Community Trust Bancorp (CTBI) Stock Price

Community Trust Bancorp Price

NASDAQ·CLOSED
78.87USD-0.24 (-0.30 %)
Market closed

Revenue has compounded at 3.8% per year over the past 19 years to 282.60 M USD. Earnings per share have grown at 4.5% per year over the last 19 years. Community Trust Bancorp's net margin stands at 34.7%, down from 39.3% several years earlier. Community Trust Bancorp currently offers a dividend yield of about 2.54%. The payout ratio is around 37% of earnings. The dividend has grown at 3.4% per year over the past 19 years. Analysts set a median price target of 70.38 USD, implying 10.8% below the current price. Of 7 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 55% above its 52-week low.

Community Trust Bancorp stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Community Trust Bancorp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Community Trust Bancorp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Community Trust Bancorp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Community Trust Bancorp Stock Price History
DateCommunity Trust Bancorp Price
8/14/202678.87 USD
8/13/202679.11 USD
8/12/202678.31 USD
8/11/202678.09 USD
8/10/202676.93 USD
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8/6/202678.37 USD
8/5/202678.99 USD
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7/31/202678.45 USD
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8/29/202558.44 USD
8/28/202558.62 USD
8/27/202558.78 USD
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8/22/202558.66 USD
8/21/202555.83 USD
8/20/202556.16 USD
8/19/202556.09 USD
Access this data via the Eulerpool API

Community Trust Bancorp Revenue, Pre-Provision Profit, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2020
205.55 M USD
86.35 M USD
59.50 M USD
Jan 1, 2021
223.54 M USD
104.24 M USD
87.94 M USD
Jan 1, 2022
227.02 M USD
105.92 M USD
81.81 M USD
Jan 1, 2023
230.77 M USD
105.38 M USD
78.00 M USD
Jan 1, 2024
248.56 M USD
117.64 M USD
82.81 M USD
Jan 1, 2025
282.60 M USD
139.53 M USD
98.06 M USD
Jan 1, 2026 (e)
313.20 M USD
0.00 USD
115.73 M USD
Jan 1, 2027 (e)
326.15 M USD
0.00 USD
117.30 M USD

Community Trust Bancorp Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 19, 2026, 4:15 PM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
201220132014201520162017201820192020202120222023202420252026e2027e
199.00197.00188.00190.00195.00204.00223.00235.00231.00238.00255.00326.00376.00409.00313.00326.00
-1.49-1.01-4.571.062.634.629.315.38-1.703.037.1427.8415.348.78-23.474.15
84.4288.8389.3689.4788.7287.2583.8680.8581.8296.2287.0668.4063.0366.7566.7566.75
168.00175.00168.00170.00173.00178.00187.00190.00189.00229.00222.00223.00237.00273.00208.92217.60
132.10134.70132.10132.25133.02137.40142.16144.89150.99163.08169.10173.11186.00218.98
46.0049.3045.1046.8148.4448.5151.9550.1854.5660.4657.9257.6662.5763.62
9.508.608.808.707.907.506.204.8016.00-6.404.906.8110.9512.44
74.5073.7071.2073.6674.3676.0176.7176.7786.35104.24105.92105.38117.64139.53
44.0045.0043.0046.0047.0051.0059.0064.0059.0087.0081.0078.0082.0098.00115.00117.00
15.792.27-4.446.982.178.5115.698.47-7.8147.46-6.90-3.705.1319.5117.351.74
1.251.271.501.221.261.941.381.481.531.571.681.801.862.002.362.49
1.631.6018.11-18.673.2853.97-28.877.253.382.617.017.143.337.5318.005.51
17.1317.3617.4217.5217.6217.6717.7117.7617.7717.8217.8717.9318.0118.0618.0618.06
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Community Trust Bancorp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Community Trust Bancorp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Community Trust Bancorp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Community Trust Bancorp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Community Trust Bancorp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Community Trust Bancorp stock margins

The Community Trust Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Community Trust Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Community Trust Bancorp.
  • 3 Years

