RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Spar Nord Bank A/S Stock

Spar Nord Bank A/S Net Income 2024

Spar Nord Bank A/S Net Income

2.14 B DKK

Ticker

SPNO.CO

ISIN

DK0060036564

WKN

A0HDE3

In 2024, Spar Nord Bank A/S's profit amounted to 2.14 B DKK, a -9.76% increase from the 2.37 B DKK profit recorded in the previous year.

The Spar Nord Bank A/S Net Income history

YEARNET INCOME (undefined DKK)
2026e1.85
2025e2.01
2024e2.14
20232.37
20221.37
20211.31
20200.69
20191.01
20180.87
20170.94
20160.81
20150.88
20140.61
20130.54
20120.22
20110.27
20100.11
20090.12
20080.1
20070.68
20060.83
20050.48
20040.32

Spar Nord Bank A/S Revenue, EBIT, Net Income

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Revenue
Net Income
Details

Revenue, EBIT and Profit

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Understanding Revenue, EBIT, and Income

Gain insights into Spar Nord Bank A/S, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Spar Nord Bank A/S from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Spar Nord Bank A/S’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Spar Nord Bank A/S. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Spar Nord Bank A/S’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Spar Nord Bank A/S’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Spar Nord Bank A/S’s growth potential.

Spar Nord Bank A/S Revenue, EBIT and net profit per share

DateSpar Nord Bank A/S RevenueSpar Nord Bank A/S Net Income
2026e5.46 B DKK1.85 B DKK
2025e5.65 B DKK2.01 B DKK
2024e5.77 B DKK2.14 B DKK
20236.95 B DKK2.37 B DKK
20224.54 B DKK1.37 B DKK
20214.19 B DKK1.31 B DKK
20203.65 B DKK688 M DKK
20193.64 B DKK1.01 B DKK
20183.47 B DKK871 M DKK
20173.43 B DKK940 M DKK
20163.48 B DKK812.1 M DKK
20153.68 B DKK883.3 M DKK
20143.85 B DKK613.6 M DKK
20134 B DKK536.1 M DKK
20123.03 B DKK223.8 M DKK
20112.81 B DKK274.8 M DKK
20102.89 B DKK105 M DKK
20093.76 B DKK117.5 M DKK
20084.06 B DKK95.3 M DKK
20073.7 B DKK680.3 M DKK
20063.04 B DKK828.6 M DKK
20052.28 B DKK479.3 M DKK
20041.94 B DKK323.7 M DKK

Spar Nord Bank A/S stock margins

The Spar Nord Bank A/S margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Spar Nord Bank A/S. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Spar Nord Bank A/S.

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Profit margin
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Margin

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Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Spar Nord Bank A/S's sales revenue. A higher gross margin percentage indicates that the Spar Nord Bank A/S retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Spar Nord Bank A/S's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Spar Nord Bank A/S's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Spar Nord Bank A/S's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Spar Nord Bank A/S. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Spar Nord Bank A/S's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Spar Nord Bank A/S Margin History

DateSpar Nord Bank A/S Profit margin
2026e33.94 %
2025e35.58 %
2024e37.13 %
202334.14 %
202230.18 %
202131.22 %
202018.86 %
201927.78 %
201825.08 %
201727.39 %
201623.31 %
201523.97 %
201415.95 %
201313.41 %
20127.38 %
20119.78 %
20103.64 %
20093.13 %
20082.35 %
200718.4 %
200627.29 %
200521 %
200416.66 %

Spar Nord Bank A/S Aktienanalyse

What does Spar Nord Bank A/S do?

