Banco de Credito e Inversiones (BCI.SN) Stock Price

Banco de Credito e Inversiones Price

Santiago·CLOSED
67,676.00CLP+5,174.00 (+7.95 %)
Market closed

Revenue has compounded at 9.3% per year over the past 19 years to 5.82 T CLP. Earnings per share have grown at 8.3% per year over the last 19 years. Banco de Credito e Inversiones's net margin stands at 13.8%, up from 11.4% several years earlier. Banco de Credito e Inversiones currently offers a dividend yield of about 1.48%. The payout ratio is around 27% of earnings. The dividend has grown at 4.7% per year over the past 19 years. Analysts set a median price target of 64,923.00 CLP, implying 4.1% below the current price. Of 12 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 74% above its 52-week low.

Banco de Credito e Inversiones stock price

Volume
Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Banco de Credito e Inversiones over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Banco de Credito e Inversiones stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Banco de Credito e Inversiones's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Banco de Credito e Inversiones Stock Price History
DateBanco de Credito e Inversiones Price
8/10/202667,676.00 CLP
8/7/202662,502.00 CLP
8/6/202666,000.00 CLP
8/5/202666,614.00 CLP
8/4/202662,502.00 CLP
8/3/202666,756.00 CLP
7/30/202662,502.00 CLP
7/29/202662,502.00 CLP
7/28/202662,502.00 CLP
7/27/202662,502.00 CLP
7/24/202662,502.00 CLP
7/23/202664,450.00 CLP
7/22/202662,502.00 CLP
7/21/202662,502.00 CLP
7/20/202662,502.00 CLP
7/17/202662,583.00 CLP
7/15/202662,802.00 CLP
7/14/202664,477.00 CLP
7/13/202663,280.00 CLP
7/10/202663,500.00 CLP
7/9/202664,080.00 CLP
7/8/202662,340.00 CLP
7/7/202663,000.00 CLP
7/6/202660,637.00 CLP
7/3/202660,610.00 CLP
7/2/202660,880.00 CLP
7/1/202660,900.00 CLP
6/30/202660,510.00 CLP
6/26/202660,200.00 CLP
6/25/202659,000.00 CLP
6/24/202659,000.00 CLP
6/23/202659,938.00 CLP
6/22/202660,199.00 CLP
6/19/202659,399.00 CLP
6/18/202659,274.00 CLP
6/17/202659,316.00 CLP
6/16/202660,000.00 CLP
6/15/202662,786.00 CLP
6/12/202661,730.00 CLP
6/11/202660,287.00 CLP
6/10/202658,700.00 CLP
6/9/202659,100.00 CLP
6/8/202655,610.00 CLP
6/5/202656,508.00 CLP
6/4/202656,508.00 CLP
6/3/202658,399.00 CLP
6/2/202657,050.00 CLP
6/1/202658,652.00 CLP
5/29/202660,051.00 CLP
5/28/202659,970.00 CLP
5/27/202659,005.00 CLP
5/26/202659,400.00 CLP
5/25/202660,100.00 CLP
5/22/202658,226.00 CLP
5/20/202660,000.00 CLP
5/19/202658,399.00 CLP
5/18/202659,600.00 CLP
5/15/202659,193.00 CLP
5/14/202657,253.00 CLP
5/13/202655,747.00 CLP
5/12/202657,126.00 CLP
5/11/202658,010.00 CLP
5/8/202659,000.00 CLP
5/7/202660,174.00 CLP
5/6/202660,180.00 CLP
5/5/202658,592.00 CLP
5/4/202659,886.00 CLP
4/30/202660,800.00 CLP
4/29/202661,304.00 CLP
4/28/202660,800.00 CLP
4/27/202662,002.00 CLP
4/24/202664,500.00 CLP
4/23/202663,000.00 CLP
4/22/202661,800.00 CLP
4/21/202661,998.00 CLP
4/20/202663,305.00 CLP
4/17/202664,196.00 CLP
4/16/202665,300.00 CLP
4/15/202665,300.00 CLP
4/14/202664,989.00 CLP
4/13/202662,292.00 CLP
4/10/202662,605.00 CLP
4/9/202661,100.00 CLP
4/8/202660,000.00 CLP
4/7/202658,500.00 CLP
4/6/202660,703.00 CLP
4/2/202660,500.00 CLP
4/1/202660,898.00 CLP
3/31/202660,000.00 CLP
3/30/202659,900.00 CLP
3/27/202660,000.00 CLP
3/26/202660,000.00 CLP
3/25/202660,500.00 CLP
3/24/202659,000.00 CLP
3/23/202659,006.00 CLP
3/20/202659,600.00 CLP
3/19/202660,350.00 CLP
3/18/202660,000.00 CLP
3/17/202658,990.00 CLP
3/16/202658,855.00 CLP
