The business model of ACNB Corp is centered around providing a comprehensive range of banking and financial services to individuals, businesses, and organizations. As a community-focused financial institution, ACNB Corp offers traditional banking services, such as checking and savings accounts, loans, mortgages, and credit cards. Additionally, the company provides wealth management and trust services, insurance coverage, and electronic banking solutions to meet the evolving needs of its customers. ACNB Corp aims to foster strong customer relationships by delivering personalized financial solutions with the primary objective of helping individuals and businesses achieve their financial goals.

ACNB Corp is primarily active in the banking and financial services industry.

ACNB Corp faces competition in the market from several other financial institutions. Some of its main competitors include larger banks such as PNC Financial Services Group Inc., M&T Bank Corporation, and BB&T Corporation. These banks operate within the same region and provide similar financial products and services to customers. ACNB Corp distinguishes itself through its customer-centric approach, personalized service, and local market knowledge, which sets it apart from its competitors.

ACNB Corp, founded in 1857, is a leading financial holding company headquartered in Gettysburg, Pennsylvania. With a rich and storied history spanning over 160 years, ACNB Corp has evolved into a trusted provider of a wide range of financial services. It operates through its wholly-owned banking subsidiary, ACNB Bank, which offers personalized banking solutions to individuals and businesses across Pennsylvania and Maryland. ACNB Corp prides itself on its strong commitment to the communities it serves, focusing on building lasting relationships and supporting local economies. Over the years, the company has successfully navigated various economic cycles, solidifying its reputation as a reputable and resilient financial institution.

ACNB Corp has achieved several significant milestones throughout its history. These achievements include steady growth in its market presence and financial performance. The company has successfully expanded its operations and diversified its product offerings, catering to a wide range of customer needs. ACNB Corp has also established a strong reputation for exceptional customer service and community involvement. With a long-standing commitment to delivering value to its shareholders, the company has consistently delivered solid financial results and maintained a strong presence in the financial industry. ACNB Corp continues to strive for excellence and remains dedicated to providing innovative solutions for its customers' financial needs.

ACNB Corp is primarily present in the United States, specifically in the states of Pennsylvania and Maryland. With a strong focus on community banking, ACNB Corp serves customers and businesses in these regions through its various banking and financial services. Additionally, ACNB Corp operates through its subsidiary, Russell Insurance Group, providing insurance services to individuals and businesses in these same areas. The company's commitment to their local communities makes ACNB Corp a trusted and reliable financial institution in the Pennsylvania and Maryland regions.

ACNB Corp represents strong values and a steadfast corporate philosophy. With a commitment to community banking, ACNB Corp focuses on providing excellent customer service and building long-lasting relationships. The company prides itself on integrity, fostering trust and transparency in all its dealings. ACNB Corp also prioritizes financial stability, ensuring the safety and soundness of its operations to benefit both customers and shareholders. By embracing innovation and adapting to changing market dynamics, ACNB Corp strives to deliver value and sustainable growth. With a customer-centric approach and a dedication to ethical business practices, ACNB Corp aims to be a reliable financial partner for individuals, businesses, and communities it serves.

Analysts currently set an average price target of 57.63 USD for the ACNB stock (median: 57.63 USD), implying -4.7 % versus the latest price. The consensus is based on 9 analyst ratings.

ACNB Analyst Price Targets 2026

9 analysts currently rate the ACNB stock: 7 recommend buying, 2 holding and 0 selling. For 2026, analysts expect ACNB to generate revenue of 166.02 M USD and earnings per share of 5.30 USD.

ACNB Analyst Price Targets 2026

Converted at the current exchange rate, the ACNB share trades at 52.86 EUR (60.45 USD).

The ACNB share (ACNB) is listed on 1 stock exchanges, including: NASDAQ (ACNB).

ACNB Corp is a multibank holding company that offers a wide range of financial services and products. The company's history dates back to 1857 and since then it has become one of the leading financial service providers in Pennsylvania and Maryland. The business model of ACNB Corp is based on three main business areas: banking, private banking, and insurance. In the banking sector, ACNB Corp offers a wide range of financial services including accounts, checking accounts, savings accounts, loans, mortgages, credit cards, and online banking. ACNB Corp's banks are ACNB Bank and NWSB Bank, both offering a comprehensive range of banking services. In the private banking sector, ACNB Corp offers wealth management and investment services. The company has experience in providing wealthy clients with individual, tailored solutions and professional financial advice and stock trading. ACNB Corp's insurance division offers a wide range of insurance solutions to both private clients and businesses, including auto, home, life, health, business, and liability insurance. ACNB Corp also has a subsidiary called Ascensus Insurance Services (AIS), which offers specialized insurance solutions to meet the specific needs of its clients. In the distribution of insurance and financial services, ACNB Corp stands out from the competition with personalized advice. The company's employees are well-trained, friendly, and always ready to support their customers in every way. The industries in which ACNB Corp operates are highly competitive, but thanks to the diversity of services and products offered, the company can establish a strong market position. Furthermore, it focuses on high-growth regions in Pennsylvania and Maryland, which give ACNB strategic advantages over its competitors. ACNB Corp is not only an extremely profitable company, but it also values sustainability in the region where it operates and is heavily involved in the community through volunteering and fundraising initiatives. This social responsibility of the company is another competitive advantage. Overall, ACNB Corp's business model is well-thought-out and mature. It leverages the benefits of a wide range of financial products and services that can be attractive to a broad range of customers, and it focuses on high-growth regions. Furthermore, it is not solely focused on maximizing profit, but also on making a positive impact in the community.

The expected revenue of ACNB is 166.02 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of ACNB is 54.35 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of ACNB is currently 11.41. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the ACNB stock.

The price-to-sales ratio (P/S) of ACNB is currently 3.74. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the ACNB stock.

The Eulerpool Quality Score for ACNB is 3/10.

The ISIN of ACNB is US0008681092. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of ACNB is A0YHBJ. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of ACNB is ACNB. The ticker symbol is used to trade ACNB shares on the stock exchange.

Over the past 12 months, ACNB paid a dividend of 1.38 USD . This corresponds to a dividend yield of about 2.28 %. For the coming 12 months, ACNB is expected to pay a dividend of 2.77 USD.

The current dividend yield of ACNB is 2.28 %.

ACNB pays a dividend, distributed in the months of , , , .

ACNB paid dividends every year for the past 26 years.

For the upcoming 12 months, dividends amounting to 2.77 USD are expected. This corresponds to a dividend yield of 4.59 %.

ACNB is assigned to the 'Finance' sector.

To receive the latest dividend of ACNB from amounting to 0.92 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, ACNB distributed 1.26 USD as dividends.

The dividends of ACNB are distributed in USD.