  • 5 Years

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  • 25 Years

  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2020
57.99 %
28.95 %
Jan 1, 2021
53.37 %
39.34 %
Jan 1, 2022
53.34 %
36.04 %
Jan 1, 2023
54.34 %
33.80 %
Jan 1, 2024
52.67 %
33.32 %
Jan 1, 2025
50.63 %
34.70 %
Jan 1, 2026 (e)
0.00 %
36.95 %
Jan 1, 2027 (e)
0.00 %
35.96 %

Community Trust Bancorp Revenue per Share, Earnings per Share

The Community Trust Bancorp earnings per share therefore indicates how much revenue Community Trust Bancorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
11.57 USD
3.35 USD
Jan 1, 2021
12.54 USD
4.93 USD
Jan 1, 2022
12.70 USD
4.58 USD
Jan 1, 2023
12.87 USD
4.35 USD
Jan 1, 2024
13.80 USD
4.60 USD
Jan 1, 2025
15.64 USD
5.43 USD
Jan 1, 2026 (e)
17.28 USD
6.39 USD
Jan 1, 2027 (e)
18.00 USD
6.47 USD

Community Trust Bancorp business model & stock analysis

Community Trust Bancorp Inc. is a diversified financial services company headquartered in Pikeville, Kentucky, that offers a wide range of banking services. The company was founded in 1903 and has grown to become one of the largest independent bank service providers in the United States in recent years. The company's history began in the early 1900s when Pike County Bank was established. Over the years, there were further acquisitions and mergers that eventually led to the establishment of Task Force Bank, majority ownership of First Central Bank, and the acquisition of Bank of McCreary County. In 1982, Community Trust Bancorp went public to access additional sources of capital and support its growth. Community Trust Bancorp now operates around 70 branches in Kentucky, West Virginia, and Tennessee, offering a wide range of banking services. These include deposit, credit, investment, and wealth management solutions. The company also has an investment firm, Community Trust Investment Company, and an insurance agency, Community Trust Insurance Company. This wide range of services allows customers to fulfill all their financial needs in one place. Over the years, Community Trust Bancorp has also diversified its business into other areas, including real estate and construction. The company operates a subsidiary, Community Trust Bankers, which provides consultancy and financing for real estate and construction projects. Additionally, Community Trust Bancorp operates several nonprofit organizations focused on areas such as education and health. Community Trust Bancorp is a strong, conservative company focused on long-term growth. The company has built a strong and diversified portfolio over the past decades. While the 2008 financial crisis affected many of the company's competitors, Community Trust Bancorp was able to navigate through this crisis with a conservative business strategy and strong management. The company has also built a strong reputation for customer service and community engagement. Community Trust Bancorp is a significant employer in the region, and many of its employees have been with the company for many years. The company also has a strong relationship with the communities it operates in and actively invests in local charities and nonprofit projects. Overall, Community Trust Bancorp has established itself as a solid company focused on long-term growth and customer satisfaction. With a wide range of banking services and a diversified business strategy, the company is well-positioned to continue to be successful in the future.

Community Trust Bancorp SWOT Analysis

Strengths

Community Trust Bancorp Inc possesses several key strengths that contribute to its success:

  • Strong Financial Performance: Through effective management and prudent decision-making, the company has maintained consistent profitability and financial stability over the years.
  • Diversified Product Portfolio: Community Trust Bancorp Inc offers a wide range of financial products and services, including deposit accounts, loans, investment options, and insurance, catering to the diverse needs of its customers.
  • Established Market Presence: With a long-standing history in the communities it serves, the company has developed strong relationships with its customers and enjoys a loyal customer base.
  • Skilled Workforce: The company employs a team of experienced and knowledgeable professionals who exhibit a strong commitment to providing excellent customer service.

Community Trust Bancorp Inc faces certain weaknesses that need to be addressed for continued growth:

  • Geographic Concentration: The company's operations primarily focus on a specific geographic region, which exposes it to potential risks associated with local economic downturns.
  • Limited Technology Infrastructure: Compared to some larger competitors, Community Trust Bancorp Inc may face challenges in keeping up with rapidly evolving technological advancements, potentially affecting its ability to offer cutting-edge digital services.
  • Regulatory Compliance Burden: Like other financial institutions, the company faces the constant challenge of complying with a complex regulatory environment, which adds to its operational costs and administrative burden.

