Challenger (CGF.AX) Stock Price
Challenger Price
Over the last 19 years Challenger grew revenue by 0.4% annually, reaching 2.53 B AUD. Earnings per share have grown at 0.6% per year over the last 19 years. For Challenger, the net margin of 7.6% is down versus 21.4% a few years ago. At today's price the dividend yield works out to roughly 4.25%. The payout ratio is around 153% of earnings. The dividend has grown at 7.5% per year over the past 19 years. The consensus 12-month price target for Challenger is 10.05 AUD, about 1.3% above where the stock trades today. Of 16 analysts, 12 rate the stock a buy — an overall Buy consensus. The stock trades about 35% above its 52-week low.
Challenger stock price
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Stock Price
ⓘHow to Read This Chart
This chart tracks the historical stock price of Challenger over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.
Total Return vs. Price Return
The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.
Intraday Price Data
When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Challenger stock reacts to market openings, earnings releases, or breaking news throughout the trading session.
What to Look For
Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Challenger's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.
| Date | Challenger Price |
|---|---|
| 9/4/2026 | 9.91 AUD |
| 9/3/2026 | 9.86 AUD |
| 9/2/2026 | 9.99 AUD |
| 9/1/2026 | 9.39 AUD |
| 8/31/2026 | 9.49 AUD |
| 8/28/2026 | 9.50 AUD |
| 8/27/2026 | 9.57 AUD |
| 8/26/2026 | 9.63 AUD |
| 8/25/2026 | 9.63 AUD |
| 8/24/2026 | 9.66 AUD |
| 8/21/2026 | 9.65 AUD |
| 8/20/2026 | 9.82 AUD |
| 8/19/2026 | 9.80 AUD |
| 8/18/2026 | 10.32 AUD |
| 8/17/2026 | 9.74 AUD |
| 8/14/2026 | 9.89 AUD |
| 8/13/2026 | 9.82 AUD |
| 8/12/2026 | 9.74 AUD |
| 8/11/2026 | 9.88 AUD |
| 8/10/2026 | 9.88 AUD |
| 8/7/2026 | 9.99 AUD |
| 8/6/2026 | 9.86 AUD |
| 8/5/2026 | 9.87 AUD |
| 8/4/2026 | 9.94 AUD |
| 8/3/2026 | 10.02 AUD |
| 7/31/2026 | 9.81 AUD |
| 7/30/2026 | 9.67 AUD |
| 7/29/2026 | 10.10 AUD |
| 7/28/2026 | 10.54 AUD |
| 7/27/2026 | 10.43 AUD |
Challenger Revenue, EBIT, Net Income
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Challenger Income Statement, Balance Sheet, Cash Flow Statement
| REVENUEB AUD |
|---|
| REVENUE GROWTH% |
| GROSS MARGIN% |
| GROSS INCOMEB AUD |
| EBITB AUD |
| EBIT MARGIN% |
| NET INCOMEM AUD |
| NET INCOME GROWTH% |
| DIVIDENDDIV.AUD |
| DIVIDEND GROWTHDIV. GROWTH% |
| SHARESM |
| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026e | 2027e | 2028e | 2029e | 2030e | 2031e |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1.77 | 1.97 | 2.19 | 2.37 | 1.13 | 2.77 | 1.40 | 2.13 | 2.61 | 2.53 | 0.99 | 0.97 | 0.99 | 1.04 | 1.16 | 1.30 |
| 4.97 | 11.22 | 11.05 | 8.31 | -52.28 | 144.61 | -49.55 | 52.11 | 23.01 | -3.33 | -60.94 | -2.03 | 2.38 | 5.35 | 11.41 | 12.05 |
| 74.62 | 80.68 | 75.98 | 74.07 | 57.95 | 79.31 | 107.66 | 100.85 | 81.98 | 84.80 | 100.85 | 100.85 | 100.85 | 100.85 | 100.85 | 100.85 |
| 1.32 | 1.59 | 1.66 | 1.76 | 0.66 | 2.20 | 1.50 | 2.14 | 2.14 | 2.14 | 1.00 | 0.98 | 1.00 | 1.05 | 1.17 | 1.31 |
| 0.39 | 0.51 | 0.40 | 0.42 | -0.61 | 0.84 | -0.21 | 0.79 | 0.91 | 1.12 | 0.70 | 0.79 | 0.82 | 0.89 | 0.91 | – |
| 21.71 | 25.76 | 18.26 | 17.75 | -53.80 | 30.30 | -14.67 | 37.22 | 34.62 | 44.20 | 71.23 | 81.70 | 82.93 | 84.85 | 78.23 | – |
| 327.00 | 397.00 | 322.00 | 307.00 | -416.00 | 592.00 | 253.00 | 171.00 | 129.00 | 192.00 | 454.00 | 484.00 | 521.00 | 558.00 | 566.00 | 653.00 |
| 9.36 | 21.41 | -18.89 | -4.66 | -235.50 | -242.31 | -57.26 | -32.41 | -24.56 | 48.84 | 136.46 | 6.61 | 7.64 | 7.10 | 1.43 | 15.37 |
| 0.46 | 0.49 | 0.51 | 0.51 | 0.50 | 0.29 | 0.33 | 0.34 | 0.38 | 0.42 | 0.31 | 0.31 | 0.31 | – | – | – |
| 12.20 | 6.52 | 4.08 | – | -1.96 | -42.00 | 13.79 | 3.03 | 11.76 | 10.53 | -26.19 | – | – | – | – | – |
