Bank Ina Perdana Tbk PT (BINA.JK) Stock Price

Bank Ina Perdana Tbk PT Price

IDX·CLOSED
4,140.00IDR-30.00 (-0.72 %)
Market closed

Revenue has compounded at 17.5% per year over the past 18 years to 684.19 B IDR. Earnings per share have declined at 0.1% per year over the last 13 years. Bank Ina Perdana Tbk PT's net margin stands at -53.9%, down from 12.2% several years earlier. The stock trades about 31% above its 52-week low.

Bank Ina Perdana Tbk PT stock price

Volume
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Bank Ina Perdana Tbk PT over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Bank Ina Perdana Tbk PT stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Bank Ina Perdana Tbk PT's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Bank Ina Perdana Tbk PT Stock Price History
DateBank Ina Perdana Tbk PT Price
8/24/20264,140.00 IDR
8/21/20264,170.00 IDR
8/20/20264,140.00 IDR
8/19/20264,320.00 IDR
8/18/20264,130.00 IDR
8/14/20264,110.00 IDR
8/13/20264,060.00 IDR
8/12/20264,080.00 IDR
8/11/20264,040.00 IDR
8/10/20264,000.00 IDR
8/7/20264,000.00 IDR
8/6/20263,980.00 IDR
8/5/20264,030.00 IDR
8/4/20264,050.00 IDR
8/3/20264,280.00 IDR
7/31/20264,400.00 IDR
7/30/20264,040.00 IDR
7/29/20264,040.00 IDR
7/28/20264,100.00 IDR
7/27/20264,140.00 IDR
7/24/20264,050.00 IDR
7/23/20264,240.00 IDR
7/22/20264,200.00 IDR
7/21/20264,260.00 IDR
7/20/20264,260.00 IDR
7/17/20264,250.00 IDR
7/16/20263,940.00 IDR
7/15/20263,900.00 IDR
7/14/20263,690.00 IDR
7/13/20263,750.00 IDR
7/10/20263,770.00 IDR
7/9/20263,800.00 IDR
7/8/20263,870.00 IDR
7/7/20263,770.00 IDR
7/6/20263,690.00 IDR
7/3/20263,970.00 IDR
7/2/20263,990.00 IDR
7/1/20264,190.00 IDR
6/30/20264,400.00 IDR
6/29/20264,050.00 IDR
6/26/20263,780.00 IDR
6/25/20263,550.00 IDR
6/24/20263,510.00 IDR
6/23/20263,220.00 IDR
6/22/20263,150.00 IDR
6/19/20263,300.00 IDR
6/18/20263,300.00 IDR
6/17/20263,680.00 IDR
6/15/20263,850.00 IDR
6/12/20263,890.00 IDR
6/11/20263,880.00 IDR
6/10/20263,900.00 IDR
6/9/20263,900.00 IDR
6/8/20263,900.00 IDR
6/5/20263,890.00 IDR
6/4/20263,910.00 IDR
6/3/20263,940.00 IDR
6/2/20263,950.00 IDR
5/29/20263,940.00 IDR
5/28/20263,960.00 IDR
5/27/20263,960.00 IDR
5/26/20263,950.00 IDR
5/25/20263,950.00 IDR
5/22/20263,940.00 IDR
5/21/20263,950.00 IDR
5/20/20263,950.00 IDR
5/19/20264,020.00 IDR
5/18/20263,990.00 IDR
5/15/20264,000.00 IDR
5/14/20264,000.00 IDR
5/13/20264,000.00 IDR
5/12/20263,960.00 IDR
5/11/20264,000.00 IDR
5/8/20264,030.00 IDR
5/7/20264,040.00 IDR
5/6/20264,010.00 IDR
5/5/20264,070.00 IDR
5/4/20264,060.00 IDR
4/30/20264,450.00 IDR
4/29/20264,240.00 IDR
4/28/20264,110.00 IDR
4/27/20264,140.00 IDR
4/24/20264,180.00 IDR
4/23/20264,140.00 IDR
4/22/20264,180.00 IDR
4/21/20264,180.00 IDR
4/20/20264,180.00 IDR
4/17/20264,220.00 IDR
4/16/20264,170.00 IDR
4/15/20264,210.00 IDR
4/14/20264,210.00 IDR
4/13/20264,220.00 IDR
4/10/20264,350.00 IDR
4/9/20264,250.00 IDR
4/8/20264,350.00 IDR
4/7/20264,250.00 IDR
4/6/20264,280.00 IDR
4/2/20264,220.00 IDR
4/1/20264,300.00 IDR
