Bendigo and Adelaide Bank (BEN.AX) Stock Price
Bendigo and Adelaide Bank Price
Over the last 19 years Bendigo and Adelaide Bank grew revenue by 6.8% annually, reaching 1.80 B AUD. Earnings per share have grown at 0.8% per year over the last 19 years. For Bendigo and Adelaide Bank, the net margin of 20.8% is down versus 24.5% a few years ago. At today's price the dividend yield works out to roughly 2.92%. The payout ratio is around 108% of earnings. The consensus 12-month price target for Bendigo and Adelaide Bank is 10.71 AUD, about 4.1% above where the stock trades today. Of 18 analysts, 2 rate the stock a buy — an overall Hold consensus.
Bendigo and Adelaide Bank stock price
Bendigo and Adelaide Bank business model & stock analysis
Frequently asked questions about Bendigo and Adelaide Bank
The business model of Bendigo and Adelaide Bank Ltd revolves around being a retail-focused financial institution in Australia. The company aims to provide a range of banking and financial services to individual customers, small and medium-sized businesses, and community organizations. With a focus on customer satisfaction and responsible banking practices, Bendigo and Adelaide Bank Ltd offers products such as personal loans, home loans, credit cards, savings accounts, and investment solutions. By leveraging its strong community banking model and strategic partnerships, the company strives to deliver superior financial outcomes for its stakeholders while fostering growth and sustainability in the communities it serves.
Bendigo and Adelaide Bank Ltd is primarily active in the financial services industry. As a leading Australian bank, it provides a wide range of banking and financial solutions to individuals, businesses, and communities. With its extensive branch network and digital banking services, Bendigo and Adelaide Bank offers retail banking, business banking, commercial banking, wealth management, and insurance services. The company focuses on supporting local economies and fostering sustainable growth through its community banking strategy. With its strong presence and commitment to customer service, Bendigo and Adelaide Bank serves as a trusted partner for individuals and businesses in the financial sector.
The main competitors of Bendigo and Adelaide Bank Ltd in the market include other financial institutions such as Commonwealth Bank of Australia, Westpac Banking Corporation, Australia and New Zealand Banking Group Limited (ANZ), and National Australia Bank Limited (NAB).
Bendigo and Adelaide Bank Ltd, founded in 1858, is an Australia-based financial institution with a rich history and notable background. Initially, two separate banks, Bendigo Bank and Adelaide Bank, merged in 2007 to form the current entity. With headquarters in Bendigo, Australia, the bank primarily focuses on retail and business banking services. Over the years, Bendigo and Adelaide Bank Ltd has expanded its operations nationwide, offering a comprehensive range of financial products and services, including savings accounts, loans, credit cards, insurance, and wealth management solutions. As a customer-centric bank with a deep commitment to community banking, Bendigo and Adelaide Bank Ltd has grown to become a trusted and respected name in the Australian banking industry.
Bendigo and Adelaide Bank Ltd has achieved significant milestones since its establishment. The company has successfully expanded its customer base and product offerings, providing a wide range of financial services to its clientele. It has consistently recorded strong financial performance, marked by consistent growth in profits and shareholder value. Moreover, Bendigo and Adelaide Bank Ltd has been recognized for its commitment to community banking and sustainability practices. The company has received various awards and accolades, highlighting its dedication to providing excellent customer service and contributing positively to the communities it serves. Throughout its history, Bendigo and Adelaide Bank Ltd has continued to demonstrate leadership and innovation within the banking sector.
Bendigo and Adelaide Bank Ltd is primarily present in Australia.
Bendigo and Adelaide Bank Ltd represents values of community, integrity, and sustainability. The company's corporate philosophy revolves around providing excellent customer service, supporting local communities, and maintaining long-term relationships. Bendigo and Adelaide Bank Ltd places a strong emphasis on ethical banking practices, transparency, and responsible lending. By prioritizing the needs of their customers and shareholders, the company aims to create mutually beneficial partnerships and deliver reliable financial solutions. With a commitment to sustainability and social responsibility, Bendigo and Adelaide Bank Ltd strives to make a positive impact on the communities they serve.
