E-L Financial Corp (ELF.TO) Stock Price

E-L Financial Corp Price

🇨🇦TSX·CLOSED
17.11CAD
Market closed
Today +/-
Today %

E-L Financial Corp (ELF.TO) Stock | ISIN CA2685751075 | WKN 897579. The current E-L Financial Corp stock price is 17.11 CAD (2026). Market capitalization is 6.3 B CAD. E-L Financial Corp operates in the Finance sector.

E-L Financial Corp stock price

Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of E-L Financial Corp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how E-L Financial Corp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing E-L Financial Corp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

E-L Financial Corp Stock Price History
DateE-L Financial Corp Price
Access this data via the Eulerpool API

E-L Financial Corp Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2005
2.2 B CAD
509.2 M CAD
293.7 M CAD
Jan 1, 2006
2.32 B CAD
573.2 M CAD
366 M CAD
Jan 1, 2007
2.16 B CAD
327.2 M CAD
200.6 M CAD
Jan 1, 2008
1.6 B CAD
-58.3 M CAD
-137.4 M CAD
Jan 1, 2009
2.15 B CAD
-196.2 M CAD
-195 M CAD
Jan 1, 2010
2.78 B CAD
221.5 M CAD
172.7 M CAD
Jan 1, 2011
2.81 B CAD
-25.2 M CAD
-54.8 M CAD
Jan 1, 2012
1.38 B CAD
213.7 M CAD
465.2 M CAD
Jan 1, 2013
1.29 B CAD
529.1 M CAD
892.1 M CAD
Jan 1, 2014
1.42 B CAD
-371.7 M CAD
379 M CAD
Jan 1, 2015
1.48 B CAD
306.7 M CAD
519.1 M CAD
Jan 1, 2016
1.5 B CAD
283.3 M CAD
317.6 M CAD
Jan 1, 2017
1.54 B CAD
79.5 M CAD
652.6 M CAD
Jan 1, 2018
1.58 B CAD
612.2 M CAD
15.6 M CAD
Jan 1, 2019
1.66 B CAD
-222 M CAD
729.1 M CAD

E-L Financial Corp Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 10, 2026, 12:36 PM
 
REVENUE (M CAD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M CAD)
NET INCOME (M CAD)
NET INCOME GROWTH (%)
DIV. (CAD)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales E-L Financial Corp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue E-L Financial Corp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare E-L Financial Corp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares E-L Financial Corp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against E-L Financial Corp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

E-L Financial Corp stock margins

The E-L Financial Corp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of E-L Financial Corp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for E-L Financial Corp.
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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2005
-12.3 %
23.13 %
13.34 %
Jan 1, 2006
-12.3 %
24.7 %
15.77 %
Jan 1, 2007
-12.3 %
15.13 %
9.27 %
Jan 1, 2008
-12.3 %
-3.64 %
-8.59 %
Jan 1, 2009
-12.3 %
-9.11 %
-9.06 %
Jan 1, 2010
-12.3 %
7.96 %
6.2 %
Jan 1, 2011
-12.3 %
-0.9 %
-1.95 %
Jan 1, 2012
-12.3 %
15.49 %
33.72 %
Jan 1, 2013
-12.3 %
40.98 %
69.09 %
Jan 1, 2014
-12.3 %
-26.11 %
26.63 %
Jan 1, 2015
-12.3 %
20.74 %
35.1 %
Jan 1, 2016
-12.3 %
18.87 %
21.16 %
Jan 1, 2017
-12.3 %
5.17 %
42.45 %
Jan 1, 2018
-12.3 %
38.77 %
0.99 %
Jan 1, 2019
-12.3 %
-13.34 %
43.81 %

