1st Source (SRCE) Stock Price

1st Source Price

NASDAQ·CLOSED
86.79USD-1.22 (-1.40 %)
Market closed

Revenue has compounded at 4.6% per year over the past 19 years to 433.78 M USD. Earnings per share have grown at 7.7% per year over the last 19 years. 1st Source's net margin stands at 36.5%, up from 35.2% several years earlier. 1st Source currently offers a dividend yield of about 1.75%. The payout ratio is around 23% of earnings. The dividend has grown at 5.4% per year over the past 19 years. Analysts set a median price target of 75.48 USD, implying 13.0% below the current price. Of 9 analysts, 6 rate the stock a buy — an overall Buy consensus. The stock trades about 51% above its 52-week low.

1st Source stock price

Volume
Ex-Dividend
Details

Stock Price

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How to Read This Chart

This chart tracks the historical stock price of 1st Source over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how 1st Source stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing 1st Source's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

1st Source Stock Price History
Date1st Source Price
8/10/202686.79 USD
8/7/202688.01 USD
8/6/202689.34 USD
8/5/202690.24 USD
8/4/202690.77 USD
8/3/202690.51 USD
7/31/202689.74 USD
7/30/202689.74 USD
7/29/202690.89 USD
7/27/202686.34 USD
7/23/202683.18 USD
7/22/202682.84 USD
7/21/202683.35 USD
7/20/202683.43 USD
7/17/202683.48 USD
7/16/202684.85 USD
7/15/202682.23 USD
7/14/202681.50 USD
7/13/202681.80 USD
7/10/202681.44 USD
7/9/202681.15 USD
7/8/202680.61 USD
7/7/202681.71 USD
7/6/202681.57 USD
7/2/202682.09 USD
7/1/202683.31 USD
6/30/202681.58 USD
6/29/202681.39 USD
6/26/202681.96 USD
6/25/202681.19 USD
6/24/202680.27 USD
6/23/202678.94 USD
6/22/202678.02 USD
6/18/202676.61 USD
6/17/202677.06 USD
6/16/202677.69 USD
6/15/202678.31 USD
6/12/202678.41 USD
6/11/202677.18 USD
6/10/202677.64 USD
6/9/202676.70 USD
6/8/202675.95 USD
6/5/202675.35 USD
6/4/202674.34 USD
6/3/202672.90 USD
6/2/202673.64 USD
6/1/202672.95 USD
5/29/202673.80 USD
5/28/202672.66 USD
5/27/202674.28 USD
5/26/202674.05 USD
5/22/202674.22 USD
5/21/202673.51 USD
5/20/202673.63 USD
5/19/202672.40 USD
5/18/202672.20 USD
5/15/202671.24 USD
5/14/202671.82 USD
5/13/202671.57 USD
5/12/202672.30 USD
5/11/202672.67 USD
5/8/202673.80 USD
5/7/202673.66 USD
5/6/202673.82 USD
5/5/202673.59 USD
5/4/202673.06 USD
5/1/202673.86 USD
4/30/202673.53 USD
4/29/202672.60 USD
4/28/202674.38 USD
4/27/202673.80 USD
4/24/202673.11 USD
4/23/202673.90 USD
4/22/202673.20 USD
4/21/202672.96 USD
4/20/202674.76 USD
4/17/202674.65 USD
4/16/202672.54 USD
4/15/202673.79 USD
4/14/202674.25 USD
4/13/202673.93 USD
4/10/202673.88 USD
4/9/202674.41 USD
4/8/202673.23 USD
4/7/202671.88 USD
4/6/202671.53 USD
4/2/202670.68 USD
4/1/202670.28 USD
3/31/202669.21 USD
3/30/202668.57 USD
3/27/202668.19 USD
3/26/202668.48 USD
3/25/202668.05 USD
3/24/202668.39 USD
3/23/202668.10 USD
3/20/202666.20 USD
3/19/202666.83 USD
3/18/202666.83 USD
