Credicorp (BAP) Stock Price

Credicorp Price

🇵🇪NYSE·CLOSED
363.70PEN
Market closed
Today +/-
Today %

Credicorp (BAP) Stock | ISIN BMG2519Y1084 | WKN 899417. The current Credicorp stock price is 363.7 PEN (2026). Revenue is 25.59 B PEN. Net income is 7.92 B PEN. The P/E ratio is 3.65. Market capitalization is 28.93 B PEN. Credicorp operates in the Finance sector.

Over the last 19 years Credicorp grew revenue by 10.4% annually, reaching 29.99 B PEN. Earnings per share have grown at 12.4% per year over the last 19 years. For Credicorp, the net margin of 23.1% is up versus 18.4% a few years ago. At today's price the dividend yield works out to roughly 3.03%. The payout ratio is around 48% of earnings. The dividend has grown at 12.9% per year over the past 19 years.

Credicorp stock price

Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of Credicorp over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Credicorp stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Credicorp's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Credicorp Stock Price History
DateCredicorp Price
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Credicorp Revenue, EBIT, Net Income

  • 3 Years

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  • Max

Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2006
4.54 B PEN
753 M PEN
Jan 1, 2007
6 B PEN
1.1 B PEN
Jan 1, 2008
6.87 B PEN
1.05 B PEN
Jan 1, 2009
7.43 B PEN
1.41 B PEN
Jan 1, 2010
7.85 B PEN
1.61 B PEN
Jan 1, 2011
9.05 B PEN
1.95 B PEN
Jan 1, 2012
11.1 B PEN
2.08 B PEN
Jan 1, 2013
12.56 B PEN
1.54 B PEN
Jan 1, 2014
14.8 B PEN
2.39 B PEN
Jan 1, 2015
15.77 B PEN
3.09 B PEN
Jan 1, 2016
16.82 B PEN
3.52 B PEN
Jan 1, 2017
17.73 B PEN
4.09 B PEN
Jan 1, 2018
18.03 B PEN
3.98 B PEN
Jan 1, 2019
19.7 B PEN
4.27 B PEN
Jan 1, 2020
18.38 B PEN
347 M PEN

Credicorp Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 17, 2026, 6:03 AM
 
REVENUE (B PEN)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M PEN)
EBIT (B PEN)
EBIT MARGIN (%)
NET INCOME (B PEN)
NET INCOME GROWTH (%)
DIV. (PEN)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
202120222023202420252026e2027e2028e
19.4523.0127.6628.0129.9925.5927.8428.08
5.818.3120.211.267.06-14.658.780.87
--------
00000000
0000011.212.613.96
––––––––
3.594.634.875.56.937.928.949.7
933.1429.235.0113.0725.8914.3512.888.49
5156.7712.211.0155.6153.6861.77
-43.18200-54.8780.21-9.75405.09-3.4715.07
808079.6679.6279.5379.5379.5379.53
––––––––
Details

Income Statement Key Figures

ⓘ

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Credicorp generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Credicorp retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Credicorp's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Credicorp has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Credicorp's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Credicorp stock margins

The Credicorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Credicorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Credicorp.

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Profit margin
Details
Date
Profit margin
Jan 1, 2006
16.59 %
Jan 1, 2007
18.27 %
Jan 1, 2008
15.21 %
Jan 1, 2009
19.01 %
Jan 1, 2010
20.55 %
Jan 1, 2011
21.56 %
Jan 1, 2012
18.73 %
Jan 1, 2013
12.24 %
Jan 1, 2014
16.14 %
Jan 1, 2015
19.61 %
Jan 1, 2016
20.9 %
Jan 1, 2017
23.08 %
Jan 1, 2018
22.1 %
Jan 1, 2019
21.65 %
Jan 1, 2020
1.89 %

Credicorp Stock Revenue, EBIT, Earnings per Share

The Credicorp earnings per share therefore indicates how much revenue Credicorp has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2006
56.75 PEN
9.41 PEN
Jan 1, 2007
75.05 PEN
13.71 PEN
Jan 1, 2008
85.9 PEN
13.06 PEN
Jan 1, 2009
92.89 PEN
17.66 PEN
Jan 1, 2010
98.18 PEN
20.18 PEN
Jan 1, 2011
113.16 PEN
24.4 PEN
Jan 1, 2012
138.79 PEN
26 PEN
Jan 1, 2013
157.01 PEN
19.23 PEN
Jan 1, 2014
184.98 PEN
29.85 PEN
Jan 1, 2015
197.06 PEN
38.65 PEN
Jan 1, 2016
210.24 PEN
43.94 PEN
Jan 1, 2017
221.6 PEN
51.15 PEN
Jan 1, 2018
225.31 PEN
49.8 PEN
Jan 1, 2019
246.24 PEN
53.31 PEN
Jan 1, 2020
229.78 PEN
4.34 PEN

