Banco de Credito e Inversiones (BCI.SN) Stock Price

Banco de Credito e Inversiones Price

Santiago·CLOSED
64,799.00
-601.00 (-0.92 %)
Market closed

Revenue has compounded at 9.3% per year over the past 19 years to 5.82 T CLP. Earnings per share have grown at 8.3% per year over the last 19 years. Banco de Credito e Inversiones's net margin stands at 13.8%, up from 11.4% several years earlier. Banco de Credito e Inversiones currently offers a dividend yield of about 1.54%. The payout ratio is around 27% of earnings. The dividend has grown at 7.4% per year over the past 19 years. Analysts set a median price target of 64,923.00 CLP, implying 0.2% above the current price. Of 12 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 52% above its 52-week low.

Banco de Credito e Inversiones stock price

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Banco de Credito e Inversiones business model & stock analysis

Banco de Credito e Inversiones, also known as BCI, is a Chilean bank headquartered in Santiago de Chile. The bank was founded in 1937 and has become one of the most important banks in Latin America throughout its history. BCI's business model is based on a broad customer base, ranging from individuals to small and medium-sized enterprises to large corporations. The bank offers a variety of financial products and services, including deposits, loans, insurance, asset management, and investment banking. BCI operates various divisions, including retail banking, corporate banking, and investment banking. In retail banking, the company focuses on the needs of individual customers and offers them checking accounts, savings accounts, credit cards, and loans. In corporate banking, on the other hand, the offering is aimed at businesses and includes financing and capital market activities, asset management, as well as trade and currency transactions. In investment banking, BCI focuses on advising on mergers and acquisitions, capital raising, and structured financing. One of BCI's well-known products is the checking account "Cuenta Corriente," which is tailored to the mass market and includes numerous free services. In addition, the bank also offers a range of insurance products, including car insurance, household insurance, and trip cancellation insurance. BCI is also active in asset management, especially in the field of investment funds. The bank has a variety of funds that invest in various asset classes such as stocks, bonds, and commodities. BCI also offers customized asset management solutions for high-net-worth clients. In recent years, BCI has also invested in digital channels to meet the needs of its customers in an increasingly connected world. The bank has developed several mobile apps, including one for payments and one for online banking. In addition, BCI has partnered with PayPal to provide its customers with a fast and secure way to pay online. Overall, throughout its 80-year history, BCI has established itself as one of the leading banks in Chile and Latin America. With a wide range of financial products and services, as well as a strong presence in retail, corporate, and investment banking, BCI is well positioned to meet the needs of its customers and continue to succeed in the market.

Frequently asked questions about Banco de Credito e Inversiones

The business model of Banco de Credito e Inversiones (BCI) focuses on providing a comprehensive range of financial services to its clients. As a leading bank in Chile, BCI offers various products and services, including commercial and consumer banking, investment banking, asset management, insurance, and more. With a customer-centric approach, BCI aims to meet the diverse financial needs of individuals, businesses, and institutions. The bank's strong presence in Chile and select international markets enables it to deliver tailored solutions and maintain long-term relationships with its clients. BCI's business model emphasizes innovation, technological advancement, and a commitment to driving sustainable growth in the financial sector.

Banco de Credito e Inversiones (BCI) operates primarily in the financial sector. As one of Chile's largest banks, BCI provides a wide range of banking and financial services to individuals, businesses, and institutional clients. The bank offers services such as retail banking, commercial banking, corporate banking, investment banking, and asset management. With its extensive network of branches and subsidiaries, BCI serves customers across various sectors, including retail, agriculture, manufacturing, real estate, and more. BCI's diverse range of services and industry expertise positions it as a key player in the Chilean financial market.

The main competitors of Banco de Credito e Inversiones in the market include other prominent banks such as Banco Santander, Banco de Chile, and BancoEstado. These banks compete in various financial services sectors, including retail banking, commercial banking, and wealth management. The intense competition among these banks drives innovation, pricing, and customer service improvements, ultimately benefiting customers by offering a wide range of options for their banking needs. Furthermore, Banco de Credito e Inversiones distinguishes itself by leveraging its strong reputation, extensive branch network, and diverse range of products and services to maintain a competitive edge in the market.

Banco de Credito e Inversiones (BCI) is a renowned financial institution with a rich history and background. Established in 1937 in Chile, BCI has grown to become one of the largest and most respected banks in the country. Over the years, it has demonstrated strength and stability, consistently providing quality financial services to its clients. BCI offers a comprehensive range of products and services, including banking, loans, insurance, and investments, catering to both individual and corporate customers. Through its commitment to innovation and customer satisfaction, Banco de Credito e Inversiones has built a strong reputation and continues to be a leading player in the financial sector.

Banco de Credito e Inversiones (BCI) has achieved several significant milestones throughout its history. With over 85 years of experience, BCI has become one of Chile's leading banks. The company has seen tremendous growth in various areas, including its asset base, profitability, and market presence. BCI has expanded its operations internationally, establishing a presence in countries like Colombia, Peru, and the United States. Additionally, the bank has received numerous accolades for its financial performance and customer service, solidifying its reputation as a trusted banking institution. This consistent growth and recognition showcase BCI's commitment to delivering exceptional services and establishing a strong market position.

Banco de Credito e Inversiones (BCI) is primarily present in Chile.

Banco de Credito e Inversiones (BCI) represents values of integrity, excellence, and customer focus. With a strong corporate philosophy, BCI prioritizes long-term relationships with its clients, offering personalized and innovative financial solutions. The company values proactive communication, transparency, and responsible management, always aiming to exceed customer expectations. BCI utilizes its expertise to provide a wide range of banking services and products, embracing technology advancements to enhance efficiency and convenience for its customers. BCI's commitment to corporate social responsibility and sustainable development further underscores its dedication to contributing positively to the communities it serves.

