93 USD
8/6/2026365.26 USD
8/5/2026422.51 USD
8/4/2026422.48 USD
8/3/2026399.15 USD
7/31/2026372.69 USD
7/30/2026377.64 USD
7/29/2026397.19 USD
7/27/2026406.75 USD
7/23/2026408.59 USD
7/22/2026423.66 USD
7/21/2026438.90 USD
7/20/2026438.28 USD
Access this data via the Eulerpool API

Dave Revenue, EBIT, Net Income

  • 3 Years

  • 5 Years

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  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2021
150.49 M USD
-6.38 M USD
-19.99 M USD
Jan 1, 2022
191.08 M USD
-134.40 M USD
-128.91 M USD
Jan 1, 2023
247.32 M USD
-41.92 M USD
-48.52 M USD
Jan 1, 2024
339.09 M USD
68.34 M USD
57.87 M USD
Jan 1, 2025
547.14 M USD
186.62 M USD
195.87 M USD
Jan 1, 2026 (e)
729.90 M USD
254.76 M USD
182.99 M USD
Jan 1, 2027 (e)
889.94 M USD
339.72 M USD
268.07 M USD
Jan 1, 2028 (e)
1.13 B USD
474.01 M USD
372.09 M USD

Dave Income Statement, Balance Sheet, Cash Flow Statement

Last updated Sep 3, 2026, 6:07 PM
 
REVENUEB USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
EBITM USD
EBIT MARGIN%
NET INCOMEM USD
NET INCOME GROWTH%
SHARESM
20192020202120222023202420252026e2027e2028e
0.080.120.150.200.260.350.550.730.891.13
59.2126.4533.3326.9633.9859.6531.5921.9527.11
80.2682.6484.3184.3176.0680.9886.6486.6486.6486.64
61.00100.00129.00172.00197.00281.00480.00631.62770.25979.06
1.00-6.00-6.00-134.00-41.0068.00186.00254.00339.00474.00
1.32-4.96-3.92-65.69-15.8319.6033.5734.8438.1341.95
-6.00-19.00-128.00-48.0057.00195.00182.00268.00372.00
216.67573.68-62.50-218.75242.11-6.6747.2538.81
14.4411.6311.6311.8012.5414.4314.4414.4414.4414.44
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Dave generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Dave retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Dave's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Dave has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Dave's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Dave stock margins

The Dave margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Dave. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Dave.
  • 3 Years

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  • Max

Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2021
86.09 %
-4.24 %
-13.29 %
Jan 1, 2022
90.48 %
-70.33 %
-67.46 %
Jan 1, 2023
79.94 %
-16.95 %
-19.62 %
Jan 1, 2024
83.16 %
20.16 %
17.07 %
Jan 1, 2025
87.80 %
34.11 %
35.80 %
Jan 1, 2026 (e)
87.80 %
34.90 %
25.07 %
Jan 1, 2027 (e)
87.80 %
38.17 %
30.12 %
Jan 1, 2028 (e)
87.80 %
41.92 %
32.91 %

Dave Stock Revenue, EBIT, Earnings per Share

The Dave earnings per share therefore indicates how much revenue Dave has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

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  • Max

Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2021
12.95 USD
-0.55 USD
-1.72 USD
Jan 1, 2022
16.20 USD
-11.39 USD
-10.93 USD
Jan 1, 2023
19.72 USD
-3.34 USD
-3.87 USD
Jan 1, 2024
23.50 USD
4.74 USD
4.01 USD
Jan 1, 2025
37.88 USD
12.92 USD
13.56 USD
Jan 1, 2026 (e)
54.07 USD
17.64 USD
13.55 USD
Jan 1, 2027 (e)
65.92 USD
23.52 USD
19.86 USD
Jan 1, 2028 (e)
83.76 USD
32.82 USD
27.56 USD

Dave business model & stock analysis

Dave Employees

  • 3 Years

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  • Max

Dave Employees
Details
Date
Dave Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Dave Segments

Dave Revenue by Segment (1/4)

