Chongqing Rural Commercial Bank Co (601077.SS) Stock Price

Chongqing Rural Commercial Bank Co Price

SSE·CLOSED
6.70CNY-0.11 (-1.63 %)
Market closed

Over the last 8 years Chongqing Rural Commercial Bank Co grew revenue by 3.6% annually, reaching 29.01 B CNY. Earnings per share have grown at 1.9% per year over the last 8 years. For Chongqing Rural Commercial Bank Co, the net margin of 38.9% is up versus 29.5% a few years ago. At today's price the dividend yield works out to roughly 4.31%. The payout ratio is around 29% of earnings. The dividend has grown at 5.8% per year over the past 4 years. The consensus 12-month price target for Chongqing Rural Commercial Bank Co is 8.29 CNY, about 23.8% above where the stock trades today. Of 12 analysts, 10 rate the stock a buy — an overall Buy consensus. The stock trades about 10% above its 52-week low.

Chongqing Rural Commercial Bank Co stock price

Volume
Ex-Dividend
Details

Stock Price

How to Read This Chart

This chart tracks the historical stock price of Chongqing Rural Commercial Bank Co over time. You can switch between daily, weekly, and monthly views and select custom time ranges — from a single day to the full available history. Use the toggle to view price changes in absolute currency terms or as a percentage change relative to the starting date.

Total Return vs. Price Return

The "Total Return" toggle includes reinvested dividends on top of the pure price movement. This is critical because dividends can account for a significant portion of long-term returns. Historically, roughly 40 % of the S&P 500's total return has come from dividends. Always compare total return when evaluating a stock's real performance against a benchmark.

Intraday Price Data

When viewing a one-day time frame, the chart displays real-time intraday price movements. This is useful for observing how Chongqing Rural Commercial Bank Co stock reacts to market openings, earnings releases, or breaking news throughout the trading session.

What to Look For

Look for long-term trends (sustained upward or downward movements over months and years), support and resistance levels (price zones where the stock repeatedly bounces or reverses), and volatility (how much the price fluctuates day to day). Comparing Chongqing Rural Commercial Bank Co's price chart to a market index like the S&P 500 can reveal whether the stock is outperforming or underperforming the broader market.

Chongqing Rural Commercial Bank Co Stock Price History
DateChongqing Rural Commercial Bank Co Price
9/11/20266.70 CNY
9/10/20266.81 CNY
9/9/20266.80 CNY
9/8/20266.80 CNY
9/7/20266.72 CNY
9/4/20266.91 CNY
9/3/20266.93 CNY
9/2/20266.83 CNY
9/1/20266.93 CNY
8/31/20266.80 CNY
8/28/20266.79 CNY
8/27/20266.86 CNY
8/26/20266.89 CNY
8/25/20266.87 CNY
8/24/20267.02 CNY
8/21/20266.81 CNY
8/20/20266.82 CNY
8/19/20266.78 CNY
8/18/20266.63 CNY
8/17/20266.54 CNY
8/14/20266.57 CNY
8/13/20266.53 CNY
8/12/20266.54 CNY
8/11/20266.51 CNY
8/10/20266.49 CNY
8/7/20266.45 CNY
8/6/20266.48 CNY
8/5/20266.43 CNY
8/4/20266.49 CNY
8/3/20266.73 CNY
Access this data via the Eulerpool API

Chongqing Rural Commercial Bank Co Revenue, Pre-Provision Profit, Net Income

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Revenue
Pre-Provision Profit
Net Income
Details
Date
Revenue
Pre-Provision Profit
Net Income
Jan 1, 2021
31.08 B CNY
22.27 B CNY
9.56 B CNY
Jan 1, 2022
30.17 B CNY
19.33 B CNY
10.12 B CNY
Jan 1, 2023
28.43 B CNY
17.03 B CNY
10.66 B CNY
Jan 1, 2024
29.01 B CNY
18.28 B CNY
11.27 B CNY
Jan 1, 2025 (e)
28.75 B CNY
0.00 CNY
11.97 B CNY
Jan 1, 2026 (e)
30.76 B CNY
0.00 CNY
12.94 B CNY
Jan 1, 2027 (e)
33.33 B CNY
0.00 CNY
14.12 B CNY
Jan 1, 2028 (e)
36.05 B CNY
0.00 CNY
15.46 B CNY

