Alerus Financial (ALRS) Stock Price

Alerus Financial Price

NASDAQ·CLOSED
31.19
​
Market closed

Revenue has compounded at 8.5% per year over the past 19 years to 327.86 M USD. Earnings per share have grown at 1.3% per year over the last 19 years. Alerus Financial's net margin stands at 5.3%, down from 22.3% several years earlier. Alerus Financial currently offers a dividend yield of about 2.66%. The payout ratio is around 121% of earnings. The dividend has grown at 11.2% per year over the past 19 years. Analysts set a median price target of 37.00 USD, implying 18.6% above the current price. Of 11 analysts, 6 rate the stock a buy — an overall Buy consensus.

Alerus Financial stock price

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Alerus Financial business model & stock analysis

Alerus Financial Corp is an American bank holding company based in Grand Forks, North Dakota. The company was founded in 1879 and has undergone many changes over the decades, but its mission has never changed: it strives to help its customers achieve their financial goals. Alerus Financial Corp's business model is very diverse. It offers a wide range of banking services, including deposits, loans, mortgages, asset management, insurance, and financial planning, for both retail customers and small and medium-sized businesses. The company is divided into three divisions: Alerus Retirement and Benefits, Alerus Mortgage, and Alerus Wealth Management. The Alerus Retirement and Benefits division specializes in helping employers develop and manage customized retirement plans for their employees. These retirement plans include 401k plans, employee stock plans, pension plans, and more. They also offer individual retirement solutions for employees and self-employed individuals. The Alerus Mortgage division specializes in residential mortgages and offers various options for home purchase, refinancing, and construction to retail customers. They also offer mortgages for second homes and investment properties. In the Alerus Wealth Management department, they offer financial planning, investment management, trust administration, and asset management. Their experts help customers define their financial goals and develop strategies to achieve them. The products offered by Alerus Financial Corp are diverse and range from credit cards to construction loans. They also offer online banking services, mobile banking, and an online payment system. Throughout the history of Alerus Financial Corp, they have overcome many challenges. In the 1980s, the bank experienced strong growth when it opened dozens of new branches in North Dakota and Minnesota. However, in the late 1990s, the bank faced serious financial difficulties and had to close some branches. In 2000, Alerus Financial Corp became a holding company for its banking operations. Since then, the company has experienced consistent growth in terms of opening new branches and expanding its services. Overall, Alerus Financial Corp is a company with an impressive history and a wide range of services for its customers. The various divisions of the company bring a broad spectrum of expertise and experience to the company, allowing them to support their customers on an individual level.

Frequently asked questions about Alerus Financial

Alerus Financial Corp is primarily active in the financial services industry. It offers a comprehensive range of banking, wealth management, and mortgage services to individuals and businesses. With a strong focus on customer satisfaction, Alerus Financial Corp has established itself as a reliable and trusted financial partner. Through its innovative solutions and strategic partnerships, the company continues to drive growth and provide exceptional financial solutions to its clients.

The business model of Alerus Financial Corp is centered around serving the financial needs of individuals, businesses, and communities. As a diversified financial services company, Alerus offers a range of products and services including banking, mortgage, retirement, wealth management, and employee benefits solutions. Alerus focuses on providing personalized and tailored solutions to its customers, delivering exceptional value and building long-term relationships. With its strong commitment to customer service and expertise in the financial industry, Alerus Financial Corp strives to empower individuals and businesses to achieve their financial goals.

The main competitors of Alerus Financial Corp in the market include prominent financial institutions such as U.S. Bancorp, Wells Fargo & Company, and Bank of America Corporation. These established players compete with Alerus Financial Corp in various segments of the financial industry, including retail banking, commercial banking, wealth management, and mortgage services. As Alerus Financial Corp aims to maintain its competitive edge, it continually strives to deliver innovative financial solutions, exceptional customer service, and customized strategies to meet the evolving needs of its clientele.

Alerus Financial Corp, a reputable financial institution, has a rich history and background that spans several decades. Established in 1933, the company has been serving its clients with exceptional financial services. Initially founded as the Alerus State Bank, it has evolved and expanded its offerings over time. Alerus Financial Corp has consistently upheld its core values of integrity, client-centric approach, and community involvement. With a strong focus on customer satisfaction, they provide a wide range of financial services, including banking, wealth management, mortgage, and retirement planning solutions. Alerus Financial Corp has established itself as a trusted name in the industry, committed to helping individuals and businesses achieve their financial goals.

Alerus Financial Corp has achieved several significant milestones since its inception. Over the years, the company has successfully expanded its operations and acquired other financial institutions, establishing a strong presence in the banking industry. It has consistently demonstrated financial strength and stability, attracting a growing base of loyal customers. Alerus Financial Corp has also received recognition for its exceptional customer service and innovation in offering comprehensive banking solutions. By focusing on building trust and delivering value, this company continues to make significant strides in the financial sector, solidifying its position as a leading player in the industry.