  • 3 Years

  • Max

Service based revenue, net
Service based revenue
Transaction based revenue
Details
Date
Service based revenue, net
Service based revenue
Transaction based revenue
Jan 1, 2022
0.00 USD
188.86 M USD
15.98 M USD
Jan 1, 2024
311.43 M USD
0.00 USD
35.65 M USD
Jan 1, 2025
511.91 M USD
0.00 USD
42.27 M USD

Dave Revenue by Segment (2/4)

  • 3 Years

  • Max

Processing fees
Tips
Subscriptions
Other
Details
Date
Processing fees
Tips
Subscriptions
Other
Jan 1, 2022
106.66 M USD
61.95 M USD
19.15 M USD
1.10 M USD
Jan 1, 2024
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2025
0.00 USD
0.00 USD
0.00 USD
0.00 USD

Dave Revenue by Segment (3/4)

  • Max

Processing Fees
Tips
Subscriptions
Interchange revenue, net
Transaction based revenue Other, net
ATM revenue, net
Other
Details
Date
Processing Fees
Tips
Subscriptions
Interchange revenue, net
Transaction based revenue Other, net
ATM revenue, net
Other
Jan 1, 2022
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2024
218.80 M USD
67.56 M USD
24.60 M USD
19.99 M USD
12.57 M USD
3.09 M USD
462,000.00 USD
Jan 1, 2025
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD

Dave Revenue by Segment (4/4)

  • Max

Processing and Overdraft Service Fees, Net
Tips
Subscriptions
Interchange revenue, net
Transaction based revenue Other, net
ATM revenue, net
Other
Details
Date
Processing and Overdraft Service Fees, Net
Tips
Subscriptions
Interchange revenue, net
Transaction based revenue Other, net
ATM revenue, net
Other
Jan 1, 2022
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2024
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
0.00 USD
Jan 1, 2025
466.84 M USD
7.50 M USD
37.22 M USD
24.36 M USD
15.66 M USD
2.25 M USD
349,000.00 USD

Dave Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Dave historical P/E ratio, EBIT multiple, and P/S ratio

Dave annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Dave shares outstanding

The number of shares of Dave was 14.44 M in 2025. This indicates how many shares Dave is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

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  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2021
11.63 M Stocks
Jan 1, 2022
11.80 M Stocks
Jan 1, 2023
12.54 M Stocks
Jan 1, 2024
14.43 M Stocks
Jan 1, 2025
14.44 M Stocks
Jan 1, 2026 (e)
14.44 M Stocks
Jan 1, 2027 (e)
14.44 M Stocks
Jan 1, 2028 (e)
14.44 M Stocks

Dave stock splits

In Dave's history, there have been no stock splits.

Current Dave forecasts and price targets in September 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
92.86 % (13)
Hold
7.14 % (1)
Sell
0.00 % (0)
12M Price Target
308.55
Last Price
372.85
Currency
USD
12M Return Potential
-17.25 %
LTM Return
0 %

Dave Analyst Rating Actions

DateFirmActionRatingReliability
8/11/2026
Evercore ISI Group
Evercore ISI Group
MaintainedIn Line62
8/6/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedOutperform53
8/6/2026
Citizens
Citizens
MaintainedMarket Outperform
8/6/2026
Canaccord Genuity
Canaccord Genuity
MaintainedBuy64
8/6/2026
B. Riley Securities
B. Riley Securities
MaintainedBuy
7/14/2026
UBS
UBS
MaintainedBuy46
7/13/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedOutperform53
7/9/2026
Citizens
Citizens
MaintainedMarket Outperform
7/1/2026
Benchmark
Benchmark
MaintainedBuy72
6/12/2026
Barrington Research
Barrington Research
MaintainedOutperform69

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Dave Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
8/12/20263.75USD-173.97 MUSD-2026 Q2
5/12/20262.95USD-153.11 MUSD-2026 Q1
3/2/20263.26USD-160.34 MUSD-2025 Q4
11/12/2024-0.11USD-82.31 MUSD-2024 Q3
5/7/2024-1.24USD-74.51 MUSD-2024 Q1
3/8/2024-2.09USD-65.02 MUSD-2023 Q4
11/10/2022-0.06USD-54.36 MUSD-2022 Q3

