Beacon Financial (BBT) Stock Price
Beacon Financial Price
Revenue has compounded at 9.7% per year over the past 19 years to 759.29 M USD. Earnings per share have declined at 1.0% per year over the last 19 years. Beacon Financial's net margin stands at 11.9%, down from 25.8% several years earlier. Beacon Financial currently offers a dividend yield of about 2.76%. The payout ratio is around 80% of earnings. The dividend has grown at 2.3% per year over the past 19 years. Analysts set a median price target of 33.66 USD, implying 7.6% above the current price. Of 10 analysts, 8 rate the stock a buy — an overall Buy consensus. The stock trades about 35% above its 52-week low.
Beacon Financial stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Beacon Financial over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Beacon Financial stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Beacon Financial's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Beacon Financial Price |
|---|---|
| 9/2/2026 | 31.27 USD |
| 9/1/2026 | 30.39 USD |
| 8/31/2026 | 31.05 USD |
| 8/30/2026 | 31.17 USD |
| 8/28/2026 | 31.51 USD |
| 8/27/2026 | 31.56 USD |
| 8/26/2026 | 31.71 USD |
| 8/25/2026 | 31.40 USD |
| 8/24/2026 | 31.61 USD |
| 8/21/2026 | 31.65 USD |
| 8/20/2026 | 31.58 USD |
| 8/19/2026 | 32.24 USD |
| 8/18/2026 | 32.30 USD |
| 8/14/2026 | 32.07 USD |
| 8/13/2026 | 32.36 USD |
| 8/12/2026 | 32.04 USD |
| 8/11/2026 | 31.73 USD |
| 8/10/2026 | 31.32 USD |
| 8/7/2026 | 31.51 USD |
| 8/6/2026 | 31.60 USD |
| 8/5/2026 | 32.00 USD |
| 8/4/2026 | 32.10 USD |
| 8/3/2026 | 31.91 USD |
| 7/31/2026 | 31.51 USD |
| 7/30/2026 | 30.63 USD |
| 7/29/2026 | 29.93 USD |
| 7/27/2026 | 29.88 USD |
| 7/23/2026 | 29.99 USD |
| 7/22/2026 | 30.18 USD |
| 7/21/2026 | 30.53 USD |
Beacon Financial Revenue, Net Income
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Beacon Financial Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.USD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 230.00 | 261.00 | 254.00 | 301.00 | 346.00 | 429.00 | 540.00 | 593.00 | -643.00 | 460.00 | 438.00 | 606.00 | 643.00 | 759.00 | 886.00 | 924.00 |
| 32.18 | 13.48 | -2.68 | 18.50 | 14.95 | 23.99 | 25.87 | 9.81 | -208.43 | -171.54 | -4.78 | 38.36 | 6.11 | 18.04 | 16.73 | 4.29 |
| 168.70 | 148.66 | 152.76 | 128.90 | 112.14 | 90.44 | 71.85 | 65.43 | 126.28 | 91.96 | 87.67 | 60.56 | 55.52 | 51.12 | 51.12 | 51.12 |
| 388.00 | 388.00 | 388.00 | 388.00 | 388.00 | 388.00 | 388.00 | 388.00 | -812.00 | 423.00 | 384.00 | 367.00 | 357.00 | 388.00 | 452.92 | 472.35 |
| 33.00 | 41.00 | 33.00 | 49.00 | 58.00 | 55.00 | 104.00 | 96.00 | -533.00 | 118.00 | 92.00 | 69.00 | 61.00 | 90.00 | 266.00 | 291.00 |
| 94.12 | 24.24 | -19.51 | 48.48 | 18.37 | -5.17 | 89.09 | -7.69 | -655.21 | -122.14 | -22.03 | -25.00 | -11.59 | 47.54 | 195.56 | 9.40 |
| 0.69 | 0.72 | 0.72 | 0.76 | 0.80 | 0.84 | 0.88 | 0.92 | 0.72 | 0.48 | 0.54 | 0.72 | 0.72 | 0.86 | 1.29 | 1.34 |
| 6.15 | 4.35 | – | 5.56 | 5.26 | 5.00 | 4.76 | 4.55 | -21.74 | -33.33 | 12.50 | 33.33 | – | 19.44 | 50.00 | 3.88 |
| 22.30 | 25.00 | 24.90 | 28.60 | 31.20 | 39.70 | 46.20 | 49.40 | 50.00 | 50.00 | 46.00 | 85.70 | 86.13 | 83.88 | 83.88 | 83.88 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Beacon Financial generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Beacon Financial retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Beacon Financial's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Beacon Financial has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Beacon Financial's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Beacon Financial stock margins
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Beacon Financial Revenue per Share, Earnings per Share
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Beacon Financial business model & stock analysis
Beacon Financial SWOT Analysis
Strengths
Berkshire Hills Bancorp Inc has several strengths that contribute to its success in the market. Firstly, the company has a strong financial position with steady revenue growth and a healthy balance sheet. This provides stability and the ability to invest in growth opportunities.