3/17/202667.08 USD
3/16/202667.87 USD
3/13/202667.78 USD
3/12/202667.83 USD
3/11/202667.46 USD
3/10/202667.47 USD
3/9/202667.29 USD
3/6/202667.44 USD
3/5/202668.06 USD
3/4/202668.65 USD
3/3/202668.04 USD
3/2/202667.82 USD
2/27/202667.01 USD
2/26/202669.36 USD
2/25/202669.31 USD
2/24/202668.19 USD
2/23/202668.00 USD
2/20/202670.59 USD
2/19/202670.00 USD
2/18/202670.58 USD
2/17/202671.10 USD
2/13/202670.47 USD
2/12/202669.95 USD
2/11/202668.79 USD
2/10/202669.53 USD
2/9/202670.09 USD
2/6/202670.45 USD
2/5/202669.83 USD
2/4/202669.59 USD
2/3/202668.65 USD
2/2/202668.47 USD
1/30/202667.33 USD
1/29/202665.91 USD
1/28/202665.13 USD
1/27/202666.72 USD
1/26/202666.99 USD
1/23/202666.15 USD
1/22/202667.52 USD
1/21/202667.40 USD
1/20/202665.20 USD
1/16/202664.70 USD
1/15/202665.37 USD
1/14/202664.23 USD
1/13/202663.43 USD
1/12/202663.51 USD
1/9/202663.76 USD
1/8/202664.72 USD
1/7/202663.32 USD
1/6/202663.56 USD
1/5/202663.52 USD
1/2/202662.46 USD
12/31/202562.49 USD
12/30/202562.87 USD
12/29/202563.46 USD
12/26/202563.97 USD
12/24/202564.32 USD
12/23/202564.26 USD
12/22/202564.77 USD
12/19/202565.48 USD
12/18/202566.83 USD
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12/15/202566.26 USD
12/12/202565.82 USD
12/11/202565.83 USD
12/10/202566.26 USD
12/9/202564.10 USD
12/8/202564.11 USD
12/5/202563.67 USD
12/4/202563.96 USD
12/3/202564.41 USD
12/2/202563.62 USD
12/1/202563.21 USD
11/28/202562.44 USD
11/26/202563.07 USD
11/25/202563.18 USD
11/24/202561.81 USD
11/21/202562.09 USD
11/20/202560.31 USD
11/19/202560.32 USD
11/18/202560.10 USD
11/17/202559.68 USD
11/14/202561.43 USD
11/13/202561.58 USD
11/12/202561.73 USD
11/11/202561.47 USD
11/10/202561.21 USD
11/7/202560.78 USD
11/6/202560.44 USD
11/5/202561.01 USD
11/4/202560.11 USD
11/3/202559.87 USD
10/31/202559.44 USD
10/30/202559.56 USD
10/29/202559.09 USD
10/28/202560.65 USD
10/27/202559.54 USD
10/24/202561.03 USD
10/23/202558.88 USD
10/22/202560.13 USD
10/21/202559.65 USD
10/20/202559.17 USD
10/17/202557.98 USD
10/16/202557.55 USD
10/15/202559.59 USD
10/14/202560.44 USD
10/13/202559.12 USD
10/10/202558.31 USD
10/9/202560.08 USD
10/8/202560.49 USD
10/7/202560.58 USD
10/6/202560.89 USD
10/3/202560.59 USD
10/2/202560.31 USD
10/1/202560.90 USD
9/30/202561.56 USD
9/29/202561.56 USD
9/28/202561.56 USD
9/25/202562.81 USD
9/24/202562.35 USD
9/23/202562.68 USD
9/22/202562.96 USD
9/19/202563.66 USD
9/18/202565.21 USD
9/17/202563.37 USD
9/16/202563.12 USD
9/15/202563.30 USD
9/12/202563.39 USD
9/11/202564.33 USD
9/10/202563.64 USD
9/9/202563.84 USD
9/8/202564.58 USD
9/5/202564.16 USD
9/4/202564.87 USD
9/3/202563.80 USD
9/2/202564.27 USD
8/29/202564.52 USD
8/28/202564.69 USD
8/27/202564.61 USD
8/26/202564.24 USD
8/25/202563.71 USD
8/22/202564.08 USD
8/21/202561.13 USD
8/20/202561.47 USD
8/19/202561.67 USD
8/18/202561.20 USD
8/15/202560.47 USD
8/14/202561.57 USD
8/13/202562.16 USD
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1st Source Revenue, Pre-Provision Profit, Net Income

