ACI Worldwide (ACIW) Stock Price

ACI Worldwide Price

NASDAQ·CLOSED
51.58
​
Market closed

Revenue has compounded at 8.9% per year over the past 19 years to 1.76 B USD. Earnings per share have grown at 8.3% per year over the last 19 years. ACI Worldwide's net margin stands at 12.9%, up from 9.3% several years earlier. Analysts set a median price target of 66.00 USD, implying 28.0% above the current price. Of 11 analysts, 9 rate the stock a buy — an overall Buy consensus.

ACI Worldwide stock price

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ACI Worldwide business model & stock analysis

ACI Worldwide Inc is a leading company in the development of payment technologies. It was founded in 1975 and is headquartered in Florida, USA. ACI Worldwide offers a wide range of products and services that help financial institutions and businesses process payments securely and efficiently. The company started in the 1970s as a software development company called Applied Communications Inc. It originally developed software for communication between computers and terminals before specializing in payment technologies. In 1982, the company was renamed ACI Worldwide and eventually became a leading company in the payment industry. In 2011, ACI Worldwide expanded further through the acquisition of S1 Corporation, an online banking and payment services company. Since then, the company has expanded its offerings and now operates in over 80 countries. ACI Worldwide offers a wide range of products and services to its customers, providing solutions for payment processing. The company provides a platform that enables seamless integration of payment processes for its customers. Most payments are made through electronic channels, increasing the need for payment service providers. Companies and organizations now require the support of payment processors like ACI Worldwide to accept payments from electronic channels. ACI Worldwide is divided into three main segments: Bank Solutions, Payment Solutions, and Merchant Solutions. Each segment offers specific services and products to address specific challenges in payment processing. Bank Solutions is the largest business unit of ACI Worldwide, offering solutions for financial institutions. The segment provides solutions for transaction payment processing, including Electronic Funds Transfer (EFT), ATM transactions, and mobile banking. Payment Solutions offers solutions for payment service providers and financial institutions. Products in this segment include simple payment processing solutions for companies and direct debit processing. Merchant Solutions provides payment solutions for retailers, e-commerce, and other businesses that need to accept payments from customers. Payment solutions include mobile payments, e-commerce payments, and real-time transactions. ACI Worldwide offers a wide range of products and services, including the ACI Money Transfer System for cross-border money transfers, ACI Proactive Risk Manager for automatically detecting suspicious transactions and blocking suspicious activities, acquiring solutions for integrated payment processing at merchants, ACI Automated Clearing House for electronic payment transactions within a country, and ACI Dovetail Payment Solutions for global payments and transaction processing. In conclusion, ACI Worldwide is a company specialized in the development of payment technologies, offering a wide range of products and services that help financial institutions and businesses process payments securely and efficiently. It is considered one of the best companies in the industry due to its leading position and broad range of solutions and services.

Frequently asked questions about ACI Worldwide

The business model of ACI Worldwide Inc revolves around providing software solutions and services that enable electronic payments for financial institutions, merchants, and billers worldwide. ACI offers a comprehensive suite of payment products that cater to various industries, including banking, retail, healthcare, and government sectors. With a focus on innovation, ACI's solutions cover areas like real-time payments, fraud prevention, online banking, and digital wallets, among others. By offering secure and reliable payment solutions, ACI plays a vital role in facilitating seamless and efficient electronic transactions for businesses and consumers globally.

ACI Worldwide Inc primarily operates in the software and technology industry.

The main competitors of ACI Worldwide Inc in the market include Fiserv Inc, Visa Inc, and Fidelity National Information Services Inc.

ACI Worldwide Inc. is a renowned technology company specializing in electronic payment systems and software solutions. Established in 1975, ACI has a rich history spanning over four decades. Originally called Applied Communications Inc., the company initially focused on developing software for the mainframe computers used by financial institutions. Over time, ACI broadened its expertise and product offerings, becoming a leading global provider of payment processing solutions. Today, ACI Worldwide serves over 5,100 organizations, processing billions of transactions annually. With a strong commitment to innovation and exceptional customer service, ACI has established itself as a trusted name in the financial technology industry.

ACI Worldwide Inc has achieved several significant milestones throughout its history. One important milestone was the company's establishment in 1975, marking the beginning of its journey in providing electronic payment solutions. In 1983, ACI introduced the first online, real-time payment processing solution. Another milestone was the acquisition of BASE24-eps, a leading electronic payment system, in 2008. This acquisition significantly expanded the company's capabilities and global reach. ACI has also received recognition for its innovation, with the award-winning Universal Payments (UP) portfolio offering a complete suite of solutions for various industries. These milestones demonstrate ACI Worldwide Inc's commitment to pioneering electronic payment technologies and its dedication to providing state-of-the-art solutions to its clients.

ACI Worldwide Inc is primarily present in several countries and regions across the globe. The company has a strong presence in the United States, where it is headquartered in Naples, Florida. ACI also has significant operations and serves customers in Europe, including the United Kingdom, Germany, France, and Italy. Additionally, the company has a notable presence in the Asia-Pacific region, particularly in Singapore and India. With its global reach and expansive network, ACI Worldwide Inc is dedicated to providing innovative and secure payment solutions to customers worldwide.