E-L Financial Corp Stock Revenue, EBIT, Earnings per Share

The E-L Financial Corp earnings per share therefore indicates how much revenue E-L Financial Corp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2005
6.03 CAD
1.39 CAD
0.8 CAD
Jan 1, 2006
6.49 CAD
1.6 CAD
1.02 CAD
Jan 1, 2007
5.89 CAD
0.89 CAD
0.55 CAD
Jan 1, 2008
4.81 CAD
-0.18 CAD
-0.41 CAD
Jan 1, 2009
6.49 CAD
-0.59 CAD
-0.59 CAD
Jan 1, 2010
6.29 CAD
0.5 CAD
0.39 CAD
Jan 1, 2011
7.13 CAD
-0.06 CAD
-0.14 CAD
Jan 1, 2012
2.91 CAD
0.45 CAD
0.98 CAD
Jan 1, 2013
2.75 CAD
1.12 CAD
1.9 CAD
Jan 1, 2014
3.25 CAD
-0.85 CAD
0.87 CAD
Jan 1, 2015
3.37 CAD
0.7 CAD
1.18 CAD
Jan 1, 2016
3.42 CAD
0.64 CAD
0.72 CAD
Jan 1, 2017
3.52 CAD
0.18 CAD
1.49 CAD
Jan 1, 2018
3.65 CAD
1.42 CAD
0.04 CAD
Jan 1, 2019
3.84 CAD
-0.51 CAD
1.68 CAD

E-L Financial Corp business model & stock analysis

The E-L Financial Corp Ltd is a Canadian company based in Toronto. It was founded in 1968 by Edward Bronfman and Donald G. Ross. The company focuses on long-term investment and achieving stable growth. It is divided into different sectors and business fields, each offering different products and services. One of its main sectors is the insurance business, specifically the Empire Life Insurance Company, one of Canada's largest life insurance companies. Another important sector is the investment business, specifically the Cundill Investment Research Ltd, a successful investment fund manager specializing in long-term investments in stocks and bonds. In addition to insurance and investment, the company is also involved in real estate investment and financial services. The success of the E-L Financial Corp can be attributed to its long-term thinking, cautious investment strategy, and high-quality products and services offered by its subsidiaries.

E-L Financial Corp SWOT Analysis

Strengths

E-L Financial Corp Ltd has a strong financial position and a solid track record of profitability. The company's strong balance sheet allows for financial stability and flexibility in making investment decisions.

The company has a diversified portfolio of investments across various sectors, reducing its exposure to any single industry and spreading risk.

Weaknesses

E-L Financial Corp Ltd operates in highly regulated sectors such as insurance and financial services, which expose it to potential regulatory challenges and compliance costs.

The company's dependence on external market conditions and fluctuations in interest rates can affect the performance of its investments.

Opportunities

E-L Financial Corp Ltd can explore strategic partnerships and acquisitions to expand its investment portfolio and diversify its revenue streams.

The company can leverage emerging technologies and digital platforms to optimize its operations and improve customer experience in its insurance and financial services businesses.

Threats

E-L Financial Corp Ltd faces intense competition from other financial institutions and investment companies, which may impact its market share and profitability.

Economic uncertainties and market volatility can pose risks to the company's investment performance and financial results.

E-L Financial Corp Eulerpool Fair Value

E-L Financial Corp historical P/E ratio, EBIT multiple, and P/S ratio

E-L Financial Corp annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

E-L Financial Corp shares outstanding

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2005
365.15 M base_Shares
Jan 1, 2006
357.46 M base_Shares
Jan 1, 2007
367.27 M base_Shares
Jan 1, 2008
332.58 M base_Shares
Jan 1, 2009
331.82 M base_Shares
Jan 1, 2010
442.58 M base_Shares
Jan 1, 2011
393.33 M base_Shares
Jan 1, 2012
474.36 M base_Shares
Jan 1, 2013
470.38 M base_Shares
Jan 1, 2014
438.09 M base_Shares
Jan 1, 2015
439.15 M base_Shares
Jan 1, 2016
439.49 M base_Shares
Jan 1, 2017
437.16 M base_Shares
Jan 1, 2018
432.39 M base_Shares
Jan 1, 2019
433.84 M base_Shares