The Spar Nord Bank A/S is a Danish bank that specializes in offering financial services to private customers as well as small and medium-sized businesses. The bank was founded in 1824 when the first savings and loan association was opened in Aalborg. Over the years, it has grown into a significant financial institution in Denmark. Today, the Spar Nord Bank A/S operates more than 80 branches in Denmark and employs around 1,200 staff members. As a universal bank, it offers a wide range of financial services, including accounts, credit cards, savings and investment products, as well as loans and mortgages. The bank is particularly active in the field of mortgage financing and has earned an excellent reputation in this area. A key aspect of the Spar Nord Bank A/S business model is its close collaboration with its customers. From branches to online banking and mobile app, the bank provides a variety of communication channels to interact with customers and address their needs. Personalized service by qualified employees is a priority. The Spar Nord Bank A/S is divided into several business areas to effectively serve its customers. Besides retail banking, it also focuses on serving small and medium-sized businesses, as well as providing wealth management services to affluent private clients. The bank offers services such as asset management, investment advice, and estate planning. The product range of the Spar Nord Bank A/S includes a wide range of financial services for private customers and businesses. This includes current accounts, savings accounts, and money market accounts, as well as credit cards, securities accounts, and online trading platforms for stocks and other securities. The bank is also active in lending and offers attractive interest rates and flexible repayment options to its customers. Additionally, the Spar Nord Bank A/S offers various savings products that allow private customers to effectively invest their money and achieve returns. These include fixed-term deposits, savings certificates, investment funds, and ETFs. For businesses, the bank provides expertise and advice in business financing and commercial loans. In summary, the Spar Nord Bank A/S is a traditional financial institution with a wide range of products and services for private customers and businesses. The bank values close collaboration with customers and personalized service by qualified employees. With its diverse offering and years of experience, the Spar Nord Bank A/S is a trusted choice for those who want to invest their wealth effectively and keep their finances in order. Spar Nord Bank A/S ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Spar Nord Bank A/S's Profit Margins

The profit margins of Spar Nord Bank A/S represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Spar Nord Bank A/S's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Spar Nord Bank A/S's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Spar Nord Bank A/S's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Spar Nord Bank A/S’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Spar Nord Bank A/S stock

How much profit has Spar Nord Bank A/S made this year?

Spar Nord Bank A/S has made 2.14 B DKK this year.

How has the profit developed compared to last year?

The profit has increased by -9.76% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Spar Nord Bank A/S publish its earnings?

Spar Nord Bank A/S publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Spar Nord Bank A/S?

The profits of Spar Nord Bank A/S are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Spar Nord Bank A/S?

You can learn more about the earnings of Spar Nord Bank A/S by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Spar Nord Bank A/S pay?

Over the past 12 months, Spar Nord Bank A/S paid a dividend of 9 DKK . This corresponds to a dividend yield of about 6.98 %. For the coming 12 months, Spar Nord Bank A/S is expected to pay a dividend of 9.64 DKK.

What is the dividend yield of Spar Nord Bank A/S?

The current dividend yield of Spar Nord Bank A/S is 6.98 %.

When does Spar Nord Bank A/S pay dividends?

Spar Nord Bank A/S pays a quarterly dividend. This is distributed in the months of April, July, April, April.

How secure is the dividend of Spar Nord Bank A/S?

Spar Nord Bank A/S paid dividends every year for the past 6 years.

What is the dividend of Spar Nord Bank A/S?

For the upcoming 12 months, dividends amounting to 9.64 DKK are expected. This corresponds to a dividend yield of 7.47 %.

In which sector is Spar Nord Bank A/S located?

Spar Nord Bank A/S is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Spar Nord Bank A/S kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Spar Nord Bank A/S from 3/22/2024 amounting to 10 DKK, you needed to have the stock in your portfolio before the ex-date on 3/20/2024.

When did Spar Nord Bank A/S pay the last dividend?

The last dividend was paid out on 3/22/2024.

What was the dividend of Spar Nord Bank A/S in the year 2023?

In the year 2023, Spar Nord Bank A/S distributed 5 DKK as dividends.

In which currency does Spar Nord Bank A/S pay out the dividend?

The dividends of Spar Nord Bank A/S are distributed in DKK.

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Andere Kennzahlen von Spar Nord Bank A/S

Our stock analysis for Spar Nord Bank A/S Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Spar Nord Bank A/S Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.