RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Richmond Mutual Bancorporation Stock

Richmond Mutual Bancorporation Net Income 2024

Richmond Mutual Bancorporation Net Income

9.49 M USD

Ticker

RMBI

ISIN

US76525P1003

WKN

A2PNCW

In 2024, Richmond Mutual Bancorporation's profit amounted to 9.49 M USD, a -26.86% increase from the 12.97 M USD profit recorded in the previous year.

The Richmond Mutual Bancorporation Net Income history

YEARNET INCOME (undefined USD)
20239.49
202212.97
202111.14
202010.02
2019-14.08
20185.68
20172.72

Richmond Mutual Bancorporation Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Richmond Mutual Bancorporation, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Richmond Mutual Bancorporation from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Richmond Mutual Bancorporation’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Richmond Mutual Bancorporation. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Richmond Mutual Bancorporation’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Richmond Mutual Bancorporation’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Richmond Mutual Bancorporation’s growth potential.

Richmond Mutual Bancorporation Revenue, EBIT and net profit per share

DateRichmond Mutual Bancorporation RevenueRichmond Mutual Bancorporation Net Income
202372.02 M undefined9.49 M undefined
202256.73 M undefined12.97 M undefined
202151.35 M undefined11.14 M undefined
202049.67 M undefined10.02 M undefined
201945.42 M undefined-14.08 M undefined
201839.49 M undefined5.68 M undefined
201733.62 M undefined2.72 M undefined

Richmond Mutual Bancorporation stock margins

The Richmond Mutual Bancorporation margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Richmond Mutual Bancorporation. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Richmond Mutual Bancorporation.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Richmond Mutual Bancorporation's sales revenue. A higher gross margin percentage indicates that the Richmond Mutual Bancorporation retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Richmond Mutual Bancorporation's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Richmond Mutual Bancorporation's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Richmond Mutual Bancorporation's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Richmond Mutual Bancorporation. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Richmond Mutual Bancorporation's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Richmond Mutual Bancorporation Margin History

DateRichmond Mutual Bancorporation Profit margin
202313.17 %
202222.86 %
202121.69 %
202020.17 %
2019-31 %
201814.38 %
20178.09 %

Richmond Mutual Bancorporation Aktienanalyse

What does Richmond Mutual Bancorporation do?

Richmond Mutual Bancorporation Inc is a US financial institution headquartered in Richmond, Indiana. The company's history dates back to 1889 when the Richmond Building and Loan Association was founded, which later became the Richmond Mutual Savings and Loan Association. In 2004, the institution was converted into Richmond Mutual Bancorporation Inc. The business model of Richmond Mutual Bancorporation Inc is based on the principle of deposit business. This means that customers can deposit money with the bank and receive interest in return. At the same time, the bank also grants loans to customers, which in turn affects the business results. As a banking group, the company aims to prioritize customer satisfaction and individually address customer needs. The company operates in various sectors to expand its range of services. The main sector is retail banking, where customers have access to various financial products. This ranges from checking accounts, credit cards, mortgage financing, savings accounts, to securities. The goal of this sector is to offer a wide range of products to individual customers. Another important sector is commercial banking, which primarily serves commercial customers. The services are tailored to the needs of entrepreneurs. Here too, the focus is on lending, investments, and similar offerings. In addition, there are special services for the commercial sector that are tailored to the needs of business customers. The company has also expanded its business field into wealth management as a third sector. This involves the management of assets for private clients, companies, and organizations. The goal is to develop an individual wealth strategy for all customers to achieve the best possible success for them. The products offered by Richmond Mutual Bancorporation Inc are diverse. For example, the company offers various types of loans for individuals and companies. There are both long-term and short-term loans for various occasions. In addition, various savings and investment options are offered. In addition to traditional savings accounts, there are also money market and fixed rate accounts. Investing in securities is also possible. It is particularly noteworthy that the company offers a variety of services to make life easier for its customers. These include mobile banking apps or online banking to be able to make transactions on the go. Another service is personal customer advice. Anyone who has questions or wants to solve a problem can contact customer support at any time. They are available by phone, chat, or email. In summary, Richmond Mutual Bancorporation Inc is an established and trustworthy banking group. The company offers its customers a diverse range of products and services. Personalized consultation is a priority, and customer satisfaction is paramount. Richmond Mutual Bancorporation ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Richmond Mutual Bancorporation's Profit Margins

The profit margins of Richmond Mutual Bancorporation represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Richmond Mutual Bancorporation's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Richmond Mutual Bancorporation's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Richmond Mutual Bancorporation's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Richmond Mutual Bancorporation’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Richmond Mutual Bancorporation stock

How much profit has Richmond Mutual Bancorporation made this year?

Richmond Mutual Bancorporation has made 9.49 M USD this year.

How has the profit developed compared to last year?

The profit has increased by -26.86% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Richmond Mutual Bancorporation publish its earnings?

Richmond Mutual Bancorporation publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Richmond Mutual Bancorporation?

The profits of Richmond Mutual Bancorporation are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Richmond Mutual Bancorporation?

You can learn more about the earnings of Richmond Mutual Bancorporation by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Richmond Mutual Bancorporation pay?

Over the past 12 months, Richmond Mutual Bancorporation paid a dividend of 0.7 USD . This corresponds to a dividend yield of about 5.43 %. For the coming 12 months, Richmond Mutual Bancorporation is expected to pay a dividend of 0.7 USD.

What is the dividend yield of Richmond Mutual Bancorporation?

The current dividend yield of Richmond Mutual Bancorporation is 5.43 %.

When does Richmond Mutual Bancorporation pay dividends?

Richmond Mutual Bancorporation pays a quarterly dividend. This is distributed in the months of December, April, June, October.

How secure is the dividend of Richmond Mutual Bancorporation?

Richmond Mutual Bancorporation paid dividends every year for the past 4 years.

What is the dividend of Richmond Mutual Bancorporation?

For the upcoming 12 months, dividends amounting to 0.7 USD are expected. This corresponds to a dividend yield of 5.43 %.

In which sector is Richmond Mutual Bancorporation located?

Richmond Mutual Bancorporation is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Richmond Mutual Bancorporation kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Richmond Mutual Bancorporation from 9/18/2024 amounting to 0.14 USD, you needed to have the stock in your portfolio before the ex-date on 9/4/2024.

When did Richmond Mutual Bancorporation pay the last dividend?

The last dividend was paid out on 9/18/2024.

What was the dividend of Richmond Mutual Bancorporation in the year 2023?

In the year 2023, Richmond Mutual Bancorporation distributed 0.4 USD as dividends.

In which currency does Richmond Mutual Bancorporation pay out the dividend?

The dividends of Richmond Mutual Bancorporation are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von Richmond Mutual Bancorporation

Our stock analysis for Richmond Mutual Bancorporation Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Richmond Mutual Bancorporation Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.