3/13/202660,000.00 CLP
3/12/202658,010.00 CLP
3/11/202659,000.00 CLP
3/10/202659,500.00 CLP
3/9/202659,000.00 CLP
3/6/202656,900.00 CLP
3/5/202657,555.00 CLP
3/4/202659,999.00 CLP
3/3/202655,500.00 CLP
3/2/202656,900.00 CLP
2/27/202659,792.00 CLP
2/26/202661,500.00 CLP
2/25/202663,409.00 CLP
2/24/202660,899.00 CLP
2/23/202659,500.00 CLP
2/20/202659,860.00 CLP
2/19/202660,700.00 CLP
2/18/202660,600.00 CLP
2/17/202661,601.00 CLP
2/16/202663,400.00 CLP
2/13/202661,002.00 CLP
2/12/202664,685.00 CLP
2/11/202666,000.00 CLP
2/10/202664,051.00 CLP
2/9/202665,915.00 CLP
2/6/202665,970.00 CLP
2/5/202664,760.00 CLP
2/4/202665,300.00 CLP
2/3/202666,399.00 CLP
2/2/202665,700.00 CLP
1/30/202664,993.00 CLP
1/29/202664,989.00 CLP
1/28/202664,001.00 CLP
1/27/202664,500.00 CLP
1/26/202664,200.00 CLP
1/23/202666,499.00 CLP
1/22/202665,350.00 CLP
1/21/202664,101.00 CLP
1/20/202663,989.00 CLP
1/19/202663,990.00 CLP
1/16/202664,500.00 CLP
1/15/202662,989.00 CLP
1/14/202663,590.00 CLP
1/13/202663,483.00 CLP
1/12/202662,405.00 CLP
1/9/202661,887.00 CLP
1/8/202662,299.00 CLP
1/7/202660,800.00 CLP
1/6/202661,500.00 CLP
1/5/202659,650.00 CLP
1/2/202659,000.00 CLP
12/30/202558,400.00 CLP
12/29/202558,400.00 CLP
12/26/202557,300.00 CLP
12/24/202556,500.00 CLP
12/23/202556,500.00 CLP
12/22/202556,299.00 CLP
12/19/202555,500.00 CLP
12/18/202554,994.00 CLP
12/17/202554,656.00 CLP
12/16/202555,400.00 CLP
12/15/202556,688.00 CLP
12/12/202557,370.00 CLP
12/11/202556,900.00 CLP
12/10/202555,890.00 CLP
12/9/202554,890.00 CLP
12/5/202554,799.00 CLP
12/4/202554,200.00 CLP
12/3/202553,670.00 CLP
12/2/202553,999.00 CLP
12/1/202553,800.00 CLP
11/28/202553,898.00 CLP
11/27/202553,320.00 CLP
11/26/202552,900.00 CLP
11/25/202552,500.00 CLP
11/24/202552,313.00 CLP
11/21/202552,400.00 CLP
11/20/202551,600.00 CLP
11/19/202551,600.00 CLP
11/18/202550,900.00 CLP
11/17/202550,301.00 CLP
11/14/202549,900.00 CLP
11/13/202550,200.00 CLP
11/12/202552,000.00 CLP
11/11/202550,500.00 CLP
11/10/202550,799.00 CLP
11/7/202550,793.00 CLP
11/6/202549,000.00 CLP
11/5/202548,851.00 CLP
11/4/202548,700.00 CLP
11/3/202549,760.00 CLP
10/30/202548,450.00 CLP
10/29/202547,599.00 CLP
10/28/202546,900.00 CLP
10/27/202546,899.00 CLP
10/24/202546,502.00 CLP
10/23/202547,028.00 CLP
10/22/202546,800.00 CLP
10/21/202547,633.00 CLP
10/20/202547,615.00 CLP
10/17/202547,350.00 CLP
10/16/202547,361.00 CLP
10/15/202547,000.00 CLP
10/14/202545,598.00 CLP
10/13/202544,990.00 CLP
10/10/202543,305.00 CLP
10/9/202544,100.00 CLP
10/8/202544,400.00 CLP
10/7/202543,252.00 CLP
10/6/202542,700.00 CLP
10/3/202542,988.00 CLP
10/2/202542,998.00 CLP
10/1/202543,040.00 CLP
9/30/202542,500.00 CLP
9/29/202542,716.00 CLP
9/26/202543,180.00 CLP
9/25/202543,250.00 CLP
9/24/202543,530.00 CLP
9/23/202543,648.00 CLP
9/22/202543,890.00 CLP
9/17/202542,000.00 CLP
9/16/202543,200.00 CLP
9/15/202543,325.00 CLP
9/12/202541,900.00 CLP
9/11/202543,100.00 CLP
9/10/202542,300.00 CLP
9/9/202542,498.00 CLP
9/8/202542,199.00 CLP
9/5/202542,200.00 CLP
9/4/202542,345.00 CLP
9/3/202540,799.00 CLP
9/2/202540,999.00 CLP
9/1/202539,690.00 CLP
8/29/202539,101.00 CLP
8/28/202539,300.00 CLP
8/27/202539,230.00 CLP
8/26/202538,800.00 CLP
8/25/202539,700.00 CLP
8/22/202539,140.00 CLP
8/21/202538,860.00 CLP
8/20/202538,900.00 CLP
8/19/202539,300.00 CLP
8/18/202540,050.00 CLP
8/14/202539,999.00 CLP
8/13/202539,400.00 CLP
8/12/202538,999.00 CLP
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Banco de Credito e Inversiones Revenue, Net Income