E-L Financial Corp Dividend History

38 years of dividend payments · 3 consecutive increases

YearAnnual DividendYoY ChangePayments
20261.05CADYTD
Mar 3, 20261.05CAD 2525.0%1/1
2025153.87CAD 105.2%
Mar 3, 2025150CAD 3900.0%1/5
Mar 31, 20253.75CAD 97.5%2/5
Jun 30, 20250.04CAD 98.9%3/5
Sep 29, 20250.04CAD 0.0%4/5
Dec 31, 20250.04CAD 0.0%5/5
202475CAD 400.0%
202315CAD 50.0%
202210CAD 88.7%
202188.75CAD 1675.0%
20205CAD 0.0%
20195CAD 0.0%
20185CAD 0.0%
20175CAD 0.0%

E-L Financial Corp dividend payout ratio

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2005
0.65 %
Jan 1, 2006
0.51 %
Jan 1, 2007
0.96 %
Jan 1, 2008
-1.27 %
Jan 1, 2009
-0.9 %
Jan 1, 2010
1.33 %
Jan 1, 2011
-4 %
Jan 1, 2012
0.53 %
Jan 1, 2013
39.96 %
Jan 1, 2014
0.6 %
Jan 1, 2015
0.44 %
Jan 1, 2016
6.94 %
Jan 1, 2017
3.36 %
Jan 1, 2018
166.67 %
Jan 1, 2019
2.98 %
Price targets and forecasts for E-L Financial Corp are not yet available.

EESG©

Eulerpool ESG Scorecard© for the E-L Financial Corp stock

15/100
2
Environment
22
Social
20
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

E-L Financial Corp shareholder structure

% Name
39.65796%
Dominion and Anglo Investment Corporation Ltd
Dominion and Anglo Investment Corporation Ltd
14.55692%
Canadian & Foreign Securities Co., Ltd.
Canadian & Foreign Securities Co., Ltd.
10.49631%
Burgundy Asset Management Ltd.
Burgundy Asset Management Ltd.
1.46011%
QV Investors Inc.
QV Investors Inc.
1.24214%
Royce Investment Partners
Royce Investment Partners
0.55022%
TD Asset Management Inc.
TD Asset Management Inc.
0.50345%
Invesco Advisers, Inc.
Invesco Advisers, Inc.
0.2641%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
0.17666%
DFA Australia Ltd.
DFA Australia Ltd.
0.12844%
Jackman (Duncan Newton Rowell)
Jackman (Duncan Newton Rowell)

E-L Financial Corp Executives and Management Board

DJ

Mr. Duncan Jackman

(58)

Chairman of the Board, President, Chief Executive Officer · since 1997

Compensation2.06 M CAD
SE

Mr. Scott Ewert

Chief Financial Officer, Vice President

Compensation1.2 M CAD
RC

Mr. Richard Carty

Vice President, General Counsel, Corporate Secretary

Compensation1.1 M CAD
CR

Mr. Clive Rowe

Independent Director

Compensation504,840 CAD
PL

Mr. Peter Levitt

Independent Director

Compensation98,400 CAD

Frequently asked questions about E-L Financial Corp

The business model of E-L Financial Corp Ltd revolves around the insurance and investment sector. As a financial services holding company, E-L Financial Corp Ltd primarily operates through The Empire Life Insurance Company, which offers a range of individual and group life and health insurance products. Additionally, the company manages investments through its subsidiary, E-L Investment Management Ltd. E-L Financial Corp Ltd aims to generate long-term value for shareholders by strategically investing in various asset classes, including equities, fixed income securities, mortgages, and real estate. Through its diverse portfolio of insurance and investment offerings, E-L Financial Corp Ltd remains dedicated to providing financial security and growing its stake in the financial services industry.

All fundamentals and in-depth analysis of E-L Financial Corp

Our stock analysis for E-L Financial Corp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of E-L Financial Corp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.