3/31/20264,300.00 IDR
3/30/20264,390.00 IDR
3/27/20264,450.00 IDR
3/26/20264,390.00 IDR
3/25/20264,490.00 IDR
3/17/20264,480.00 IDR
3/16/20264,450.00 IDR
3/13/20264,450.00 IDR
3/12/20264,480.00 IDR
3/11/20264,500.00 IDR
3/10/20264,460.00 IDR
3/9/20264,540.00 IDR
3/6/20264,550.00 IDR
3/5/20264,550.00 IDR
3/4/20264,650.00 IDR
3/3/20264,680.00 IDR
3/2/20264,680.00 IDR
2/27/20264,630.00 IDR
2/26/20264,710.00 IDR
2/25/20264,720.00 IDR
2/24/20264,700.00 IDR
2/23/20264,700.00 IDR
2/20/20264,690.00 IDR
2/19/20264,690.00 IDR
2/18/20264,700.00 IDR
2/13/20264,690.00 IDR
2/12/20264,690.00 IDR
2/11/20264,680.00 IDR
2/10/20264,690.00 IDR
2/9/20264,650.00 IDR
2/6/20264,690.00 IDR
2/5/20264,690.00 IDR
2/4/20264,690.00 IDR
2/3/20264,690.00 IDR
2/2/20264,690.00 IDR
1/30/20264,750.00 IDR
1/29/20264,600.00 IDR
1/28/20264,600.00 IDR
1/27/20264,630.00 IDR
1/26/20264,630.00 IDR
1/23/20264,650.00 IDR
1/22/20264,690.00 IDR
1/21/20264,690.00 IDR
1/20/20264,700.00 IDR
1/19/20264,700.00 IDR
1/2/20264,490.00 IDR
12/30/20254,490.00 IDR
12/29/20254,510.00 IDR
12/24/20254,500.00 IDR
12/23/20254,490.00 IDR
12/22/20254,490.00 IDR
12/19/20254,490.00 IDR
12/18/20254,490.00 IDR
12/17/20254,430.00 IDR
12/16/20254,490.00 IDR
12/15/20254,500.00 IDR
12/12/20254,490.00 IDR
12/11/20254,480.00 IDR
12/10/20254,490.00 IDR
12/9/20254,490.00 IDR
12/8/20254,490.00 IDR
12/5/20254,490.00 IDR
12/4/20254,480.00 IDR
12/3/20254,490.00 IDR
12/2/20254,490.00 IDR
12/1/20254,490.00 IDR
11/28/20254,490.00 IDR
11/27/20254,490.00 IDR
11/26/20254,490.00 IDR
11/25/20254,490.00 IDR
11/24/20254,490.00 IDR
11/21/20254,490.00 IDR
11/20/20254,490.00 IDR
11/19/20254,490.00 IDR
11/18/20254,480.00 IDR
11/17/20254,480.00 IDR
11/14/20254,490.00 IDR
11/13/20254,490.00 IDR
11/12/20254,490.00 IDR
11/11/20254,480.00 IDR
11/10/20254,400.00 IDR
11/7/20254,500.00 IDR
11/6/20254,500.00 IDR
11/5/20254,510.00 IDR
11/4/20254,510.00 IDR
11/3/20254,500.00 IDR
10/31/20254,480.00 IDR
10/30/20254,500.00 IDR
10/29/20254,490.00 IDR
10/28/20254,320.00 IDR
10/27/20254,490.00 IDR
10/24/20254,500.00 IDR
10/23/20254,500.00 IDR
10/22/20254,490.00 IDR
10/21/20254,490.00 IDR
10/20/20254,470.00 IDR
10/17/20254,490.00 IDR
10/16/20254,510.00 IDR
10/15/20254,500.00 IDR
10/14/20254,500.00 IDR
10/13/20254,500.00 IDR
10/10/20254,570.00 IDR
10/9/20254,520.00 IDR
10/8/20254,520.00 IDR
10/7/20254,450.00 IDR
10/6/20254,440.00 IDR
10/3/20254,500.00 IDR
10/2/20254,500.00 IDR
10/1/20254,500.00 IDR
9/30/20254,480.00 IDR
9/29/20254,500.00 IDR
9/26/20254,500.00 IDR
9/25/20254,500.00 IDR
9/24/20254,500.00 IDR
9/23/20254,500.00 IDR
9/22/20254,500.00 IDR
9/19/20254,500.00 IDR
9/18/20254,500.00 IDR
9/17/20254,500.00 IDR
9/16/20254,500.00 IDR
9/15/20254,500.00 IDR
9/12/20254,500.00 IDR
9/11/20254,450.00 IDR
9/10/20254,450.00 IDR
9/9/20254,450.00 IDR
9/8/20254,500.00 IDR
9/4/20254,410.00 IDR
9/3/20254,410.00 IDR
9/2/20254,410.00 IDR
9/1/20254,400.00 IDR
8/29/20254,400.00 IDR
8/28/20254,410.00 IDR
8/27/20254,410.00 IDR
Access this data via the Eulerpool API