  • 3 Years

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  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2021
3.10 T CLP
520.39 B CLP
Jan 1, 2022
5.07 T CLP
820.82 B CLP
Jan 1, 2023
2.43 T CLP
682.47 B CLP
Jan 1, 2024
5.82 T CLP
801.64 B CLP
Jan 1, 2025 (e)
3.00 T CLP
999.55 B CLP
Jan 1, 2026 (e)
3.31 T CLP
1.16 T CLP
Jan 1, 2027 (e)
3.57 T CLP
1.24 T CLP
Jan 1, 2028 (e)
3.84 T CLP
1.32 T CLP

Banco de Credito e Inversiones Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 12, 2026, 5:40 AM
 
REVENUET CLP
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMET CLP
NET INCOMET CLP
NET INCOME GROWTH%
DIV.CLP
DIV. GROWTH%
SHARESM
2013201420152016201720182019202020212022202320242025e2026e2027e2028e
1.641.811.812.052.172.502.922.783.105.072.435.823.003.313.573.84
9.5510.67-0.3013.635.8615.2316.64-4.7111.3463.84-52.18139.81-48.3910.357.697.74
133.79120.89121.25106.71100.8187.4875.0078.7070.6943.1590.2337.6243.1543.1543.1543.15
2.192.192.192.192.192.192.192.192.192.192.192.191.301.431.541.66
0.300.340.330.340.370.400.400.320.520.820.680.801.001.161.241.32
10.7114.21-3.542.819.206.571.73-21.1663.9357.73-16.8617.4624.6916.156.507.03
865.001,260.001,000.001,000.001,000.001,050.001,000.001,000.00700.001,010.001,500.001,000.001,110.001,227.031,356.40–
4.8545.66-20.63––5.00-4.76–-30.0044.2948.51-33.3311.0010.5410.54–
134.00134.00134.00148.00152.00153.00163.00156.00142.00193.25187.54218.60218.60218.60218.60218.60
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Banco de Credito e Inversiones generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Banco de Credito e Inversiones retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Banco de Credito e Inversiones's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Banco de Credito e Inversiones has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Banco de Credito e Inversiones's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Banco de Credito e Inversiones stock margins

The Banco de Credito e Inversiones margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Banco de Credito e Inversiones. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Banco de Credito e Inversiones.

