Banco Pan (BPAN4.SA) Stock Price

Banco Pan Price

B3·CLOSED
12.75
​
Market closed

Revenue has compounded at 9.4% per year over the past 19 years to 6.12 B BRL. Earnings per share have declined at 1.5% per year over the last 18 years. Banco Pan's net margin stands at 7.3%, up from 5.9% several years earlier. Banco Pan currently offers a dividend yield of about 1.69%. The payout ratio is around 63% of earnings. The dividend has grown at 11.3% per year over the past 16 years.

Banco Pan stock price

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Banco Pan business model & stock analysis

Banco Pan SA is a Brazilian bank that has been operating in the market since 1969 and is based in São Paulo. The company was founded by three major automobile manufacturers: Ford Motor Company, Volkswagen AG, and Mercedes-Benz AG. The goal was to offer financing solutions for car buyers. Over the years, Banco Pan has evolved into a full-service bank and now offers a wide range of financial products and services. The bank's business model focuses on the retail market, including providing banking and financial services to retail customers, small and medium-sized enterprises, and auto dealers. Banco Pan's various divisions can be divided into three main areas: Retail, Wholesale, and Insurance. In the Retail segment, the bank offers products such as checking accounts, credit cards, loans, investments, and insurance. In the Wholesale segment, it offers corporate solutions such as corporate loans, foreign exchange trading, and treasury solutions. The insurance segment focuses on selling car insurance and other non-life insurance products. One of Banco Pan's most well-known services is its auto financing service. The bank works closely with automobile manufacturers to offer financing solutions to customers who want to buy a new or used car. The loan process is quick and easy, and the terms are typically flexible and competitive. In 2011, Banco Pan merged with Caixa Econômica Federal, the second-largest state-owned bank in Brazil. The merger expanded Banco Pan's business and allowed the bank to expand its retail and wholesale offerings and strengthen its market position. Currently, Banco Pan is a subsidiary of the investment group BTG Pactual and has over 5 million customers in Brazil. The bank has an extensive network of branches and ATMs throughout the country, allowing customers to access their accounts and financial services when needed. Overall, Banco Pan has become a versatile bank over the past few decades, offering financial solutions for various customer segments. From auto financing services to corporate financing solutions, the company is committed to providing its customers with a wide range of services and products. With a broad range of services, a strong presence in the market, and an extensive network of branches and ATMs, Banco Pan is well positioned to remain a key player in the Brazilian financial sector in the future.

Frequently asked questions about Banco Pan

Banco Pan SA is primarily present in Brazil, serving as one of the country's leading financial institutions. With its headquarters located in São Paulo, the bank operates throughout various regions of Brazil, including but not limited to Rio de Janeiro, Minas Gerais, Bahia, and São Paulo itself. This widespread presence allows Banco Pan SA to cater to the diverse financial needs of individuals and businesses across the nation, offering a range of banking and financial services. As a prominent player in the Brazilian market, Banco Pan SA focuses on delivering innovative solutions and excellent customer service to its clients.

The business model of Banco Pan SA revolves around providing financial services and solutions to individuals and corporates in Brazil. As one of the leading banks, Banco Pan SA offers a range of products such as loans, credit cards, investment opportunities, and insurance options. By leveraging its expertise in the financial industry, Banco Pan SA aims to enhance the economic wellbeing of its customers, fostering growth and stability in the Brazilian market. With a customer-centric approach and a focus on delivering innovative and tailored financial solutions, Banco Pan SA strives to be a trusted partner for all banking needs in Brazil.

Banco Pan SA is primarily active in the financial industry.

The main competitors of Banco Pan SA in the market are other leading financial institutions such as Banco do Brasil, Itau Unibanco, Bradesco, and Santander.

Banco Pan SA, short for Banco Panamericano SA, is a notable Brazilian financial institution. Established in 1969, Banco Pan has a rich history and background. Originally founded as a consumer finance company, it gradually expanded its services to become a full-fledged bank. The company primarily focuses on providing various financial solutions such as loans, credit cards, and saving accounts to individuals and small-to-medium enterprises. Over the years, Banco Pan has garnered a strong reputation for its commitment to customer service and extensive branch network. With a dedication to financial inclusion and innovation, Banco Pan SA continues to play a prominent role in the Brazilian banking sector.

Banco Pan SA has achieved several significant milestones throughout its history. One of the notable achievements of Banco Pan SA is its successful merger with Caixa Econômica Federal in 2011, strengthening its position in the financial market. The company also reached a milestone by becoming a publicly traded company in 2017, enhancing its transparency and accountability. Furthermore, Banco Pan SA has consistently expanded its customer base and diversified its product offerings, thereby solidifying its presence in the banking industry. Through these accomplishments, Banco Pan SA has established itself as a reliable and prominent financial institution in Brazil.