Dave shareholder structure

% Name
8.48816%
HOOD RIVER CAPITAL MANAGEMENT LLC
HOOD RIVER CAPITAL MANAGEMENT LLC
6.13776%
BLACKROCK, INC.
BLACKROCK, INC.
4.74696%
DIVISADERO STREET CAPITAL MANAGEMENT, LP
DIVISADERO STREET CAPITAL MANAGEMENT, LP
3.72984%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
3.19852%
RENAISSANCE TECHNOLOGIES LLC
RENAISSANCE TECHNOLOGIES LLC
2.41733%
GEODE CAPITAL MANAGEMENT, LLC
GEODE CAPITAL MANAGEMENT, LLC
...

Dave Beneficial Ownership Filings (SEC 13D/G)

Free Float
72.6%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
30.30%
William J. Maris (“Maris”)
William J. Maris (“Maris”)
SEC ↗
30.30%
Section 32 GP 1, LLC (“GP 1”)
Section 32 GP 1, LLC (“GP 1”)
SEC ↗
30.30%
Section 32 Fund 1, LP (“Fund 1”)
Section 32 Fund 1, LP (“Fund 1”)
SEC ↗
13.80%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
10.90%
Jason Wilk
Jason Wilk
SEC ↗
9.50%
Paras Chitrakar
Paras Chitrakar
SEC ↗
9.20%
Divisadero Street Capital Management, LP
Divisadero Street Capital Management, LP
SEC ↗
9.15%
Hood River Capital Management LLC
Hood River Capital Management LLC
SEC ↗
5.90%
William Zolezzi
William Zolezzi
SEC ↗
5.90%
Divisadero Street Partners GP, LLC
Divisadero Street Partners GP, LLC
SEC ↗

Dave Executives and Management Board

9 members · avg. age 45 · 11 % women

JW

Mr. Jason Wilk (38)

Chairman of the Board, President, Chief Executive Officer · since 2022

2.32 M USD

Management

KB

Mr. Kyle Beilman (36)

Chief Financial Officer, Chief Operating Officer, Company Secretary · since 2025

1.76 M USD
KF

Mr. Kevin Frisch

Chief Marketing Officer

Board of Directors

MP

Mr. Michael Pope (57)

Independent Director

239,254.00 USD
DP

Mr. Dan Preston (39)

Independent Director

237,694.00 USD
AM

Ms. Andrea Mitchell (52)

Independent Director

224,694.00 USD
YR

Mr. Yadin Rozov (46)

Independent Director

186,441.00 USD
BC

Mr. Brendan Carroll (46)

Lead Independent Director

69,000.00 USD
IK

Mr. Imran Khan (47)

Independent Director

Dave Supply Chain

Dave Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
1 companies
#NameTrend
1
SoFi Technologies
Supplier·Consumer Finance·US
-0.10
-0.04
0.62

Frequently asked questions about Dave

Analysts currently set an average price target of 312.50 USD for the Dave stock (median: 308.55 USD), implying -16.2 % versus the latest price. The consensus is based on 14 analyst ratings.

14 analysts currently rate the Dave stock: 13 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Dave to generate revenue of 729.90 M USD and earnings per share of 12.67 USD.

Converted at the current exchange rate, the Dave share trades at 321.90 EUR (372.85 USD).

The Dave share (DAVE) is listed on 1 stock exchanges, including: NASDAQ (DAVE).

No history available for Dave.

The expected revenue of Dave is 729.90 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Dave is 182.99 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Dave is currently 29.43. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Dave stock.

The price-to-sales ratio (P/S) of Dave is currently 7.38. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Dave stock.

The Eulerpool Quality Score for Dave is 4/10.

The ISIN of Dave is US23834J2015. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Dave is DAVE. The ticker symbol is used to trade Dave shares on the stock exchange.

Dave paid dividends every year for the past 0 years.

Dave is assigned to the 'Information technology' sector.

The dividends of Dave are distributed in USD.

All fundamentals and in-depth analysis of Dave

Our stock analysis for Dave stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Dave. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.