Bank Ina Perdana Tbk PT Revenue, Pre-Provision Profit, Net Income

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2018
149.72 B IDR
45.17 B IDR
11.40 B IDR
Jan 1, 2019
163.53 B IDR
34.12 B IDR
7.12 B IDR
Jan 1, 2020
240.78 B IDR
85.92 B IDR
19.38 B IDR
Jan 1, 2021
326.33 B IDR
129.65 B IDR
39.75 B IDR
Jan 1, 2022
618.43 B IDR
332.85 B IDR
157.05 B IDR
Jan 1, 2023
794.53 B IDR
410.78 B IDR
207.88 B IDR
Jan 1, 2024
760.51 B IDR
295.77 B IDR
81.85 B IDR
Jan 1, 2025
684.19 B IDR
684.19 B IDR
-369.02 B IDR

Bank Ina Perdana Tbk PT Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 26, 2026, 7:44 AM
 
REVENUET IDR
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEB IDR
Net Interest IncomeB IDR
Non-Interest IncomeB IDR
Loan Loss ProvisionsB IDR
Pre-Provision Profit (PPOP)B IDR
NET INCOMEB IDR
NET INCOME GROWTH%
SHARESB
2010201120122013201420152016201720182019202020212022202320242025
0.110.120.160.150.190.230.250.260.290.370.500.771.201.771.941.94
1.8514.0328.50-5.5126.5323.218.353.5911.8927.7736.8452.7456.5747.639.200.18
51.6441.4839.8442.6841.7836.5245.8153.6253.5646.0949.6242.5351.4842.6739.275.93
54.7450.1461.8762.6477.5983.55113.56137.68153.89169.19249.27326.33618.43756.81760.51114.96
48.5542.9555.8456.8571.9476.34103.69125.51142.58149.95168.70232.42589.87747.70713.06560.27
6.578.229.404.025.657.216.208.697.1413.5972.0893.9128.5646.8347.45123.92
3.483.23-6.14-0.513.17-0.7319.8323.6628.2324.2258.1858.7799.63116.76188.52
12.866.8211.7710.5124.4123.8942.7047.8645.1734.1285.92129.65332.85410.78295.77684.19
6.772.3413.137.8215.7916.8818.2418.3411.407.1219.3839.75157.05207.8881.85-369.02
-49.28-65.43461.03-40.40101.876.868.050.57-37.87-37.56172.33105.14295.1132.36-60.63-550.86
6.130.170.952.722.892.842.735.655.695.655.655.725.946.136.136.13
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Bank Ina Perdana Tbk PT generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Bank Ina Perdana Tbk PT retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Bank Ina Perdana Tbk PT's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Bank Ina Perdana Tbk PT has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Bank Ina Perdana Tbk PT's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Bank Ina Perdana Tbk PT stock margins

The Bank Ina Perdana Tbk PT margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Bank Ina Perdana Tbk PT. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Bank Ina Perdana Tbk PT.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2018
69.83 %
7.61 %
Jan 1, 2019
79.14 %
4.35 %
Jan 1, 2020
64.32 %
8.05 %
Jan 1, 2021
60.27 %
12.18 %
Jan 1, 2022
46.18 %
25.39 %
Jan 1, 2023
48.30 %
26.16 %
Jan 1, 2024
61.11 %
10.76 %
Jan 1, 2025
0.00 %
-53.94 %

