Capitec Bank Holdings (CPI.JO) Stock Price
Capitec Bank Holdings Price
Over the last 19 years Capitec Bank Holdings grew revenue by 24.5% annually, reaching 76.17 B ZAR. Earnings per share have grown at 25.1% per year over the last 19 years. For Capitec Bank Holdings, the net margin of 22.1% is down versus 36.5% a few years ago. At today's price the dividend yield works out to roughly 1.68%. The payout ratio is around 58% of earnings. The dividend has grown at 26.6% per year over the past 19 years. The consensus 12-month price target for Capitec Bank Holdings is 4,914.36 ZAR, about 17.2% above where the stock trades today. Of 13 analysts, 11 rate the stock a buy — an overall Buy consensus.
Capitec Bank Holdings stock price
Capitec Bank Holdings business model & stock analysis
Frequently asked questions about Capitec Bank Holdings
Capitec Bank Holdings Ltd is primarily active in the banking and financial services industry.
The main competitors of Capitec Bank Holdings Ltd in the market include major South African banks such as Standard Bank, FirstRand Limited, Nedbank Group, and Absa Group Limited.
The business model of Capitec Bank Holdings Ltd is focused on providing accessible and simplified banking services to individuals in South Africa. Capitec employs a retail banking approach, offering low-cost transactional banking, savings, credit and insurance products to its customers. The company aims to meet the financial needs of the previously underserved segment of the population by providing affordable and transparent banking solutions. By leveraging technology and streamlined processes, Capitec Bank Holdings Ltd aims to offer convenience and simplicity to its customers, enabling them to manage their finances effectively.
Capitec Bank Holdings Ltd, a leading South African financial institution, has a rich history and background. Founded in 2001, Capitec quickly emerged as a disruptive force, challenging traditional banking models with its innovative approach. Over the years, the company has experienced remarkable growth, catering to the banking needs of diverse individuals and businesses. Capitec's core philosophy revolves around simplicity, accessibility, and affordability, offering a range of client-centric banking products and services. With a relentless focus on technological advancements, Capitec continues to deliver exceptional value to its customers, reinforcing its position as a trusted financial partner in the market. As a top stock to consider, Capitec Bank Holdings Ltd offers investors an opportunity to align themselves with a dynamic and forward-thinking player in the financial services industry.
Capitec Bank Holdings Ltd, a leading South African financial institution, has achieved several significant milestones. One notable achievement was reaching 11 million active clients in 2019, demonstrating their growing customer base and trust in their services. The company also became the largest bank by the number of customers in South Africa, surpassing traditional banking giants. Capitec Bank Holdings Ltd further received international recognition by being named the Best Bank in the World by the Lafferty Group in 2017. These milestones showcase Capitec Bank Holdings Ltd's remarkable growth, customer-centric approach, and commitment to excellence in the financial industry.
Capitec Bank Holdings Ltd is primarily present in South Africa.
Capitec Bank Holdings Ltd is a renowned financial institution that exemplifies values and a corporate philosophy rooted in customer-centricity, simplicity, and accessibility. The company strongly believes in providing innovative, transparent, and affordable banking solutions to empower individuals and businesses. Capitec Bank aims to make banking more inclusive, offering robust financial products and services tailored to meet the needs of their diverse customer base. By embracing technology and fostering a culture of continuous improvement, Capitec Bank is committed to delivering a seamless and convenient banking experience. As a result, Capitec Bank has earned a strong reputation for its customer-driven approach and commitment to financial inclusivity.
Analysts currently set an average price target of 4,663.44 ZAR for the Capitec Bank Holdings stock (median: 4,914.36 ZAR), implying +11.2 % versus the latest price. The consensus is based on 13 analyst ratings.
13 analysts currently rate the Capitec Bank Holdings stock: 11 recommend buying, 1 holding and 1 selling.
Converted at the current exchange rate, the Capitec Bank Holdings share trades at 226.61 EUR (4,194.56 ZAR).
The Capitec Bank Holdings share (CPI.JO) is listed on 2 stock exchanges, including: JSE (Johannesburg) (CPI.JO).
Capitec Bank Holdings Ltd is a leading South African bank holding company that offers a wide range of financial products and services. The bank was founded in 2001 and has since steadily grown by expanding its services to a variety of customers. The business model of Capitec Bank is focused on maximizing customer satisfaction and experience. The bank strives to serve its customers through fast and efficient processing of transactions and to impress them with an excellent customer experience. The key products of Capitec Bank Holdings Ltd include current accounts, savings accounts, loans, credit cards, transfers, and debit cards. The bank also offers mobile banking services, allowing customers to conduct banking transactions from anywhere. An important aspect of Capitec Bank's business model is its focus on providing financial knowledge to its customers. The bank offers training and workshops to educate its customers about important financial topics. This allows customers to make informed decisions, such as managing credit optimally or creating an efficient budget plan. The bank also pursues an environmentally conscious strategy by supporting and incorporating sustainable projects into its own business processes. Capitec Bank envisions being a leader in green initiatives and contributing to an improved environment. Regarding the bank's divisions, Capitec Bank Holdings Ltd has four main departments: retail, business, corporate, and investment banking. Each department serves specific customer needs. The retail department provides basic banking services such as accounts, credit, and debit cards. The business department caters to individuals with larger assets and companies with special requirements. The corporate department offers services such as accounts, credit and debit cards, loans, cash management, and transfers to businesses. The investment banking department provides investment advisory and services, such as fund management, investment advice, and trading services. Overall, Capitec Bank Holdings Ltd has developed a successful business model that offers a wide range of financial products and services to meet diverse customer needs. Its focus on customer experience, financial knowledge, and sustainability has also helped establish the bank as a trusted brand in the banking industry in South Africa.
The revenue of Capitec Bank Holdings is 76.17 B ZAR. This figure is based on current financial data and reflects the company's business performance.
The profit of Capitec Bank Holdings is 16.83 B ZAR. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Capitec Bank Holdings is currently 28.90. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Capitec Bank Holdings stock.
The price-to-sales ratio (P/S) of Capitec Bank Holdings is currently 6.39. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Capitec Bank Holdings stock.
The Eulerpool Quality Score for Capitec Bank Holdings is 8/10.
The ISIN of Capitec Bank Holdings is ZAE000035861. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Capitec Bank Holdings is 779555. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Capitec Bank Holdings is CPI.JO. The ticker symbol is used to trade Capitec Bank Holdings shares on the stock exchange.
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All fundamentals and in-depth analysis of Capitec Bank Holdings
Our stock analysis for Capitec Bank Holdings stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Capitec Bank Holdings. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.