Sezzle (SZL.AX) Stock Price
Sezzle Price
Over the last 5 years Sezzle grew revenue by 433.7% annually, reaching 125.57 M USD. For Sezzle, the net margin of -30.3% is up versus -257.0% a few years ago. Of 9 analysts, 1 rate the stock a buy — an overall Sell consensus.
Sezzle stock price
Details
Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Sezzle over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Sezzle stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Sezzle's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Sezzle Price |
|---|
Sezzle Revenue, EBIT, Net Income
3 Years
5 Years
10 Years
25 Years
Max
Details
Sezzle Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEM USD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEM USD |
| EBITM USD |
| EBIT MARGIN% |
| NET INCOMEM USD |
| NET INCOME GROWTH% |
| SHARESM |
| 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023e | 2024e | 2025e | 2026e |
|---|---|---|---|---|---|---|---|---|---|
| – | 1.00 | 15.00 | 58.00 | 114.00 | 125.00 | 148.00 | 147.00 | 154.00 | 127.00 |
| – | – | 1,400.00 | 286.67 | 96.55 | 9.65 | 18.40 | -0.68 | 4.76 | -17.53 |
| – | 8,400.00 | 53.33 | 62.07 | 62.28 | 67.20 | 67.20 | 67.20 | 67.20 | 67.20 |
| 84.00 | 84.00 | 8.00 | 36.00 | 71.00 | 84.00 | 99.46 | 98.78 | 103.49 | 85.34 |
| – | -4.00 | -11.00 | -27.00 | -68.00 | -39.00 | 7.00 | 4.00 | 10.00 | – |
| – | -400.00 | -73.33 | -46.55 | -59.65 | -31.20 | 4.73 | 2.72 | 6.49 | – |
| -1.00 | -4.00 | -13.00 | -32.00 | -75.00 | -38.00 | 6.00 | 3.00 | 7.00 | -6.00 |
| – | 300.00 | 225.00 | 146.15 | 134.38 | -49.33 | -115.79 | -50.00 | 133.33 | -185.71 |
| 177.86 | 177.86 | 111.58 | 4.92 | 5.27 | 5.44 | 5.44 | 5.44 | 5.44 | 5.44 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Sezzle generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Sezzle retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Sezzle's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Sezzle has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Sezzle's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Sezzle stock margins
3 Years
5 Years
10 Years
25 Years
Max
Details
Sezzle Stock Revenue, EBIT, Earnings per Share
3 Years
5 Years
10 Years
25 Years
Max
Details
Sezzle business model & stock analysis
Sezzle SWOT Analysis
Strengths
1. Innovative technology platform: Sezzle Inc has developed a cutting-edge technology platform that allows consumers to make online purchases and pay for them in interest-free installments. This unique offering has attracted a large customer base and positioned the company as a leader in the industry.
2. Strong brand recognition: Sezzle Inc has established a strong brand presence in the market, with its name becoming synonymous with flexible and convenient payment options. This recognition gives the company a competitive edge and helps attract new customers.
3. Growing merchant network: Sezzle Inc has successfully onboarded numerous merchants onto its platform, providing customers with a wide range of options to choose from. The increasing merchant network enhances the company's value proposition and expands its customer reach.
Weaknesses
1. Reliance on e-commerce industry: Sezzle Inc's business model heavily relies on the growth and stability of the e-commerce industry. Any downturn or disruption in this sector could negatively impact the company's performance and revenue.
2. Limited geographical presence: Sezzle Inc is currently focused on the North American market, which limits its revenue potential compared to competitors with a more global footprint. Expanding into international markets could be challenging due to regulatory and operational complexities.
Opportunities
1. Increasing consumer demand for flexible payment options: The rising trend of consumers seeking alternative and flexible payment methods presents a significant opportunity for Sezzle Inc. The company can capitalize on this demand by expanding its customer base and attracting new merchants.
2. Partnerships and collaborations: Collaborating with major e-commerce platforms and forging strategic partnerships with established brands can help Sezzle Inc gain access to a larger customer pool and strengthen its market position.
3. Expansion into new verticals: Sezzle Inc has the potential to expand its services beyond traditional retail and e-commerce sectors, such as healthcare, travel, or education. Diversifying its offerings can lead to additional revenue streams and mitigate risks associated with sector-specific fluctuations.
Threats
1. Intense competition: The buy-now-pay-later industry is becoming increasingly crowded, with various players vying for market share. Sezzle Inc faces direct competition from established players and emerging startups, which may impact its growth prospects and profitability.
2. Regulatory changes: The regulatory landscape surrounding the buy-now-pay-later industry is evolving, and new regulations may be introduced in the future. Sezzle Inc needs to stay updated on regulatory changes and ensure compliance to avoid potential legal challenges.
Sezzle Eulerpool Fair Value
Details
Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Sezzle historical P/E ratio, EBIT multiple, and P/S ratio
Sezzle annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Sezzle shares outstanding
3 Years
5 Years
10 Years
25 Years
Max
Details
Sezzle stock splits
Current Sezzle forecasts and price targets in August 2026
Analyst Price Targets 2026Sezzle shareholder structure
| % | Name |
|---|---|
38.58096% | |
7.88119% | |
6.68092% | |
6.40719% | |
4.97475% | |
1.83842% |
Frequently asked questions about Sezzle
The business model of Sezzle Inc revolves around providing a buy-now-pay-later solution for consumers. This means that customers can make purchases and split the total cost into interest-free installments, allowing for more flexibility in managing their finances. Sezzle earns revenue by charging merchants a fee for each transaction. By offering a budget-friendly payment option, Sezzle aims to attract more customers to merchants, boost sales, and enhance customer loyalty. This innovative approach to online shopping has positioned Sezzle Inc as a leading player in the fintech and e-commerce industry.