Credicorp business model & stock analysis

Credicorp Ltd is a leading financial services company headquartered in Lima, Peru. It was founded in 1995 and has since made history. It is the leading financial services provider in Peru and is among the largest financial institutions in Latin America. The business model of Credicorp Ltd is focused on offering a comprehensive range of financial services to meet the needs of its customers in Peru and other Latin American countries. The company's various business segments include banking, investment banking, insurance, leasing, and asset management. In the banking business, Credicorp Ltd offers a wide range of products and services, including deposit and credit products as well as debit and credit cards. The bank is known for its strong capital position and ability to generate stable returns. Credicorp Ltd's investment banking division offers advisory and financing services. These include mergers and acquisitions, equity and bond issuances, and structured finance. The company is known for its strong presence in the Peruvian market and its ability to bring together investors and companies. Credicorp Ltd's insurance business includes a wide range of insurance products, including life insurance, health insurance, and property insurance. The company is one of the most important players in the Peruvian insurance market and has experienced strong growth in other Latin American countries. Credicorp Ltd's leasing division offers various leasing solutions to meet the needs of businesses. This includes vehicle, machinery, and technology leasing as well as leasing of industrial equipment. The company is particularly strong in Peru and has served over 1,500 customers since 1996. Credicorp Ltd's asset management division offers a wide range of investment and asset management services. These include both traditional and alternative investment strategies as well as financial planning and advisory. Credicorp Asset Management has extensive experience in asset management and covers the entire Latin American region. Credicorp faces industry challenges and focuses on a consistent growth strategy. In recent years, the company has undertaken significant expansion, both organically and through strategic acquisitions and partnerships. Of particular significance are the acquisition of El Pacifico Vida Compania de Seguros y Reaseguros and the acquisition of Atlantic Security Bank in Panama. Credicorp Ltd is able to offer innovative and customized solutions to its customers while focusing on their needs. The company also has a strong corporate social responsibility (CSR) and is involved in social projects and nonprofit organizations. Overall, Credicorp Ltd is a leading financial services company in Peru and Latin America that focuses on comprehensive financial services that meet the needs of its customers. The company has experienced extensive growth in recent years and has gained a high reputation for its innovative solutions and CSR.

Credicorp SWOT Analysis

Strengths

Credicorp Ltd is the leading financial holding company in Peru, offering a diverse range of financial products and services.

Strong brand reputation and market presence in the Peruvian financial industry.

Wide customer base and established relationships with corporate, retail, and institutional clients.

Extensive distribution network enables Credicorp to reach customers across various regions of Peru.

Weaknesses

Dependency on the Peruvian market exposes Credicorp to economic and political uncertainties specific to Peru.

Limited international presence compared to some global competitors, potentially constraining growth opportunities.

Regulatory environment in Peru may pose challenges to business operations and expansion plans.

Opportunities

Growing Peruvian economy and increasing middle class provide a favorable market for Credicorp to expand its customer base and offer new financial products.

Increasing demand for digital banking services presents opportunities for Credicorp to enhance its technological capabilities and improve customer experience.

Expansion into other Latin American countries with similar economic characteristics could diversify Credicorp's revenue streams and reduce dependence on the Peruvian market.

Threats

Intense competition from domestic and international financial institutions puts pressure on Credicorp's market share and profitability.

Economic downturns or financial crises in Peru could lead to increased loan defaults and credit risk for Credicorp.

Rapid technological advancements may disrupt traditional banking models and require significant investments in digital transformation for Credicorp to remain competitive.

