RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Sterling Bancorp Stock

Sterling Bancorp ROA 2024

Sterling Bancorp ROA

0.01

Ticker

STL

ISIN

US85917A1007

WKN

A1W748

In 2024, Sterling Bancorp's return on assets (ROA) was 0.01, a 0% increase from the 0 ROA in the previous year.

Sterling Bancorp Aktienanalyse

What does Sterling Bancorp do?

Sterling Bancorp is an American holding company that offers a variety of financial services. The company's history dates back to 1888 when it was founded in New York City. Business Model: Sterling Bancorp's business model is simple: it provides financial services to businesses, organizations, and individuals. The business model is based on the idea of building long-term customer relationships through trust in relationships and personal responsibility of employees. The company offers a wide range of products and services, including savings accounts, checking accounts, credit and debit cards, loans, mortgages, investment advice, asset management, and investment banking. The company aims to provide its customers with a comprehensive and integrated financial solution. Divisions: The company is divided into several divisions, including Commercial Banking, Specialty Finance, and Private Banking. Commercial Banking: This division provides financial services to businesses, including everything from regular banking to specialized financing solutions for specific industries. This also includes targeted support for start-up companies. Specialty Finance: This division offers financial services to specific industries such as healthcare, logistics, or retail. The specialized financing solutions include factoring, trade finance, and capital equipment. Private Banking: Private banking provides financial services to wealthy individuals and families, including estate planning, tax planning, and wealth transfer. The company emphasizes the importance of personal relationships between client advisors and client wealth advisors. Products: The products offered by Sterling Bancorp include savings accounts, checking accounts, credit and debit cards, loans, mortgages, investment advice, asset management, and private equity. Savings Accounts: The company offers a range of savings accounts for customers, from basic accounts with low interest rates to higher rates for larger balances. Checking Accounts: Sterling Bancorp is also known for its straightforward checking accounts, which provide convenient online access for customers. Credit and Debit Cards: The company offers a wide range of credit and debit card options for its customers, including cashback options and rewards programs. Loans: Sterling Bancorp offers a wide range of loan options for both business and personal customers, including mortgage loans, business loans, and personal loans. Investment Advice: The company also provides investment advice to help customers plan their finances and investment goals. Asset Management: Sterling Bancorp has a team of specialized wealth advisors who advise customers on all aspects of their investment decisions. Private Equity: Particularly wealthy customers also have access to private equity and venture capital investments. Customer focus and relationship management are paramount for Sterling Bancorp. The company is committed to providing its customers with a high level of service and support to help them achieve and exceed their financial goals. Sterling Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

ROA Details

Understanding Sterling Bancorp's Return on Assets (ROA)

Sterling Bancorp's Return on Assets (ROA) is a key performance indicator that measures the company's profitability in relation to its total assets. It is calculated by dividing the net income by the total assets. A higher ROA indicates efficient asset utilization to generate profits, reflecting managerial effectiveness and financial health.

Year-to-Year Comparison

Comparing Sterling Bancorp's ROA year-over-year provides insights into the company’s operational efficiency and asset utilization trends. An increasing ROA demonstrates enhanced asset efficiency and profitability, while a declining ROA can indicate operational or financial challenges.

Impact on Investments

Investors consider Sterling Bancorp's ROA as a crucial metric to evaluate the company’s profitability and efficiency. A higher ROA signifies that the company is effectively utilizing its assets to generate profits, making it a potentially attractive investment.

Interpreting ROA Fluctuations

Variations in Sterling Bancorp’s ROA can be attributed to changes in net income, asset purchases, or operational efficiencies. Analyzing these fluctuations assists in assessing the company's financial performance, management efficiency, and strategic financial positioning.

Frequently Asked Questions about Sterling Bancorp stock

What is the Return on Assets (ROA) of Sterling Bancorp this year?

The Return on Assets (ROA) of Sterling Bancorp is 0.01 undefined this year.

What was the ROA of Sterling Bancorp compared to the previous year?

The ROA of Sterling Bancorp has increased by 0% compared to the previous year.

What consequences do high ROA have for investors of Sterling Bancorp?

A high ROA is advantageous for investors of Sterling Bancorp, as it indicates that the company efficiently utilizes its assets and generates good profits.

What are the consequences of low ROA for investors in Sterling Bancorp?

A low ROA can be unfavorable for investors of Sterling Bancorp as it indicates that the company is inefficiently utilizing its assets and may potentially achieve lower profits.

How does an increase in the ROA of Sterling Bancorp affect the company?

An increase in ROA of Sterling Bancorp can be an indicator of improved efficiency in asset utilization and higher profitability.

How does a reduction in ROA of Sterling Bancorp impact the company?

A reduction in the ROA of Sterling Bancorp can be an indicator of lower asset efficiency and profitability.

What are some factors that can influence the ROA of Sterling Bancorp?

Some factors that can influence the ROA of Sterling Bancorp include revenue, operating costs, asset structure, and industry average.

Why is the ROA of Sterling Bancorp important for investors?

The ROA of Sterling Bancorp is important for investors as it is an indicator of the company's profitability and efficiency in utilizing assets. It provides investors with information on how well the company utilizes its resources to generate profits.

What strategic measures can Sterling Bancorp take to improve ROA?

To improve ROA, Sterling Bancorp can take measures such as cost savings, revenue growth, optimizing asset structure, and diversifying its business activities. It is important for the company to conduct a thorough review of its financial situation to determine the best strategic measures to improve ROA.

How much dividend does Sterling Bancorp pay?

Over the past 12 months, Sterling Bancorp paid a dividend of . This corresponds to a dividend yield of about . For the coming 12 months, Sterling Bancorp is expected to pay a dividend of 0.47 USD.

What is the dividend yield of Sterling Bancorp?

The current dividend yield of Sterling Bancorp is .

When does Sterling Bancorp pay dividends?

Sterling Bancorp pays a quarterly dividend. This is distributed in the months of May, August, November, February.

How secure is the dividend of Sterling Bancorp?

Sterling Bancorp paid dividends every year for the past 24 years.

What is the dividend of Sterling Bancorp?

For the upcoming 12 months, dividends amounting to 0.47 USD are expected. This corresponds to a dividend yield of 1.79 %.

In which sector is Sterling Bancorp located?

Sterling Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Sterling Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Sterling Bancorp from 2/18/2022 amounting to 0.07 USD, you needed to have the stock in your portfolio before the ex-date on 1/21/2022.

When did Sterling Bancorp pay the last dividend?

The last dividend was paid out on 2/18/2022.

What was the dividend of Sterling Bancorp in the year 2023?

In the year 2023, Sterling Bancorp distributed 0.07 USD as dividends.

In which currency does Sterling Bancorp pay out the dividend?

The dividends of Sterling Bancorp are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von Sterling Bancorp

Our stock analysis for Sterling Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Sterling Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.