Analysts currently set an average price target of 61,880.85 CLP for the Banco de Credito e Inversiones stock (median: 64,923.00 CLP), implying -5.7 % versus the latest price. The consensus is based on 12 analyst ratings.

14 analysts currently rate the Banco de Credito e Inversiones stock: 3 recommend buying, 4 holding and 7 selling. For 2026, analysts expect Banco de Credito e Inversiones to generate revenue of 3.35 T CLP and earnings per share of 5,372.60 CLP.

Converted at the current exchange rate, the Banco de Credito e Inversiones share trades at 59.09 EUR (64,799.00 CLP).

Banco de Credito e Inversiones (BCI) is a Chilean bank that was founded to meet the general public's requirements in the field of money management. BCI's business model can be divided into three main areas: corporate and retail customers, investment and wealth management services, and corporate and market services. The first part of BCI's business model focuses on corporate and retail customers. Here, the bank offers a wide range of services aimed at meeting the needs of its customers in their daily lives. The services include setting up bank accounts, savings and credit products, debit and credit cards, online banking services, insurance, and more. The bank also has a mobile app that makes it easier for customers to access their accounts and financial services. The second area of BCI's business model is investment and wealth management services. This area focuses on protecting and growing customers' wealth. The bank offers various investment products such as funds, stocks, bonds, derivatives, and more. BCI also works with financial advisors and experts to provide customers with comprehensive financial analysis and advice. Additionally, the bank offers wealth management services, where a team of experienced specialists manages the customer's assets to minimize risk while promoting strong growth. The third area of BCI's business model is corporate and market services. This area focuses on the needs of companies and large institutions. BCI offers a variety of financial services including corporate loans, trade financing, treasury services, equity and bond issuances, mergers and acquisitions transactions, and more. The bank also works closely with government and non-governmental organizations to help them achieve their goals. In summary, BCI's business model is focused on meeting the needs and requirements of various customers. The bank offers its customers a wide range of financial products and services aimed at fulfilling their needs and protecting and growing their wealth. The company also has a comprehensive online platform that makes it easier to access its services and enhances the customer experience.

The expected revenue of Banco de Credito e Inversiones is 3.35 T CLP. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Banco de Credito e Inversiones is 1.17 T CLP. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Banco de Credito e Inversiones is currently 12.06. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Banco de Credito e Inversiones stock.

The price-to-sales ratio (P/S) of Banco de Credito e Inversiones is currently 4.22. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Banco de Credito e Inversiones stock.

The Eulerpool Quality Score for Banco de Credito e Inversiones is 5/10.

The ISIN of Banco de Credito e Inversiones is CLP321331116. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Banco de Credito e Inversiones is BCI.SN. The ticker symbol is used to trade Banco de Credito e Inversiones shares on the stock exchange.

Over the past 12 months, Banco de Credito e Inversiones paid a dividend of 1,000.00 CLP . This corresponds to a dividend yield of about 1.54 %. For the coming 12 months, Banco de Credito e Inversiones is expected to pay a dividend of 1,356.40 CLP.

The current dividend yield of Banco de Credito e Inversiones is 1.54 %.

Banco de Credito e Inversiones pays a dividend, distributed in the months of March, April.

Banco de Credito e Inversiones paid dividends every year for the past 34 years.

For the upcoming 12 months, dividends amounting to 1,356.40 CLP are expected. This corresponds to a dividend yield of 2.07 %.

Banco de Credito e Inversiones is assigned to the 'Finance' sector.

In the year 2024, Banco de Credito e Inversiones distributed 1,000 CLP as dividends.

The dividends of Banco de Credito e Inversiones are distributed in CLP.

Fair ValueTerminal
66,912.00 CLP
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
498.32 M CLP
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website bci.cl
Country
Chile
Currency
CLP
Initial public offering
Sep 27, 1993
ISIN
CLP321331116
Cusip
P32133111
Sedol
2069355
Market capitalization
14.34 T CLPMega Cap
52-Week Range
42,500.00–68,205.00CLP
Revenue growth (10Y) > 5%
Revenue growth (3Y) > 5 %
EBIT growth (10Y) > 5%
EBIT growth (3Y) > 5 %
Net debt < 4x EBIT
Profitable since 10Y+
EBIT Drawdown (10Y) < 50%
Return on Equity (ROE) > 15%
ROCE > 15%
Return Expectation > 10%
PEG
2.27
P/E ratio
P/Ee 2025
14.35
P/Ee 2026
12.21
P/Ee 2027
11.39
P/Ee 2028
10.60
P/S
P/Se
4.78
EV/EBIT
—
P/B Ratio
2.05
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
3.29 %
Gross Margin
—
EBIT Margin
—
Net Margin
13.78 %
EPS (Earnings Per Share)
3,667.09 CLP
Net Debt / EBIT
—
Debt/Equity
2.48
Dividend
Dividend yield
1.52 %
Est. Dividend Yield
1.87 %
Payout Ratio
27.27 %
Dividend growth Ø5Y
17.55 %
Dividend payments per year
1
Dividend paid since
34 years
Dividend not reduced since
1 year
Dividend increased since
1 year
Dividend withholding tax
35.00 %
Last updated Sep 27, 2026, 2:36 PM

Banco de Credito e Inversiones Peer Group

Banco de Credito e Inversiones Ticker

SGO · BCI.SN

Banco de Credito e Inversiones FIGI

BCI:CI · BBG000C3WXT0BCI:CC · BBG000C3WY27BCI:CE · BBG000C3WYH1