Bank Ozk (OZK) Stock Price

Bank Ozk Price

NASDAQ·CLOSED
50.77
​
Market closed

Over the last 19 years Bank Ozk grew revenue by 15.6% annually, reaching 2.81 B USD. Earnings per share have grown at 14.7% per year over the last 19 years. For Bank Ozk, the net margin of 25.5% is down versus 48.8% a few years ago. At today's price the dividend yield works out to roughly 3.43%. The payout ratio is around 27% of earnings. The dividend has grown at 16.2% per year over the past 19 years. The consensus 12-month price target for Bank Ozk is 56.00 USD, about 10.3% above where the stock trades today. Of 14 analysts, 6 rate the stock a buy — an overall Hold consensus.

Bank Ozk stock price

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Bank Ozk business model & stock analysis

Bank Ozk, formerly known as Bank of the Ozarks, is a US bank that was founded in Jasper, Arkansas in 1903. Over the years, it has become one of the leading financial institutions in the US, with over 250 branches in eleven states. The bank's business model focuses on providing customized financial products and services for various industries. Bank Ozk is divided into different divisions, with Commercial Banking being the largest area. Here, the bank offers a wide range of credit and deposit products for small and medium-sized businesses. The bank is experienced in accommodating the specific needs of customers and offering individual credit solutions. The Retail Banking division, which serves individual customers, offers simple and convenient financial products such as deposit accounts, loans, credit cards, savings plans, and other financial services. The bank also has a specialized real estate business, specializing in commercial and residential property financing. It works closely with customers to provide secure and flexible financing options for their real estate projects. As one of the leading lenders for commercial real estate, the bank has comprehensive experience in financing residential complexes, shopping centers, residential and commercial buildings, hotel and leisure facilities, and other real estate projects. Another important division of Bank Ozk is Wealth Management and trust services. Here, the bank offers extensive wealth and investment advisory services to its customers, as well as trust and foundation administration services. The bank leverages its expertise and experience to help customers develop investment strategies based on their individual needs. The bank also works closely with lawyers, financial advisors, and tax experts to ensure that its customers receive comprehensive and holistic advice. In recent years, Bank Ozk has strengthened its digital presence and developed innovative digital products and services. These include mobile applications and online banking platforms that allow customers to manage their accounts from anywhere, perform various financial transactions, and manage their finances. Additionally, the bank has partnered with fintech companies to offer additional digital services to its customers. Overall, Bank Ozk has become one of the leading financial institutions in the US, offering a wide range of financial products and services to its customers. The bank stands out for its customer-centric approach, flexible credit solutions, and comprehensive advisory services. With its strong presence in various industries and its well-established network of branches and digital platforms, the bank is well positioned to continue its success in the future.

Frequently asked questions about Bank Ozk

Bank Ozk operates as a financial institution with a robust business model. The company provides a wide range of banking services, including commercial and consumer banking, mortgage lending, and treasury management. Bank Ozk focuses on delivering personalized financial solutions to individuals, small businesses, and large corporations. With its commitment to exceptional customer service and innovative products, Bank Ozk aims to assist clients in achieving their financial goals. This dedication has earned Bank Ozk a strong reputation in the industry, making it a trusted choice for individuals and businesses alike seeking reliable and comprehensive banking services.

Bank Ozk is primarily active in the banking and financial services industry.

The main competitors of Bank Ozk in the market are: Wells Fargo, JPMorgan Chase, Bank of America, and Citigroup.

Bank Ozk, formerly known as Bank of the Ozarks, is a reputable financial institution based in the United States. With a rich history dating back to 1903, Bank Ozk has evolved into a leading regional bank, offering a comprehensive range of banking services. Initially established as a community bank in Arkansas, it has grown steadily over the years, expanding its operations across multiple states. Bank Ozk focuses on providing tailored financial solutions, including commercial and consumer banking, trust and wealth management, and specialized lending services. The company's commitment to customer satisfaction, coupled with its strong financial performance, has solidified Bank Ozk's reputation as a reliable and trusted banking partner.

Some significant milestones that Bank Ozk has achieved include its establishment in 1903 as the Bank of Ozark, its successful transition to a publicly-traded company in 1979, and its consistent growth and expansion over the years. Additionally, the company has been recognized as a top-performing bank by prestigious publications like Forbes and Bank Director. Bank Ozk has also achieved various accolades, including being ranked as a top bank in terms of Return on Assets and Return on Equity. Overall, Bank Ozk's strong history, financial performance, and industry recognition make it a significant player in the banking sector.

Bank Ozk, also known as Bank of the Ozarks, primarily operates in the United States. Although headquartered in Little Rock, Arkansas, the bank has a significant presence across several states, including Alabama, Florida, Georgia, North Carolina, South Carolina, and Texas. With numerous branch locations, Bank Ozk provides a wide range of financial services to individuals, businesses, and institutions throughout these regions.