Additionally, Berkshire Hills Bancorp Inc has a diverse portfolio of banking products and services. This enables the company to cater to a wide range of customer needs and ensures a steady stream of revenue from different sources.
Furthermore, the company has built a strong reputation in the market for its excellent customer service. This has resulted in a loyal customer base and positive word-of-mouth recommendations, giving Berkshire Hills Bancorp Inc a competitive advantage.
Weaknesses
Despite its strengths, Berkshire Hills Bancorp Inc also has a few weaknesses that it needs to address. One weakness is the company's relatively small market presence compared to larger competitors. This limits its ability to capture a larger market share and compete on a national level.
Additionally, Berkshire Hills Bancorp Inc may face challenges in integrating acquisitions effectively. Rapid expansion through acquisitions can create difficulties in aligning cultures and systems, which can impact operational efficiency.
Opportunities
There are several opportunities that Berkshire Hills Bancorp Inc can capitalize on to drive future growth. One opportunity is the increasing trend towards digital banking and online transactions. By investing in technology and enhancing its digital banking capabilities, the company can attract tech-savvy customers and expand its customer base.
Furthermore, Berkshire Hills Bancorp Inc can explore potential expansion into new geographical markets. This would allow the company to diversify its revenue sources and reduce its dependence on a single market.
Threats
In any industry, there are threats that can hinder business performance. One major threat for Berkshire Hills Bancorp Inc is intense competition from well-established national and regional banks. This competition puts pressure on pricing and customer acquisition, potentially affecting profitability.
Additionally, economic downturns and uncertain market conditions can pose a threat to Berkshire Hills Bancorp Inc. A recession or financial crisis can lead to reduced loan demand, higher credit losses, and increased regulatory scrutiny, impacting the overall performance of the company.
