ACNB (ACNB) Stock Price

ACNB Price

NASDAQ·CLOSED
65.29
​
Market closed

Revenue has compounded at 7.2% per year over the past 19 years to 130.26 M USD. Earnings per share have grown at 5.7% per year over the last 19 years. ACNB's net margin stands at 28.4%, down from 29.6% several years earlier. ACNB currently offers a dividend yield of about 2.11%. The payout ratio is around 39% of earnings. The dividend has grown at 3.2% per year over the past 19 years. Analysts set a median price target of 61.00 USD, implying 6.6% below the current price. Of 10 analysts, 7 rate the stock a buy — an overall Buy consensus.

ACNB stock price

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ACNB business model & stock analysis

ACNB Corp was founded in 1857 and has a long history in the financial industry. The company is a financial services corporation and offers a variety of products and services, including banking services, loans, credit cards, mortgages, and investment services. The company is headquartered in Gettysburg, Pennsylvania, USA. Business Model ACNB Corp is a successful financial services company that is based on customer orientation and strong local presence. The company focuses on providing individual solutions for its customers based on their needs and requirements. ACNB Corp aims to offer its customers a wide range of financial products and services to achieve their financial goals and meet their needs. The company is committed to open, honest, and transparent communication with its customers. History In 1857, ACNB Bank was established as The Adams County National Bank and has always had a strong focus on the local market. It has evolved over time and is now a widely diversified financial corporation. In 2000, the company became a multibank holding company and has since made several acquisitions and mergers to expand its business operations. Today, ACNB Corp consists of two banks, an insurance company, and a financial company. Divisions ACNB Corp is divided into different business segments to provide its customers with the best possible offering and service. Banking Services ACNB Bank is a key part of ACNB Corp's banking services. It offers a wide range of banking services, including checking accounts, savings accounts, loans, credit cards, mortgages, and online services. ACNB Bank currently operates 22 branches in Pennsylvania and Maryland. Investment Services ACNB Investment Services is the division where the company offers investment advice and financial planning. Customers can benefit from a wide range of investment options, including stocks, bonds, mutual funds, and annuities. The company also provides financial planning, asset management, and retirement planning. Insurance Products ACNB Insurance Services is a crucial part of ACNB Corp and offers a variety of insurance products. The products include auto insurance, property and casualty insurance, homeowners insurance, life insurance, and more. ACNB Insurance is headquartered in Gettysburg, Pennsylvania and also operates branches in other states. Conclusion ACNB Corp has established itself as a key player in the financial services industry over the years. The company has a long history in the financial industry and has grown and evolved over time. ACNB Corp offers a variety of products and services to effectively serve and cater to its customers. The company is committed to providing individual solutions for every customer's need and delivering high-quality, trustworthy, and reliable service to its customers.

Frequently asked questions about ACNB

The business model of ACNB Corp is centered around providing a comprehensive range of banking and financial services to individuals, businesses, and organizations. As a community-focused financial institution, ACNB Corp offers traditional banking services, such as checking and savings accounts, loans, mortgages, and credit cards. Additionally, the company provides wealth management and trust services, insurance coverage, and electronic banking solutions to meet the evolving needs of its customers. ACNB Corp aims to foster strong customer relationships by delivering personalized financial solutions with the primary objective of helping individuals and businesses achieve their financial goals.

ACNB Corp is primarily active in the banking and financial services industry.

ACNB Corp faces competition in the market from several other financial institutions. Some of its main competitors include larger banks such as PNC Financial Services Group Inc., M&T Bank Corporation, and BB&T Corporation. These banks operate within the same region and provide similar financial products and services to customers. ACNB Corp distinguishes itself through its customer-centric approach, personalized service, and local market knowledge, which sets it apart from its competitors.

ACNB Corp, founded in 1857, is a leading financial holding company headquartered in Gettysburg, Pennsylvania. With a rich and storied history spanning over 160 years, ACNB Corp has evolved into a trusted provider of a wide range of financial services. It operates through its wholly-owned banking subsidiary, ACNB Bank, which offers personalized banking solutions to individuals and businesses across Pennsylvania and Maryland. ACNB Corp prides itself on its strong commitment to the communities it serves, focusing on building lasting relationships and supporting local economies. Over the years, the company has successfully navigated various economic cycles, solidifying its reputation as a reputable and resilient financial institution.

ACNB Corp has achieved several significant milestones throughout its history. These achievements include steady growth in its market presence and financial performance. The company has successfully expanded its operations and diversified its product offerings, catering to a wide range of customer needs. ACNB Corp has also established a strong reputation for exceptional customer service and community involvement. With a long-standing commitment to delivering value to its shareholders, the company has consistently delivered solid financial results and maintained a strong presence in the financial industry. ACNB Corp continues to strive for excellence and remains dedicated to providing innovative solutions for its customers' financial needs.

ACNB Corp is primarily present in the United States, specifically in the states of Pennsylvania and Maryland. With a strong focus on community banking, ACNB Corp serves customers and businesses in these regions through its various banking and financial services. Additionally, ACNB Corp operates through its subsidiary, Russell Insurance Group, providing insurance services to individuals and businesses in these same areas. The company's commitment to their local communities makes ACNB Corp a trusted and reliable financial institution in the Pennsylvania and Maryland regions.

