Blue Ridge Bankshares (BRBS) Stock Price

Blue Ridge Bankshares Price

NYSE AMEX·CLOSED
3.39USD+0.0100 (+0.30 %)
Market closed

Over the last 13 years Blue Ridge Bankshares grew revenue by 27.4% annually, reaching 150.61 M USD. Earnings per share have declined at 18.3% per year over the last 11 years. For Blue Ridge Bankshares, the net margin of 7.1% is down versus 27.5% a few years ago. At today's price the dividend yield works out to roughly 7.37%. The payout ratio is around 248% of earnings. The stock trades about 5% above its 52-week low.

Blue Ridge Bankshares stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Blue Ridge Bankshares over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Blue Ridge Bankshares stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Blue Ridge Bankshares's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Blue Ridge Bankshares Stock Price History
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Access this data via the Eulerpool API

Blue Ridge Bankshares Revenue, Net Income

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  • 25 Years

  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2018
32.27 M USD
4.56 M USD
Jan 1, 2019
49.32 M USD
4.58 M USD
Jan 1, 2020
110.31 M USD
17.70 M USD
Jan 1, 2021
190.53 M USD
52.48 M USD
Jan 1, 2022
158.48 M USD
27.91 M USD
Jan 1, 2023
197.37 M USD
-51.77 M USD
Jan 1, 2024
173.89 M USD
-15.39 M USD
Jan 1, 2025
150.61 M USD
10.71 M USD

Blue Ridge Bankshares Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jul 25, 2026, 6:02 PM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
20122013201420152016201720182019202020212022202320242025
6.007.008.009.0015.0026.0032.0049.00110.00190.00158.00197.00173.00150.00
16.6714.2912.5066.6773.3323.0853.13124.4972.73-16.8424.68-12.18-13.29
100.00100.00100.00100.00100.00100.0078.1377.5580.9194.21100.0050.2556.0763.33
6.007.008.009.0015.0026.0025.0038.0089.00179.00158.0099.0097.0095.00
1.001.001.002.003.004.004.0017.0052.0027.00-51.00-15.0010.00
100.0033.33325.00205.88-48.08-288.89-70.59-166.67
0.380.530.490.49
39.47-7.55
106.10106.102.123.154.114.154.196.528.5618.8018.8619.0378.88106.10
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Blue Ridge Bankshares generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Blue Ridge Bankshares retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Blue Ridge Bankshares's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Blue Ridge Bankshares has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Blue Ridge Bankshares's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Blue Ridge Bankshares stock margins

The Blue Ridge Bankshares margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Blue Ridge Bankshares. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Blue Ridge Bankshares.
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  • Max

Profit margin
Details
Date
Profit margin
Jan 1, 2018
14.13 %
Jan 1, 2019
9.29 %
Jan 1, 2020
16.04 %
Jan 1, 2021
27.54 %
Jan 1, 2022
17.61 %
Jan 1, 2023
-26.23 %
Jan 1, 2024
-8.85 %
Jan 1, 2025
7.11 %

Blue Ridge Bankshares Revenue per Share, Earnings per Share

The Blue Ridge Bankshares earnings per share therefore indicates how much revenue Blue Ridge Bankshares has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2018
7.70 USD
1.09 USD
Jan 1, 2019
7.56 USD
0.70 USD
Jan 1, 2020
12.89 USD
2.07 USD
Jan 1, 2021
10.14 USD
2.79 USD
Jan 1, 2022
8.40 USD
1.48 USD
Jan 1, 2023
10.37 USD
-2.72 USD
Jan 1, 2024
2.20 USD
-0.20 USD
Jan 1, 2025
1.42 USD
0.10 USD