Alerus Financial Corp is primarily present in the United States.

Alerus Financial Corp represents a set of core values and corporate philosophy that underpin its operations and service offerings. The company is committed to integrity, customer satisfaction, and fostering relationships built on trust and transparency. Alerus Financial Corp prioritizes delivering exceptional financial solutions tailored to meet the individual needs of their clients. With a customer-centric approach, they provide personalized advice, innovative products, and reliable support. As a reputable financial institution, Alerus Financial Corp strives to empower individuals, businesses, and communities to achieve their financial goals. Through responsible financial management and a dedication to excellence, Alerus Financial Corp continues to thrive in the industry.

Analysts currently set an average price target of 36.67 USD for the Alerus Financial stock (median: 37.00 USD), implying +17.6 % versus the latest price. The consensus is based on 11 analyst ratings.

11 analysts currently rate the Alerus Financial stock: 6 recommend buying, 5 holding and 0 selling. For 2026, analysts expect Alerus Financial to generate revenue of 311.08 M USD and earnings per share of 3.02 USD.

Converted at the current exchange rate, the Alerus Financial share trades at 27.92 EUR (31.19 USD).

The Alerus Financial share (ALRS) is listed on 2 stock exchanges, including: NASDAQ (ALRS), Frankfurt (5QD.F).

Alerus Financial Corp is a diversified financial services group that offers a wide range of products and services. Founded in 1933, the company has become a leading provider of retail and institutional financial services. Alerus Financial Corp consists of several segments, including wealth management, banking, and mortgage lending. Each segment offers specialized financial services to meet the varying needs of its customers. The wealth management section provides individual investment advisory and management, trust and estate planning, wealth transfer, and financial planning services. The customers of the wealth management section receive highly qualified advice and extensive support in building and preserving wealth. The banking segment offers comprehensive banking services, including deposit and investment products, credit cards, loans, online banking, and cash management services. Customers have access to advanced technology and experienced staff. Alerus' mortgage lending segment offers customized mortgage and refinancing solutions to meet the needs of its customers. The company offers both conventional and government-backed mortgages and has a wide network of lenders and investors. Alerus also offers a variety of products and services that cover all of its customers' financial needs. These include investment products such as stocks, bonds, mutual funds, and annuities, as well as insurance products such as life insurance, health insurance, and property insurance. Alerus strives to provide its customers with the highest level of quality, service, and value. The company places great emphasis on individual customer care and ensures that they have access to knowledgeable financial advisors at all times. Alerus' business model is focused on long-term relationships with its customers. The company aims to gain and maintain the trust and satisfaction of its customers through personalized and professional care. At the core of Alerus' business model is a commitment to responsible and sustainable corporate governance. The company is dedicated to ethical principles, social responsibility, and environmental sustainability to protect the interests of its customers and community. Overall, Alerus Financial Corp offers a wide range of financial services to meet the diverse needs of its customers. With a balanced portfolio of business areas, a strong customer base, and a clear strategic direction, the company is well positioned to continue to be successful in the future.

The expected revenue of Alerus Financial is 311.08 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Alerus Financial is 76.64 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Alerus Financial is currently 10.34. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Alerus Financial stock.

The price-to-sales ratio (P/S) of Alerus Financial is currently 2.55. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Alerus Financial stock.

The Eulerpool Quality Score for Alerus Financial is 3/10.

The ISIN of Alerus Financial is US01446U1034. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of Alerus Financial is A0YG96. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of Alerus Financial is ALRS. The ticker symbol is used to trade Alerus Financial shares on the stock exchange.

Fair ValueTerminal
30.25 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Diversified Financial Services
Number of shares
Employees
Revenue per Employee
379,461.81 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website alerus.com
Currency
USD
Initial public offering
Jul 27, 2001
ISIN
US01446U1034
Cusip
01446U103
Sedol
2679141
Market capitalization
792.54 M USDSmall Cap
52-Week Range
PEG
-34.97
P/E ratio
P/Ee 2026
10.34
P/Ee 2027
11.10
P/Ee 2028
10.76
P/S
P/Se
2.55
EV/EBIT
48.39
P/B Ratio
1.40
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
1.87 %
Dividend
Dividend yield
2.66 %
Est. Dividend Yield
2.78 %
Payout Ratio
120.88 %
Dividend growth Ø5Y
5.67 %
Dividend payments per year
4
Dividend paid since
20 years
Dividend not reduced since
13 years
Dividend increased since
13 years
Dividend withholding tax
30.00 %
Last updated Oct 13, 2026, 5:48 PM

Alerus Financial Ticker

FRANKFURT · 5QD.FNASDAQ · ALRS

Alerus Financial FIGI

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