1st Source (SRCE) Stock Price

1st Source Price

🇺🇸NASDAQ·CLOSED
81.96USD
Market closed
Today +/-
Today %

1st Source (SRCE) Stock | ISIN US3369011032 | WKN 919913. The current 1st Source stock price is 81.96 USD (2026). Revenue is 464.58 M USD. Net income is 165.93 M USD. The P/E ratio is 12.1. Market capitalization is 2.01 B USD. 1st Source operates in the Finance sector.

Revenue has compounded at 4% per year over the past 19 years to 600 M USD. Earnings per share have grown at 7.7% per year over the last 19 years. 1st Source's net margin stands at 26.1%, down from 33.1% several years earlier. 1st Source currently offers a dividend yield of about 1.85%. The payout ratio is around 27% of earnings. The dividend has grown at 5.4% per year over the past 19 years.

1st Source stock price

Ex-Dividend
Details

Stock Price

ⓘ

How to Read This Chart

This chart tracks the historical stock price of 1st Source over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how 1st Source stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing 1st Source's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

1st Source Stock Price History
Date1st Source Price
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1st Source Revenue, EBIT, Net Income

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Revenue
Net Income
Details
Date
Revenue
Net Income
Jan 1, 2006
285.6 M USD
39.3 M USD
Jan 1, 2007
324.2 M USD
30.5 M USD
Jan 1, 2008
319.3 M USD
33.4 M USD
Jan 1, 2009
285.9 M USD
19 M USD
Jan 1, 2010
287.3 M USD
29.4 M USD
Jan 1, 2011
268.4 M USD
47.5 M USD
Jan 1, 2012
263.3 M USD
49 M USD
Jan 1, 2013
256.8 M USD
54.2 M USD
Jan 1, 2014
256.5 M USD
57.3 M USD
Jan 1, 2015
268 M USD
56.9 M USD
Jan 1, 2016
280.7 M USD
57.4 M USD
Jan 1, 2017
311.1 M USD
67.5 M USD
Jan 1, 2018
354.4 M USD
81.9 M USD
Jan 1, 2019
384 M USD
91.4 M USD
Jan 1, 2020
366.9 M USD
80.9 M USD

1st Source Income Statement, Balance Sheet, Cash Flow Statement

Last updated Jun 28, 2026, 9:08 PM
 
REVENUE (M USD)
REVENUE GROWTH (%)
GROSS MARGIN (%)
GROSS INCOME (M USD)
EBIT (M USD)
EBIT MARGIN (%)
NET INCOME (M USD)
NET INCOME GROWTH (%)
DIV. (USD)
DIV. GROWTH (%)
SHARES (M)
DOCUMENTS
2020202120222023202420252026e2027e
366354385507570599464479
-4.69-3.288.7631.6912.435.09-22.543.23
--------
00000000
000000234240
––––––––
80117119123131156165170
-12.0946.251.713.366.519.085.773.03
1.131.211.261.31.41.521.61.91
2.737.084.133.177.698.575.2619.37
25.52524.724.6224.524.4924.4924.49
––––––––
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales 1st Source generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue 1st Source retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare 1st Source's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares 1st Source has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against 1st Source's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

1st Source stock margins

The 1st Source margin analysis displays the gross margin, EBIT margin, as well as the profit margin of 1st Source. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for 1st Source.

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Profit margin
Details
Date
Profit margin
Jan 1, 2006
13.76 %
Jan 1, 2007
9.41 %
Jan 1, 2008
10.46 %
Jan 1, 2009
6.65 %
Jan 1, 2010
10.23 %
Jan 1, 2011
17.7 %
Jan 1, 2012
18.61 %
Jan 1, 2013
21.11 %
Jan 1, 2014
22.34 %
Jan 1, 2015
21.23 %
Jan 1, 2016
20.45 %
Jan 1, 2017
21.7 %
Jan 1, 2018
23.11 %
Jan 1, 2019
23.8 %
Jan 1, 2020
22.05 %