Chongqing Rural Commercial Bank Co Income Statement, Balance Sheet, Cash Flow Statement

Last updated Sep 12, 2026, 3:47 PM
 
REVENUEB CNY
REVENUE GROWTH%
Net Interest IncomeB CNY
Non-Interest IncomeB CNY
Loan Loss ProvisionsB CNY
Pre-Provision Profit (PPOP)B CNY
NET INCOMEB CNY
NET INCOME GROWTH%
DIV.CNY
DIV. GROWTH%
SHARESB
2016201720182019202020212022202320242025e2026e2027e2028e
35.3642.0046.0048.5550.1056.5956.0254.8353.6028.7530.7633.3336.05
18.769.515.543.2112.95-1.01-2.14-2.23-46.376.998.378.15
19.4121.5020.0123.2924.2526.2425.4023.4922.49
2.502.716.283.494.254.844.764.946.51
2.373.286.195.419.3811.077.774.845.47
13.0215.2517.9617.6519.4422.2719.3317.0318.28
7.958.949.069.768.409.5610.1210.6611.2711.9712.9414.1215.46
12.471.377.75-13.9213.805.815.435.726.178.079.119.50
0.230.220.250.270.290.310.330.35
-4.3513.648.007.416.906.456.06
9.309.4910.0010.2711.3511.3611.3611.3611.3611.3611.3611.3611.36
Details

Income Statement Key Figures

Revenue and Revenue Growth

Revenue is the starting point of every income statement — it measures the total sales Chongqing Rural Commercial Bank Co generates from its core business. Revenue growth (expressed as year-over-year percentage change) is one of the most important indicators of business momentum. Sustained growth above 10 % annually is generally considered strong, while declining revenue is a serious warning sign that demands investigation.

Gross Margin

Gross margin = (Revenue − Cost of Goods Sold) ÷ Revenue. It reveals what percentage of each dollar of revenue Chongqing Rural Commercial Bank Co retains after direct production costs. High gross margins (above 50 %) are typical of asset-light businesses like software and brands, while capital-intensive industries like manufacturing often operate below 30 %. Compare Chongqing Rural Commercial Bank Co's gross margin to industry peers and track it over time to spot improving or deteriorating pricing power.

EBIT and EBIT Margin

EBIT measures operating profit — what remains after subtracting all operating expenses (including R&D, sales, and administrative costs) from gross profit. The EBIT margin shows this as a percentage of revenue. Because it excludes interest and taxes, EBIT allows fair comparisons between companies with different debt levels and tax jurisdictions. A rising EBIT margin indicates improving operational efficiency.

Net Income and Earnings Per Share (EPS)

Net income is the company's final profit after all expenses, interest, and taxes. Dividing net income by the number of shares outstanding gives you EPS — the single most influential metric in stock valuation. Consistent EPS growth is the primary driver of long-term stock price appreciation. Always check whether EPS growth comes from genuine profit improvement or from share buybacks reducing the share count.

Shares Outstanding

The total number of shares Chongqing Rural Commercial Bank Co has issued. A declining share count (through buybacks) boosts EPS and signals management confidence. A rising share count (through stock issuance) dilutes existing shareholders. Always monitor this number alongside EPS to get the full picture of per-share value creation.

Analyst Estimates

The projected figures represent consensus estimates from professional analysts. Compare these forecasts against Chongqing Rural Commercial Bank Co's historical growth rates to assess whether expectations are realistic. A company that consistently beats consensus estimates tends to see its stock price rewarded over time, while repeated misses erode investor confidence.