The following opportunities can be targeted by Community Trust Bancorp Inc for further growth and expansion:

  • Market Expansion: The company can consider expanding its operations into new geographic markets, diversifying its customer base and reducing reliance on any single region.
  • Technological Upgrades: Investing in improved technology infrastructure and digital banking solutions would enable Community Trust Bancorp Inc to enhance its customer experience and compete effectively in the digital age.
  • Mergers and Acquisitions: Exploring strategic partnerships, acquisitions, or mergers with other financial institutions could provide opportunities for expansion into new markets or the addition of complementary products and services.
  • Growing Demand for ESG Investments: With increasing interest in environmental, social, and governance (ESG) investing, offering sustainable investment options could attract a growing segment of socially conscious customers.

Certain threats may pose challenges to the success of Community Trust Bancorp Inc:

  • Economic Uncertainty: Fluctuations in the economy, such as interest rate changes, inflation, or recession, can impact the company's lending and investment activities, potentially leading to decreased profitability.
  • Increasing Competition: Community Trust Bancorp Inc operates in a highly competitive banking industry, and competing with larger institutions or emerging fintech startups may put pressure on its market share and profitability.
  • Cybersecurity Risks: As technology continues to advance, the company faces the risk of data breaches and cyberattacks, potentially compromising customer information and undermining trust in its services.
  • Regulatory Changes: Changes in regulations, both at local and federal levels, could impact the way the company operates, requiring compliance adjustments and potentially increasing costs.

Weaknesses

Community Trust Bancorp Inc faces certain weaknesses that need to be addressed for continued growth:

  • Geographic Concentration: The company's operations primarily focus on a specific geographic region, which exposes it to potential risks associated with local economic downturns.
  • Limited Technology Infrastructure: Compared to some larger competitors, Community Trust Bancorp Inc may face challenges in keeping up with rapidly evolving technological advancements, potentially affecting its ability to offer cutting-edge digital services.
  • Regulatory Compliance Burden: Like other financial institutions, the company faces the constant challenge of complying with a complex regulatory environment, which adds to its operational costs and administrative burden.

The following opportunities can be targeted by Community Trust Bancorp Inc for further growth and expansion:

  • Market Expansion: The company can consider expanding its operations into new geographic markets, diversifying its customer base and reducing reliance on any single region.
  • Technological Upgrades: Investing in improved technology infrastructure and digital banking solutions would enable Community Trust Bancorp Inc to enhance its customer experience and compete effectively in the digital age.
  • Mergers and Acquisitions: Exploring strategic partnerships, acquisitions, or mergers with other financial institutions could provide opportunities for expansion into new markets or the addition of complementary products and services.
  • Growing Demand for ESG Investments: With increasing interest in environmental, social, and governance (ESG) investing, offering sustainable investment options could attract a growing segment of socially conscious customers.

Certain threats may pose challenges to the success of Community Trust Bancorp Inc:

  • Economic Uncertainty: Fluctuations in the economy, such as interest rate changes, inflation, or recession, can impact the company's lending and investment activities, potentially leading to decreased profitability.
  • Increasing Competition: Community Trust Bancorp Inc operates in a highly competitive banking industry, and competing with larger institutions or emerging fintech startups may put pressure on its market share and profitability.
  • Cybersecurity Risks: As technology continues to advance, the company faces the risk of data breaches and cyberattacks, potentially compromising customer information and undermining trust in its services.
  • Regulatory Changes: Changes in regulations, both at local and federal levels, could impact the way the company operates, requiring compliance adjustments and potentially increasing costs.