Beacon Financial Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Beacon Financial historical P/E ratio, EBIT multiple, and P/S ratio
Beacon Financial annual returns
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Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Beacon Financial shares outstanding
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Beacon Financial Dividend History
27 years of dividend payments
Beacon Financial dividend history and estimates
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Beacon Financial dividend payout ratio
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Current Beacon Financial forecasts and price targets in September 2026
Analyst Price Targets 2026Beacon Financial Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 8/3/2026 | Maintained | Overweight | 50 | |
| 6/26/2026 | Maintained | Overweight | 50 | |
| 5/4/2026 | Maintained | Overweight | 50 | |
| 5/1/2026 | Maintained | Sector Perform | 49 | |
| 5/1/2026 | Maintained | Outperform | 53 | |
| 1/30/2026 | Maintained | Sector Perform | 49 | |
| 1/30/2026 | Maintained | Outperform | 53 | |
| 10/10/2025 | Upgrade | Market PerformOutperform | 53 | |
| 9/3/2025 | Maintained | Market Perform | 53 | |
| 4/28/2025 | Maintained | Sector Perform | 49 |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
Beacon Financial Earnings Calls
Beacon Financial Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 7/29/2026 | 0.78USD | - | 212.82 MUSD | - | 2026 Q2 |
| 4/29/2026 | 0.86USD | - | 222.45 MUSD | - | 2026 Q1 |
| 1/28/2026 | 0.80USD | - | 227.06 MUSD | - | 2025 Q4 |
EESG©
Eulerpool ESG Scorecard© for the Beacon Financial stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Beacon Financial shareholder structure
| % | Name |
|---|---|
12.92803% | |
10.92764% | |
5.76277% | |
5.56248% | |
5.55920% | |
3.57240% |
Beacon Financial Beneficial Ownership Filings (SEC 13D/G)
Beacon Financial Executives and Management Board
29 members · avg. age 58 · 34 % women
Mr. Sean Gray (48)
Senior Executive Vice President, Chief Operating Officer, President - Berkshire Bank
1.79 M USD
Management
Mr. James Brown (59)
Senior Executive Vice President, Head of Commercial Banking
Mr. Gregory Lindenmuth (57)
Senior Executive Vice President, Chief Risk Officer · since 2018
Mr. Paul Perrault
President, Chief Executive Officer, Director · since 2025
Mr. Carl Carlson
Chief Financial and Strategy Officer
Ms. Jacqueline Courtwright (61)
Senior Executive Vice President, Chief Human Resources and Culture Officer
Mr. James Belliveau (59)
Executive Vice President, Chief Information & Electronic Banking Officer
Board of Directors
Mr. David Brunelle (54)
Independent Chairman of the Board
Dr. Sylvia Maxfield (66)
Independent Director
Ms. Nina Charnley (69)
Independent Director
Mr. Eric Rosengren (67)
Independent Director
Mr. William Hughes (61)
Independent Director
Dr. Mihir Desai (57)
Independent Director
Frequently asked questions about Beacon Financial
The business model of Berkshire Hills Bancorp Inc is focused on providing banking and financial services to individuals, businesses, and institutions. As a community-oriented bank, Berkshire Hills Bancorp Inc offers a comprehensive range of products and services including checking and savings accounts, loans, mortgages, credit cards, wealth management, and insurance solutions. By understanding and meeting the financial needs of its customers, Berkshire Hills Bancorp Inc aims to build long-term relationships and create value for shareholders. With a commitment to exceptional customer service and a strong local presence, Berkshire Hills Bancorp Inc strives to be a trusted financial partner in the communities it serves.
Berkshire Hills Bancorp Inc is primarily active in the banking and financial services industry.
The main competitors of Berkshire Hills Bancorp Inc in the market include major banks such as Bank of America, JPMorgan Chase, Wells Fargo, and Citigroup. These well-established financial institutions compete with Berkshire Hills Bancorp Inc in various banking services, including retail and commercial banking, mortgage lending, and wealth management. While Berkshire Hills Bancorp Inc operates primarily in the northeastern United States, its competitors have a national presence. However, Berkshire Hills Bancorp Inc differentiates itself by focusing on personalized customer service and local community involvement.
Berkshire Hills Bancorp Inc is a financial holding company headquartered in Pittsfield, Massachusetts. With a rich history dating back to 1846, Berkshire Hills has evolved into a leading bank in the New England area. As a community-oriented financial institution, it operates through its subsidiary, Berkshire Bank, which provides a wide range of banking services to individuals, businesses, and government entities. Having expanded through organic growth and strategic acquisitions, Berkshire Hills maintains a strong presence in Massachusetts, New York, Connecticut, Vermont, Pennsylvania, and New Jersey. The company is committed to delivering superior customer service and promoting the economic growth of the communities it serves.
Berkshire Hills Bancorp Inc has achieved several significant milestones throughout its history. The company has experienced consistent growth and expansion, becoming a prominent player in the banking industry. Berkshire Hills Bancorp Inc has successfully completed multiple acquisitions, allowing it to increase its market presence and customer base. The company has also received accolades for its financial performance and dedication to customer satisfaction. Overall, Berkshire Hills Bancorp Inc has established a strong foundation and continues to strive for excellence in the banking sector.