1st Source Stock Revenue, EBIT, Earnings per Share

The 1st Source earnings per share therefore indicates how much revenue 1st Source has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2006
11.38 USD
1.57 USD
Jan 1, 2007
12.37 USD
1.16 USD
Jan 1, 2008
11.91 USD
1.25 USD
Jan 1, 2009
10.75 USD
0.71 USD
Jan 1, 2010
10.76 USD
1.1 USD
Jan 1, 2011
10.05 USD
1.78 USD
Jan 1, 2012
9.86 USD
1.84 USD
Jan 1, 2013
9.58 USD
2.02 USD
Jan 1, 2014
9.72 USD
2.17 USD
Jan 1, 2015
10.23 USD
2.17 USD
Jan 1, 2016
10.84 USD
2.22 USD
Jan 1, 2017
12.01 USD
2.61 USD
Jan 1, 2018
13.68 USD
3.16 USD
Jan 1, 2019
15 USD
3.57 USD
Jan 1, 2020
14.39 USD
3.17 USD

1st Source business model & stock analysis

1st Source Corp is an American financial company headquartered in South Bend, Indiana. The company was founded in 1863 and has since been an important part of the banking industry in Indiana and Michigan. The company's origins lie in the opening of a small bank in South Bend, supported by numerous local businesses. Over the following decades, the bank expanded into various cities in the surrounding area. In the 1980s, the company became large enough to develop into 1st Source Corporation, a holding company for various financial services. Today, 1st Source Corp offers a wide range of financial services, including deposits, loans, credit cards, investment services, and insurance solutions. The company operates more than 80 branches in Indiana and Michigan and serves customers in many other states across the USA. The business model of 1st Source Corp is based on a strong focus on customer needs, conservative financial policies, and a local orientation. Unlike many other financial service providers, the company strives to find individual solutions for each customer and build long-term partnerships. An important part of 1st Source Corp's business is wealth management, which offers a variety of investment services for affluent clients. In addition to traditional portfolios and investment funds, the company also provides customized solutions for wealth management and succession planning. Another key area is corporate finance, which focuses on providing loans and other financing solutions for businesses. 1st Source Corp has earned a reputation as a reliable and flexible financing partner and works closely with companies of all sizes. In addition to its traditional business areas, 1st Source Corp also operates a number of specialized departments. This includes, for example, the agricultural finance division, which specializes in financing farmers and agricultural companies. Another important department is the therapy and leasing division, which offers leasing solutions for medical equipment and properties. In recent years, 1st Source Corp has also increasingly focused on offering online and mobile banking solutions. Customers have access to extensive online services that make it easy to manage accounts, make transfers, and pay bills. Overall, 1st Source Corp is a traditional financial company with a strong focus on customer needs and a local orientation. The company offers a wide range of services, from wealth management to corporate finance, and has earned a reputation as a reliable and flexible financing partner.

1st Source SWOT Analysis

Strengths

1st Source Corp possesses several strengths that contribute to its competitive advantage:

  • Strong Financial Position: The company has a solid financial foundation, with healthy liquidity and strong capitalization.
  • Diversified Revenue Streams: 1st Source Corp has a well-diversified portfolio of financial products and services, reducing its dependence on any single segment.
  • Excellent Customer Service: The company is renowned for its superior customer service, building strong relationships and maintaining high customer satisfaction levels.
  • Established Brand Image: Over its long history, 1st Source Corp has developed a trusted and well-recognized brand image within its target markets.

Weaknesses

Despite its strengths, 1st Source Corp has a few weaknesses that can hinder its growth:

  • Limited Geographic Presence: The company's operations are primarily concentrated in specific regions, limiting its ability to tap into potential markets beyond its current reach.
  • Reliance on Interest Income: 1st Source Corp's revenue heavily relies on interest income, making it vulnerable to fluctuations in interest rates.
  • Competition from Larger Institutions: The company faces intense competition from larger financial institutions with greater resources, potentially affecting its market share.