Chongqing Rural Commercial Bank Co stock margins

The Chongqing Rural Commercial Bank Co margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Chongqing Rural Commercial Bank Co. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Chongqing Rural Commercial Bank Co.
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Cost-Income Ratio
Profit margin
Details
Date
Cost-Income Ratio
Profit margin
Jan 1, 2020
31.76 %
29.48 %
Jan 1, 2021
28.33 %
30.76 %
Jan 1, 2022
35.92 %
33.53 %
Jan 1, 2023
40.10 %
37.51 %
Jan 1, 2024
36.97 %
38.87 %
Jan 1, 2025 (e)
0.00 %
41.64 %
Jan 1, 2026 (e)
0.00 %
42.06 %
Jan 1, 2027 (e)
0.00 %
42.35 %

Chongqing Rural Commercial Bank Co Revenue per Share, Earnings per Share

The Chongqing Rural Commercial Bank Co earnings per share therefore indicates how much revenue Chongqing Rural Commercial Bank Co has generated per share in a given period. The earnings before interest and taxes per share shows how much of the operating profit corresponds to each share. The earnings per share indicates how much of the profit belongs to each share.
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Revenue per Share
Earnings per Share
Details
Date
Revenue per Share
Earnings per Share
Jan 1, 2020
2.51 CNY
0.74 CNY
Jan 1, 2021
2.74 CNY
0.84 CNY
Jan 1, 2022
2.66 CNY
0.89 CNY
Jan 1, 2023
2.50 CNY
0.94 CNY
Jan 1, 2024
2.55 CNY
0.99 CNY
Jan 1, 2025 (e)
2.53 CNY
1.05 CNY
Jan 1, 2026 (e)
2.71 CNY
1.14 CNY
Jan 1, 2027 (e)
2.93 CNY
1.24 CNY

Chongqing Rural Commercial Bank Co business model & stock analysis

The Chongqing Rural Commercial Bank Co Ltd is a leading Chinese bank specializing in retail banking. It is headquartered in Chongqing, one of the largest cities in China. The bank was founded in March 2008 through the merger of two regional banks - the Chongqing City Commercial Bank and the Rural Credit Cooperatives. Since then, the bank has steadily expanded its influence and has become an important provider of financial services. The business model of Chongqing Rural Commercial Bank Co Ltd is based on a strong presence in retail banking. The bank offers a wide range of financial products and services, specializing in the needs of the rural population. The bank is able to meet the needs of its customers with targeted financial products. The different divisions of the bank include retail banking, corporate banking, investment banking, and wealth management. Each of these divisions is tailored to the needs of different customer segments. In retail banking, the bank offers various products and services including checking accounts, savings accounts, and credit cards. Additionally, the bank also offers a wide range of loans tailored to the needs of customers. In corporate banking, the bank focuses on companies and small businesses. It offers various companies loans, trade finance, and cash management solutions. In investment banking, Chongqing Rural Commercial Bank Co Ltd offers various types of securities such as stocks and bonds. It also has its own mergers and acquisitions department. In wealth management, the bank offers various investment products, from simple savings plans to wealth management products. The strength of the bank lies in its ability to understand and meet the needs of its customers. It has also continuously invested in digital technologies and online platforms to provide its customers with a convenient and efficient banking experience. Overall, Chongqing Rural Commercial Bank Co Ltd has become a strong bank specializing in retail banking and is able to effectively meet the needs of its customers. The bank is likely to continue playing an important role in the Chinese market in the future.

Chongqing Rural Commercial Bank Co SWOT Analysis

Strengths

1. Strong market presence: Chongqing Rural Commercial Bank Co Ltd (CRCB) has established a solid presence in the Chongqing region, serving both urban and rural areas effectively.

2. Diversified product portfolio: CRCB offers a wide range of financial products and services, including banking, insurance, wealth management, and investment advisory, providing customers with comprehensive solutions.

3. Robust customer base: With a large customer base comprising individuals, small businesses, and agricultural enterprises, CRCB enjoys stable revenue streams and opportunities for cross-selling.

4. Technological advancements: The bank has invested in technology infrastructure, enabling efficient operations, streamlined processes, and enhanced customer experience.