Berkshire Hills Bancorp Inc is primarily present in the United States.
Berkshire Hills Bancorp Inc represents a strong set of values and a dedicated corporate philosophy. As a bank holding company, Berkshire Hills prioritizes a customer-centric approach, aiming to provide the highest level of service and financial guidance to its clients. The company values integrity, transparency, and accountability, which are reflected in its commitment to maintaining the trust and confidence of its stakeholders. Berkshire Hills also strives for long-term relationships with its customers, employees, and community, fostering a sense of partnership and mutual growth. With a focus on excellence and innovation, Berkshire Hills Bancorp Inc is dedicated to helping individuals and businesses achieve their financial goals effectively and responsibly.
Analysts currently set an average price target of 35.26 USD for the Beacon Financial stock (median: 33.66 USD), implying +10.6 % versus the latest price. The consensus is based on 10 analyst ratings.
11 analysts currently rate the Beacon Financial stock: 8 recommend buying, 3 holding and 0 selling. For 2026, analysts expect Beacon Financial to generate revenue of 886.03 M USD and earnings per share of 3.18 USD.
Converted at the current exchange rate, the Beacon Financial share trades at 26.93 EUR (31.27 USD).
The Beacon Financial share (BBT) is listed on 4 stock exchanges, including: NYSE (BHLB), Frankfurt (4I9.F), München (4I9.MU), Düsseldorf (4I9.DU).
Berkshire Hills Bancorp Inc is a financial services company that has been operating since its founding in 1846 in Pittsfield, Massachusetts. The company offers a wide range of banking and financial services for individuals, businesses, and institutions. Its core business is Berkshire Bank, which includes deposits, loans, and other banking products. The bank operates over 130 branches in seven states. The company also offers wealth management, financial planning, insurance offerings, and specializes in real estate financing. It supports small and medium-sized businesses through special financing products and operates a specialty finance division focused on healthcare, renewable energy, and technology. It also provides an online banking platform for convenient and secure transactions. Overall, Berkshire Hills Bancorp is a fully integrated financial services company that offers a diverse range of services and products to meet the needs of its customers.
The expected revenue of Beacon Financial is 886.03 M USD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Beacon Financial is 266.90 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Beacon Financial is currently 9.83. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Beacon Financial stock.
The price-to-sales ratio (P/S) of Beacon Financial is currently 2.96. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Beacon Financial stock.
The Eulerpool Quality Score for Beacon Financial is 4/10.
The ISIN of Beacon Financial is US0846801076. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Beacon Financial is 676594. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Beacon Financial is BBT. The ticker symbol is used to trade Beacon Financial shares on the stock exchange.
Over the past 12 months, Beacon Financial paid a dividend of 0.86 USD . This corresponds to a dividend yield of about 2.76 %. For the coming 12 months, Beacon Financial is expected to pay a dividend of 1.34 USD.
The current dividend yield of Beacon Financial is 2.76 %.
Beacon Financial pays a dividend, distributed in the months of , , , .
Beacon Financial paid dividends every year for the past 26 years.
For the upcoming 12 months, dividends amounting to 1.34 USD are expected. This corresponds to a dividend yield of 4.28 %.
Beacon Financial is assigned to the 'Finance' sector.
To receive the latest dividend of Beacon Financial from amounting to 0.32 USD, you needed to have the stock in your portfolio before the ex-date on .
The last dividend was paid out on .
In the year 2025, Beacon Financial distributed 0.72 USD as dividends.
The dividends of Beacon Financial are distributed in USD.
Beacon Financial stock
Beacon Financial Peer Group
Beacon Financial Ticker
Beacon Financial FIGI
All fundamentals and in-depth analysis of Beacon Financial
Our stock analysis for Beacon Financial stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Beacon Financial. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.