  • 3 Years

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  • Max

Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2020
329.71 M USD
122.21 M USD
81.44 M USD
Jan 1, 2021
336.73 M USD
150.63 M USD
118.53 M USD
Jan 1, 2022
354.73 M USD
170.03 M USD
120.51 M USD
Jan 1, 2023
369.27 M USD
167.55 M USD
124.93 M USD
Jan 1, 2024
387.12 M USD
183.52 M USD
132.62 M USD
Jan 1, 2025
433.78 M USD
216.94 M USD
158.27 M USD
Jan 1, 2026 (e)
459.34 M USD
0.00 USD
166.60 M USD
Jan 1, 2027 (e)
473.64 M USD
0.00 USD
172.06 M USD

1st Source Income Statement, Balance Sheet, Cash Flow Statement

Last updated Aug 13, 2026, 2:35 AM
 
REVENUEM USD
REVENUE GROWTH%
GROSS MARGIN%
GROSS INCOMEM USD
Net Interest IncomeM USD
Non-Interest IncomeM USD
Loan Loss ProvisionsM USD
Pre-Provision Profit (PPOP)M USD
NET INCOMEM USD
NET INCOME GROWTH%
DIV.USD
DIV. GROWTH%
SHARESM
201220132014201520162017201820192020202120222023202420252026e2027e
263.00256.00256.00268.00280.00311.00354.00384.00366.00354.00385.00507.00570.00599.00459.00473.00
-1.87-2.66–4.694.4811.0713.838.47-4.69-3.288.7631.6912.435.09-23.373.05
86.3191.0291.4192.1690.0088.4282.2080.4780.0596.3388.5771.6065.6170.2870.2870.28
227.00233.00234.00247.00252.00275.00291.00309.00293.00341.00341.00363.00374.00421.00322.60332.44
151.80156.80160.30166.52169.66185.63213.91223.87225.82236.64263.47278.65300.82348.18––
81.2077.2077.9083.3288.9598.7197.05101.13103.89100.0991.2690.6286.3185.60––
5.800.803.702.205.809.0019.5015.8015.80-4.3013.205.8712.4712.56––
81.5084.7088.2090.7495.00110.34124.46136.00122.21150.63170.03167.55183.52216.94––
49.0054.0058.0057.0057.0068.0082.0091.0081.00118.00120.00124.00132.00158.00166.00172.00
2.0810.207.41-1.72–19.3020.5910.98-10.9945.681.693.336.4519.705.063.61
0.660.680.710.720.720.760.961.101.131.211.261.301.401.521.711.81
3.133.034.411.41–5.5626.3214.582.737.084.133.177.698.5712.505.85
26.7126.7626.2526.0625.8725.9425.8825.5125.4924.7824.6624.6224.5024.3924.3924.39
Details

Income Statement Key Figures

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Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales 1st Source generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue 1st Source retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare 1st Source's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares 1st Source has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against 1st Source's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

1st Source stock margins

The 1st Source margin analysis displays the gross margin, EBIT margin, as well as the profit margin of 1st Source. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for 1st Source.

  • 3 Years

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  • Max

Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2020
62.93 %
24.70 %
Jan 1, 2021
55.27 %
35.20 %
Jan 1, 2022
52.07 %
33.97 %
Jan 1, 2023
54.63 %
33.83 %
Jan 1, 2024
52.59 %
34.26 %
Jan 1, 2025
49.99 %
36.49 %
Jan 1, 2026 (e)
0.00 %
36.27 %
Jan 1, 2027 (e)
0.00 %
36.33 %

1st Source Revenue per Share, Earnings per Share

The 1st Source earnings per share therefore indicates how much revenue 1st Source has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.