Weaknesses

1. Overreliance on regional market: CRCB's strong market presence in Chongqing can be a vulnerability if the region faces economic challenges or if the bank fails to diversify its market presence nationally or globally.

2. Limited international exposure: Compared to its competitors, CRCB has limited exposure to international markets, potentially limiting growth opportunities and exposure to global financial trends.

3. Dependence on traditional banking services: The bank's heavy reliance on traditional banking services might hinder its ability to adapt to changing customer preferences and emerging fintech trends.

4. Governance and compliance risks: Like any financial institution, CRCB faces potential risks related to governance, compliance, and regulatory changes, which could impact its operations and reputation.

Opportunities

1. China's economic growth: CRCB can benefit from China's robust economic growth, especially in Chongqing, and leverage the increasing demand for financial services in the region.

2. Rural market potential: As an established rural bank, CRCB has the opportunity to further tap into the growing rural market by tailoring products and services to meet the unique needs of rural customers.

3. Expansion into urban markets: The bank can expand its market presence beyond rural areas by targeting urban customers and offering specialized products specifically designed for urban lifestyles.

4. Embracing fintech innovation: CRCB can capitalize on emerging fintech trends and technologies to enhance its digital offerings, improve efficiency, and attract tech-savvy customers.

Threats

1. Intense competition: CRCB faces competition from both domestic and international banks operating in China, challenging its market share and profitability.

2. Economic uncertainties: Any economic downturn or significant regional economic disruptions could negatively impact CRCB's loan quality, profitability, and overall financial performance.

3. Regulatory changes: Changes in Chinese financial regulations and policies may require CRCB to adapt its operating practices, potentially resulting in increased compliance costs or limitations on certain activities.

4. Cybersecurity risks: Like all financial institutions, CRCB faces the constant threat of cybersecurity breaches and data theft, which can lead to financial losses and damage to the bank's reputation.

Chongqing Rural Commercial Bank Co Eulerpool Fair Value

Details

Fair Value Estimate

What Is Fair Value?

Fair value is an estimate of what a stock is truly "worth" based on its financial fundamentals, independent of the current market price. If the calculated fair value is above the current share price, the stock may be undervalued — and vice versa. This chart shows three different fair value approaches so you can cross-check them against each other.

Earnings-Based Fair Value

Calculated by multiplying the current earnings per share (EPS) by the average historical P/E ratio over a selected multi-year period. The smoothing over several years filters out temporary spikes or dips. If this fair value exceeds the market price, it suggests the stock is cheap relative to its earning power.

Example: Fair Value (Earnings) 2022 = EPS 2022 × Average P/E 2019–2021

Revenue-Based Fair Value

Derived by multiplying revenue per share by the average historical price-to-sales ratio. This method is particularly useful for companies with volatile or temporarily depressed earnings, as revenue tends to be more stable than profits. It answers: "At what price has the market historically valued each dollar of this company's sales?"

Example: Fair Value (Revenue) 2022 = Revenue per Share 2022 × Average P/S 2019–2021

Dividend-Based Fair Value

Calculated by dividing the dividend per share by the average historical dividend yield. This approach is most relevant for mature, consistently dividend-paying companies. If the resulting fair value is higher than the current price, it implies the stock offers a better yield than its historical average.

Example: Fair Value (Dividend) 2022 = Dividend per Share 2022 ÷ Average Yield 2019–2021

How to Use This Chart

When all three fair value lines converge above the current price, it strengthens the case that the stock is undervalued. When they diverge, investigate why — it may indicate a structural shift in margins, payout policy, or growth rate. The forward estimates on the right extend the analysis using projected fundamentals, helping you assess whether the current price already reflects future growth expectations.

Chongqing Rural Commercial Bank Co historical P/E ratio, EBIT multiple, and P/S ratio

Chongqing Rural Commercial Bank Co annual returns

Details

Annual Return

What This Chart Shows

This chart breaks down 's total annual return into two components: price return (gains or losses from stock price movement) and dividend return (income received from dividend payments). Together, they represent the total return an investor would have earned in each calendar year.