| 616.04 | 611.43 | 692.55 | 785.76 | 608.33 | 917.72 | 871.12 | 697.10 | 700.74 | 696.99 | 696.99 | 696.99 | 696.99 | 696.99 | 696.99 | 696.99 |
Details
Income Statement Key Figures
ⓘRevenue and Revenue Growth
Revenue is the starting point of every income statement — it measures the total sales Challenger generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.
Gross Margin
Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Challenger retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Challenger's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.
EBIT and EBIT Margin
EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.
Net Income and Earnings Per Share (EPS)
Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.
Shares Outstanding
The total number of shares Challenger has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.
Analyst Estimates
The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Challenger's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.
Challenger stock margins
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Challenger Stock Revenue, EBIT, Earnings per Share
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Challenger business model & stock analysis
Challenger SWOT Analysis
Strengths
Challenger Ltd is a leading player in its industry, known for its strong brand reputation and wide customer base. The company has a diverse product portfolio, offering a range of high-quality and innovative products to meet different customer needs. Challenger Ltd also boasts a well-established distribution network, enabling efficient and widespread product availability.
Weaknesses
Although Challenger Ltd has a strong brand image, it faces certain weaknesses that could impact its performance. One major weakness is its heavy reliance on a single market segment, which exposes the company to significant market risks. Additionally, the company may face challenges in keeping up with rapidly changing technology and consumer preferences, as well as potential supply chain vulnerabilities.
Opportunities
Challenger Ltd can capitalize on several opportunities to drive growth and increase its market share. The growing demand for its products, along with the expansion of potential markets, provides opportunities for the company to expand its customer base and increase revenue. Moreover, advancements in technology present opportunities for product innovation and development, allowing Challenger Ltd to stay competitive and attract new customers.
Threats
The market in which Challenger Ltd operates is subject to various threats that need careful consideration. Intense competition from existing and emerging players may pose a threat to the company's market position and profitability. Moreover, economic fluctuations, changing government regulations, and potential disruptions in the supply chain can also impact Challenger Ltd's operations and financial performance.
Challenger Eulerpool Fair Value
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Fair Value Estimate
ⓘWhat Is Fair Value?
Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.
Earnings-Based Fair Value
Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.
Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021
Revenue-Based Fair Value
Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"
Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021
Dividend-Based Fair Value
Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.
Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021
How to Use This Chart
When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.
Challenger historical P/E ratio, EBIT multiple, and P/S ratio
Challenger annual returns
Details
Annual Return
ⓘWhat This Chart Shows
This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.
Price Return
Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.
Dividend Return
Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.
What to Look For
Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.