Opportunities

The following opportunities can be targeted by Community Trust Bancorp Inc for further growth and expansion:

  • Market Expansion: The company can consider expanding its operations into new geographic markets, diversifying its customer base and reducing reliance on any single region.
  • Technological Upgrades: Investing in improved technology infrastructure and digital banking solutions would enable Community Trust Bancorp Inc to enhance its customer experience and compete effectively in the digital age.
  • Mergers and Acquisitions: Exploring strategic partnerships, acquisitions, or mergers with other financial institutions could provide opportunities for expansion into new markets or the addition of complementary products and services.
  • Growing Demand for ESG Investments: With increasing interest in environmental, social, and governance (ESG) investing, offering sustainable investment options could attract a growing segment of socially conscious customers.

Certain threats may pose challenges to the success of Community Trust Bancorp Inc:

  • Economic Uncertainty: Fluctuations in the economy, such as interest rate changes, inflation, or recession, can impact the company's lending and investment activities, potentially leading to decreased profitability.
  • Increasing Competition: Community Trust Bancorp Inc operates in a highly competitive banking industry, and competing with larger institutions or emerging fintech startups may put pressure on its market share and profitability.
  • Cybersecurity Risks: As technology continues to advance, the company faces the risk of data breaches and cyberattacks, potentially compromising customer information and undermining trust in its services.
  • Regulatory Changes: Changes in regulations, both at local and federal levels, could impact the way the company operates, requiring compliance adjustments and potentially increasing costs.

Threats

Certain threats may pose challenges to the success of Community Trust Bancorp Inc:

  • Economic Uncertainty: Fluctuations in the economy, such as interest rate changes, inflation, or recession, can impact the company's lending and investment activities, potentially leading to decreased profitability.
  • Increasing Competition: Community Trust Bancorp Inc operates in a highly competitive banking industry, and competing with larger institutions or emerging fintech startups may put pressure on its market share and profitability.
  • Cybersecurity Risks: As technology continues to advance, the company faces the risk of data breaches and cyberattacks, potentially compromising customer information and undermining trust in its services.
  • Regulatory Changes: Changes in regulations, both at local and federal levels, could impact the way the company operates, requiring compliance adjustments and potentially increasing costs.

Community Trust Bancorp Employees

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Community Trust Bancorp Employees
Details
Date
Community Trust Bancorp Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

Community Trust Bancorp Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Community Trust Bancorp historical P/E ratio, EBIT multiple, and P/S ratio

Community Trust Bancorp annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Community Trust Bancorp shares outstanding

The number of shares of Community Trust Bancorp was 18.06 M in 2025. This indicates how many shares Community Trust Bancorp is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
17.77 M Stocks
Jan 1, 2021
17.82 M Stocks
Jan 1, 2022
17.87 M Stocks
Jan 1, 2023
17.93 M Stocks
Jan 1, 2024
18.01 M Stocks
Jan 1, 2025
18.06 M Stocks
Jan 1, 2026 (e)
18.06 M Stocks
Jan 1, 2027 (e)
18.06 M Stocks

Community Trust Bancorp stock splits

In Community Trust Bancorp's history, there have been no stock splits.

Community Trust Bancorp Dividend History

38 years of dividend payments · 7 consecutive increases

YearAnnual DividendYoY ChangePayments
20261.77USDYTD
Mar 13, 20260.53USD 0.0%1/3
Jun 15, 20260.53USD 0.0%2/3
Sep 15, 2026Declared0.71USD 34.0%3/3
20252.00USD 7.5%
Mar 14, 20250.47USD 0.0%1/4
Jun 13, 20250.47USD 0.0%2/4
Sep 15, 20250.53USD 12.8%3/4
Dec 15, 20250.53USD 0.0%4/4
20241.86USD 3.3%
20231.80USD 7.1%
20221.68USD 7.0%
20211.57USD 2.6%
20201.53USD 3.4%
20191.48USD 7.2%
20181.38USD 28.9%
20171.94USD 54.0%