Bank Ina Perdana Tbk PT Revenue per Share, Earnings per Share

The Bank Ina Perdana Tbk PT earnings per share therefore indicates how much revenue Bank Ina Perdana Tbk PT has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2018
26.29 IDR
2.00 IDR
Jan 1, 2019
28.92 IDR
1.26 IDR
Jan 1, 2020
42.58 IDR
3.43 IDR
Jan 1, 2021
57.03 IDR
6.95 IDR
Jan 1, 2022
104.16 IDR
26.45 IDR
Jan 1, 2023
129.51 IDR
33.89 IDR
Jan 1, 2024
123.97 IDR
13.34 IDR
Jan 1, 2025
111.53 IDR
-60.15 IDR

Bank Ina Perdana Tbk PT business model & stock analysis

Bank Ina Perdana Tbk PT Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Bank Ina Perdana Tbk PT historical P/E ratio, EBIT multiple, and P/S ratio

Bank Ina Perdana Tbk PT annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Bank Ina Perdana Tbk PT shares outstanding

The number of shares of Bank Ina Perdana Tbk PT was 6.13 B in 2025. This indicates how many shares Bank Ina Perdana Tbk PT is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2018
5.69 B Stocks
Jan 1, 2019
5.65 B Stocks
Jan 1, 2020
5.65 B Stocks
Jan 1, 2021
5.72 B Stocks
Jan 1, 2022
5.94 B Stocks
Jan 1, 2023
6.13 B Stocks
Jan 1, 2024
6.13 B Stocks
Jan 1, 2025
6.13 B Stocks
Price targets and forecasts for Bank Ina Perdana Tbk PT are not yet available.

Bank Ina Perdana Tbk PT shareholder structure

% Name
0.09870%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.

Bank Ina Perdana Tbk PT Beneficial Ownership Filings (SEC 13D/G)

Free Float
47.1%
Float Shares
-
Shares Outstanding
-

Bank Ina Perdana Tbk PT Executives and Management Board

11 members · avg. age 57 · 18 % women

Management

IH

Ms. Inawaty Handojo (71)

Independent President Commissioner

C.

Mr. Chudori .. (54)

Division Head - Risk Management

RH

Mr. Rony Hermawan (51)

Division Head - Credit Review

PS

Mr. Polmatua Sinaga (58)

Division Head - Operation

JP

Mr. John Eric Pontoh (60)

Corporate Secretary

JI

Mr. Josavia Rachman Ichwan (60)

Commissioner · since 2014

Board of Directors

HK

Ms. Hui Ngo Kiung (47)

Finance Director

YJ

Mr. Yulius Purnama Junaedi (51)

Director - Digital Banking

HK

Mr. Henry Koenaifi (63)

Director of Retail Banking

AT

Mr. Adhiputra Tanoyo (50)

Director - Risk Management and Compliance

Frequently asked questions about Bank Ina Perdana Tbk PT

Converted at the current exchange rate, the Bank Ina Perdana Tbk PT share trades at 0.20 EUR (4,140.00 IDR).

No history available for Bank Ina Perdana Tbk PT.

The revenue cannot currently be calculated for Bank Ina Perdana Tbk PT.

The profit cannot currently be calculated for Bank Ina Perdana Tbk PT.

The P/E ratio cannot be calculated for Bank Ina Perdana Tbk PT at the moment.

The P/S cannot be calculated for Bank Ina Perdana Tbk PT currently.

The Eulerpool Quality Score for Bank Ina Perdana Tbk PT is 2/10.

The ISIN of Bank Ina Perdana Tbk PT is ID1000130404. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Bank Ina Perdana Tbk PT is BINA.JK. The ticker symbol is used to trade Bank Ina Perdana Tbk PT shares on the stock exchange.

Bank Ina Perdana Tbk PT paid dividends every year for the past 0 years.

Bank Ina Perdana Tbk PT is assigned to the 'Finance' sector.

The dividends of Bank Ina Perdana Tbk PT are distributed in IDR.