FinVolution Group (FINV) Stock Price
FinVolution Group Price
Over the last 10 years FinVolution Group grew revenue by 52.4% annually, reaching 13.20 B CNY. Earnings per share have grown at 21.0% per year over the last 9 years. For FinVolution Group, the net margin of 18.7% is down versus 26.5% a few years ago. At today's price the dividend yield works out to roughly 1.40%. The payout ratio is around 20% of earnings. The dividend has grown at 6.5% per year over the past 6 years. The consensus 12-month price target for FinVolution Group is 39.69 CNY, about 101.0% above where the stock trades today. Of 12 analysts, 10 rate the stock a buy — an overall Buy consensus.
FinVolution Group stock price
Access this data via the Eulerpool API
100,000 free requests/mo · no credit card
FinVolution Group business model & stock analysis
Frequently asked questions about FinVolution Group
The business model of FinVolution Group focuses on providing inclusive financial services through its online consumer finance platform. As a leading fintech company in China, FinVolution Group connects borrowers with a wide range of loan products offered by its funding partners. Through advanced technology and big data analysis, the company assesses borrowers' creditworthiness and facilitates fast and convenient loan application processes. Leveraging its extensive experience in risk management and innovation, FinVolution Group aims to address the financial needs of underserved individual borrowers, supporting financial inclusion and facilitating better economic opportunities.
FinVolution Group is primarily active in the financial technology (fintech) industry.
The main competitors of FinVolution Group in the market include other fintech companies such as Ant Financial, WeBank, and JD Finance. These companies are also engaged in providing online consumer finance services, digital lending, and other financial products. FinVolution Group competes with these companies by offering a range of innovative financial solutions, leveraging advanced technology, and maintaining a strong customer base. By constant strategic evaluation and unique value proposition, FinVolution Group aims to differentiate itself from its competitors and sustain growth in the highly competitive fintech industry.
FinVolution Group, founded in 2007, is a leading financial technology platform in China. Initially known as PPDAI Group, it first offered online consumer finance services. In 2018, the company rebranded to FinVolution Group to encompass a broader scope of inclusive financial services. The company leverages advanced technology and data analytics to connect borrowers and investors efficiently on its platform. With a strong emphasis on risk management, FinVolution Group provides tailored financial solutions and a seamless user experience. Through its dedication to innovation and customer satisfaction, FinVolution Group has become a trusted name in the fintech industry in China.
FinVolution Group has achieved several significant milestones. The company successfully completed its initial public offering (IPO) on the New York Stock Exchange in November 2018. In 2019, FinVolution Group surpassed its cumulative registered user base of 100 million. The company expanded its business scope by launching new financial products and services to cater to evolving customer needs. In 2020, FinVolution Group was ranked among the top three fintech companies globally by the Hurun Research Institute. The company continues to drive innovation in the fintech industry, aiming to provide convenient and inclusive financial services to a wide range of customers.
FinVolution Group is primarily present in China.
FinVolution Group represents values of integrity, innovation, and excellence in the industry. The company's corporate philosophy revolves around empowering individuals and businesses through inclusive finance solutions. By leveraging advanced technology and data analytics, FinVolution Group aims to provide personalized financial services, foster financial inclusion, and support the growth and stability of the financial ecosystem. With a customer-centric approach, the company strives to optimize financial operations, enhance risk management, and drive sustainable development. As a leading fintech platform, FinVolution Group focuses on delivering accessible and transparent financial services to its customers, promoting financial literacy, and facilitating economic growth and prosperity.
Analysts currently set an average price target of 39.69 CNY for the FinVolution Group stock (median: 39.69 CNY), implying +94.1 % versus the latest price. The consensus is based on 12 analyst ratings.
12 analysts currently rate the FinVolution Group stock: 10 recommend buying, 2 holding and 0 selling. For 2026, analysts expect FinVolution Group to generate revenue of 12.07 B CNY and earnings per share of 30.06 CNY.
Converted at the current exchange rate, the FinVolution Group share trades at 2.63 EUR (19.74 CNY).
The FinVolution Group share (FINV) is listed on 4 stock exchanges, including: NYSE (FINV), Frankfurt (PP3.F), München (PP3.MU), Düsseldorf (PP3.DU).
FinVolution Group is an innovative FinTech company that was founded in China in 2007 and is now one of the country's largest online financial services companies. The company specializes in microloans and online lending, offering various financial services ranging from consumer loans to insurance and asset management. The core business of FinVolution Group is peer-to-peer (P2P) lending, where loans are made from individuals to other individuals. FinVolution Group is a leader in this field and operates not only its own platforms but also cooperates with other P2P platforms in China. The company has developed strict credit guidelines and algorithms to minimize the risk of loan defaults. This has led to a high success rate and low default rates, attracting investors looking to diversify their portfolios. FinVolution Group has also established an online consumer credit platform called Weidai, which allows customers to quickly and easily apply for loans. The platform uses artificial intelligence and machine learning to process loan applications quickly and assess creditworthiness. This allows the company to make faster decisions and provide loan disbursements within minutes. Weidai also offers installment options and more flexible repayment terms. In recent years, FinVolution Group has also expanded its business to the insurance sector. The company has set up an online platform called Tanlaobai China Insurance, which allows consumers to compare and purchase insurance products. The company specializes in car insurance and travel insurance, offering a wide range of products that meet the specific needs of its customers. Additionally, FinVolution Group has also established an asset management unit called Jiexiao Wealth, which allows customers to store and manage their assets online. The company offers various investment strategies and portfolio options tailored to the individual needs of customers. The asset management unit also uses machine learning and artificial intelligence to optimize portfolios and make investment decisions. FinVolution Group is a rapidly growing and evolving company. It has a strong presence in the Chinese market and has begun expanding into other countries such as Vietnam and Indonesia in recent years. The company has also built a strong partnership with JD.com, one of the largest e-commerce companies in China, to better market its products and services. With its comprehensive range of financial services, innovative technology, and strong market position, FinVolution Group has the potential to become one of the leading FinTech companies worldwide in the future.
The expected revenue of FinVolution Group is 12.07 B CNY. This figure is based on current financial data and reflects the company's business performance.
The expected profit of FinVolution Group is 7.99 B CNY. The net profit reflects the company's profitability after deducting all expenses.
The price-to-earnings ratio (P/E) of FinVolution Group is currently 0.66. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the FinVolution Group stock.
The price-to-sales ratio (P/S) of FinVolution Group is currently 0.43. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the FinVolution Group stock.
The Eulerpool Quality Score for FinVolution Group is 7/10.
The ISIN of FinVolution Group is US31810T1016. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.
The WKN of FinVolution Group is A2PWCC. The WKN (Wertpapierkennnummer) is a six-digit German security identification number.
The ticker of FinVolution Group is FINV. The ticker symbol is used to trade FinVolution Group shares on the stock exchange.
FinVolution Group stock
FinVolution Group Peer Group
FinVolution Group Ticker
FinVolution Group FIGI
All fundamentals and in-depth analysis of FinVolution Group
Our stock analysis for FinVolution Group stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of FinVolution Group. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.