Challenger shares outstanding
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Challenger stock splits
Challenger Dividend History
24 years of dividend payments · 5 consecutive increases
Challenger dividend history and estimates
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Challenger dividend payout ratio
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Current Challenger forecasts and price targets in September 2026
Analyst Price Targets 2026Challenger Earnings Calls
Challenger Earnings Estimates & Surprises
| Date | EPS estimate | EPS Actual | Revenue Estimate | Price reaction | Quarterly report |
|---|---|---|---|---|---|
| 2/12/2024 | 0.27AUD | - | 449.89 MAUD | - | 2024 Q2 |
| 8/13/2023 | 0.23AUD | - | 427.06 MAUD | - | 2023 Q4 |
| 2/15/2023 | 0.22AUD | - | 408.90 MAUD | - | 2023 Q2 |
| 8/16/2022 | 0.21AUD | - | 399.24 MAUD | - | 2022 Q4 |
| 2/17/2022 | 0.21AUD | - | 376.64 MAUD | - | 2022 Q2 |
| 8/10/2021 | 0.18AUD | - | 339.36 MAUD | - | 2021 Q4 |
| 2/9/2021 | 0.18AUD | - | 341.75 MAUD | - | 2021 Q2 |
| 8/11/2020 | 0.22AUD | - | 381.40 MAUD | - | 2020 Q4 |
| 2/11/2020 | 0.28AUD | - | 424.15 MAUD | - | 2020 Q2 |
| 8/13/2019 | 0.30AUD | - | 416.93 MAUD | - | 2019 Q4 |
EESG©
Eulerpool ESG Scorecard© for the Challenger stock
EEnvironment
20
Environment
SSocial
20
Social
GGovernance (Corporate Governance)
4
Governance (Corporate Governance)
The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.
Challenger shareholder structure
| % | Name |
|---|---|
19.74025% | |
4.03829% | |
2.24205% | |
1.76609% | |
1.73546% | |
1.31155% |
Challenger Beneficial Ownership Filings (SEC 13D/G)
Challenger Executives and Management Board
12 members · 50 % women
Mr. Nicolas Hamilton
Chief Executive Officer, Managing Director, Executive Director · since 2019
3.58 M AUD
Management
Mr. Anton Kapel
Chief Executive - Life and Solutions
Mr. Victor Rodriguez
Chief Executive officer of Funds Management
Ms. Alexandra Bell
Chief Financial Officer
Ms. Linda Matthews
Company Secretary
Board of Directors
Mr. Duncan West
Independent Non-Executive Chairman of the Board
Ms. Joanne Stephenson
Independent Non-Executive Director
Mr. John Green
Independent Non-Executive Director
Ms. Melanie Willis
Independent Non-Executive Director
Dr. Heather Smith
Independent Non-Executive Director
Ms. Lisa Gray
Independent Non-Executive Director
Frequently asked questions about Challenger
The main competitors of Challenger Ltd in the market are AMP Limited, Australia and New Zealand Banking Group Limited (ANZ), Commonwealth Bank of Australia (CBA), IOOF Holdings Limited, Macquarie Group Limited, and Westpac Banking Corporation.
The business model of Challenger Ltd revolves around providing financial services and retirement solutions to individuals in Australia. As a leading provider, Challenger offers annuities, which are financial products that provide regular income in retirement. By leveraging its expertise in investment management, risk management, and customer insights, Challenger focuses on meeting the evolving needs of retirees. Through its diverse product offerings, this Australian company aims to help individuals achieve financial security and peace of mind during their retirement years. With a strong commitment to innovation and customer-centricity, Challenger Ltd continues to be a trusted partner in the financial industry.
Challenger Ltd is primarily active in the financial services industry, with a focus on providing retirement income solutions. As one of Australia's leading investment management companies, Challenger specializes in annuities, asset management, and financial advice for individuals and institutions. With its expertise in managing longevity risk and innovative product offerings, Challenger has established itself as a trusted partner for those seeking secure and sustainable retirement incomes.
Challenger Ltd, an Australian financial services company, has a rich history and background. It was established in 1987 and has since become a leading provider of annuities, retirement savings, and investment solutions. With a focus on helping retirees live a better retirement, Challenger Ltd has grown to become one of the largest annuity providers in Australia. The company's strong reputation is built on its commitment to providing innovative and reliable financial products. Challenger Ltd's dedication to excellence and customer-centric approach has earned it numerous industry accolades. As a trusted name in the financial services sector, Challenger Ltd continues to actively contribute to the growth and stability of the Australian retirement industry.
Challenger Ltd has achieved several significant milestones throughout its history. One of the notable achievements includes becoming one of Australia's leading financial services providers, specializing in retirement income solutions. The company has successfully built a strong reputation for delivering innovative and customer-centric products and services. Challenger Ltd has also expanded its presence in international markets, establishing partnerships and collaborations with industry leaders. Moreover, the company has consistently delivered strong financial performance, maintaining sustainable growth and generating value for its shareholders. With its dedication to excellence and continuous innovation, Challenger Ltd continues to make exceptional progress as a prominent player in the financial services industry.
