Qfin Holdings (QFIN) Stock Price
Qfin Holdings Price
Revenue has compounded at 151.6% per year over the past 9 years to 16.08 B CNY. Earnings per share have grown at 58.6% per year over the last 8 years. Qfin Holdings's net margin stands at 37.2%, up from 34.8% several years earlier. Qfin Holdings currently offers a dividend yield of about 4.15%. The payout ratio is around 21% of earnings. The dividend has grown at 51.1% per year over the past 4 years. Analysts set a median price target of 94.65 CNY, implying 169.0% above the current price. Of 18 analysts, 12 rate the stock a buy — an overall Buy consensus.
Qfin Holdings stock price
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Qfin Holdings business model & stock analysis
Frequently asked questions about Qfin Holdings
360 DigiTech Inc faces competition from various players in the market. Some of its main competitors include Tencent, Ant Financial, Lufax, and JD Finance. These companies operate in the same industry, offering similar services and competing for market share. While 360 DigiTech Inc has differentiated itself through innovative technology and strong customer-centric approach, the competition remains fierce. Nonetheless, 360 DigiTech Inc continues to strive for excellence and maintains its position as a prominent player in the industry.
The business model of 360 DigiTech Inc revolves around providing digital consumer finance services. As a leading digital platform, the company offers a range of innovative and convenient financial products and services, including online consumer loans, installment loans, and revolving credit products. Leveraging advanced technologies and data analytics, 360 DigiTech Inc strives to enhance customer experience by providing personalized and accessible financial solutions. With a focus on user-friendly interfaces and efficient processes, the company aims to foster financial inclusion and empower individuals to meet their diverse financial needs.
360 DigiTech Inc is primarily active in the financial technology (fintech) industry.
360 DigiTech Inc, a leading digital consumer finance platform, has a rich history and background. Established in 2015, the company quickly gained prominence and became a pioneer in China's digital finance industry. Leveraging advanced technologies, including artificial intelligence and big data analytics, 360 DigiTech offers tailored financial solutions to both individual customers and small businesses. With its robust risk management systems and user-centric approach, the company has earned a solid reputation for providing efficient and reliable services. Guided by its mission to make finance more simple and accessible, 360 DigiTech Inc continues to strive for innovation and excellence in the digital finance industry.
360 DigiTech Inc has achieved several significant milestones in its journey. Notably, the company successfully went public on the Nasdaq Stock Market in December 2018, marking a major milestone for its growth and recognition in the financial industry. Additionally, 360 DigiTech Inc has consistently demonstrated strong financial performance, with notable increases in its revenue and net income. The company's innovative use of technology and data-driven approach have allowed it to expand its consumer finance services and establish itself as a leading player in the market. Overall, 360 DigiTech Inc's achievements reflect its commitment to providing exceptional financial solutions and driving sustainable growth in the industry.
360 DigiTech Inc primarily operates in China.
360 DigiTech Inc is a leading digital consumer finance platform in China. The company's values revolve around providing innovative and accessible financial solutions to individuals and small businesses. With a strong focus on technology and data-driven decision-making, 360 DigiTech Inc aims to promote financial inclusivity and empower its customers. The company's corporate philosophy centers on fostering trust, integrity, and transparency in its operations. By leveraging its deep understanding of consumer behavior and advanced risk management capabilities, 360 DigiTech Inc strives to deliver personalized and efficient financial services that cater to the evolving needs of its diverse customer base.
Analysts currently set an average price target of 94.68 CNY for the Qfin Holdings stock (median: 94.65 CNY), implying +169.1 % versus the latest price. The consensus is based on 18 analyst ratings.
18 analysts currently rate the Qfin Holdings stock: 12 recommend buying, 4 holding and 2 selling. For 2026, analysts expect Qfin Holdings to generate revenue of 13.12 B CNY and earnings per share of 36.98 CNY.
Converted at the current exchange rate, the Qfin Holdings share trades at 4.69 EUR (35.18 CNY).
The Qfin Holdings share (QFIN) is listed on 1 stock exchanges, including: NASDAQ (QFIN).
360 DigiTech Inc is a leading company in China in the areas of e-finance and technology. The company's business model is based on providing innovative and customer-centric solutions that help increase financial inclusion in China and other markets. 360 DigiTech Inc is divided into three business segments: Consumer Finance, Digital Finance Technology, and Investments in Financial Platforms. Consumer Finance: Under the Consumer Finance business segment, 360 DigiTech Inc offers various credit products, including the "Cash Loan" product, which allows customers to receive immediate credit on their mobile phones. The company uses advanced technologies to process loan applications quickly and accurately. The process is simple and straightforward, and customers can also customize the repayment terms to suit their needs. Digital Finance Technology: The Digital Finance Technology business segment encompasses a wide range of solutions with a focus on artificial intelligence, big data, and blockchain technology. The company offers its customers the opportunity to transform customer experience and efficiency in the financial industry. 360 DigiTech Inc has developed several applications, including a mobile financial management app that allows users to manage their portfolio online. The company also operates a powerful credit scoring engine that can identify creditworthy customers by leveraging data from various sources. Investments in Financial Platforms: Under the Investments in Financial Platforms category, 360 DigiTech Inc has acquired several stakes in leading FinTech companies, including a majority stake in Huoqiuershi Group, a leading credit intermediary platform in China. The recent launch of 360 Fenqi, an online credit card payment platform targeting the e-commerce market, will further diversify the business model of 360 DigiTech Inc. This platform allows customers to pay for their purchases in installments. The core business model of 360 DigiTech Inc is to drive innovation to better meet customer needs. The company is committed to expanding its technical capabilities by investing in research and development and entering into strategic partnerships with other industry players. In summary, 360 DigiTech Inc successfully leverages the demand for innovative and customer-oriented financial services and continuously improves its business model to adapt to changing market requirements.
The expected revenue of Qfin Holdings is 13.12 B CNY. This figure is based on current financial data and reflects the company's business performance.
The expected profit of Qfin Holdings is 4.83 B CNY. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of Qfin Holdings is currently 0.95. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Qfin Holdings stock.
The price-to-sales ratio (P/S) of Qfin Holdings is currently 0.35. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Qfin Holdings stock.
The Eulerpool Quality Score for Qfin Holdings is 4/10.
The ISIN of Qfin Holdings is US88557W1018. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of Qfin Holdings is A2PDLQ. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of Qfin Holdings is QFIN. The ticker symbol is used to trade Qfin Holdings shares on the stock exchange.
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Our stock analysis for Qfin Holdings stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Qfin Holdings. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.