  • 3 Years

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  • Max

Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
12.93 USD
3.19 USD
Jan 1, 2021
13.59 USD
4.78 USD
Jan 1, 2022
14.39 USD
4.89 USD
Jan 1, 2023
15.00 USD
5.08 USD
Jan 1, 2024
15.80 USD
5.41 USD
Jan 1, 2025
17.78 USD
6.49 USD
Jan 1, 2026 (e)
18.76 USD
6.80 USD
Jan 1, 2027 (e)
19.34 USD
7.03 USD

1st Source business model & stock analysis

1st Source Corp is an American financial company headquartered in South Bend, Indiana. The company was founded in 1863 and has since been an important part of the banking industry in Indiana and Michigan. The company's origins lie in the opening of a small bank in South Bend, supported by numerous local businesses. Over the following decades, the bank expanded into various cities in the surrounding area. In the 1980s, the company became large enough to develop into 1st Source Corporation, a holding company for various financial services. Today, 1st Source Corp offers a wide range of financial services, including deposits, loans, credit cards, investment services, and insurance solutions. The company operates more than 80 branches in Indiana and Michigan and serves customers in many other states across the USA. The business model of 1st Source Corp is based on a strong focus on customer needs, conservative financial policies, and a local orientation. Unlike many other financial service providers, the company strives to find individual solutions for each customer and build long-term partnerships. An important part of 1st Source Corp's business is wealth management, which offers a variety of investment services for affluent clients. In addition to traditional portfolios and investment funds, the company also provides customized solutions for wealth management and succession planning. Another key area is corporate finance, which focuses on providing loans and other financing solutions for businesses. 1st Source Corp has earned a reputation as a reliable and flexible financing partner and works closely with companies of all sizes. In addition to its traditional business areas, 1st Source Corp also operates a number of specialized departments. This includes, for example, the agricultural finance division, which specializes in financing farmers and agricultural companies. Another important department is the therapy and leasing division, which offers leasing solutions for medical equipment and properties. In recent years, 1st Source Corp has also increasingly focused on offering online and mobile banking solutions. Customers have access to extensive online services that make it easy to manage accounts, make transfers, and pay bills. Overall, 1st Source Corp is a traditional financial company with a strong focus on customer needs and a local orientation. The company offers a wide range of services, from wealth management to corporate finance, and has earned a reputation as a reliable and flexible financing partner.

1st Source SWOT Analysis

Strengths

1st Source Corp possesses several strengths that contribute to its competitive advantage:

  • Strong Financial Position: The company has a solid financial foundation, with healthy liquidity and strong capitalization.
  • Diversified Revenue Streams: 1st Source Corp has a well-diversified portfolio of financial products and services, reducing its dependence on any single segment.
  • Excellent Customer Service: The company is renowned for its superior customer service, building strong relationships and maintaining high customer satisfaction levels.
  • Established Brand Image: Over its long history, 1st Source Corp has developed a trusted and well-recognized brand image within its target markets.

Weaknesses

Despite its strengths, 1st Source Corp has a few weaknesses that can hinder its growth:

  • Limited Geographic Presence: The company's operations are primarily concentrated in specific regions, limiting its ability to tap into potential markets beyond its current reach.
  • Reliance on Interest Income: 1st Source Corp's revenue heavily relies on interest income, making it vulnerable to fluctuations in interest rates.
  • Competition from Larger Institutions: The company faces intense competition from larger financial institutions with greater resources, potentially affecting its market share.

Opportunities

Various opportunities exist for 1st Source Corp to capitalize on:

  • Expansion of Market Reach: The company can explore expansion opportunities in new geographic markets to broaden its customer base.
  • Digital Transformation: Embracing technology and investing in digital banking platforms can attract tech-savvy customers and improve operational efficiency.
  • Mergers and Acquisitions: Strategic mergers or acquisitions can help 1st Source Corp enter new markets, gain competitive advantages, or diversify its product/service portfolio.

Threats

1st Source Corp faces several threats that could potentially impact its performance:

  • Economic Volatility: Economic downturns can negatively affect the demand for financial products/services, leading to reduced revenues for the company.
  • Regulatory Changes: Changes in financial regulations may impose new compliance requirements and increase operational costs for 1st Source Corp.
  • Cybersecurity Risks: The company is exposed to the risk of cyberattacks, which can lead to data breaches or operational disruptions.

