Dividendenrechner: Dividende & passives Einkommen berechnen

Dividend Calculator: Plan Your Passive Income Realistically

Dividends can be powerful: regular payouts that (in the best case) grow over time. The key point, however, is that dividends are not "free money" — they are part of the total return.

What This Calculator Does (and Doesn't Do)

We simplify by separating price growth and dividend growth. This lets you build scenarios, e.g., "solid dividend growth, moderate price growth."

Taxes, exchange rates, withholding taxes, and individual brokerage costs are complex in reality. Here we calculate quickly and transparently — as guidance, not as tax advice.

Reinvest or Cash Out?

If you reinvest dividends, your portfolio grows faster (compound interest effect). If you take dividends as cash, you're planning more for monthly income. The calculator can model both scenarios.