Sezzle Inc is primarily active in the financial technology industry, specifically focusing on the buy now, pay later (BNPL) sector. As a leading provider of interest-free installment plans, Sezzle partners with various online retailers across industries such as fashion, beauty, electronics, home goods, and more. Through its innovative platform, Sezzle allows consumers to divide their purchases into four equal payments, making it easier and more affordable for shoppers to access the products they desire.
Some of the main competitors of Sezzle Inc in the market include Afterpay, Klarna, and Affirm.
Sezzle Inc is a fintech company that provides buy-now-pay-later options to consumers. Founded in 2016, Sezzle offers interest-free installment plans for online shoppers, allowing them to split their purchase into four equal payments. The company is headquartered in Minneapolis, Minnesota, and has rapidly gained popularity for its convenient and flexible payment solutions. Sezzle Inc has quickly expanded its services to various industries, partnering with over 34,000 active merchants across the United States, Canada, and Australia. With a mission to financially empower the next generation, Sezzle continues to establish itself as a leading player in the buy-now-pay-later sector.
Some significant milestones achieved by Sezzle Inc include its successful listing on the Australian Securities Exchange (ASX) in July 2019, marking a major step in its growth strategy. The company has also expanded its merchant network to over 34,000 active merchants, providing a wide range of products across various industries. Additionally, Sezzle Inc has experienced remarkable customer growth, reaching over 2 million active users as of 2020. These milestones reflect Sezzle Inc's ability to attract investors, establish partnerships, and gain popularity among online shoppers, solidifying its position as a leading buy now, pay later solution in the market.
Sezzle Inc is primarily present in the United States, Canada, and India.
Sezzle Inc represents values of transparency, inclusivity, and accessibility in the corporate world. With a strong commitment to revolutionizing the way people shop and pay, Sezzle Inc aims to empower consumers by offering interest-free installment plans at various online stores. Their corporate philosophy revolves around providing a seamless and user-friendly payment experience, ensuring financial control and flexibility for their customers. Sezzle Inc strives to foster better financial habits and build long-lasting relationships with both consumers and online merchants. Through their innovative approach, Sezzle Inc continues to make a positive impact on the e-commerce industry and improve the overall shopping experience for individuals worldwide.
9 analysts currently rate the Sezzle stock: 1 recommend buying, 3 holding and 5 selling.
The Sezzle share (SZL.AX) is listed on 4 stock exchanges, including: Frankfurt (0SEA.F), München (0SEA.MU), ASX (SZL.AX).
Sezzle Inc is a US-based company that specializes in providing a Buy-Now-Pay-Later platform. The company aims to offer consumers a simple and convenient way to pay for purchases in installments, while merchants benefit from higher order values and improved customer loyalty. Sezzle's business model is based on a simple concept: consumers are offered the opportunity to pay for their purchases in four equal installments, due every two weeks. In return, e-commerce merchants receive their payments in full immediately, leading to improved cash flow and higher customer satisfaction. Sezzle's platform is primarily targeted at millennials and Gen Z who are looking for a flexible payment plan. The platform allows consumers to initially pay only 25% of the purchase price and repay the rest in three additional installments. There are no additional interest or fees, and the installment plans are carefully tailored to the needs of the customers. Sezzle offers a variety of products and services to meet customer requirements. These include a mobile app, a shopping service, fraud detection tools, and a sophisticated risk management system to ensure that both merchants and customers are protected at all times. With the rapidly growing market for Buy-Now-Pay-Later services, Sezzle has found a niche that is quickly expanding. The company has over 2.5 million active customers and more than 34,000 active merchants using the platform to expand their businesses. Sezzle has also expanded into the international market and now offers its services in Canada and India. The company plans to enter additional markets to expand its reach and strengthen its market position. Overall, Sezzle Inc is an innovative company that offers a simple and convenient way to pay for purchases in installments. With a strong focus on the needs of consumers and merchants, the company has developed unique services that enable quick brand loyalty and sustainable growth. Sezzle's platform is a great alternative for consumers who desire a flexible payment option, and for merchants who want to increase their sales.
The revenue cannot currently be calculated for Sezzle.
The profit cannot currently be calculated for Sezzle.
The P/E ratio cannot be calculated for Sezzle at the moment.
The P/S cannot be calculated for Sezzle currently.
The Eulerpool Quality Score for Sezzle is 3/10.
The ISIN of Sezzle is AU0000050981. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Sezzle is A2PPQ3. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Sezzle is SZL.AX. The ticker symbol is used to trade Sezzle shares on the stock exchange.
Sezzle is assigned to the 'Information technology' sector.
The dividends of Sezzle are distributed in USD.
Sezzle stock
Sezzle Peer Group
Sezzle Ticker
Sezzle FIGI
All fundamentals and in-depth analysis of Sezzle
Our stock analysis for Sezzle stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Sezzle. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.