BILL Holdings (BILL) Stock Price
BILL Holdings Price
Over the last 8 years BILL Holdings grew revenue by 49.9% annually, reaching 1.65 B USD. For BILL Holdings, the net margin of -0.7% is up versus -50.8% a few years ago. The consensus 12-month price target for BILL Holdings is 54.00 USD, about 16.2% above where the stock trades today. Of 29 analysts, 19 rate the stock a buy — an overall Buy consensus. The stock trades about 46% above its 52-week low.
BILL Holdings stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of BILL Holdings over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how BILL Holdings stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing BILL Holdings's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | BILL Holdings Price |
|---|---|
| 9/22/2026 | 46.46 USD |
| 9/21/2026 | 47.24 USD |
| 9/18/2026 | 46.63 USD |
| 9/17/2026 | 47.57 USD |
| 9/16/2026 | 48.70 USD |
| 9/15/2026 | 49.09 USD |
| 9/14/2026 | 49.67 USD |
| 9/13/2026 | 48.89 USD |
| 9/11/2026 | 47.58 USD |
| 9/10/2026 | 47.63 USD |
| 9/9/2026 | 47.94 USD |
| 9/8/2026 | 47.08 USD |
| 9/4/2026 | 49.16 USD |
| 9/3/2026 | 50.86 USD |
| 9/2/2026 | 48.76 USD |
| 9/1/2026 | 47.62 USD |
| 8/31/2026 | 49.23 USD |
| 8/30/2026 | 49.09 USD |
| 8/28/2026 | 49.44 USD |
| 8/27/2026 | 48.92 USD |
| 8/26/2026 | 48.11 USD |
| 8/25/2026 | 47.71 USD |
| 8/24/2026 | 48.40 USD |
| 8/21/2026 | 47.82 USD |
| 8/20/2026 | 47.40 USD |
| 8/19/2026 | 49.79 USD |
| 8/18/2026 | 49.64 USD |
| 8/14/2026 | 49.78 USD |
| 8/13/2026 | 51.31 USD |
| 8/12/2026 | 47.95 USD |
BILL Holdings Revenue, EBIT, Net Income
3 Years
5 Years
10 Years
25 Years
Max
Details
BILL Holdings Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEB USD |
| EBITM USD |
| EBIT MARGIN% |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027e | 2028e | 2029e | 2030e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0.06 | 0.11 | 0.16 | 0.24 | 0.64 | 1.06 | 1.29 | 1.46 | 1.65 | 1.83 | 2.03 | 2.18 | 2.46 |
| – | 68.75 | 45.37 | 51.59 | 169.33 | 65.05 | 21.93 | 13.33 | 13.06 | 10.71 | 11.15 | 7.13 | 13.03 |
| 70.31 | 72.22 | 75.16 | 73.95 | 77.38 | 81.66 | 81.78 | 81.40 | 80.88 | 80.88 | 80.88 | 80.88 | 80.88 |
| 0.05 | 0.08 | 0.12 | 0.18 | 0.50 | 0.86 | 1.06 | 1.19 | 1.34 | 1.48 | 1.65 | 1.76 | 1.99 |
| -7.00 | -9.00 | -34.00 | -114.00 | -327.00 | -295.00 | -174.00 | -80.00 | 121.00 | 481.00 | 576.00 | 716.00 | 861.00 |
| -10.94 | -8.33 | -21.66 | -47.90 | -51.01 | -27.88 | -13.49 | -5.47 | 7.32 | 26.28 | 28.32 | 32.86 | 34.96 |
| -7.00 | -7.00 | -31.00 | -98.00 | -326.00 | -223.00 | -28.00 | 23.00 | -11.00 | 391.00 | 457.00 | 559.00 | 689.00 |
| – | – | 342.86 | 216.13 | 232.65 | -31.60 | -87.44 | -182.14 | -147.83 | -3,654.55 | 16.88 | 22.32 | 23.26 |
| 86.48 | 66.59 | 81.11 | 102.91 | 105.91 | 105.91 | 104.48 | 101.23 | 97.90 | 97.90 | 97.90 | 97.90 | 97.90 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales BILL Holdings generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue BILL Holdings retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare BILL Holdings's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares BILL Holdings has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against BILL Holdings's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
BILL Holdings stock margins
3 Years
5 Years
10 Years
25 Years
Max
Details
BILL Holdings Stock Revenue, EBIT, Earnings per Share
3 Years
5 Years
10 Years
25 Years
Max
Details
BILL Holdings business model & stock analysis
BILL Holdings SWOT Analysis
Strengths
Bill.com Holdings Inc benefits from several strengths that contribute to its position in the market. These strengths include:
- Strong brand recognition and reputation in the financial technology industry.