1st Source Employees

  • 3 Years

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  • Max

1st Source Employees
Details
Date
1st Source Employees
Jan 1, 2018
- Employees
Jan 1, 2019
- Employees
Jan 1, 2020
- Employees
Jan 1, 2021
- Employees
Jan 1, 2022
- Employees
Jan 1, 2023
- Employees
Jan 1, 2024
- Employees
Jan 1, 2025
- Employees

1st Source Segments

1st Source Eulerpool Fair Value

Details

Fair Value Estimate

ⓘ

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

1st Source historical P/E ratio, EBIT multiple, and P/S ratio

1st Source annual returns

Details

Annual Return

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What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

1st Source shares outstanding

The number of shares of 1st Source was 24.39 M in 2025. This indicates how many shares 1st Source is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.

  • 3 Years

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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
25.49 M Stocks
Jan 1, 2021
24.78 M Stocks
Jan 1, 2022
24.66 M Stocks
Jan 1, 2023
24.62 M Stocks
Jan 1, 2024
24.50 M Stocks
Jan 1, 2025
24.39 M Stocks
Jan 1, 2026 (e)
24.39 M Stocks
Jan 1, 2027 (e)
24.39 M Stocks

1st Source stock splits

In 1st Source's history, there have been no stock splits.

1st Source Dividend History

37 years of dividend payments · 9 consecutive increases

YearAnnual DividendYoY ChangePayments
20261.28USDYTD—3×
Feb 3, 20260.40USD 0.0%1/3
May 5, 20260.43USD↑ 7.5%2/3
Aug 4, 20260.45USD↑ 4.7%3/3
20251.52USD↑ 8.6%4×
Feb 4, 20250.36USD 0.0%1/4
May 5, 20250.38USD↑ 5.6%2/4
Aug 5, 20250.38USD 0.0%3/4
Nov 4, 20250.40USD↑ 5.3%4/4
20241.40USD↑ 7.7%4×
20231.30USD↑ 3.2%4×
20221.26USD↑ 4.1%4×
20211.21USD↑ 7.1%4×
20201.13USD↑ 2.7%4×
20191.10USD↑ 14.6%4×
20180.96USD↑ 26.3%4×
20170.76USD↑ 5.6%4×

1st Source dividend history and estimates

In 2025, 1st Source paid a dividend amounting to 1.52 USD. Dividend means that 1st Source distributes a portion of its profits to its owners.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
1.13 USD
0.00 USD
Jan 1, 2021
1.21 USD
0.00 USD
Jan 1, 2022
1.26 USD
0.00 USD
Jan 1, 2023
1.30 USD
0.00 USD
Jan 1, 2024
1.40 USD
0.00 USD
Jan 1, 2025
1.52 USD
0.00 USD
Jan 1, 2026 (e)
1.28 USD
0.43 USD
Jan 1, 2027 (e)
0.00 USD
1.81 USD

1st Source dividend payout ratio

In 2025, 1st Source had a payout ratio of 23.42%. The payout ratio indicates the percentage of the company's profits that 1st Source distributes as dividends.

  • 3 Years

  • 5 Years

  • 10 Years

  • 25 Years

  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
35.37 %
Jan 1, 2021
25.29 %
Jan 1, 2022
25.78 %
Jan 1, 2023
25.62 %
Jan 1, 2024
25.86 %
Jan 1, 2025
23.42 %
Jan 1, 2026 (e)
25.09 %
Jan 1, 2027 (e)
25.77 %

Current 1st Source forecasts and price targets in August 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
66.67 % (6)
Hold
33.33 % (3)
Sell
0.00 % (0)
12M Price Target
75.48
Last Price
88.08
Currency
USD
12M Return Potential
-14.31 %
LTM Return
0 %

1st Source Analyst Rating Actions

DateFirmActionRatingReliability
7/28/2026
Piper Sandler
Piper Sandler
MaintainedOverweight51
7/27/2026
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
MaintainedMarket Perform–
7/27/2026
DA Davidson
DA Davidson
MaintainedNeutral–
4/27/2026
Piper Sandler
Piper Sandler
MaintainedOverweight51
4/27/2026
DA Davidson
DA Davidson
MaintainedNeutral–
1/28/2026
DA Davidson
DA Davidson
MaintainedNeutral–
1/26/2026
Piper Sandler
Piper Sandler
MaintainedOverweight51
10/28/2025
DA Davidson
DA Davidson
MaintainedNeutral–
7/29/2025
DA Davidson
DA Davidson
MaintainedNeutral–
7/28/2025
Piper Sandler
Piper Sandler
MaintainedOverweight51