Blue Ridge Bankshares business model & stock analysis

Blue Ridge Bankshares Inc. is a bank holding company based in Luray, Virginia, USA. The company's history dates back to 1893 when the Bank of Page County was founded. In 2005, the bank was renamed Blue Ridge Bank, and two years later, the holding company Blue Ridge Bankshares Inc. was established. Blue Ridge Bank is a regional bank with a focus on the Virginia and North Carolina markets. The bank's business model primarily consists of commercial banking, private banking, mortgage lending, and deposit products. The bank prioritizes the well-being of the communities it serves and offers customers personalized care with a high level of customer service. Blue Ridge Bank specializes in finance for small businesses and offers various products and services designed specifically for the needs of small businesses. Services offered include deposit products, loan products, cash management, and banking services. Additionally, there are special loan products for farmers that allow them to expand their operations, business debit cards, and other offerings tailored to the needs of small businesses. Another division of Blue Ridge Bank is private banking, which provides extensive financial products and services to wealthy clients. The bank ensures that clients receive the best advice to conduct comprehensive financial planning and offers services tailored to conveniently meet the financial needs of each client. Blue Ridge Bank also has an extensive residential mortgage program as well as construction financing for businesses, which includes a wide range of deposit products, loan options, and interest rates for variable and fixed loans, as well as loans for large construction projects. The bank has experienced staff for evaluating loan applications and provides customized solutions for customers looking to supplement their construction projects with additional financing. In addition to its operations, Blue Ridge Bank also offers digital services for customers. These include mobile banking, online banking, and 24/7 account monitoring services. The bank utilizes state-of-the-art technology to provide a secure and convenient online platform for its customers and offers a special banking experience for customers who want to enjoy the benefits of modern technology. Blue Ridge Bankshares Inc. conducts its business based on integrity, respect, and professionalism as important goals and provides a wide range of financial products and services tailored to the needs of customers. It is a significant player in the finance industry in Virginia and North Carolina and remains committed to being a reliable partner for both its customers and communities, consistently upholding the highest standards in finance and customer service.

Blue Ridge Bankshares SWOT Analysis

Strengths

1. Strong Financial Performance: Blue Ridge Bankshares Inc has consistently demonstrated a strong financial performance, with steady revenue growth and solid profitability.

2. Diversified Loan Portfolio: The company maintains a well-diversified loan portfolio, minimizing the risk associated with any specific industry or sector.

3. Strong Market Presence: Blue Ridge Bankshares Inc has established a strong presence in its target market, gaining customer loyalty and enhancing its brand reputation.

Weaknesses

1. Limited Geographic Presence: The company's operations are primarily concentrated in a specific geographic area, limiting its potential for growth in other markets.

2. Reliance on Interest Income: Blue Ridge Bankshares Inc heavily relies on interest income as its main revenue source, making it vulnerable to fluctuations in interest rates.

3. Limited Product Offering: The company currently offers a limited range of financial products and services compared to larger competitors, potentially limiting its ability to attract a wider customer base.

Opportunities

1. Expansion into New Markets: Blue Ridge Bankshares Inc has the opportunity to expand its operations into new markets, capitalizing on potential growth and diversifying its customer base.

2. Technological Advancements: Incorporating advanced technologies and digital banking solutions can enhance customer experience, improve operational efficiency, and attract tech-savvy customers.

3. Mergers and Acquisitions: The company can explore strategic mergers or acquisitions to expand its product range, enter new markets, or gain a competitive edge in the industry.

Threats

1. Intense Competition: Blue Ridge Bankshares Inc faces intense competition from larger banks and financial institutions, which may impede its market share growth and profitability.

2. Economic Volatility: The company is susceptible to economic downturns and fluctuations, which can adversely impact loan quality, customer demand, and overall financial performance.

3. Regulatory Changes: Regulatory changes in the banking industry can impose additional compliance costs and restrictions, potentially affecting the company's profitability and operations.

Blue Ridge Bankshares Segments

Blue Ridge Bankshares Revenue by Segment

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Bank and purchase card revenue
Processing Income Member
Service Fees On Deposit Accounts Member
Details
Date
Bank and purchase card revenue
Processing Income Member
Service Fees On Deposit Accounts Member
Jan 1, 2020
1.30 M USD
974,000.00 USD
905,000.00 USD

Blue Ridge Bankshares Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Blue Ridge Bankshares historical P/E ratio, EBIT multiple, and P/S ratio

Blue Ridge Bankshares annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Blue Ridge Bankshares shares outstanding

The number of shares of Blue Ridge Bankshares was 106.1 M in 2025. This indicates how many shares Blue Ridge Bankshares is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2018
4.19 M Stocks
Jan 1, 2019
6.52 M Stocks
Jan 1, 2020
8.56 M Stocks
Jan 1, 2021
18.80 M Stocks
Jan 1, 2022
18.86 M Stocks
Jan 1, 2023
19.03 M Stocks
Jan 1, 2024
78.88 M Stocks
Jan 1, 2025
106.10 M Stocks

Blue Ridge Bankshares stock splits

In Blue Ridge Bankshares's history, there have been no stock splits.