Opportunities

Various opportunities exist for 1st Source Corp to capitalize on:

  • Expansion of Market Reach: The company can explore expansion opportunities in new geographic markets to broaden its customer base.
  • Digital Transformation: Embracing technology and investing in digital banking platforms can attract tech-savvy customers and improve operational efficiency.
  • Mergers and Acquisitions: Strategic mergers or acquisitions can help 1st Source Corp enter new markets, gain competitive advantages, or diversify its product/service portfolio.

Threats

1st Source Corp faces several threats that could potentially impact its performance:

  • Economic Volatility: Economic downturns can negatively affect the demand for financial products/services, leading to reduced revenues for the company.
  • Regulatory Changes: Changes in financial regulations may impose new compliance requirements and increase operational costs for 1st Source Corp.
  • Cybersecurity Risks: The company is exposed to the risk of cyberattacks, which can lead to data breaches or operational disruptions.

1st Source Segments

1st Source Eulerpool Fair Value

1st Source historical P/E ratio, EBIT multiple, and P/S ratio

1st Source annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

1st Source shares outstanding

The number of shares was 1st Source in 2025 — This indicates how many shares 24.487 M is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

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Number of stocks
Details
Date
Number of stocks
Jan 1, 2006
25.1 M base_Shares
Jan 1, 2007
26.2 M base_Shares
Jan 1, 2008
26.8 M base_Shares
Jan 1, 2009
26.6 M base_Shares
Jan 1, 2010
26.7 M base_Shares
Jan 1, 2011
26.7 M base_Shares
Jan 1, 2012
26.7 M base_Shares
Jan 1, 2013
26.8 M base_Shares
Jan 1, 2014
26.4 M base_Shares
Jan 1, 2015
26.2 M base_Shares
Jan 1, 2016
25.9 M base_Shares
Jan 1, 2017
25.9 M base_Shares
Jan 1, 2018
25.9 M base_Shares
Jan 1, 2019
25.6 M base_Shares
Jan 1, 2020
25.5 M base_Shares

1st Source Dividend History

37 years of dividend payments · 9 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.4USDYTD—1×
Feb 3, 20260.4USD 0.0%1/1
20251.52USD↑ 8.6%4×
Feb 4, 20250.36USD 0.0%1/4
May 5, 20250.38USD↑ 5.6%2/4
Aug 5, 20250.38USD 0.0%3/4
Nov 4, 20250.4USD↑ 5.3%4/4
20241.4USD↑ 7.7%4×
20231.3USD↑ 3.2%4×
20221.26USD↑ 4.1%4×
20211.21USD↑ 7.1%4×
20201.13USD↑ 2.7%4×
20191.1USD↑ 14.6%4×
20180.96USD↑ 26.3%4×
20170.76USD↑ 5.6%4×

1st Source dividend history and estimates

In 2025, 1st Source paid a dividend amounting to 1.52 USD. Dividend means that 1st Source distributes a portion of its profits to its owners.

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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2006
0.56 USD
0 USD
Jan 1, 2007
0.56 USD
0 USD
Jan 1, 2008
0.58 USD
0 USD
Jan 1, 2009
0.59 USD
0 USD
Jan 1, 2010
0.61 USD
0 USD
Jan 1, 2011
0.64 USD
0 USD
Jan 1, 2012
0.66 USD
0 USD
Jan 1, 2013
0.68 USD
0 USD
Jan 1, 2014
0.71 USD
0 USD
Jan 1, 2015
0.72 USD
0 USD
Jan 1, 2016
0.72 USD
0 USD
Jan 1, 2017
0.76 USD
0 USD
Jan 1, 2018
0.96 USD
0 USD
Jan 1, 2019
1.1 USD
0 USD
Jan 1, 2020
1.13 USD
0 USD

1st Source dividend payout ratio

In 2025, 1st Source had a payout ratio of 27.38%. The payout ratio indicates the percentage of the company's profits that 1st Source distributes as dividends.