Eulerpool Reliability Score (0–100): measures how often a firm’s bullish or bearish calls were directionally correct three months later, blended with the average return following its calls. Every rating we record is stored permanently and scores update continuously; firms with fewer than 3 measured calls are not scored yet.

1st Source Earnings Estimates & Surprises

DateEPS estimateEPS ActualRevenue EstimatePrice reactionQuarterly report
7/16/20261.75USD-115.53 MUSD-2026 Q2
4/22/20261.66USD-114.11 MUSD-2026 Q1
1/21/20261.64USD-113.14 MUSD-2025 Q4
4/18/20241.06USD-91.22 MUSD-2024 Q1
1/18/20241.18USD-93.20 MUSD-2023 Q4
7/19/20231.23USD-95.85 MUSD-2023 Q2
4/19/20231.25USD-94.74 MUSD-2023 Q1
1/19/20231.31USD-95.61 MUSD-2022 Q4
10/20/20221.19USD-89.64 MUSD-2022 Q3
7/21/20221.08USD-86.67 MUSD-2022 Q2

EESG©

Eulerpool ESG Scorecard© for the 1st Source stock

43/100
51
Environment
40
Social
38
Governance
E

Environment

20
Scope 1 - Direct Emissions—
Scope 2 - Indirect emissions from purchased energy—
Scope 3 - Indirect emissions within the value chain—
Total CO₂ emissions—
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather—
Pesticides—
Palm Oil—
Tobacco
Genetically modified organisms
Climate concept—
Sustainable forestry—
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees—
Percentage of women in management—
Percentage of Asian employees—
Share of Asian management—
Percentage of Hispanic/Latino employees—
Hispano/Latino Management share—
Percentage of Black employees—
Black Management Share—
Percentage of white employees—
White Management Share—
Adult content
Alcohol
Weapons—
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept—
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

1st Source shareholder structure

% Name
21.15043%
1ST SOURCE BANK
1ST SOURCE BANK
21.10989%
1st Source Corporation Investment Advisors, Inc.
1st Source Corporation Investment Advisors, Inc.
8.01883%
BLACKROCK, INC.
BLACKROCK, INC.
6.21013%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
5.98700%
DIMENSIONAL FUND ADVISORS LP
DIMENSIONAL FUND ADVISORS LP
5.97869%
Dimensional Fund Advisors, L.P.
Dimensional Fund Advisors, L.P.
...

1st Source Beneficial Ownership Filings (SEC 13D/G)

Free Float
73.7%
Float Shares
-
Shares Outstanding
-
StakeHolderFiling
20.50%
1st Source Bank, as trustee of the trusts identified as reporting in this Schedule 13D
1st Source Bank, as trustee of the trusts identified as reporting in this Schedule 13D
SEC ↗
10.80%
1st Source Bank, as trustee of the Division Trusts resulting from the Irrevocable Trust created by E
1st Source Bank, as trustee of the Division Trusts resulting from the Irrevocable Trust created by E
SEC ↗
9.99%
Leon G. Cooperman
Leon G. Cooperman
SEC ↗
6.80%
30-0447847
30-0447847
SEC ↗
6.00%
BlackRock, Inc.
BlackRock, Inc.
SEC ↗
5.30%
(1) BlackRock, Inc.
(1) BlackRock, Inc.
SEC ↗
4.90%
Oliver Cromwell Carmichael III
Oliver Cromwell Carmichael III
SEC ↗
3.10%
Ernestine
Ernestine
SEC ↗
3.10%
Andrew
Andrew
SEC ↗
3.10%
Andrew W. Nickle
Andrew W. Nickle
SEC ↗

1st Source Executives and Management Board

17 members · avg. age 63 · 18 % women

AS

Ms. Andrea Short (62)