Analysts currently set an average price target of 10.63 AUD for the Bendigo and Adelaide Bank stock (median: 10.71 AUD), implying +3.3 % versus the latest price. The consensus is based on 18 analyst ratings.
18 analysts currently rate the Bendigo and Adelaide Bank stock: 2 recommend buying, 9 holding and 7 selling.
Converted at the current exchange rate, the Bendigo and Adelaide Bank share trades at 6.39 EUR (10.29 AUD).
The Bendigo and Adelaide Bank share (BEN.AX) is listed on 6 stock exchanges, including: SIX (Zürich) (BDJ.SW), ASX (BEN.AX), Frankfurt (BDJ.F), München (BDJ.MU), Düsseldorf (BDJ.DU).
Bendigo and Adelaide Bank Ltd is a financial services company based in Melbourne, Australia. It was founded in 1858 as Bendigo Bank and later renamed in 2007 through a merger with Adelaide Bank. The bank offers a wide range of financial services, including banking and financial services, investment funds, insurance, and advisory services. The Bendigo and Adelaide Bank's business model is determined by its three main business segments: deposits and payments, lending, and financial services. Deposits and Payments Bendigo and Adelaide Bank's deposit and payment services include a variety of products and services, such as transaction accounts, savings accounts, term deposits, credit cards, debit cards, and online banking. The bank has a comprehensive network of branches and ATMs across the country to serve its customers. Customer funds are traditionally sourced through deposits and savings to make them available as credit. Lending Bendigo and Adelaide Bank offers its customers various credit products, including home loans, investment loans, car loans, and business loans. The bank has its own mortgage division and also acts as a financing provider for housing construction. Financial Services In addition to traditional banking services, Bendigo and Adelaide Bank also offer a range of financial services, including the distribution of insurance products, investment and wealth advisory services, and asset management. The company's wealth management is an important cornerstone in its advisory and asset management services. Bendigo and Adelaide Bank also offers online trading and maintains a large network of independent financial advisers. Bendigo and Adelaide Bank is committed to expanding into non-traditional banking fields and developing its capabilities to remain competitive in the market. It is one of the first banks in Australia to develop a black credit card, enabling blind and visually impaired customers to independently use banking services. Business Model Strategy Bendigo and Adelaide Bank's business model is partially based on the concept of the community bank, being close to customers and meeting their needs. Bendigo Bank aims to operate in villages and small towns where not many other banks are active. This model makes Bendigo the bank in Australia with the most branches. The company has developed a range of brands and business models to remain successful. Bendigo has built a strong digital presence with the help of technology to serve customers who are more active online. With the acquisition of Rural Bank in 2019, Bendigo increases its engagement and service to its agricultural customers, providing them with tailored banking services and market information they need. Conclusion Overall, Bendigo and Adelaide Bank's business model has allowed the community bank to establish a solid foundation and differentiate itself from other banks. Bendigo aims to meet the needs of its customers and work in communities where it is most needed. The company is focused on finding new ways to create value for its customers, particularly through the development of new products and services, as well as leveraging technology to better serve customers.
The revenue of Bendigo and Adelaide Bank is 1.80 B AUD. This figure is based on current financial data and reflects the company's business performance.
The profit of Bendigo and Adelaide Bank is 375.10 M AUD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Bendigo and Adelaide Bank is currently 15.91. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Bendigo and Adelaide Bank stock.
The price-to-sales ratio (P/S) of Bendigo and Adelaide Bank is currently 3.31. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Bendigo and Adelaide Bank stock.
The Eulerpool Quality Score for Bendigo and Adelaide Bank is 2/10.
The ISIN of Bendigo and Adelaide Bank is AU000000BEN6. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Bendigo and Adelaide Bank is 919400. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Bendigo and Adelaide Bank is BEN.AX. The ticker symbol is used to trade Bendigo and Adelaide Bank shares on the stock exchange.
Bendigo and Adelaide Bank stock
Bendigo and Adelaide Bank Peer Group
Bendigo and Adelaide Bank Ticker
Bendigo and Adelaide Bank FIGI
All fundamentals and in-depth analysis of Bendigo and Adelaide Bank
Our stock analysis for Bendigo and Adelaide Bank stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Bendigo and Adelaide Bank. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.