  • 3 Years

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  • 25 Years

  • Max

Profit margin
Details
Date
Profit margin
Jan 1, 2020
11.41 %
Jan 1, 2021
16.81 %
Jan 1, 2022
16.18 %
Jan 1, 2023
28.13 %
Jan 1, 2024
13.78 %
Jan 1, 2025 (e)
33.29 %
Jan 1, 2026 (e)
35.04 %
Jan 1, 2027 (e)
34.65 %

Banco de Credito e Inversiones Revenue per Share, Earnings per Share

The Banco de Credito e Inversiones earnings per share therefore indicates how much revenue Banco de Credito e Inversiones has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

  • 5 Years

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  • 25 Years

  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
17,828.14 CLP
2,034.96 CLP
Jan 1, 2021
21,806.56 CLP
3,664.73 CLP
Jan 1, 2022
26,252.78 CLP
4,247.48 CLP
Jan 1, 2023
12,935.77 CLP
3,638.96 CLP
Jan 1, 2024
26,613.60 CLP
3,667.09 CLP
Jan 1, 2025 (e)
13,735.58 CLP
4,572.43 CLP
Jan 1, 2026 (e)
15,157.30 CLP
5,310.89 CLP
Jan 1, 2027 (e)
16,322.36 CLP
5,655.97 CLP

Banco de Credito e Inversiones business model & stock analysis

Banco de Credito e Inversiones, also known as BCI, is a Chilean bank headquartered in Santiago de Chile. The bank was founded in 1937 and has become one of the most important banks in Latin America throughout its history. BCI's business model is based on a broad customer base, ranging from individuals to small and medium-sized enterprises to large corporations. The bank offers a variety of financial products and services, including deposits, loans, insurance, asset management, and investment banking. BCI operates various divisions, including retail banking, corporate banking, and investment banking. In retail banking, the company focuses on the needs of individual customers and offers them checking accounts, savings accounts, credit cards, and loans. In corporate banking, on the other hand, the offering is aimed at businesses and includes financing and capital market activities, asset management, as well as trade and currency transactions. In investment banking, BCI focuses on advising on mergers and acquisitions, capital raising, and structured financing. One of BCI's well-known products is the checking account "Cuenta Corriente," which is tailored to the mass market and includes numerous free services. In addition, the bank also offers a range of insurance products, including car insurance, household insurance, and trip cancellation insurance. BCI is also active in asset management, especially in the field of investment funds. The bank has a variety of funds that invest in various asset classes such as stocks, bonds, and commodities. BCI also offers customized asset management solutions for high-net-worth clients. In recent years, BCI has also invested in digital channels to meet the needs of its customers in an increasingly connected world. The bank has developed several mobile apps, including one for payments and one for online banking. In addition, BCI has partnered with PayPal to provide its customers with a fast and secure way to pay online. Overall, throughout its 80-year history, BCI has established itself as one of the leading banks in Chile and Latin America. With a wide range of financial products and services, as well as a strong presence in retail, corporate, and investment banking, BCI is well positioned to meet the needs of its customers and continue to succeed in the market.

Banco de Credito e Inversiones SWOT Analysis

Strengths

Banco de Credito e Inversiones (BCI) has a strong market presence and brand reputation, which allows it to attract a large customer base. The bank has a diverse portfolio of financial products and services catering to the needs of individuals, businesses, and institutions. BCI maintains a solid financial position with steady profitability and robust capital adequacy ratios. Furthermore, the bank has a strong technology infrastructure, enabling efficient and secure operations.

Weaknesses

One of BCI's weaknesses lies in its geographically-concentrated operations, primarily focused on the Chilean market. This narrow market focus may hinder the bank's opportunities for expansion and diversification. Additionally, BCI faces potential risks related to regulatory changes and compliance, which may increase its operational costs and impact its profitability. The bank also relies heavily on interest income, exposing it to fluctuations in interest rates.

Opportunities

BCI has several opportunities to capitalize on in the market. Firstly, the bank can explore potential partnerships or acquisitions to expand its operations to new markets and increase its customer base. Additionally, BCI can leverage its technological capabilities to further enhance its digital banking services, offering innovative products and improving customer experience. The growing demand for sustainable finance and responsible banking also presents an opportunity for BCI to develop and promote environmentally-friendly and socially-responsible financial solutions.

Threats

BCI faces several threats in the external environment. Intense competition in the banking industry, both from traditional banks and emerging fintech companies, creates challenges for BCI to differentiate itself and retain its market share. Economic downturns or financial crises could also impact the bank's profitability and asset quality. In addition, regulatory changes or political instability in Chile or other markets where BCI operates may pose risks to its operations and financial performance.