President, Chief Executive Officer, Director · since 2013

1.06 M USD

Management

JG

Mr. John Griffith (67)

Executive Vice President, Chief Risk Officer of 1st Source Corporation and 1st Source Bank · since 2025

791,993.00 USD
JB

Mr. Jeffrey Buhr (65)

Executive Vice President and Chief Credit Officer - 1st Source Bank · since 2014

790,218.00 USD
BB

Mr. Brett Bauer (53)

Chief Financial Officer, Executive Vice President, Chief Accounting Officer, Treasurer

638,020.00 USD
KM

Mr. Kevin Murphy (50)

Executive Vice President, Chief Digital Officer

–
BD

Mr. Brian Duba

General Counsel, Secretary of 1st Source Corporation and 1st Source Bank

–

Board of Directors

CM

Mr. Christopher Murphy (78)

Executive Chairman of the Board · since 2025

2.04 M USD
IT

Mr. Isaac Torres (57)

Independent Director

166,620.00 USD
DF

Mr. Daniel Fitzpatrick (67)

Independent Director

165,620.00 USD
MB

Ms. Melody Birmingham (53)

Independent Director

152,620.00 USD
RS

Ms. Ronda Shrewsbury (59)

Independent Director

150,620.00 USD
TO

Mr. Timothy Ozark (75)

Independent Director

148,620.00 USD

1st Source Supply Chain

1st Source Supply Chain

Correlation: how closely stock prices move together

Same directionNo relationOpposite
1 companies
#Nameβ 1YTrend
1
BlackRock
Supplier·Customer·Capital Markets·US
0.20
0.22
0.41
0.52
0.20
0.83
0.24

Frequently asked questions about 1st Source

1st Source Corp is a financial holding company that operates through its subsidiary, 1st Source Bank. The business model of 1st Source Corp revolves around providing a comprehensive range of banking services to individual and business customers. The company offers personal banking, business banking, wealth management, and insurance services. With a focus on building long-term relationships, 1st Source Corp strives to provide exceptional customer service and tailored financial solutions to meet the unique needs of its clients. As a trusted financial institution, 1st Source Corp aims to support the growth and success of individuals and businesses within its communities.

1st Source Corp is primarily active in the banking and financial services industry.

The main competitors of 1st Source Corp in the market include strong financial institutions such as Fifth Third Bancorp, Huntington Bancshares, and Old National Bancorp. These companies compete with 1st Source Corp in various aspects, including financial services, customer base, and market share. However, 1st Source Corp distinguishes itself by offering personalized services, a strong emphasis on client relationships, and a deep understanding of local markets. Being a reputable financial organization, 1st Source Corp has achieved significant success in the market, despite the competition.

1st Source Corp is a well-established financial institution with a rich history. Founded in 1863, the company has been serving customers for over a century. With headquarters in South Bend, Indiana, 1st Source Corp offers a comprehensive range of banking services, including personal and business banking, investments, insurance, and wealth management. The company prides itself on its commitment to customer service, community involvement, and financial stability, making it a trusted choice for individuals and businesses alike. With its long-standing reputation and dedication to providing exceptional financial solutions, 1st Source Corp continues to be a leading player in the banking industry.

1st Source Corp has achieved significant milestones throughout its history. Established in 1863, the company has demonstrated its resilience and adaptability in the financial sector. Over the years, 1st Source Corp has expanded its operations and built a reputation as a leading financial services provider. The company's milestones include expanding its footprint through acquisitions, enhancing its technological capabilities, and providing top-notch customer service. It has also been recognized for its strong financial performance and commitment to corporate social responsibility. With an unwavering dedication to serving its clients, 1st Source Corp continues to be a trusted name in the financial industry.

1st Source Corp is primarily present in the United States.

1st Source Corp represents strong values and a steadfast corporate philosophy. With a focus on delivering exceptional financial services, the company strives to promote trust, integrity, and lasting relationships among its clients. By prioritizing personalized and innovative solutions, 1st Source Corp aims to provide reliable guidance and support for individuals and businesses alike. Their commitment to community enrichment and involvement further exemplifies their dedication to making a positive impact in the areas they serve. With a track record of excellence and a commitment to their core values, 1st Source Corp continues to be a trusted name in the financial industry.