Credicorp Segments

Credicorp Revenue by Region

  • 3 Years

  • 5 Years

  • Max

Peru
Peru Country
Bermudas
Colombia
Bolivia
Bolivia Country
Cayman Islands
Colombia Country
Panama
Cayman Islands Country
Chile
Chile Country
United States
United States Of America Country
Panama Country
Others Countries
Bermuda
Bermuda Country
Details
Date
Peru
Peru Country
Bermudas
Colombia
Bolivia
Bolivia Country
Cayman Islands
Colombia Country
Panama
Cayman Islands Country
Chile
Chile Country
United States
United States Of America Country
Panama Country
Others Countries
Bermuda
Bermuda Country
Jan 1, 2020
0 PEN
16.45 B PEN
0 PEN
0 PEN
0 PEN
853 M PEN
0 PEN
566 M PEN
0 PEN
340 M PEN
0 PEN
134 M PEN
0 PEN
33 M PEN
18 M PEN
0 PEN
0 PEN
-14 M PEN
Jan 1, 2022
16.13 B PEN
0 PEN
0 PEN
193 M PEN
960 M PEN
0 PEN
72 M PEN
0 PEN
295 M PEN
0 PEN
187 M PEN
0 PEN
8 M PEN
0 PEN
0 PEN
0 PEN
5.15 B PEN
0 PEN
Jan 1, 2023
17.28 B PEN
0 PEN
5.39 B PEN
855 M PEN
1.08 B PEN
0 PEN
502 M PEN
0 PEN
384 M PEN
0 PEN
129 M PEN
0 PEN
29 M PEN
0 PEN
0 PEN
11 M PEN
0 PEN
0 PEN
Jan 1, 2024
24.57 B PEN
0 PEN
0 PEN
1.27 B PEN
1.07 B PEN
0 PEN
734 M PEN
0 PEN
356 M PEN
0 PEN
208 M PEN
0 PEN
38 M PEN
0 PEN
0 PEN
0 PEN
-767 M PEN
0 PEN

Credicorp Eulerpool Fair Value

Credicorp historical P/E ratio, EBIT multiple, and P/S ratio

Credicorp annual returns

Details

Annual Return

ⓘ

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Credicorp shares outstanding

The number of shares was Credicorp in 2025 — This indicates how many shares 79.532 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2006
80 M base_Shares
Jan 1, 2007
80 M base_Shares
Jan 1, 2008
80 M base_Shares
Jan 1, 2009
80 M base_Shares
Jan 1, 2010
80 M base_Shares
Jan 1, 2011
80 M base_Shares
Jan 1, 2012
80 M base_Shares
Jan 1, 2013
80 M base_Shares
Jan 1, 2014
80 M base_Shares
Jan 1, 2015
80 M base_Shares
Jan 1, 2016
80 M base_Shares
Jan 1, 2017
80 M base_Shares
Jan 1, 2018
80 M base_Shares
Jan 1, 2019
80 M base_Shares
Jan 1, 2020
80 M base_Shares

Credicorp Dividend History

27 years of dividend payments

YearAnnual DividendYoY ChangePayments
202511.01PEN↓ 9.8%1×
May 19, 202511.01PEN↑ 277.5%1/1
202412.2PEN↑ 80.1%2×
20236.77PEN↓ 54.8%1×
202215PEN↑ 200.0%1×
20215PEN↓ 43.2%1×
20208.8PEN↑ 4.8%1×
20198.4PEN↑ 95.1%2×
20184.3PEN↓ 61.1%1×
201711.07PEN↑ 378.1%3×
20162.32PEN↑ 5.9%1×

Credicorp dividend history and estimates

In 2025, Credicorp paid a dividend amounting to 11.01 PEN. Dividend means that Credicorp distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Special dividend
Details
Date
Dividend
Dividend (Estimate)
Special dividend
Jan 1, 2006
1.1 PEN
0 PEN
0 PEN
Jan 1, 2007
1.3 PEN
0 PEN
0 PEN
Jan 1, 2008
1.5 PEN
0 PEN
0 PEN
Jan 1, 2009
1.5 PEN
0 PEN
0 PEN
Jan 1, 2010
1.7 PEN
0 PEN
0 PEN
Jan 1, 2011
1.95 PEN
0 PEN
0 PEN
Jan 1, 2012
2.3 PEN
0 PEN
0 PEN
Jan 1, 2013
5.2 PEN
0 PEN
0 PEN
Jan 1, 2014
3.8 PEN
0 PEN
0 PEN
Jan 1, 2015
2.19 PEN
0 PEN
0 PEN
Jan 1, 2016
2.32 PEN
0 PEN
0 PEN
Jan 1, 2017
11.07 PEN
0 PEN
4.85 PEN
Jan 1, 2018
4.3 PEN
0 PEN
0 PEN
Jan 1, 2019
8.4 PEN
0 PEN
2.36 PEN
Jan 1, 2020
8.8 PEN
0 PEN
0 PEN

Credicorp dividend payout ratio

In 2025, Credicorp had a payout ratio of 48.36%. The payout ratio indicates the percentage of the company's profits that Credicorp distributes as dividends.