- Advanced and user-friendly software platform, enabling efficient financial management for businesses.
- Wide range of integrated financial services, including accounts payable and accounts receivable solutions.
- Strategic partnerships with major banks and financial institutions, enhancing credibility and reach.
Weaknesses
Despite its strengths, Bill.com Holdings Inc also faces certain weaknesses that could potentially impede its growth prospects and market performance. These weaknesses include:
- Relatively high pricing compared to some competitors, potentially limiting market penetration.
- Heavy reliance on cloud technology, making the company vulnerable to cybersecurity threats and service interruptions.
- Dependency on third-party integration for some features, which may result in compatibility issues or limited functionality in certain cases.
Opportunities
Bill.com Holdings Inc has various opportunities to explore and capitalize on within its industry. These opportunities include:
- Rapidly growing demand for financial technology solutions, driven by digitization and automation trends in business processes.
- Expansion into international markets, leveraging existing partnerships and targeting businesses with cross-border operations.
- Potential to develop and offer additional value-added services, such as financial analytics or cash flow forecasting, to meet evolving customer needs.
Threats
Bill.com Holdings Inc faces certain threats that could negatively impact its performance and market position. These threats include:
- Increasing competition from established financial technology companies and emerging startups in the same space.
- Potential regulatory changes or compliance requirements, which may increase operational costs or restrict certain business practices.
- Economic downturns or financial crises that could reduce businesses' spending on financial management solutions.
BILL Holdings Employees
3 Years
5 Years
10 Years
25 Years
Max
Details
BILL Holdings Segments
BILL Holdings Revenue by Segment
3 Years
5 Years
Max
Details
BILL Holdings Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
BILL Holdings historical P/E ratio, EBIT multiple, and P/S ratio
BILL Holdings annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down BILL Holdings's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in BILL Holdings's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare BILL Holdings's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
BILL Holdings shares outstanding
3 Years
5 Years
10 Years
25 Years
Max
Details
Current BILL Holdings forecasts and price targets in September 2026
Analyst Price Targets 2026BILL Holdings Analyst Rating Actions
| Date | Firm | Action | Rating | Reliability |
|---|---|---|---|---|
| 7/24/2026 | Maintained | Hold | – | |
| 6/10/2026 | Downgrade | BuyHold | – | |
| 6/5/2026 | Maintained | Overweight | 53 | |
| 5/19/2026 | Maintained | Buy | – | |
| 5/12/2026 | Maintained | Market Perform | 53 | |
| 5/11/2026 | Maintained | Buy | 56 | |
| 5/11/2026 | Maintained | Neutral | 65 | |
| 5/5/2026 | Maintained | Outperform | 61 | |
| 4/30/2026 | Maintained | Equal Weight | 46 | |
| 4/24/2026 | Maintained | Buy | – |
Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.