Analysts currently set an average price target of 77.86 USD for the 1st Source stock (median: 75.48 USD), implying -11.6 % versus the latest price. The consensus is based on 9 analyst ratings.

1st Source Analyst Price Targets 2026

9 analysts currently rate the 1st Source stock: 6 recommend buying, 3 holding and 0 selling. For 2026, analysts expect 1st Source to generate revenue of 459.34 M USD and earnings per share of 6.83 USD.

1st Source Analyst Price Targets 2026

Converted at the current exchange rate, the 1st Source share trades at 75.20 EUR (86.79 USD).

The 1st Source share (SRCE) is listed on 1 stock exchanges, including: NASDAQ (SRCE).

1st Source Corp is a financial services company based in South Bend, Indiana. It was founded in 1863 and has been listed on the NASDAQ stock exchange since 1985. 1st Source Corp is consistently profitable and is rated "A-" by Standard & Poor's. The business model of 1st Source Corp consists of various divisions that focus on the needs of retail customers, business customers, and institutions. These divisions include banking, wealth advisory services, insurance, specialty finance, and trust and asset management. The banking division offers a wide range of banking services for retail and business customers, including deposits, loans, mortgages, credit cards, online banking, and treasury management services. Through online banking, customers can access and perform transactions on their accounts anytime and from anywhere. 1st Source Corp also provides mobile banking apps for iPhone and Android to offer maximum flexibility and convenience to customers. The wealth advisory services division provides individual investment, financial planning, and asset management services to retail customers. The company offers a broad range of investment products such as stocks, bonds, mutual funds, and variable annuities. The advisors are experienced and aim to meet the needs of their clients and help them achieve their financial goals. The insurance division offers various insurance products for retail and business customers, such as life insurance, health insurance, liability insurance, and property insurance. 1st Source Corp works with leading insurance companies to offer tailored solutions to its customers. The specialty finance division provides financing solutions for businesses with special needs. This can include a loan for a large inventory or a lease for special machinery. 1st Source Corp works with clients to find customized financing solutions. The trust and asset management division offers comprehensive asset management solutions and gift/estate tax planning to customers. The company acts as a custodian of assets for clients and also provides trust services for clients seeking a trustee to handle their financial matters. Overall, 1st Source Corp offers its customers a wide range of services and products to meet their financial needs. The company generates income from various sources, such as interest and commissions for its services. The company has a primary focus on customer needs and provides high-quality services through trained employees and cutting-edge technology. With over 80 locations in the states of Indiana and Michigan, 1st Source Corp strives to provide customers with premier service tailored to their individual needs and promote their financial growth.

The expected revenue of 1st Source is 459.34 M USD. This figure is based on current financial data and reflects the company's business performance.

The expected profit of 1st Source is 166.60 M USD. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of 1st Source is currently 12.71. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the 1st Source stock.

The price-to-sales ratio (P/S) of 1st Source is currently 4.61. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the 1st Source stock.

The Eulerpool Quality Score for 1st Source is 7/10.

The ISIN of 1st Source is US3369011032. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The WKN of 1st Source is 919913. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.

The ticker of 1st Source is SRCE. The ticker symbol is used to trade 1st Source shares on the stock exchange.

Over the past 12 months, 1st Source paid a dividend of 1.52 USD . This corresponds to a dividend yield of about 1.75 %. For the coming 12 months, 1st Source is expected to pay a dividend of 1.81 USD.

The current dividend yield of 1st Source is 1.75 %.

1st Source pays a dividend, distributed in the months of , , , .

1st Source paid dividends every year for the past 36 years.

For the upcoming 12 months, dividends amounting to 1.81 USD are expected. This corresponds to a dividend yield of 2.09 %.

1st Source is assigned to the 'Finance' sector.

To receive the latest dividend of 1st Source from amounting to 0.45 USD, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, 1st Source distributed 1.4 USD as dividends.

The dividends of 1st Source are distributed in USD.

All fundamentals and in-depth analysis of 1st Source

Our stock analysis for 1st Source stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of 1st Source. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.

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