ACNB Corp represents strong values and a steadfast corporate philosophy. With a commitment to community banking, ACNB Corp focuses on providing excellent customer service and building long-lasting relationships. The company prides itself on integrity, fostering trust and transparency in all its dealings. ACNB Corp also prioritizes financial stability, ensuring the safety and soundness of its operations to benefit both customers and shareholders. By embracing innovation and adapting to changing market dynamics, ACNB Corp strives to deliver value and sustainable growth. With a customer-centric approach and a dedication to ethical business practices, ACNB Corp aims to be a reliable financial partner for individuals, businesses, and communities it serves.

Analysts currently set an average price target of 61.00 USD for the ACNB stock (median: 61.00 USD), implying -6.6 % versus the latest price. The consensus is based on 10 analyst ratings.

10 analysts currently rate the ACNB stock: 7 recommend buying, 3 holding and 0 selling. For 2026, analysts expect ACNB to generate revenue of 169.38 M USD and earnings per share of 5.66 USD.

Converted at the current exchange rate, the ACNB share trades at 58.59 EUR (65.29 USD).

The ACNB share (ACNB) is listed on 1 stock exchanges, including: NASDAQ (ACNB).

ACNB Corp is a multibank holding company that offers a wide range of financial services and products. The company's history dates back to 1857 and since then it has become one of the leading financial service providers in Pennsylvania and Maryland. The business model of ACNB Corp is based on three main business areas: banking, private banking, and insurance. In the banking sector, ACNB Corp offers a wide range of financial services including accounts, checking accounts, savings accounts, loans, mortgages, credit cards, and online banking. ACNB Corp's banks are ACNB Bank and NWSB Bank, both offering a comprehensive range of banking services. In the private banking sector, ACNB Corp offers wealth management and investment services. The company has experience in providing wealthy clients with individual, tailored solutions and professional financial advice and stock trading. ACNB Corp's insurance division offers a wide range of insurance solutions to both private clients and businesses, including auto, home, life, health, business, and liability insurance. ACNB Corp also has a subsidiary called Ascensus Insurance Services (AIS), which offers specialized insurance solutions to meet the specific needs of its clients. In the distribution of insurance and financial services, ACNB Corp stands out from the competition with personalized advice. The company's employees are well-trained, friendly, and always ready to support their customers in every way. The industries in which ACNB Corp operates are highly competitive, but thanks to the diversity of services and products offered, the company can establish a strong market position. Furthermore, it focuses on high-growth regions in Pennsylvania and Maryland, which give ACNB strategic advantages over its competitors. ACNB Corp is not only an extremely profitable company, but it also values sustainability in the region where it operates and is heavily involved in the community through volunteering and fundraising initiatives. This social responsibility of the company is another competitive advantage. Overall, ACNB Corp's business model is well-thought-out and mature. It leverages the benefits of a wide range of financial products and services that can be attractive to a broad range of customers, and it focuses on high-growth regions. Furthermore, it is not solely focused on maximizing profit, but also on making a positive impact in the community.

The expected revenue of ACNB is 169.38 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of ACNB is 58.77 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of ACNB is currently 11.54. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the ACNB stock.

The price-to-sales ratio (P/S) of ACNB is currently 4.00. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the ACNB stock.

The Eulerpool Quality Score for ACNB is 6/10.

The ISIN of ACNB is US0008681092. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of ACNB is A0YHBJ. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of ACNB is ACNB. The ticker symbol is used to trade ACNB shares on the stock exchange.

Fair ValueTerminal
63.98 USD
Over-/UndervaluationTerminal
Fairly valued
Sector
Industry
Banks
Number of shares
Employees
Revenue per Employee
260,005.99 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Website acnb.com
Currency
USD
Initial public offering
Oct 27, 1993
ISIN
US0008681092
Cusip
000868109
Sedol
2412012
Market capitalization
677.71 M USDSmall Cap
52-Week Range
PEG
—
P/E ratio
P/Ee 2026
11.53
P/Ee 2027
11.47
P/S
P/Se
4.00
EV/EBIT
15.54
P/B Ratio
1.61
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
7.64 %
Dividend
Dividend yield
2.11 %
Est. Dividend Yield
3.51 %
Payout Ratio
38.68 %
Dividend growth Ø5Y
6.44 %
Dividend payments per year
4
Dividend paid since
26 years
Dividend not reduced since
17 years
Dividend increased since
8 years
Dividend withholding tax
30.00 %
Last updated Oct 28, 2026, 11:47 PM

ACNB Ticker

NASDAQ · ACNB

ACNB FIGI

ACNB:US · BBG000BJ2LY9ACNB:UA · BBG000BJ2M77ACNB:UC · BBG000BJ2MN9ACNB:UN · BBG000BJ2P43ACNB:UP · BBG000BJ2PQ9ACNB:UB · BBG000BJ2R58ACNB:UM · BBG000BJ2S65ACNB:UX · BBG000BJ2SK9ACNB:UR · BBG000BJ2TV5ACNB:UD · BBG000BJ2WM8ACNB:UF · BBG000BJ2YN3ACNB:VY · BBG000BJ2YZ0

All fundamentals and in-depth analysis of ACNB

Our stock analysis for ACNB stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of ACNB. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.