Community Trust Bancorp dividend history and estimates

In 2025, Community Trust Bancorp paid a dividend amounting to 2.00 USD. Dividend means that Community Trust Bancorp distributes a portion of its profits to its owners.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
1.53 USD
0.00 USD
Jan 1, 2021
1.57 USD
0.00 USD
Jan 1, 2022
1.68 USD
0.00 USD
Jan 1, 2023
1.80 USD
0.00 USD
Jan 1, 2024
1.86 USD
0.00 USD
Jan 1, 2025
2.00 USD
0.00 USD
Jan 1, 2026 (e)
1.77 USD
0.59 USD
Jan 1, 2027 (e)
0.00 USD
2.49 USD

Community Trust Bancorp dividend payout ratio

In 2025, Community Trust Bancorp had a payout ratio of 36.84%. The payout ratio indicates the percentage of the company's profits that Community Trust Bancorp distributes as dividends.
  • 3 Years

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  • 10 Years

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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
45.69 %
Jan 1, 2021
31.81 %
Jan 1, 2022
36.70 %
Jan 1, 2023
41.37 %
Jan 1, 2024
40.45 %
Jan 1, 2025
36.84 %
Jan 1, 2026 (e)
36.95 %
Jan 1, 2027 (e)
38.46 %

Current Community Trust Bancorp forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
13.11 %
Buy
85.71 % (6)
Hold
14.29 % (1)
Sell
0.00 % (0)
12M Price Target
70.38
Last Price
77.72
Currency
USD
12M Return Potential
-9.44 %
LTM Return
0 %

Community Trust Bancorp Analyst Rating Actions

DateFirmActionRatingReliability
7/16/2026
Piper Sandler
Piper Sandler
MaintainedNeutral54
7/17/2025
Raymond James
Raymond James
MaintainedOutperform62
4/17/2025
Piper Sandler
Piper Sandler
MaintainedOverweight54
4/2/2025
Raymond James
Raymond James
MaintainedOutperform62
12/9/2020
Piper Sandler
Piper Sandler
UpgradeNeutralOverweight54
9/30/2020
Piper Sandler
Piper Sandler
MaintainedNeutral54
3/2/2020
Piper Sandler
Piper Sandler
MaintainedNeutral54
2/27/2017
Hilliard Lyons
Hilliard Lyons
DowngradeNeutralUnderperform62
7/16/2015
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform56
7/16/2015
Keefe Bruyette & Woods
Keefe Bruyette & Woods
MaintainedMarket Perform56

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

Community Trust Bancorp Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/22/20261.55USD-78.39 MUSD-2026 Q2
4/22/20261.41USD-74.46 MUSD-2026 Q1
1/21/20261.45USD-75.48 MUSD-2025 Q4
4/17/20241.01USD-58.14 MUSD-2024 Q1
1/17/20241.10USD-59.16 MUSD-2023 Q4
7/18/20231.17USD-60.49 MUSD-2023 Q2
4/18/20231.18USD-60.14 MUSD-2023 Q1
1/17/20231.25USD-60.44 MUSD-2022 Q4
10/19/20221.18USD-58.01 MUSD-2022 Q3
7/20/20221.13USD-56.18 MUSD-2022 Q2
...

EESG©

Eulerpool ESG Scorecard© for the Community Trust Bancorp stock

38/100
2
Environment
58
Social
54
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees75
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Community Trust Bancorp shareholder structure

% Name
11.52366%
COMMUNITY TRUST & INVESTMENT CO
COMMUNITY TRUST & INVESTMENT CO
8.97785%
BLACKROCK, INC.
BLACKROCK, INC.
6.51424%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
3.81317%
VANGUARD CAPITAL MANAGEMENT LLC
VANGUARD CAPITAL MANAGEMENT LLC
2.86708%
AMERICAN CENTURY COMPANIES INC
AMERICAN CENTURY COMPANIES INC
2.74376%
STATE STREET CORP
STATE STREET CORP
...