Price Return

Price return measures the percentage change in 's stock price from January 1st to December 31st of each year. Positive bars indicate the stock appreciated; negative bars show a decline. This is the component most investors focus on, but it tells only part of the story — especially for dividend-paying stocks.

Dividend Return

Dividend return represents the income generated from dividends paid during the year, expressed as a percentage of the starting stock price. While it may seem small in any single year (typically 1–4 % for established companies), dividends compound significantly over decades and have historically contributed roughly 40 % of total stock market returns.

What to Look For

Examine how many years showed positive vs. negative returns to gauge consistency. A stock with mostly positive years and small drawdowns suggests lower risk. Also compare 's annual returns to a benchmark index — consistently outperforming the market is a hallmark of a strong investment. Pay attention to the worst years: understanding downside risk is just as important as chasing upside potential.

Chongqing Rural Commercial Bank Co shares outstanding

The number of shares of Chongqing Rural Commercial Bank Co was 11.36 B in 2025. This indicates how many shares Chongqing Rural Commercial Bank Co is divided into. Since shareholders are the owners of a company, each share represents a small portion of the company's ownership.
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  • Max

Number of stocks
Details
Date
Number of stocks
Jan 1, 2020
11.35 B Stocks
Jan 1, 2021
11.36 B Stocks
Jan 1, 2022
11.36 B Stocks
Jan 1, 2023
11.36 B Stocks
Jan 1, 2024
11.36 B Stocks
Jan 1, 2025 (e)
11.36 B Stocks
Jan 1, 2026 (e)
11.36 B Stocks
Jan 1, 2027 (e)
11.36 B Stocks

Chongqing Rural Commercial Bank Co Dividend History

7 years of dividend payments · 4 consecutive increases

YearAnnual DividendYoY ChangePayments
20260.20CNYYTD
Jan 23, 20260.20CNY 84.5%1/1
20250.30CNY 5.6%
Jan 23, 20250.19CNY 32.6%1/2
Jun 27, 20250.11CNY 43.3%2/2
20240.29CNY 6.3%
20230.27CNY 7.5%
20220.25CNY 13.7%
20210.22CNY 3.5%
20200.23CNY

Chongqing Rural Commercial Bank Co dividend history and estimates

In 2025, Chongqing Rural Commercial Bank Co paid a dividend amounting to 0.31 CNY. Dividend means that Chongqing Rural Commercial Bank Co distributes a portion of its profits to its owners.
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Dividend
Dividend (Estimate)
Details
Date
Dividend
Dividend (Estimate)
Jan 1, 2020
0.23 CNY
0.00 CNY
Jan 1, 2021
0.22 CNY
0.00 CNY
Jan 1, 2022
0.25 CNY
0.00 CNY
Jan 1, 2023
0.27 CNY
0.00 CNY
Jan 1, 2024
0.29 CNY
0.00 CNY
Jan 1, 2025
0.31 CNY
0.00 CNY
Jan 1, 2026 (e)
0.00 CNY
0.33 CNY
Jan 1, 2027 (e)
0.00 CNY
0.35 CNY

Chongqing Rural Commercial Bank Co dividend payout ratio

In 2025, Chongqing Rural Commercial Bank Co had a payout ratio of 29.75%. The payout ratio indicates the percentage of the company's profits that Chongqing Rural Commercial Bank Co distributes as dividends.
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  • Max

Payout ratio
Details
Date
Payout ratio
Jan 1, 2020
31.08 %
Jan 1, 2021
26.43 %
Jan 1, 2022
28.35 %
Jan 1, 2023
28.90 %
Jan 1, 2024
29.06 %
Jan 1, 2025 (e)
29.75 %
Jan 1, 2026 (e)
29.29 %
Jan 1, 2027 (e)
28.56 %

Current Chongqing Rural Commercial Bank Co forecasts and price targets in September 2026