Banco de Credito e Inversiones Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Banco de Credito e Inversiones historical P/E ratio, EBIT multiple, and P/S ratio

Banco de Credito e Inversiones annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Banco de Credito e Inversiones shares outstanding

The number of shares of Banco de Credito e Inversiones was 218.6 M in 2025. This indicates how many shares Banco de Credito e Inversiones is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
156.00 M Stocks
Jan 1, 2021
142.00 M Stocks
Jan 1, 2022
193.25 M Stocks
Jan 1, 2023
187.54 M Stocks
Jan 1, 2024
218.60 M Stocks
Jan 1, 2025 (e)
218.60 M Stocks
Jan 1, 2026 (e)
218.60 M Stocks
Jan 1, 2027 (e)
218.60 M Stocks

Banco de Credito e Inversiones stock splits

In Banco de Credito e Inversiones's history, there have been no stock splits.

Banco de Credito e Inversiones Dividend History

34 years of dividend payments

YearAnnual DividendYoY ChangePayments
20251,110.00CLP↑ 11.0%1×
Apr 4, 20251,110.00CLP↑ 11.0%1/1
20241,000.00CLP↓ 33.3%1×
20231,500.00CLP↑ 48.5%1×
20221,010.00CLP↑ 44.3%1×
2021700.00CLP↓ 30.0%1×
20201,000.00CLP 0.0%1×
20191,000.00CLP↓ 4.8%1×
20181,050.00CLP↑ 5.0%1×
20171,000.00CLP 0.0%1×
20161,000.00CLP 0.0%1×

Banco de Credito e Inversiones dividend history and estimates

In 2025, Banco de Credito e Inversiones paid a dividend amounting to 1,110.00 CLP. Dividend means that Banco de Credito e Inversiones distributes a portion of its profits to its owners.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
1,000.00 CLP
0.00 CLP
Jan 1, 2021
700.00 CLP
0.00 CLP
Jan 1, 2022
1,010.00 CLP
0.00 CLP
Jan 1, 2023
1,500.00 CLP
0.00 CLP
Jan 1, 2024
1,000.00 CLP
0.00 CLP
Jan 1, 2025
1,110.00 CLP
0.00 CLP
Jan 1, 2026 (e)
0.00 CLP
1,227.03 CLP
Jan 1, 2027 (e)
0.00 CLP
1,356.40 CLP

Banco de Credito e Inversiones dividend payout ratio

In 2025, Banco de Credito e Inversiones had a payout ratio of 24.28%. The payout ratio indicates the percentage of the company's profits that Banco de Credito e Inversiones distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
33.05 %
Jan 1, 2021
13.49 %
Jan 1, 2022
17.60 %
Jan 1, 2023
33.05 %
Jan 1, 2024
27.27 %
Jan 1, 2025 (e)
24.28 %
Jan 1, 2026 (e)
23.10 %
Jan 1, 2027 (e)
23.98 %

Current Banco de Credito e Inversiones forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
27.43 %
Buy
50.00 % (6)
Hold
33.33 % (4)
Sell
16.67 % (2)
12M Price Target
64,923.00
Last Price
67,676.00
Currency
CLP
12M Return Potential
-4.07 %
LTM Return
0 %

Banco de Credito e Inversiones Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
5/2/2024793.68CLP-633.49 BCLP-2024 Q1
1/31/2024752.63CLP-644.36 BCLP-2023 Q4

EESG©

Eulerpool ESG Scorecard© for the Banco de Credito e Inversiones stock

80/100
99
Environment
99
Social
42
Governance
E

Environment

20
Scope 1 - Direct Emissions395
Scope 2 - Indirect emissions from purchased energy4,236
Scope 3 - Indirect emissions within the value chain10,567
Total CO₂ emissions4,631
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees51.216
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Banco de Credito e Inversiones shareholder structure

% Name
55.35928%
Empresas Juan Yarur SpA
Empresas Juan Yarur SpA
2.37832%
AFP Cuprum S.A.
AFP Cuprum S.A.
2.34801%
AFP Provida S.A.
AFP Provida S.A.
2.21073%
AFP Capital S.A.
AFP Capital S.A.
1.95533%
Bci Asset Management Administradora General de Fondos S.A.
Bci Asset Management Administradora General de Fondos S.A.
1.70149%
Inversiones Cerro Sombrero Financiero SpA
Inversiones Cerro Sombrero Financiero SpA
...