Community Trust Bancorp Beneficial Ownership Filings (SEC 13D/G)

Free Float
91.9%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
8.00%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
7.30%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
5.90%
30-0447847
30-0447847
SEC ↗
5.64%
BlackRock for purposes of Schedule 13G filings.
BlackRock for purposes of Schedule 13G filings.
SEC ↗
5.38%
The Vanguard Group - 23-1945930
The Vanguard Group - 23-1945930
SEC ↗

Community Trust Bancorp Executives and Management Board

21 members · avg. age 62 · 19 % women

MG

Mr. Mark Gooch (66)

Chairman of the Board, President, Chief Executive Officer · since 1997

1.31 M USD

Management

RN

Mr. Richard Newsom (70)

Executive Vice President

592,295.00 USD
KS

Mr. Kevin Stumbo (64)

Chief Financial Officer, Executive Vice President, Treasurer

574,864.00 USD
RS

Mr. Ricky Sparkman (62)

Executive Vice President

512,346.00 USD
EL

Ms. Eugenia Luallen (72)

Lead Independent Director, Non-Executive Vice Chairman of the Board

86,200.00 USD
CH

Mr. C. Wayne Hancock (50)

Executive Vice President, Secretary

BD

Ms. Billie Dollins (64)

Executive Vice President

Board of Directors

JM

Mr. James Mcghee (67)

Independent Director

82,000.00 USD
AC

Mr. Anthony St. Charles (66)

Independent Director

80,500.00 USD
IM

Mrs. Ina Matthews (54)

Independent Director

73,240.00 USD
CS

Dr. Chad Street (53)

Independent Director

72,400.00 USD
LW

Dr. Lillian Webb (61)

Independent Director

71,300.00 USD
FM

Mr. Franky Minnifield (65)

Independent Director

71,200.00 USD

Community Trust Bancorp Supply Chain

Community Trust Bancorp Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
1 companies
#Nameβ 1YTrend
1
BlackRock
Supplier·Customer·Capital Markets·US
0.65
0.09
0.41
0.73
0.30
0.76
0.31

Frequently asked questions about Community Trust Bancorp

Community Trust Bancorp Inc operates as a financial holding company, providing a wide range of banking and financial services. The company primarily focuses on various commercial and personal banking services, such as loans, deposits, mortgage loans, and trust services. In addition, Community Trust Bancorp Inc offers online and mobile banking solutions, making banking convenient for its customers. By offering personalized service, maintaining strong relationships, and emphasizing community support, the company strives to meet the financial needs of individuals, businesses, and communities it serves. Community Trust Bancorp Inc aims to provide exceptional service and financial solutions, positioning itself as a trusted partner in the market.

Community Trust Bancorp Inc is primarily active in the banking, financial services, and investment management industries.

The main competitors of Community Trust Bancorp Inc in the market are other regional banks and financial institutions operating in the same areas as Community Trust Bancorp Inc. Some notable competitors include Fifth Third Bancorp, BB&T Corporation, and PNC Financial Services Group. These competitors also offer a range of banking services to individuals, businesses, and communities, however, Community Trust Bancorp Inc distinguishes itself through its personalized approach, strong community ties, and commitment to customer service.

Community Trust Bancorp Inc is a well-established financial institution with a rich history and a strong background. Founded in 1903, the company has been serving the banking and financial needs of local communities for over a century. As a diversified financial services company, Community Trust Bancorp offers a wide range of banking and trust services, including commercial and consumer banking, wealth management, and mortgage lending. With a commitment to providing exceptional customer service and maintaining a strong community presence, Community Trust Bancorp Inc has become a trusted name in the financial industry.

Community Trust Bancorp Inc, a leading financial institution, has achieved significant milestones over the years. With a strong commitment to customer satisfaction and unparalleled expertise, the company has gained a reputation for its exceptional performance. Some notable achievements include consistent growth in its customer base, expansion into new markets, strategic acquisitions, and a strong presence in the communities it serves. Community Trust Bancorp Inc has also been recognized for its outstanding financial performance and has consistently delivered value to its shareholders. The company's dedication to innovation and superior service has solidified its position as a trusted and reliable financial partner within the industry.

Community Trust Bancorp Inc is primarily present in the United States.