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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2006
11.69 %
Jan 1, 2007
9.48 %
Jan 1, 2008
11.49 %
Jan 1, 2009
8.49 %
Jan 1, 2010
8.43 %
Jan 1, 2011
7.99 %
Jan 1, 2012
8.85 %
Jan 1, 2013
27.06 %
Jan 1, 2014
12.73 %
Jan 1, 2015
5.66 %
Jan 1, 2016
5.27 %
Jan 1, 2017
21.65 %
Jan 1, 2018
8.64 %
Jan 1, 2019
15.75 %
Jan 1, 2020
203.29 %
Price targets and forecasts for Credicorp are not yet available.

Credicorp Earnings Estimates

Credicorp Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
5/14/202624.52PEN6.12 BPEN2026 Q1
2/12/202622.02PEN6.04 BPEN2025 Q4
11/13/202521.92PEN5.8 BPEN2025 Q3
8/14/202521.34PEN5.65 BPEN2025 Q2
11/7/202417.36PEN5.48 BPEN2024 Q3
5/3/202413.83PEN4.92 BPEN2024 Q1
2/8/20249.6PEN5.03 BPEN2023 Q4
8/9/202316.99PEN4.62 BPEN2023 Q2
5/3/202316.9PEN4.55 BPEN2023 Q1
2/9/202315.37PEN4.62 BPEN2022 Q4
...

EESG©

Eulerpool ESG Scorecard© for the Credicorp stock

82/100
99
Environment
99
Social
48
Governance
E

Environment

20
Scope 1 - Direct Emissions2,322.56
Scope 2 - Indirect emissions from purchased energy16,859.96
Scope 3 - Indirect emissions within the value chain25,714.73
Total CO₂ emissions19,182.52
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees54
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Credicorp shareholder structure

% Name
14.58132%
Romero Paoletti (Dionisio)
Romero Paoletti (Dionisio)
4.86718%
Dodge & Cox
Dodge & Cox
3.37858%
MFS Investment Management
MFS Investment Management
3.26273%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
2.87657%
Fidelity Management & Research Company LLC
Fidelity Management & Research Company LLC
2.76042%
Capital World Investors
Capital World Investors
2.1101%
RBC Global Asset Management (UK) Limited
RBC Global Asset Management (UK) Limited
2.06184%
Prima AFP S.A.
Prima AFP S.A.
2.0171%
Westwood Global Investments, L.L.C.
Westwood Global Investments, L.L.C.
1.99803%
A.F.P. Integra
A.F.P. Integra
...

Credicorp Executives and Management Board

LB

Mr. Luis Enrique Romero Belismelis

(63)

Executive Chairman of the Board · since 2017

GC

Mr. Gianfranco Piero Dario Ferrari De Las Casas

(60)

Chief Executive Officer · since 2022

JD

Mr. Jose Dasso

(78)

Vice Chairman of the Board · since 2008

AR

Mr. Alejandro Perez- Reyes

(49)

Chief Financial Officer

ED

Mr. Eduardo Alfonso Montero Dasso

(54)

Head of Investment Management and Advisory, Chief Executive Officer of Credicorp Capital · since 2023

Credicorp Supply Chain

Frequently asked questions about Credicorp

Credicorp Ltd.'s business model is centered around providing a wide range of financial services. As a leading financial group in Peru, Credicorp operates through its various subsidiaries, including leading commercial banks and specialized finance companies. The company focuses on serving corporate clients, individuals, and small businesses, offering services such as commercial and consumer loans, deposits, insurance, asset management, and investment banking. Through its diversified portfolio of financial products and services, Credicorp aims to meet the evolving needs of its customers in Peru and other Latin American markets, while maintaining a strong track record of profitability and sustainability.

All fundamentals and in-depth analysis of Credicorp

Our stock analysis for Credicorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Credicorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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