Banco de Credito e Inversiones Beneficial Ownership Filings (SEC 13D/G)

Free Float
36.8%
Float Shares
-
Shares Outstanding
-

Banco de Credito e Inversiones Executives and Management Board

36 members · avg. age 66 · 22 % women

Management

EC

Mr. Eugenio von Chrismar Carvajal

Chief Executive Officer

–
JM

Mr. Jose Luis Ibaibarriaga Martinez

Chief Financial and Planning Officer

–
JK

Mr. Javier Moraga Klenner

Managing Director - Finance and Investments Division · since 2021

–
VZ

Mr. Victor Aguilar Zaforas

Chief Executive Officer of Bci Factoring S.A.

–
GC

Mr. Gonzalo Camargo Cardenas

Chief Executive Officer of Bci, Peru

–
JC

Mr. Juan Pablo Donoso Cocq

Chief Administrative and Operating Officer of Bci Securitizadora S.A.

–

Board of Directors

LR

Mr. Luis Enrique Yarur Rey (75)

Director · since 1991

1.16 B CLP
JM

Mr. Jose Pablo Arellano Marin (73)

Director

505.96 M CLP
MG

Mr. Miguel Angel Nacrur Gazali (76)

Independent Director

505.60 M CLP
KD

Mr. Klaus Hermann Rudolf Schmidt-Hebbel Dunker (69)

Independent Director

494.08 M CLP
CM

Ms. Claudia Manuela Sanchez Munoz (53)

Director

385.72 M CLP
HH

Mr. Hernan Orellana Hurtado (64)

Director

384.39 M CLP

Frequently asked questions about Banco de Credito e Inversiones

The business model of Banco de Credito e Inversiones (BCI) focuses on providing a comprehensive range of financial services to its clients. As a leading bank in Chile, BCI offers various products and services, including commercial and consumer banking, investment banking, asset management, insurance, and more. With a customer-centric approach, BCI aims to meet the diverse financial needs of individuals, businesses, and institutions. The bank's strong presence in Chile and select international markets enables it to deliver tailored solutions and maintain long-term relationships with its clients. BCI's business model emphasizes innovation, technological advancement, and a commitment to driving sustainable growth in the financial sector.

Banco de Credito e Inversiones (BCI) operates primarily in the financial sector. As one of Chile's largest banks, BCI provides a wide range of banking and financial services to individuals, businesses, and institutional clients. The bank offers services such as retail banking, commercial banking, corporate banking, investment banking, and asset management. With its extensive network of branches and subsidiaries, BCI serves customers across various sectors, including retail, agriculture, manufacturing, real estate, and more. BCI's diverse range of services and industry expertise positions it as a key player in the Chilean financial market.

The main competitors of Banco de Credito e Inversiones in the market include other prominent banks such as Banco Santander, Banco de Chile, and BancoEstado. These banks compete in various financial services sectors, including retail banking, commercial banking, and wealth management. The intense competition among these banks drives innovation, pricing, and customer service improvements, ultimately benefiting customers by offering a wide range of options for their banking needs. Furthermore, Banco de Credito e Inversiones distinguishes itself by leveraging its strong reputation, extensive branch network, and diverse range of products and services to maintain a competitive edge in the market.

Banco de Credito e Inversiones (BCI) is a renowned financial institution with a rich history and background. Established in 1937 in Chile, BCI has grown to become one of the largest and most respected banks in the country. Over the years, it has demonstrated strength and stability, consistently providing quality financial services to its clients. BCI offers a comprehensive range of products and services, including banking, loans, insurance, and investments, catering to both individual and corporate customers. Through its commitment to innovation and customer satisfaction, Banco de Credito e Inversiones has built a strong reputation and continues to be a leading player in the financial sector.

Banco de Credito e Inversiones (BCI) has achieved several significant milestones throughout its history. With over 85 years of experience, BCI has become one of Chile's leading banks. The company has seen tremendous growth in various areas, including its asset base, profitability, and market presence. BCI has expanded its operations internationally, establishing a presence in countries like Colombia, Peru, and the United States. Additionally, the bank has received numerous accolades for its financial performance and customer service, solidifying its reputation as a trusted banking institution. This consistent growth and recognition showcase BCI's commitment to delivering exceptional services and establishing a strong market position.

Banco de Credito e Inversiones (BCI) is primarily present in Chile.