Analyst Price Targets 2026
Δ MOM Price Target
0.00 %
Buy
83.33 % (10)
Hold
16.67 % (2)
Sell
0.00 % (0)
12M Price Target
8.29
Last Price
6.70
Currency
CNY
12M Return Potential
23.77 %
LTM Return
0 %

EESG©

Eulerpool ESG Scorecard© for the Chongqing Rural Commercial Bank Co stock

76/100
89
Environment
60
Social
78
Governance
E

Environment

20
Scope 1 - Direct Emissions790.6
Scope 2 - Indirect emissions from purchased energy19,554.76
Scope 3 - Indirect emissions within the value chain
Total CO₂ emissions20,345.37
CO₂ reduction strategy
Coal energy
Nuclear power
Animal experiments
Fur & Leather
Pesticides
Palm Oil
Tobacco
Genetically modified organisms
Climate concept
Sustainable forestry
Recycling regulations
Environmentally friendly packaging
Hazardous substances
Fuel consumption and efficiency
Water consumption and efficiency
S

Social

20
Percentage of female employees47.21
Percentage of women in management
Percentage of Asian employees
Share of Asian management
Percentage of Hispanic/Latino employees
Hispano/Latino Management share
Percentage of Black employees
Black Management Share
Percentage of white employees
White Management Share
Adult content
Alcohol
Weapons
Firearms
Gambling
Military contracts
Human rights concept
Privacy concept
Occupational health and safety
Catholic
G

Governance (Corporate Governance)

4
Environmental reporting
Stakeholder Engagement
Call Back Policies
Antitrust law

The Eulerpool ESG Scorecard© is the strictly copyrighted intellectual property of Eulerpool Research Systems. Any unauthorized use, imitation, or infringement will be actively pursued and may lead to significant legal consequences. For licenses, collaborations, or usage rights, please contact us directly via our contact form. Contact Form to us.

Chongqing Rural Commercial Bank Co shareholder structure

% Name
0.15071%
AllianceBernstein L.P.
AllianceBernstein L.P.
0.14707%
The Vanguard Group, Inc.
The Vanguard Group, Inc.
0.09163%
BlackRock Investment Management (UK) Ltd.
BlackRock Investment Management (UK) Ltd.
0.07352%
BlackRock Institutional Trust Company, N.A.
BlackRock Institutional Trust Company, N.A.
0.06284%
BlackRock Advisors (UK) Limited
BlackRock Advisors (UK) Limited
0.04258%
Geode Capital Management, L.L.C.
Geode Capital Management, L.L.C.
...

Chongqing Rural Commercial Bank Co Beneficial Ownership Filings (SEC 13D/G)

Free Float
66.1%
Float Shares
-
Shares Outstanding
-

Chongqing Rural Commercial Bank Co Executives and Management Board

11 members · avg. age 52 · 18 % women

GZ

Mr. Guohua Zhou (58)

Deputy Head of the Bank

83,300.00 CNY

Management

BT

Mr. Bin Tan (49)

Deputy Head of the Bank

JZ

Mr. Jin Zhang (52)

Deputy Head of the Bank

Board of Directors

JS

Mr. Jun Sui (55)

Executive Chairman of the Board, Head of the Bank · since 2009

433,800.00 CNY
QB

Ms. Qian Bi (55)

Independent Non-Executive Director

180,000.00 CNY
ML

Mr. Minghau Lee (46)

Independent Non-Executive Director

180,000.00 CNY
JL

Mr. Jiaming Li (58)

Independent Non-Executive Director

180,000.00 CNY
QZ

Mr. Qiaoyun Zhang (61)

Independent Non-Executive Director

180,000.00 CNY
CH

Ms. Chun Hu (52)