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Payout ratio
Details
Date
Payout ratio
Jan 1, 2006
31.15 %
Jan 1, 2007
43.52 %
Jan 1, 2008
42.53 %
Jan 1, 2009
75.56 %
Jan 1, 2010
50.43 %
Jan 1, 2011
32.7 %
Jan 1, 2012
32.79 %
Jan 1, 2013
30.44 %
Jan 1, 2014
29.74 %
Jan 1, 2015
30.91 %
Jan 1, 2016
32.43 %
Jan 1, 2017
29.23 %
Jan 1, 2018
30.38 %
Jan 1, 2019
30.81 %
Jan 1, 2020
35.65 %
Price targets and forecasts for 1st Source are not yet available.

1st Source Earnings Estimates

1st Source Earnings Estimates

DateEPS estimateRevenue EstimateQuarterly report
7/16/20261.75USD115.53 MUSD2026 Q2
4/22/20261.66USD114.11 MUSD2026 Q1
4/16/20261.66USD114.11 MUSD2026 Q1
1/21/20261.64USD113.14 MUSD2025 Q4
1/15/20261.64USD113.14 MUSD2025 Q4
4/18/20241.06USD91.22 MUSD2024 Q1
1/18/20241.18USD93.2 MUSD2023 Q4
1/17/20241.14USD96.22 MUSD2023 Q4
7/19/20231.23USD95.85 MUSD2023 Q2
4/19/20231.25USD94.74 MUSD2023 Q1

EESG©

Eulerpool ESG Scorecard© for the 1st Source stock

43/100
51
Environment
40
Social
38
Governance
E

Environment

20
Scope 1 - Direct Emissions—
Scope 2 - Indirect emissions from purchased energy—
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions—
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

1st Source shareholder structure

% Name
21.10989%
1st Source Corporation Investment Advisors, Inc.
1st Source Corporation Investment Advisors, Inc.
12.97368%
Murphy (Carmen C)
Murphy (Carmen C)
6.21013%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
5.97869%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
5.36533%
Carmichael (Oliver C III)
Carmichael (Oliver C III)
5.3605%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
4.82451%
Murphy (Christopher J III)
Murphy (Christopher J III)
2.82019%
Charles Schwab Investment Management, Inc.
Charles Schwab Investment Management, Inc.
2.38751%
State Street Investment Management (US)
State Street Investment Management (US)
2.03689%
Geode Capital Management, L.L.C.
Geode Capital Management, L.L.C.
...

1st Source Executives and Management Board

CM

Mr. Christopher Murphy

(78)

Executive Chairman of the Board · since 2025

Compensation2.04 M USD
AS

Ms. Andrea Short

(62)

President, Chief Executive Officer, Director · since 2013

Compensation1.06 M USD
JG

Mr. John Griffith

(67)

Executive Vice President, Chief Risk Officer of 1st Source Corporation and 1st Source Bank · since 2025

Compensation791,993 USD
JB

Mr. Jeffrey Buhr

(65)

Executive Vice President and Chief Credit Officer - 1st Source Bank · since 2014

Compensation790,218 USD
BB

Mr. Brett Bauer

(53)

Chief Financial Officer, Executive Vice President, Chief Accounting Officer, Treasurer

Compensation638,020 USD

1st Source Supply Chain

Frequently asked questions about 1st Source

1st Source Corp is a financial holding company that operates through its subsidiary, 1st Source Bank. The business model of 1st Source Corp revolves around providing a comprehensive range of banking services to individual and business customers. The company offers personal banking, business banking, wealth management, and insurance services. With a focus on building long-term relationships, 1st Source Corp strives to provide exceptional customer service and tailored financial solutions to meet the unique needs of its clients. As a trusted financial institution, 1st Source Corp aims to support the growth and success of individuals and businesses within its communities.

All fundamentals and in-depth analysis of 1st Source

Our stock analysis for 1st Source Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of 1st Source Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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