Banco de Credito e Inversiones (BCI) represents values of integrity, excellence, and customer focus. With a strong corporate philosophy, BCI prioritizes long-term relationships with its clients, offering personalized and innovative financial solutions. The company values proactive communication, transparency, and responsible management, always aiming to exceed customer expectations. BCI utilizes its expertise to provide a wide range of banking services and products, embracing technology advancements to enhance efficiency and convenience for its customers. BCI's commitment to corporate social responsibility and sustainable development further underscores its dedication to contributing positively to the communities it serves.

Analysts currently set an average price target of 61,880.85 CLP for the Banco de Credito e Inversiones stock (median: 64,923.00 CLP), implying -8.6 % versus the latest price. The consensus is based on 12 analyst ratings.

Banco de Credito e Inversiones Analyst Price Targets 2026

14 analysts currently rate the Banco de Credito e Inversiones stock: 3 recommend buying, 4 holding and 7 selling. For 2026, analysts expect Banco de Credito e Inversiones to generate revenue of 3.31 T CLP and earnings per share of 5,310.89 CLP.

Banco de Credito e Inversiones Analyst Price Targets 2026

Converted at the current exchange rate, the Banco de Credito e Inversiones share trades at 64.03 EUR (67,676.00 CLP).

Banco de Credito e Inversiones (BCI) is a Chilean bank that was founded to meet the general public's requirements in the field of money management. BCI's business model can be divided into three main areas: corporate and retail customers, investment and wealth management services, and corporate and market services. The first part of BCI's business model focuses on corporate and retail customers. Here, the bank offers a wide range of services aimed at meeting the needs of its customers in their daily lives. The services include setting up bank accounts, savings and credit products, debit and credit cards, online banking services, insurance, and more. The bank also has a mobile app that makes it easier for customers to access their accounts and financial services. The second area of BCI's business model is investment and wealth management services. This area focuses on protecting and growing customers' wealth. The bank offers various investment products such as funds, stocks, bonds, derivatives, and more. BCI also works with financial advisors and experts to provide customers with comprehensive financial analysis and advice. Additionally, the bank offers wealth management services, where a team of experienced specialists manages the customer's assets to minimize risk while promoting strong growth. The third area of BCI's business model is corporate and market services. This area focuses on the needs of companies and large institutions. BCI offers a variety of financial services including corporate loans, trade financing, treasury services, equity and bond issuances, mergers and acquisitions transactions, and more. The bank also works closely with government and non-governmental organizations to help them achieve their goals. In summary, BCI's business model is focused on meeting the needs and requirements of various customers. The bank offers its customers a wide range of financial products and services aimed at fulfilling their needs and protecting and growing their wealth. The company also has a comprehensive online platform that makes it easier to access its services and enhances the customer experience.

The expected revenue of Banco de Credito e Inversiones is 3.31 T CLP. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Banco de Credito e Inversiones is 1.16 T CLP. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Banco de Credito e Inversiones is currently 12.74. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Banco de Credito e Inversiones stock.

The price-to-sales ratio (P/S) of Banco de Credito e Inversiones is currently 4.46. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Banco de Credito e Inversiones stock.

The Eulerpool Quality Score for Banco de Credito e Inversiones is 5/10.

The ISIN of Banco de Credito e Inversiones is CLP321331116. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Banco de Credito e Inversiones is BCI.SN. The ticker symbol is used to trade Banco de Credito e Inversiones shares on the stock exchange.

Over the past 12 months, Banco de Credito e Inversiones paid a dividend of 1,000.00 CLP . This corresponds to a dividend yield of about 1.48 %. For the coming 12 months, Banco de Credito e Inversiones is expected to pay a dividend of 1,356.40 CLP.

The current dividend yield of Banco de Credito e Inversiones is 1.48 %.

Banco de Credito e Inversiones pays a dividend, distributed in the months of , , , .

Banco de Credito e Inversiones paid dividends every year for the past 34 years.

For the upcoming 12 months, dividends amounting to 1,356.40 CLP are expected. This corresponds to a dividend yield of 2.00 %.

Banco de Credito e Inversiones is assigned to the 'Finance' sector.

To receive the latest dividend of Banco de Credito e Inversiones from amounting to 1,110 CLP, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Banco de Credito e Inversiones distributed 1,000 CLP as dividends.

The dividends of Banco de Credito e Inversiones are distributed in CLP.

All fundamentals and in-depth analysis of Banco de Credito e Inversiones

Our stock analysis for Banco de Credito e Inversiones stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banco de Credito e Inversiones. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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