ACI Worldwide Inc represents a strong set of values and corporate philosophy. The company is committed to delivering innovative payment solutions and services to businesses and financial institutions globally. ACI Worldwide prioritizes customer success, aiming to meet client needs through collaboration and customized solutions. With a customer-focused approach, ACI Worldwide embraces adaptability, accountability, and integrity as core values. The company prides itself on fostering a culture of continuous improvement and innovation, striving to empower businesses and enhance the digital payment ecosystem. ACI Worldwide's dedication to excellence and its customers makes it a leading player in the fintech industry.

Analysts currently set an average price target of 66.00 USD for the ACI Worldwide stock (median: 66.00 USD), implying +28.0 % versus the latest price. The consensus is based on 11 analyst ratings.

11 analysts currently rate the ACI Worldwide stock: 9 recommend buying, 2 holding and 0 selling. For 2026, analysts expect ACI Worldwide to generate revenue of 1.91 B USD and earnings per share of 2.58 USD.

Converted at the current exchange rate, the ACI Worldwide share trades at 46.08 EUR (51.58 USD).

The ACI Worldwide share (ACIW) is listed on 4 stock exchanges, including: NASDAQ (ACIW), SIX (Zürich) (TSA.SW), Frankfurt (TSA.F), Düsseldorf (TSA.DU).

ACI Worldwide Inc. is a global company specializing in software and solutions for payment and banking transactions. Founded in 1975 in Omaha, Nebraska, USA, ACI is now one of the world's leading real-time payment platforms, serving over 5,000 customers in over 200 countries. ACI offers various products for financial institutions, retailers, and businesses of all sizes, including payment processing for e-commerce, mobile payments, billing, card processing, electronic invoicing, payment analytics, and fraud prevention. The company is a leader in real-time payment processing, offering solutions for various payment types, including electronic transfers and mobile payments. ACI provides its customers with seamless and secure access to payments anywhere and anytime through its global network. The company also offers 24/7 support and acts as an interface between customers and their respective financial institutions. Typical customers of ACI include retailers, telecommunications companies, financial institutions, government agencies, and small businesses. The company provides a wide range of solutions for these customers, including payment processing, compliance, error investigation in payments, payment process improvement, data analysis, data security, and risk management. ACI also offers solutions for transaction processors to ensure secure and efficient payment processing. The company provides a real-time payment platform that can handle transactions worldwide, as well as a cloud-based payment platform that improves data storage and security. In the field of fraud prevention, ACI offers solutions to protect against credit card fraud, identity theft, and other types of fraud. The company allows its customers to monitor transactions in real-time and quickly detect and resolve potential fraud cases. ACI is also involved in electronic invoicing, offering solutions for automated invoice tracking, invoice creation, and payment process monitoring. This speeds up the business process and ensures smooth business transactions. In summary, ACI Worldwide is a leading provider of payment solutions, offering a wide range of products and services that benefit customers in over 200 countries. The company caters to various industries and customers, providing real-time payment processing and a variety of solutions in fraud security, electronic invoicing, and payment tracking. ACI has become an essential partner for anyone who values electronic and real-time payments.

The expected revenue of ACI Worldwide is 1.91 B USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of ACI Worldwide is 267.00 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of ACI Worldwide is currently 19.98. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the ACI Worldwide stock.

The price-to-sales ratio (P/S) of ACI Worldwide is currently 2.80. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the ACI Worldwide stock.

The Eulerpool Quality Score for ACI Worldwide is 6/10.

The ISIN of ACI Worldwide is US0044981019. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of ACI Worldwide is A0MXU1. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of ACI Worldwide is ACIW. The ticker symbol is used to trade ACI Worldwide shares on the stock exchange.

Fair ValueTerminal
50.03 USD
Over-/UndervaluationTerminal
Fairly valued
Industry
Software
Number of shares
Employees
Revenue per Employee
600,608.19 USD
Revenue growth Ø5 years
EBIT growth Ø5 years
Net Income growth Ø5 years
Currency
USD
Initial public offering
Nov 2, 1993
ISIN
US0044981019
Cusip
004498101
Sedol
2889155
Market capitalization
5.32 B USDMid Cap
52-Week Range
PEG
—
P/E ratio
P/Ee 2026
19.92
P/Ee 2027
17.54
P/S
P/Se
2.80
EV/EBIT
18.03
P/B Ratio
3.50
ROE (Return on Equity)
ROA (Return on Assets)
ROCE (Return on Capital Employed)
ROIC (Return on Invested Capital)
9.66 %
Last updated Oct 14, 2026, 4:57 PM

ACI Worldwide Ticker

DÜSSELDORF · TSA.DUFRANKFURT · TSA.FNASDAQ · ACIWSIX · TSA.SW

ACI Worldwide FIGI

TSA:GR · BBG000HYVZR5TSA:GF · BBG000HYW0H2TSA:GD · BBG000HYW1F2TSA:GB · BBG000HYX4N6ACIW:US · BBG000PMBV39ACIW:UA · BBG000PMBW64ACIW:UC · BBG000PMBWS0ACIW:UN · BBG000PMBXJ8ACIW:UP · BBG000PMBY15ACIW:UB · BBG000PMBYS6ACIW:UM · BBG000PMBZK1ACIW:UX · BBG000PMC0K7

All fundamentals and in-depth analysis of ACI Worldwide

Our stock analysis for ACI Worldwide stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of ACI Worldwide. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.