BILL Holdings Earnings Calls
BILL Holdings Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 11/5/2026 | 0.93USD | - | 438.70 MUSD | - | 2026 Q3 |
| 8/19/2026 | 0.71USD | 0.84USD | 430.55 MUSD | - | 2026 Q2 |
| 5/7/2026 | 0.55USD | 0.68USD | 403.76 MUSD | - | 2026 Q1 |
| 2/5/2026 | 0.56USD | 0.64USD | 399.78 MUSD | - | 2025 Q4 |
| 11/6/2025 | 0.51USD | 0.61USD | 391.81 MUSD | - | 2025 Q3 |
| 8/27/2025 | 0.41USD | 0.53USD | 392.62 MUSD | - | 2025 Q2 |
| 2/6/2025 | 0.43USD | 0.56USD | 359.99 MUSD | - | 2024 Q4 |
| 11/7/2024 | 0.51USD | 0.63USD | 347.00 MUSD | - | 2024 Q3 |
| 8/22/2024 | 0.46USD | 0.57USD | 325.78 MUSD | - | 2024 Q2 |
| 5/2/2024 | 0.53USD | 0.60USD | 325.39 MUSD | - | 2024 Q1 |
EESG©
Eulerpool ESG Scorecard© for the BILL Holdings stock
EEnvironment
Environment
SSocial
Social
GGovernance (Corporate Governance)
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
BILL Holdings shareholder structure
| % | Name |
|---|---|
9.77424% | |
8.19761% | |
8.04252% | |
7.11921% | |
6.76038% | |
6.76038% |
BILL Holdings Beneficial Ownership Filings (SEC 13D/G)
| Stake | Holder | Filing |
|---|---|---|
13.70% | SEC ↗ | |
11.10% | SEC ↗ | |
8.70% | SEC ↗ | |
8.60% | SEC ↗ | |
8.60% | SEC ↗ | |
8.60% | SEC ↗ | |
8.60% | SEC ↗ | |
8.60% | SEC ↗ | |
8.60% | SEC ↗ | |
8.36% | SEC ↗ |
BILL Holdings Executives and Management Board
17 members · avg. age 55 · 53 % women
Mr. Rene Lacerte (58)
Chairman of the Board, Chief Executive Officer, Founder · since 2006
16.14 M USD
Management
Mr. John Rettig (60)
President, Chief Operating Officer
Ms. Mary Bowman (57)
Executive Vice President, General Manager - Payments and Financial Services
Mr. Mike Cieri (46)
Executive Vice President, General Manager of Software Solutions
Mr. Kenneth Moss (59)
Chief Technology Officer
Ms. Rohini Jain (46)
Chief Financial Officer
Ms. Karen Sansot
Investor Relations · since 2025
Board of Directors
Ms. Keri Gohman (49)
Independent Director
Mr. Daniel Wernikoff (54)
Independent Director
Ms. Allie Kline (54)
Lead Independent Director
Ms. Tina Reich (49)
Independent Director
Ms. Allison Mnookin (55)
Independent Director
Ms. Alison Wagonfeld (55)
Independent Director
BILL Holdings Supply Chain
BILL Holdings Supply Chain
Correlation: how closely stock prices move together
| # | Name | Trend | |||
|---|---|---|---|---|---|
| 1 | 0.74 | 0.76 | 0.92 | ||
| 2 | 0.68 | 0.77 | 0.90 | ||
| 3 | SVB Financial Group | 0.72 | 0.77 | 0.86 | |
| 4 | 0.45 | 0.67 | 0.86 | ||
| 5 | 0.60 | 0.60 | 0.85 |
| # | Name | Trend | |||
|---|---|---|---|---|---|
| 1 | 0.71 | 0.41 | — | ||
| 2 | 0.53 | — | — | ||
| 3 | 0.65 | 0.47 | — | ||
| 4 | -0.67 | -0.51 | — | ||
| 5 | FLEETCOR Technologies | 0.01 | 0.17 | -0.14 |
Frequently asked questions about BILL Holdings
The business model of Bill.com Holdings Inc revolves around providing cloud-based software and services specifically designed for automating and streamlining the bill payment and invoicing processes for small and mid-sized businesses. Bill.com offers a centralized platform that enables businesses to digitize and manage their financial operations, including accounts payable and accounts receivable. By leveraging advanced technology and integrated payment solutions, Bill.com aims to simplify and enhance the efficiency of financial workflows, allowing businesses to save time, reduce manual errors, and gain better control over their finances. With its user-friendly interface and comprehensive features, Bill.com aims to empower businesses to effectively manage their cash flow and accelerate growth.
Bill.com Holdings Inc is primarily active in the financial technology industry.
The main competitors of Bill.com Holdings Inc in the market are companies like Square, PayPal, and Intuit.
Bill.com Holdings Inc is a leading provider of cloud-based software solutions for businesses to streamline their financial operations. Founded in 2006, the company's platform enables companies to automate various processes such as online invoicing, accounts payable, and accounts receivable. Bill.com's software integrates with popular accounting software, helping businesses optimize their financial workflows efficiently. With its user-friendly interface and advanced features, Bill.com has garnered a strong reputation in the industry. Over the years, the company has experienced rapid growth, attracting numerous customers across diverse sectors. Today, Bill.com continues to be a trusted name in the financial technology space, providing innovative solutions for businesses to manage their finances effectively.
Bill.com Holdings Inc has achieved significant milestones throughout its history. Some notable accomplishments include reaching over 100,000 customers, expanding its global presence, and successfully launching its initial public offering (IPO). The company has also received various industry recognitions and awards for its innovative solutions in payment automation and financial workflow processes. Furthermore, Bill.com Holdings Inc continues to drive growth and innovation through strategic partnerships and acquisitions, further solidifying its position as a leader in the financial technology sector.