Blue Ridge Bankshares Dividend History

14 years of dividend payments

YearAnnual DividendYoY ChangePayments
20250.25USD 2.0%
Nov 7, 20250.25USD 104.1%1/1
20230.25USD 49.7%
20220.49USD 8.5%
20210.53USD 24.6%
20200.43USD 0.0%
20190.43USD 20.8%
20180.54USD 92.9%
20170.28USD 20.6%
20160.35USD 23.4%
20150.46USD 4.5%

Blue Ridge Bankshares dividend history and estimates

In 2025, Blue Ridge Bankshares paid a dividend amounting to 0.25 USD. Dividend means that Blue Ridge Bankshares distributes a portion of its profits to its owners.
  • Max

Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2017 (e)
0.28 USD
0.00 USD
0.00 USD
Jan 1, 2018 (e)
0.54 USD
0.00 USD
0.00 USD
Jan 1, 2019 (e)
0.43 USD
0.00 USD
0.00 USD
Jan 1, 2020 (e)
0.43 USD
-0.05 USD
0.00 USD
Jan 1, 2021
0.53 USD
0.00 USD
0.00 USD
Jan 1, 2022
0.49 USD
0.00 USD
0.00 USD
Jan 1, 2023 (e)
0.25 USD
0.25 USD
0.00 USD
Jan 1, 2025 (e)
0.25 USD
0.00 USD
0.00 USD

Blue Ridge Bankshares dividend payout ratio

In 2025, Blue Ridge Bankshares had a payout ratio of 247.69%. The payout ratio indicates the percentage of the company's profits that Blue Ridge Bankshares distributes as dividends.
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Payout ratio
Details
Date
Payout ratio
Jan 1, 2018
33.07 %
Jan 1, 2019
40.72 %
Jan 1, 2020
13.78 %
Jan 1, 2021
15.58 %
Jan 1, 2022
32.94 %
Jan 1, 2023
-9.01 %
Jan 1, 2024
98.74 %
Jan 1, 2025
247.69 %
Price targets and forecasts for Blue Ridge Bankshares are not yet available.

EESG©

Eulerpool ESG Scorecard© for the Blue Ridge Bankshares stock

25/100
6
Environment
24
Social
44
Governance
E

Environment

20
Scope 1 - Direct Emissions
Scope 2 - Indirect emissions from purchased energy
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Blue Ridge Bankshares shareholder structure

% Name
20.54167%
Lehman (Kenneth R)
Lehman (Kenneth R)
4.65113%
AllianceBernstein L.P.
AllianceBernstein L.P.
4.52563%
Azora Capital LP
Azora Capital LP
3.06730%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
2.86210%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
2.43259%
BlackBarn Capital Partners LP
BlackBarn Capital Partners LP
...

Blue Ridge Bankshares Executives and Management Board

GB

Mr. G. William Beale

(75)

President, Chief Executive Officer, Director · since 2023

Compensation1.42 M USD
JG

Ms. Judy Gavant

(65)

Chief Financial Officer, Executive Vice President

Compensation685,641.00 USD
MB

Mr. M. Dean Brown

(60)

Chief Operations and Technology Officer of the Bank

Compensation652,987.00 USD
VS

Mr. Vance Spilman

(63)

Independent Director

Compensation79,043.00 USD
HB

Mr. Hunter Bost

(58)

Independent Director

Compensation77,704.00 USD

Frequently asked questions about Blue Ridge Bankshares

The business model of Blue Ridge Bankshares Inc is focused on providing a range of financial services to individuals, businesses, and communities. As a community-oriented bank, Blue Ridge Bankshares Inc aims to meet the diverse needs of its customers by offering a variety of products and services such as personal and business banking, mortgage and lending solutions, investment services, and insurance products. By building strong relationships with its customers and understanding their financial goals, Blue Ridge Bankshares Inc strives to deliver tailored solutions and superior customer service, thereby contributing to its growth and success in the financial industry.