Banco Pan SA represents the values of transparency, integrity, and customer-centricity. With a strong focus on providing financial solutions and services, the company aims to foster trust and long-term relationships with its clients. Banco Pan SA believes in delivering innovative, reliable, and personalized banking experiences to its customers. Through its corporate philosophy, the company strives to be a trusted partner, offering accessible and inclusive financial solutions for individuals and businesses alike. Banco Pan SA prioritizes sustainable growth while maintaining the highest levels of ethics and social responsibility within the financial industry.

9 analysts currently rate the Banco Pan stock: 0 recommend buying, 5 holding and 4 selling.

Converted at the current exchange rate, the Banco Pan share trades at 2.27 EUR (12.75 BRL).

The Banco Pan share (BPAN4.SA) is listed on 2 stock exchanges, including: B3 (São Paulo) (BPAN4.SA).

Banco Pan SA is a leading Brazilian financial institution that offers a wide range of financial services to its customers. The company operates in several business areas, including banking, lending, insurance, payment processing, and asset management. It also has several subsidiaries, including a real estate financing company, a convertible bond company, and a debt securities company. Banco Pan SA offers various banking products and services, including savings accounts, checking accounts, credit cards, loans, mortgages, investments, private pension plans, and household and auto insurance. It has also introduced an online banking business to make it easier for customers to manage their banking transactions online. One of Banco Pan SA's main sources of income is lending to customers. The bank offers different types of loans, ranging from personal loans, vehicle loans, real estate loans, and consumer loans. The company has also introduced a special credit for farmers and agricultural companies. Another important business area for Banco Pan SA is insurance. The company offers various insurance policies to ensure the protection and well-being of its customers. This includes accident, health, life, liability, travel, auto, and household insurance. Payment processing is another important pillar of Banco Pan SA. The company offers a wide range of payment processing products, such as debit and credit cards, digital payments, online transfers, and mobile payments. Banco Pan SA is also involved in asset management and offers customers a wide range of investment products, such as investment funds, stocks, bonds, and structured products. The company also has its own research team that assists customers in identifying lucrative investment opportunities. The company has a strong presence in the Brazilian market and serves the needs of retail customers, small businesses, and large corporations. Banco Pan SA is headquartered in Sao Paulo and operates branches in several cities and municipalities. Additionally, it also offers online banking to reach customers throughout Brazil. In summary, Banco Pan SA is a financial services company that specializes in the diversification of banking products, lending, insurance, payment processing, and asset management. The company caters to a wide range of customers and has a strong presence in the Brazilian market.

The revenue cannot currently be calculated for Banco Pan.

The profit cannot currently be calculated for Banco Pan.

The P/E ratio cannot be calculated for Banco Pan at the moment.

The P/S cannot be calculated for Banco Pan currently.

The Eulerpool Quality Score for Banco Pan is 1/10.

The ISIN of Banco Pan is BRBPANACNPR1. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Banco Pan is BPAN4.SA. The ticker symbol is used to trade Banco Pan shares on the stock exchange.

Fair ValueTerminal
13.26 BRL
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
2.52 M BRL
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Country
Brazil
Currency
BRL
Initial public offering
Nov 14, 2007
ISIN
BRBPANACNPR1
Cusip
P14996162
Sedol
BPY3V40
Market capitalization
16.19 B BRLLarge Cap
52-Week Range
PEG
2.82
P/E ratio
P/Ee 2024
17.88
P/Ee 2025
19.01
P/Ee 2025
18.74
P/Ee 2026
12.10
P/Ee 2027
8.88
P/S
P/Se
1.47
EV/EBIT
48.81
P/B Ratio
2.20
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
1.84 %
Dividend
Dividend yield
1.69 %
Est. Dividend Yield
3.64 %
Payout Ratio
63.27 %
Dividend growth Ø5Y
26.79 %
Dividend payments per year
1
Dividend paid since
0 years
Dividend not reduced since
0 years
Dividend increased since
0 years
Dividend withholding tax
10.00 %
Last updated Oct 10, 2026, 12:17 AM

Banco Pan Ticker

B3 · BPAN4.SAB3 · BPAN4.SA

Banco Pan FIGI

BPAN4:BZ · BBG000RYJY28BPAN4:BS · BBG000RYJYC7BPAN4:BN · BBG000RYK440

All fundamentals and in-depth analysis of Banco Pan

Our stock analysis for Banco Pan stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Banco Pan. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.