IOUpay (IOU.AX) Stock Price

IOUpay Price

🇦🇺ASX·CLOSED
0.04AUD
Market closed
Today +/-
Today %

IOUpay (IOU.AX) Stock | ISIN AU0000108409 | WKN A2QEFL. The current IOUpay stock price is 0.04 AUD (2026). Market capitalization is 43.8 M AUD. IOUpay operates in the Communication sector.

IOUpay stock price

Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of IOUpay over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how IOUpay stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing IOUpay's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

IOUpay Stock Price History
DateIOUpay Price
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IOUpay Revenue, EBIT, Net Income

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Revenue
EBIT
Net Income
Details
Date
Revenue
EBIT
Net Income
Jan 1, 2016
9.81 M AUD
1.5 M AUD
1.94 M AUD
Jan 1, 2017
7.57 M AUD
-212,870 AUD
-13.53 M AUD
Jan 1, 2018
9.32 M AUD
-182,690 AUD
-658,470 AUD
Jan 1, 2019
6.6 M AUD
-3.37 M AUD
-4.7 M AUD
Jan 1, 2020
6.39 M AUD
-1.46 M AUD
-2.61 M AUD
Jan 1, 2021
7.47 M AUD
-4.53 M AUD
-4.79 M AUD
Jan 1, 2022
9.1 M AUD
-11.31 M AUD
-10.02 M AUD

IOUpay Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 10, 2026, 12:38 PM
 
REVENUE (M AUD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M AUD)
NET INCOME (M AUD)
NET INCOME GROWTH (%)
SHARES (M)
DOCUMENTS
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales IOUpay generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue IOUpay retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare IOUpay's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares IOUpay has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against IOUpay's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

IOUpay stock margins

The IOUpay margin analysis displays the gross margin, EBIT margin, as well as the profit margin of IOUpay. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for IOUpay.
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Gross margin
EBIT margin
Profit margin
Details
Date
Gross margin
EBIT margin
Profit margin
Jan 1, 2016
60.68 %
15.27 %
19.8 %
Jan 1, 2017
44.17 %
-2.81 %
-178.61 %
Jan 1, 2018
56.32 %
-1.96 %
-7.07 %
Jan 1, 2019
39.9 %
-51.08 %
-71.17 %
Jan 1, 2020
25.75 %
-22.92 %
-40.84 %
Jan 1, 2021
19.66 %
-60.7 %
-64.21 %
Jan 1, 2022
33.86 %
-124.28 %
-110.11 %

IOUpay Stock Revenue, EBIT, Earnings per Share

The IOUpay earnings per share therefore indicates how much revenue IOUpay has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
EBIT per share
Earnings per Share
Details
Date
Revenue per Share
EBIT per share
Earnings per Share
Jan 1, 2016
0.07 AUD
0.01 AUD
0.01 AUD
Jan 1, 2017
0.05 AUD
-0 AUD
-0.09 AUD
Jan 1, 2018
0.05 AUD
-0 AUD
-0 AUD
Jan 1, 2019
0.04 AUD
-0.02 AUD
-0.03 AUD
Jan 1, 2020
0.03 AUD
-0.01 AUD
-0.01 AUD
Jan 1, 2021
0.02 AUD
-0.01 AUD
-0.01 AUD
Jan 1, 2022
0.02 AUD
-0.02 AUD
-0.02 AUD

IOUpay business model & stock analysis

Ioupay Ltd is an emerging company specializing in providing innovative payment solutions for various industries. The company was founded in 2015 with the vision of revolutionizing the way people and businesses make online payments. Since its inception, Ioupay Ltd has experienced remarkable growth and has become one of the leading providers in the market. The company has developed a robust business model based on integrating cutting-edge technology and innovative products. Some of its main areas of focus include mobile payments, payment gateways, intelligent payment traffic monitoring, and solutions for the gaming sector. Ioupay Ltd strives to add value to its customers by offering additional services such as data storage for analysis purposes, various reporting features, and top-notch customer support. Overall, Ioupay Ltd is dedicated to providing meaningful technology and innovative products to create an outstanding customer experience.

IOUpay SWOT Analysis

Strengths

  • Strong brand reputation in the finance industry
  • Diverse and innovative product portfolio
  • Technologically advanced payment platform
  • Well-established customer base
  • Strategic partnerships with key industry players

Weaknesses

  • Relatively small market share compared to competitors
  • Limited international presence
  • High dependency on external payment gateways
  • Vulnerability to cybersecurity threats
  • Lack of diversification in revenue sources

Opportunities

  • Growing demand for digital payment solutions
  • Expansion into new geographical markets
  • Strategic acquisitions to enhance market presence
  • Collaboration with emerging fintech startups
  • Integration with popular e-commerce platforms

Threats

  • Intense competition from established payment providers
  • Evolving regulatory landscape affecting payment industry
  • Economic downturn impacting consumer spending
  • Changing customer preferences and demands
  • Potential disruptions in payment infrastructure

IOUpay Eulerpool Fair Value

IOUpay historical P/E ratio, EBIT multiple, and P/S ratio

IOUpay annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

IOUpay shares outstanding

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2016
142.42 M base_Shares
Jan 1, 2017
149.74 M base_Shares
Jan 1, 2018
177.81 M base_Shares
Jan 1, 2019
183.66 M base_Shares
Jan 1, 2020
190.16 M base_Shares
Jan 1, 2021
419.21 M base_Shares
Jan 1, 2022
551.57 M base_Shares
Price targets and forecasts for IOUpay are not yet available.

IOUpay shareholder structure

% Name
8.73361%
Finran Pty. Ltd.
Finran Pty. Ltd.
2.04135%
Jox Holdings Ltd.
Jox Holdings Ltd.
0.99568%
Ward (Mark John)
Ward (Mark John)
0.7674%
Patridge (Brett)
Patridge (Brett)
0.49543%
Lee (Chin Wee Aaron)
Lee (Chin Wee Aaron)
0.48477%
Lim (Keong Yew)
Lim (Keong Yew)
0.46802%
Jenkins (Paul Andrew)
Jenkins (Paul Andrew)
0.42122%
Bromidis (Arthur)
Bromidis (Arthur)
0.37442%
Wang (Wen)
Wang (Wen)
0.26883%
Paramasivam (Steve Siva)
Paramasivam (Steve Siva)

IOUpay Supply Chain

Frequently asked questions about IOUpay

The business model of Ioupay Ltd is a payment solutions provider that offers world-class financial technology services. They aim to streamline payment processes and optimize cash flow for businesses through innovative solutions. Ioupay Ltd engages in developing and providing online payment platforms, digital wallets, and other payment-related services to businesses and consumers alike. Their services enable secure and convenient electronic payments, improving efficiency and enhancing customer experience. With a strong focus on technology and customer-centric approach, Ioupay Ltd aims to revolutionize the payment industry and drive digital transformation for businesses globally.

All fundamentals and in-depth analysis of IOUpay

Our stock analysis for IOUpay Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of IOUpay Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.