Non-Executive Director

90,000.00 CNY

Chongqing Rural Commercial Bank Co Supply Chain

Chongqing Rural Commercial Bank Co Supply Chain

Correlation: how closely stock prices move together

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#Nameβ 1YTrend
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Shenzhen Sunline Tech A
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0.53
0.80
2
ISP Global
Supplier·Communications Equipment·SG
0.48
-0.11
0.19
-0.14
0.41
0.50
#Nameβ 1YTrend
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Jiangsu Hoperun Software A
Supplier·Software·CN
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HKEX
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Montnets Cloud Technology Group A
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Frequently asked questions about Chongqing Rural Commercial Bank Co

The business model of Chongqing Rural Commercial Bank Co Ltd focuses on providing comprehensive financial services to rural and urban areas in Chongqing, China. The bank offers a wide range of banking products and services, including deposits, loans, wealth management, and payment services. Chongqing Rural Commercial Bank Co Ltd strives to support the development of agriculture, rural areas, and small and medium-sized enterprises through its targeted financial services. By leveraging its extensive branch network and advanced technology, the bank aims to meet the diverse financial needs of individuals, businesses, and communities in its operational region.

Chongqing Rural Commercial Bank Co Ltd is primarily active in the banking and financial services industry.

The main competitors of Chongqing Rural Commercial Bank Co Ltd in the market include other Chinese commercial banks such as Industrial and Commercial Bank of China (ICBC), China Construction Bank, Agricultural Bank of China, Bank of China, and China Merchants Bank. These competitors operate in a similar sector and offer various financial services, creating a competitive landscape for Chongqing Rural Commercial Bank Co Ltd.

Chongqing Rural Commercial Bank Co Ltd, commonly known as CRCB, is a prominent financial institution based in Chongqing, China. Established in 1951, CRCB has a rich history of almost seven decades. Originally known as the Chongqing County Credit Cooperative, it transformed into a rural commercial bank in 1996. The bank has since expanded its services and has become one of the largest rural and urban commercial banks in China. With a strong emphasis on supporting rural and agricultural sectors, CRCB offers a wide range of banking products and services, including loans, deposits, insurance, and wealth management. Over the years, CRCB has established a strong presence and earned a reputation for its commitment to customer satisfaction and financial innovation.

Chongqing Rural Commercial Bank Co Ltd has achieved several significant milestones throughout its history. As one of the leading rural commercial banks in China, the company has successfully expanded its business operations and maintained steady growth. Chongqing Rural Commercial Bank Co Ltd has witnessed remarkable achievements in areas such as asset quality improvement, profitability enhancement, and customer service excellence. The company has also strengthened its market presence and established a strong reputation in the banking industry. Additionally, Chongqing Rural Commercial Bank Co Ltd has made continuous efforts to innovate and adapt to market changes, further solidifying its position as a key player in the financial sector.

Chongqing Rural Commercial Bank Co Ltd is primarily present in the Chongqing municipality in China.

Chongqing Rural Commercial Bank Co Ltd represents values of integrity, innovation, and customer-centricity. With a commitment to providing excellent financial services, the bank focuses on supporting rural development and serving the local community. Upholding a corporate philosophy centered on stability and sustainable growth, Chongqing Rural Commercial Bank Co Ltd strives to optimize its operations and enhance customer satisfaction. With a strong emphasis on ethical practices and responsible banking, the company aims to foster long-term relationships with its customers and contribute to the economic prosperity of Chongqing and its surrounding areas.

Analysts currently set an average price target of 8.01 CNY for the Chongqing Rural Commercial Bank Co stock (median: 8.29 CNY), implying +19.6 % versus the latest price. The consensus is based on 12 analyst ratings.

12 analysts currently rate the Chongqing Rural Commercial Bank Co stock: 10 recommend buying, 2 holding and 0 selling. For 2026, analysts expect Chongqing Rural Commercial Bank Co to generate revenue of 30.76 B CNY and earnings per share of 1.14 CNY.

Converted at the current exchange rate, the Chongqing Rural Commercial Bank Co share trades at 0.86 EUR (6.70 CNY).