Challenger Ltd is primarily present in Australia. With its headquarters based in Sydney, the company operates across various regions within the country. As a leading financial services firm, Challenger offers a broad range of investment management, retirement income, and annuity solutions to its customers throughout Australia. As a reputable player in the industry, Challenger Ltd has established a strong presence and brand reputation within the Australian market, serving the needs of individuals and institutions seeking reliable and innovative financial products and services.
Challenger Ltd represents a set of core values and a strong corporate philosophy. The company values include integrity, innovation, and customer focus. Challenger Ltd strives to deliver innovative solutions and exceptional customer experiences. With a commitment to integrity, the company upholds ethical practices and transparency in its operations. Emphasizing customer focus, Challenger Ltd aims to understand and meet the evolving needs of its clients. By adhering to these values and corporate philosophy, Challenger Ltd establishes itself as a trustworthy and forward-thinking entity in the market.
Analysts currently set an average price target of 9.94 AUD for the Challenger stock (median: 10.05 AUD), implying +0.2 % versus the latest price. The consensus is based on 16 analyst ratings.
16 analysts currently rate the Challenger stock: 12 recommend buying, 4 holding and 0 selling. For 2026, analysts expect Challenger to generate revenue of 987.99 M AUD and earnings per share of 0.65 AUD.
Converted at the current exchange rate, the Challenger share trades at 6.15 EUR (9.91 AUD).
The Challenger share (CGF.AX) is listed on 4 stock exchanges, including: Frankfurt (GK9.F), Hamburg (GK9.HM), ASX (CGF.AX).
Challenger Ltd is a diversified company based in London that has been successfully operating in the manufacturing and distribution of products and services for many years. The company's business model is based on three main divisions - manufacturing, distribution, and technology. The manufacturing division focuses on producing a wide range of products including components for the automotive and aerospace industries, high-speed trains, ship parts, agricultural machinery, and more. The manufacturing process takes place in modern factories in various countries including India, China, the UK, and the USA. The distribution division specializes in selling products produced by the company's various factories, including major components, semi-finished products, raw materials, and end products. Challenger Ltd has a global network of sales representatives and distribution partners who work closely with customers to meet their requirements. The technology division is dedicated to developing, implementing, and deploying innovative technology solutions that improve manufacturing efficiency and enable better resource utilization. This includes solutions for monitoring and controlling production processes, cloud solutions, artificial intelligence (AI), and machine learning. Challenger Ltd is constantly striving to integrate the latest technologies to enhance the performance of its customers and its own business operations. The company offers a wide range of products including specialty steels, alloys, titanium, aluminum, nickel, and other materials. These products are sold globally and are utilized in various industries such as aerospace, automotive, energy, heavy transport, shipbuilding, and more. Additionally, the company provides technical consulting services to develop customized solutions and support process optimization in businesses, as well as the modernization of factories. To remain successful, Challenger Ltd focuses on continuity and excellence in its three main divisions - manufacturing, distribution, and technology. This involves close collaboration with customers and suppliers, driving innovation and technology development, expanding its global customer base, entering new markets, and increasing the efficiency of its business processes to save resources and costs and ensure a better customer experience. Overall, Challenger Ltd's business model is based on providing innovative products and services to meet customer needs while achieving high manufacturing quality and efficiency and utilizing the latest technologies.
The expected revenue of Challenger is 987.99 M AUD. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Challenger is 454.76 M AUD. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Challenger is currently 15.20. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Challenger stock.
The price-to-sales ratio (P/S) of Challenger is currently 6.99. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Challenger stock.
The Eulerpool Quality Score for Challenger is 4/10.
The ISIN of Challenger is AU000000CGF5. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Challenger is A0BLBZ. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Challenger is CGF.AX. The ticker symbol is used to trade Challenger shares on the stock exchange.
Over the past 12 months, Challenger paid a dividend of 0.42 AUD . This corresponds to a dividend yield of about 4.25 %. For the coming 12 months, Challenger is expected to pay a dividend of 0.31 AUD.
The current dividend yield of Challenger is 4.25 %.
Challenger pays a dividend, distributed in the months of , , , .
Challenger paid dividends every year for the past 21 years.
For the upcoming 12 months, dividends amounting to 0.31 AUD are expected. This corresponds to a dividend yield of 3.13 %.
Challenger is assigned to the 'Finance' sector.
In the year 2025, Challenger distributed 0.36 AUD as dividends.
The dividends of Challenger are distributed in AUD.
Challenger stock
Challenger Peer Group
Challenger Ticker
Challenger FIGI
All fundamentals and in-depth analysis of Challenger
Our stock analysis for Challenger stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Challenger. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.