Community Trust Bancorp Inc is committed to upholding strong values and a clear corporate philosophy. The company believes in building lasting relationships with its customers, employees, and shareholders. Community Trust Bancorp Inc aims to provide exceptional financial services and products while maintaining trust, integrity, and professionalism. The company's corporate philosophy emphasizes prudent risk management, long-term sustainability, and community involvement. By embodying these values, Community Trust Bancorp Inc strives to deliver value to its stakeholders and contribute positively to the communities it serves.

Analysts currently set an average price target of 70.38 USD for the Community Trust Bancorp stock (median: 70.38 USD), implying -9.4 % versus the latest price. The consensus is based on 7 analyst ratings.

7 analysts currently rate the Community Trust Bancorp stock: 6 recommend buying, 1 holding and 0 selling. For 2026, analysts expect Community Trust Bancorp to generate revenue of 313.20 M USD and earnings per share of 6.41 USD.

Converted at the current exchange rate, the Community Trust Bancorp share trades at 68.13 EUR (78.87 USD).

The Community Trust Bancorp share (CTBI) is listed on 1 stock exchanges, including: NASDAQ (CTBI).

Community Trust Bancorp, Inc. is a financial institution that operates in various sectors and divisions. The company offers a variety of products and services to meet the needs and requirements of its customers. The business model of Community Trust Bancorp, Inc. is based on four main divisions: banking, wealth management, insurance, and trust and fiduciary services. Banking: Community Trust Bancorp, Inc. offers a wide range of banking services, including deposit, credit, debit card, and online banking services. The company offers various types of accounts, such as savings accounts, checking accounts, credit card accounts, and mortgage loans. Wealth Management: Community Trust Bancorp, Inc. offers numerous wealth management products, including investment advice, portfolio management, insurance, retirement planning, and personal financing planning. Through investment strategies and decisions, the company helps its clients preserve and grow their wealth. Insurance: The company offers a wide range of insurance products to meet the needs of its customers. These products include auto insurance, homeowners insurance, life insurance, liability insurance, and more. Trust and Fiduciary Services: Community Trust Bancorp, Inc. also offers a variety of trust and fiduciary services, including asset management and trust accounts, estate planning, gift planning, trust takeovers, and estate administration. Community Trust Bancorp, Inc. is committed to offering its customers high-quality products and services that meet their financial needs and requirements. The company also has a strong presence in the communities where it operates and actively engages in philanthropic activities. Thus, the company is also known for supporting foundations and organizations that work for the well-being of the communities in which it operates. Overall, the business model of Community Trust Bancorp, Inc. has shown that the company is capable of catering to a wide range of customer needs and requirements in various sectors. The company is also actively involved in the communities it serves and is committed to expanding its social engagement. Please note that this translation is provided as accurately as possible, but may not be 100% accurate.

The expected revenue of Community Trust Bancorp is 313.20 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Community Trust Bancorp is 115.73 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Community Trust Bancorp is currently 12.31. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Community Trust Bancorp stock.

The price-to-sales ratio (P/S) of Community Trust Bancorp is currently 4.55. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Community Trust Bancorp stock.

The Eulerpool Quality Score for Community Trust Bancorp is 6/10.

The ISIN of Community Trust Bancorp is US2041491083. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Community Trust Bancorp is 919427. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Community Trust Bancorp is CTBI. The ticker symbol is used to trade Community Trust Bancorp shares on the stock exchange.

Over the past 12 months, Community Trust Bancorp paid a dividend of 2.00 USD . This corresponds to a dividend yield of about 2.54 %. For the coming 12 months, Community Trust Bancorp is expected to pay a dividend of 2.49 USD.

The current dividend yield of Community Trust Bancorp is 2.54 %.

Community Trust Bancorp pays a dividend, distributed in the months of , , , .

Community Trust Bancorp paid dividends every year for the past 37 years.

For the upcoming 12 months, dividends amounting to 2.49 USD are expected. This corresponds to a dividend yield of 3.16 %.

Community Trust Bancorp is assigned to the 'Finance' sector.

To receive the latest dividend of Community Trust Bancorp from amounting to 0.71 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Community Trust Bancorp distributed 1.86 USD as dividends.

The dividends of Community Trust Bancorp are distributed in USD.