Bank Ozk values include integrity, teamwork, customer focus, and growth-driven initiatives. With a strong corporate philosophy, Bank Ozk is committed to serving its customers, shareholders, and employees with excellence. The company believes in maintaining strong relationships with its customers, providing them with personalized solutions and outstanding service. Bank Ozk also focuses on fostering a collaborative and inclusive work environment, ensuring that its employees thrive and contribute to the company's success. As a growth-oriented financial institution, Bank Ozk is dedicated to continuously improving its offerings, technology, and market presence to meet the changing needs of its stakeholders.

Analysts currently set an average price target of 56.33 USD for the Bank Ozk stock (median: 56.00 USD), implying +11.0 % versus the latest price. The consensus is based on 14 analyst ratings.

14 analysts currently rate the Bank Ozk stock: 6 recommend buying, 6 holding and 2 selling. For 2026, analysts expect Bank Ozk to generate revenue of 1.74 B USD and earnings per share of 5.91 USD.

Converted at the current exchange rate, the Bank Ozk share trades at 45.55 EUR (50.77 USD).

The Bank Ozk share (OZK) is listed on 5 stock exchanges, including: NASDAQ (OZK), SIX (Zürich) (BO8.SW), Frankfurt (BO8.F), München (BO8.MU), Düsseldorf (BO8.DU).

Bank Ozk (formerly Bank of the Ozarks) is a US bank headquartered in Little Rock, Arkansas. The company was founded in 1903 and has evolved over the years into a leading financial institution with a focus on commercial loans and real estate loans. Bank Ozk is listed on NASDAQ and operates more than 250 branches in 10 states. The business model of Bank Ozk is that of a traditional bank, primarily focused on offering a wide range of financial products and services to its customers. This includes deposit products such as savings accounts, checking accounts, and CDs. Bank Ozk also offers various types of loans, including business loans, commercial mortgages, residential mortgages, and consumer loans. One of the notable features of Bank Ozk is its focus on commercial loans. The bank has invested heavily in this area in recent years and has established itself as one of the leading lenders to mid-sized businesses. Bank Ozk works closely with companies in the real estate development, retail, hospitality, and healthcare industries to develop financing solutions that meet their unique needs. Bank Ozk also provides a wide range of wealth management services, including investment management, trust, and asset management. Through a dedicated team of wealth management experts, the bank offers personalized financial planning tailored to the specific needs and goals of its clients. Other business areas of Bank Ozk include a comprehensive range of cash management and electronic banking services. The bank has numerous innovative technologies and solutions to enable seamless and efficient banking for its customers. Additionally, Bank Ozk has a specialized team of commercial construction and development financing experts who specialize in financing real estate projects throughout North America. Whether it's an apartment complex, a shopping center, or an office building, Bank Ozk offers customized financing solutions to support every phase of real estate development. Overall, Bank Ozk has built a strong and broad market position that enables it to offer a variety of financial and banking services. While lending and wealth management are the bank's primary focus, cash management services and electronic banking are also important business areas. The business model of Bank Ozk is supported by a focus on customer service. The bank has a dedicated team of professionals who work closely with customers to develop financing and asset management solutions that meet their specific needs. With its diverse business areas and strong market position, Bank Ozk is a leading bank in the US and is expected to continue to grow and expand in the coming years.

The expected revenue of Bank Ozk is 1.74 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Bank Ozk is 661.98 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Bank Ozk is currently 8.59. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Bank Ozk stock.

The price-to-sales ratio (P/S) of Bank Ozk is currently 3.28. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Bank Ozk stock.

The Eulerpool Quality Score for Bank Ozk is 8/10.

The ISIN of Bank Ozk is US06417N1037. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Bank Ozk is A2JQ1Z. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Bank Ozk is OZK. The ticker symbol is used to trade Bank Ozk shares on the stock exchange.

Fair ValueTerminal
47.72 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
1.06 M USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Jul 17, 1997
ISIN
US06417N1037
Cusip
06417N103
Sedol
BZ56Q65
Market capitalization
5.72 B USDMid Cap
52-Week Range
PEG
1.68
P/E ratio
P/Ee 2026
8.64
P/Ee 2027
8.44
P/Ee 2028
7.52
P/S
P/Se
3.28
EV/EBIT
3.58
P/B Ratio
0.93
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
10.85 %
Dividend
Dividend yield
3.43 %
Est. Dividend Yield
3.74 %
Payout Ratio
27.25 %
Dividend growth Ø5Y
8.56 %
Dividend payments per year
4
Dividend paid since
29 years
Dividend not reduced since
29 years
Dividend increased since
29 years
Dividend withholding tax
30.00 %
Last updated Oct 29, 2026, 9:19 AM

Bank Ozk Ticker

DÜSSELDORF · BO8.DUFRANKFURT · BO8.FMUNICH · BO8.MUNASDAQ · OZKSIX · BO8.SW

Bank Ozk FIGI

OZK:US · BBG000QFJJW0OZK:UA · BBG00GFPL0Q0OZK:UN · BBG00GFPL0S8OZK:UP · BBG00GFPL0T7OZK:UB · BBG00GFPL0W3OZK:UM · BBG00GFPL0Y1OZK:UX · BBG00GFPL0Z0OZK:UD · BBG00GFPL142OZK:UW · BBG00GFPL160OZK:UF · BBG00GFPL179OZK:VY · BBG00GFPL188OZK:VJ · BBG00GFPL197