Bill.com Holdings Inc is primarily present in the United States.
Bill.com Holdings Inc represents a strong set of values and a clear corporate philosophy. The company is committed to helping businesses streamline their financial operations through innovative technology solutions. With a focus on efficiency, transparency, and security, Bill.com enables businesses to automate and digitize their payment processes, enhance collaboration, and simplify financial workflows. By prioritizing customer success, Bill.com fosters long-term business relationships and aims to deliver exceptional value to its clients. Additionally, the company promotes environmental sustainability by reducing paper usage and promoting paperless transactions. Bill.com Holdings Inc's dedication to innovation, customer-centricity, and sustainability sets it apart in the market.
Analysts currently set an average price target of 51.60 USD for the BILL Holdings stock (median: 54.00 USD), implying +9.2 % versus the latest price. The consensus is based on 29 analyst ratings.
29 analysts currently rate the BILL Holdings stock: 19 recommend buying, 10 holding and 0 selling.
Converted at the current exchange rate, the BILL Holdings share trades at 40.50 EUR (46.46 USD).
The BILL Holdings share (BILL) is listed on 6 stock exchanges, including: NYSE (BILL), London (0A75.L), SIX (Zürich) (0M5.SW), Frankfurt (0M5.F), München (0M5.MU), Düsseldorf (0M5.DU).
Bill.com Holdings Inc is a company specializing in the development of cloud-based solutions to simplify payment and accounting processes for small and medium-sized businesses (SMBs). The business model is based on a combination of subscriptions and transaction fees for their various products. The company's main products are the Bill.com platform and marketplace solutions. The Bill.com platform simplifies manual payment and accounting processes, minimizes errors, and improves efficiency. It is capable of processing payments both automatically and manually, and can send and accept online invoices. The platform also offers collaboration and document sharing features, allowing customers to monitor invoice information and payment status in real-time. The marketplace solutions include partner solutions integrated into the Bill.com platform. These solutions include integrated payment processing capabilities, allowing users to send and receive payments through the platform while using their own accounting systems. These solutions also improve cash flow and reduce payment traffic by enabling users to synchronize customer and vendor invoices as well as transactions between their accounts. In 2020, the company also announced a partnership with Mastercard to develop a joint solution for automating supplier invoices and payments. This partnership combines the capabilities of Bill.com with Mastercard's global network and technology to ensure fast and secure payment processing for businesses. Bill.com's business model is primarily based on a subscription model, charging customers a monthly fee and providing access to the Bill.com platform. Subscribers can also pay additional fees for supplementary features such as payment processing. However, customers are also free to pay usage-based fees for using the marketplace solutions. Bill.com's business model is focused on simplifying the complexity of accounting and payment processes for SMBs. The platform is user-friendly and easy to use, allowing customers to save time and money. Thanks to integration with various leading accounting software providers, Bill.com can provide a seamless experience that enhances user productivity. The Bill.com marketplace also brings together various payment and accounting companies on one platform, offering customers a greater choice of options and the ability to choose the most efficient solution for their business. Overall, Bill.com's business model is focused on simple, intuitive, and automated payment and accounting processing, making it a valuable partner for many SMBs looking for easy solutions to improve their financial processes.
The revenue of BILL Holdings is 1.65 B USD. This figure is based on current financial data and reflects the company's business performance.
The profit of BILL Holdings is -11.24 M USD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of BILL Holdings is currently -404.61. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the BILL Holdings stock.
The price-to-sales ratio (P/S) of BILL Holdings is currently 2.75. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the BILL Holdings stock.
The Eulerpool Quality Score for BILL Holdings is 4/10.
The ISIN of BILL Holdings is US0900431000. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of BILL Holdings is A2PWWA. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of BILL Holdings is BILL. The ticker symbol is used to trade BILL Holdings shares on the stock exchange.
BILL Holdings paid dividends every year for the past 0 years.
BILL Holdings is assigned to the 'Information technology' sector.
The dividends of BILL Holdings are distributed in USD.
BILL Holdings stock
BILL Holdings Peer Group
BILL Holdings Ticker
BILL Holdings FIGI
All fundamentals and in-depth analysis of BILL Holdings
Our stock analysis for BILL Holdings stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of BILL Holdings. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.