Chongqing Rural Commercial Bank Co., Ltd (CRCB) is a leading regional bank in China that was founded in 2008. The bank operates in the Chongqing region, which is a major economic center in southwestern China. CRCB is listed on the Hong Kong Stock Exchange and the Shanghai Stock Exchange, with a total assets of RMB 679.8 billion (US$ 104.1 billion) as of the end of 2019. CRCB's business model focuses on three main areas: retail banking, corporate banking, and treasury management. The retail banking division offers a wide range of financial services to individual customers, including deposit, credit, card, and insurance services. CRCB operates an extensive network of branches and ATMs to facilitate access to its services. CRCB's corporate banking division specializes in providing financing solutions to small and medium-sized enterprises (SMEs) and large corporations. The bank offers a wide range of loans, such as working capital loans, investment loans, and trade financing, as well as cash management services and foreign exchange trading. CRCB's treasury management division specializes in managing the bank's balance sheet and trading financial instruments. The bank operates an active treasury management to optimize liquidity and risk management. CRCB typically invests in short-term, highly liquid assets such as government bonds, bank acceptances, and interbank interest-bearing securities. In addition, CRCB offers a wide range of financial products, including securities, investment funds, insurance, and asset management services. The bank has heavily focused its business operations on digitalization in recent years and offers a variety of online services, such as online banking, mobile banking, and e-wallets. CRCB has also formed a strategic partnership with e-commerce giant Alibaba to provide innovative financial services. Overall, CRCB has developed a successful business model that offers a wide range of financial services to retail and corporate customers. The bank has focused on the development of SMEs and local economies, contributing to the sustainable development of the region. CRCB has also actively participated in promoting financial inclusion by facilitating access to financial services for rural communities and individuals with low incomes. In a rapidly evolving Chinese banking sector, CRCB has built a strong position and is expected to remain a significant market participant.

The expected revenue of Chongqing Rural Commercial Bank Co is 30.76 B CNY. This figure is based on current financial data and reflects the company's business performance.

The expected profit of Chongqing Rural Commercial Bank Co is 12.94 B CNY. The net profit reflects the company's profitability after deducting all expenses.

The price-to-earnings ratio (P/E) of Chongqing Rural Commercial Bank Co is currently 5.88. The P/E ratio compares the current share price to the earnings per share and helps investors assess the valuation of the Chongqing Rural Commercial Bank Co stock.

The price-to-sales ratio (P/S) of Chongqing Rural Commercial Bank Co is currently 2.47. The P/S ratio compares the market capitalization to the annual revenue and serves as a valuation metric for the Chongqing Rural Commercial Bank Co stock.

The Eulerpool Quality Score for Chongqing Rural Commercial Bank Co is 1/10.

The ISIN of Chongqing Rural Commercial Bank Co is CNE100003NZ9. The ISIN (International Securities Identification Number) is a globally unique identifier for securities.

The ticker of Chongqing Rural Commercial Bank Co is 601077.SS. The ticker symbol is used to trade Chongqing Rural Commercial Bank Co shares on the stock exchange.

Over the past 12 months, Chongqing Rural Commercial Bank Co paid a dividend of 0.29 CNY . This corresponds to a dividend yield of about 4.31 %. For the coming 12 months, Chongqing Rural Commercial Bank Co is expected to pay a dividend of 0.35 CNY.

The current dividend yield of Chongqing Rural Commercial Bank Co is 4.31 %.

Chongqing Rural Commercial Bank Co pays a dividend, distributed in the months of , , , .

Chongqing Rural Commercial Bank Co paid dividends every year for the past 6 years.

For the upcoming 12 months, dividends amounting to 0.35 CNY are expected. This corresponds to a dividend yield of 5.30 %.

Chongqing Rural Commercial Bank Co is assigned to the 'Finance' sector.

To receive the latest dividend of Chongqing Rural Commercial Bank Co from amounting to 0.2 CNY, you needed to have the stock in your portfolio before the ex-date on .

The last dividend was paid out on .

In the year 2025, Chongqing Rural Commercial Bank Co distributed 0.48 CNY as dividends.

The dividends of Chongqing Rural Commercial Bank Co are distributed in CNY.